Mobile Home Insurance in California
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800-371-8277
Mobile Home Insurance vs Traditional Home Insurance Mobile home Insurance in CA is a rather misunderstood service, solely for the reason that the term ‘mobile homes’ itself is misunderstood. From the outside, mobile homes do not appear that different, and more than often mobile, manufactured, modular and traditional homes are confused for one another. However, manufactured homes differ because they have different regulations they must follow.
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Differences between traditional homeowners’ insurance and mobile home insurance The coverage required for mobile and modular homes is actually quite similar to that of a traditional home insurance package. The basis of the policy and total coverage required will depend on: The size of the home Value of the home Whether the person who owns the mobile home also owns the land on which the home will be constructed on. The owner must check a few California home insurance quote websites to see the price differences The immediate risks in the area (for instance if the house is situated next to a river, an insurance for that will be necessary) Certain other factors www.promaxinsuranceagency.com
Basic Categories of Coverage for Mobile Home Insurance in CA Mobile Home Liability Coverage – This type of coverage is needed in case the owner of the mobile home has a visitor on his or her property and the guest gets injured due to the owner’s negligence. This coverage also works in case the owner has damaged someone else’s property and a lawsuit has been filed. Property damage – This covers any noteworthy loss to the property that needs repair. This is a must-have for most mobile home owners and is one of the key aspects of getting mobile home insurance in CA. Personal property – This covers the mobile home owner’s belongings in case of break-in or theft, as well as damage or loss as a result of weatherrelated causes or natural disasters such as fires, earthquakes, storms, etc.
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Promax Insurance Agency Basic insurance coverage costs: $30,000 coverage for single-section manufactured homes $45,000 for double-section homes Average Monthly Premiums: Modular home insurance vs. Mobile Home Insurance - different fee structures for the variances in the categories of homes they insure. Rates vary a lot depending on the state. For the reason that mobile and manufactured homes have a tendency of having lower total value than a modular/traditional home, their insurance charges are usually lower.
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For more information :
Corona Branch 119 N. Maple Street, Suite C Corona, CA 92880 951-371-6007
Fontana Branch 7950 Cherry Ave, Suite 114 Fontana, CA 92336 909-428-2300
800-371-8277 www.promaxinsuranceagency.com