Expect Excellence.
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I initially joined CAP because of a colleague’s enthusiastic recommendation. I remained a member because of the outstanding service, excellent products and, of course, the money-saving value. – Laurie Rubenstein, MD Redwood City
The Cooperative of American Physicians, Inc. (CAP)
is the only physician owned and governed company whose
core product, Mutual Protection Trust, is Rated A+ (Superior) by A.M. Best Company. Superior physicians are dedicated
to excellence. They should expect nothing less from their medical professional liability provider.
For more than 30 years, CAP has rewarded the dedication of superior physicians with superior protection for less. We keep our costs low by keeping our standards high. Membership might not come easy, but once you get in, you know you’re in good company. To find out more, call 800-252-7706, or visit www.superiorphysicians.com. SAN DIEGO
COOPERATIVE
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OF
ORANGE
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LOS ANGELES
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M O U N TA I N V I E W
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SACRAMENTO
AMERICAN PHYSICIANS, INC. | 333 S. HOPE ST., 8 TH FLOOR | LOS ANGELES, CA 90071
The Mutual Protection Trust (MPT) is an unincorporated interindemnity arrangement among physicians authorized by Section 1280.7 of the California Insurance Code. Members do not pay insurance premiums. Instead, they pay tax-deductible assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make a tax-deductible Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement.