Wausau Senior Review

Page 1

A Senior Magazine for Living a Healthier, Smarter and More Active Life in Wausau

May 2016 e e Fr

Tracking Our Hearing Health

What many people do not realize is that as your brain adjusts to your new lower level of hearing, it is missing out on key parts of speech.

By Justen Willemon, BC-HIS at Miracle-Ear

A

re you regularly asking people to repeat themselves, struggling while listening to television or even feeling as if everyone is mumbling? Then it is time to have your hearing tested. But if you aren’t having trouble with any of those things, does that mean you shouldn’t have your hearing tested? The answer is no; even if you are not noticing any difficulty with your hearing, everyone should have their hearing tested and have a record of the hearing level. If things do start to change in the future, you will know where you were able to hear, and can see how things are changing. Many people don’t do anything about their hearing until something happens that causes them to really think about it. When it comes to hearing health,

you should have your hearing checked annually. When our hearing changes, it typically occurs gradually and you may not detect anything. As your hearing changes gradually, your brain adjusts to it; eventually you start to notice that you are asking people to repeat a lot, or you

may say it sounds like everyone is mumbling. This is often the time someone finally decides to make the effort and schedule an appointment for a hearing test. What many people do not realize is that as your brain adjusts to your new lower level of hearing, it is missing out on key parts of

speech. Missing out on those key parts of speech can lead to auditory deprivation, which is when your brain loses the ability to process information due to lack of stimulation. If your brain isn’t hearing a certain sound anymore, it will gradually fade away so you can’t remember what it is. Once those key parts of speech are lost, it makes understanding speech more difficult, even with hearing aids. Annual hearing tests help you to be aware of your hearing health, and if your hearing does start to decrease, it will allow you to take action right away to help reduce your chances of auditory deprivation. Senior Review ‌| 1


Older Americans Month 2016: “Blaze a Trail” Older adults are a growing and increasingly vital part of our country. The contributions they make to our communities are varied, deeply rooted, and include influential roles in the nation’s economy, politics, and the arts. From 69-year-old NASA Administrator Charles Bolden, Jr. to 84-year-old actress Rita Moreno to 83-year-old Ruth Bader Ginsberg, who took her seat as a Supreme Court Justice at age 60, older adults are blazing trails in all aspects of American life. In 1963, we began to acknowledge the contributions of older people by using the month of May to celebrate Older Americans Month (OAM). Led by the Administration for Community Living, the annual observance offers the opportunity to learn about, support, and celebrate our nation’s older citizens. This year’s theme, “Blaze a Trail,” emphasizes the ways older adults are reinventing themselves through new work and new passions, engaging their communities, and blazing a trail of positive impact on the lives of people of all ages.

History of Older Americans Month

When Older Americans Month was established in 1963, only 17 million living

Editor/Publisher: Arwen Rasmussen Offices: 3315 Nimitz Street, Eau Claire, WI 54701 P: 715-831-0325 F: 715-831-7051 E: seniorreviewnewspapers@gmail.com

Senior Review |‌ 2

Americans had reached their 65th birthday. About a third of older Americans lived in poverty and there were few programs to meet their needs. Interest in older Americans and their concerns was growing. A meeting in April 1963 between President John F. Kennedy and members of the National Council of Senior Citizens led to designating May as “Senior Citizens Month,” the prelude to “Older Americans Month.” Historically, Older Americans Month has been a time to acknowledge the contributions of past and current older persons to our country, in particular those who defended our country. Every President since Kennedy has issued a formal proclamation during or before the month of May asking that the entire nation pay tribute in some way to older persons in their communities. Older Americans Month is celebrated across the country through ceremonies, events, fairs, and other such activities.

Distrbution: The Senior Review distributes throughout the Greater Wausau area every month. Advertising: 715-831-0325 Disclaimer: The Senior Review Publications assumes no responsibility for the advertising content of the Senior Review nor for any mistakes or omissions there in. No endorsements of any products or services is made and noneshould be inferred. The terms and conditions under which the advertisement will be

honored are the sole responsibility of all the advertisers and not Senior Review Publications. A telephone call to the advertising merchant may eliminate confusion to any exceptions in the advertisements. Senior Review is owned by AKRE Enterprises, © Copyright 2016. For more information call Senior Review at 715831-0325 or email us at seniorreviewnewspapers@gmail.com


May is National Stroke Awareness Month Suspect a Stroke? Act F.A.S.T.

Learn the signs of stroke. The Face, Arm, Speech Test (FAST) can help you recognize the symptoms of a stroke. A stroke is a medical emergency. Call 911! You could save a life or help prevent a disability! Be a stroke hero.

F A S

ace: Facial Weakness. Ask the person to smile. Does the face look uneven? Does one side of the face droop? rms: Arm Weakness. Ask the person to raise both arms in front of them. Does one arm drift down?

If you suspect a stroke, act FAST and call 911!

peech: Speech problems. Ask the person to repeat a simple sentence or phrase, for example, “The sky is blue”? Can he/she repeat the sentence correctly? Are the words slurred? Does their speech sound strange?

cially with any of the other signs

T

ime: Test all three symptoms. If the person shows any of these symptoms, time is important. Call 911 or get to the hospital fast. Brain cells are dying. WHAT ARE THE SYMPTOMS OF A STROKE? •Sudden weakness or numbness of the face, arm or leg on one side of the body •Sudden confusion, trouble speaking or under-

standing •Sudden loss or blurring of vision, in one or both eyes •Sudden or severe headache with no apparent cause •Dizziness, unsteadiness or a sudden fall, espe-

WHY ACT FAST? Stroke is a medical emergency. By calling 911, you can help someone reach the hospital quickly and receive the early treatment they need. Prompt action can prevent further damage to the brain and help someone make a full recovery. Delay can result in death or major long-term disabilities, such as paralysis, severe memory loss and communication problems. Ambulance crews use FAST and with hospital staff can act fast to identify and diagnose a stroke quickly.

$775

Compassionate Care

You Can Trust

Free Central Air/Heat New Flooring & Appliances

$875 LIMITED TIME OFFER

$250

e are a caring community eager to help you settle in and get acquainted with your new friends. Bell Tower Residence Assisted Living is ideal for those who can no longer live safely in there own homes, but still want the freedom to make their own choices. Call (715) 536-5575 today to schedule a personal appointment to visit our beautiful assisted living community. YEARS 1500 O’Day St., 1990-2015 CARE Merrill, WI 54452 &OFSERVICE www.belltowerresidence.org

www.ahmcproperties.com

y mother lived here years ago and I always knew this was the place for me when I needed assisted living. I was so happy to bring my organ in the apartment I chose. One day while playing a song I looked up and found a friend sitting in one of my chairs enjoying the music.”

W

Celebrating

SECURITY DEPOSIT

M

S

ARVILLA WENDORF Resident of Bell Tower

A Ministry of the Holy Cross Sisters since 1990 S

S

Senior Review ‌| 3


What’s Happening Calendar SPARK! Bring a friend or loved one with memory loss for a social outing in soothing surroundings. Second Thursday of each month, 10:30 a.m. – Noon. Call (715) 845-7010 to register. Leigh Yawkee Woodson Art Museum, (715) 8457010 Free Monthly Grief Programs Available Through Aspirus Comfort Care and Hospice Services • Good Grief – Living with Loss: Monthly grief support group for adults who have experienced the death of a loved one. Second Monday of each month; 4:005:00 p.m. First Universalist Unitarian Church, 504 Grant St., Wausau; The Grief Center, (715) 847-2703. • Suicide Grief Support Group: A place to go when your life has been changed by the suicide of a loved one. Second Tuesday of each month; 6:30-8:30 p.m. St. Mark's Lutheran Church, 600 Stevens Drive, Wausau. Contact Sara or Heather at (715) 539-9818. • The Compassionate Friends: A self-help support group for parents, grandparents, and adult siblings. Third Wednesday of the month 7:00-9:00 p.m. at Aspirus Wausau

Hospital. Contact Sue at 715-8455968. Downtown Memory Café is a new gathering place for people with early stages of dementia and their care partners. Hosted by First United Methodist Church, 3rd Thursday every month, 10:30 a.m. – Noon, 903 Third Street, Wausau. For more information or to register, call the church at (715) 842-2201, Charles Schoenfeld at (715) 842-9809 or email: memorycafe@fumcwausau.org. Free! Knitting at the Library Knitters of all ages and skill levels are invited to Knit Night on the 1st Thursday of the month at 6:30 p.m. at the Marathon County Public Library Wausau Headquarters, 300 N. First St., Wausau. The library will provide pattern books and some knitting supplies, but participants are encouraged to bring their own supplies. Medicare Basics Register early. Space is limited. Call the Aging & Disability Resource Center at (715) 261-6070. Cost: Free!!

AARP Chapter 272, Wausau Area 3rd Mondays of the month, March-December at the Wausau Airport, 725 Woods Place, Wausau, WI. Time of Meeting is 1:30 p.m. for about an hour. Because of the weather, no meetings in Jan. and Feb. 2016. For more information call Steve at 715-355-4918.

Great Wausau Area Stroke Club Grief Group at Helke Funeral 3rd Monday of even numbered Home months (Feb, April, June, 302 Spruce St., Wausau, on the 2nd August, October, Dec. ) and 4th Tuesdays of each month 3200 Westhill Dr. (2nd floor from 1:00-2:00 p.m. classroom) 1:00-2:30 p.m., Free and no Caregiver Support Group registration required. Call Kim at 2nd Tuesday of the month at 9:00 (715) 847-2833 or Kathy at (715) a.m. Aspirus Memory Clinic lower 847-2827. level, conference room 2720 Plaza Medication Mondays Drive, Wausau. Contact Jennifer 3rd Monday each month Pagel at (715) 847-2004. Professional assistance for those who: Family Support Group • Want to understand and organize 4th Monday of the month from medications better 7:00-8:00 p.m. at the Marathon • Take four or more medications, or have multiple health conditions County Public Library; 2nd floor meeting room. Families who have • Get medications at multiple pharmacies or by mail-order a member who has a mental ill• Want to reduce medication ness. Facilitated by trained NAMI expenses: Call 715.847.2380 or members. 1.800.847.4707 for appointment. Thoughtful Thursdays Two Thursdays each month at Aspirus Wausau Hospital, Wausau

Walter Wick

Games, Gizmos, and Toys in the Attic

Locally Owned Celebrating

Years of for20 Over 22 Years! Caring for Service You in Your Home

SUPPORTIVE CARE Home Health Care

SKILLED CARE▪ Nurses ▪ Therapists Meals ▪ Bathing ▪ Light Housekeeping HOSPICE CARE & PALLIATIVE CARE Hospice and Palliative Care

Assisted-living homes in Schofield & Marathon City

We’re there for you 24 hours a day, 7 days a week

On view through May 29

0HGLFDUH ,QVXUDQFH 3ULYDWH 3D\

715-842-7707

2402 Grand Ave., Wausau

Franklin & 12th St. / Wausau, WI 54403 715.845.7010 / www.lywam.org

Manor or Mount View Care Center. We help you complete a Power of Attorney for Health Care, a legal document that expresses your wishes for medical care in a crisis. For information and to register call the Aspirus Information Center at 715.847.2380 or 800.847.4707 from 8:00am - 5:30pm, M-F.

Assisted Living for the One You Love • Affordable Rent • 1-Bedroom Private Apartments • Walk-In Showers • Storage Units • Midday Meal Provided • Utilities Included • Overnight Security

• Convenience Store • Beauty/Barber Shop • Lifeline Service Provided • Guest Room Available • Many Planned Social Activities • Current Availability

Tuesday - Friday 9 am - 4 pm First Thursday of each month 9 am - 7:30 pm Saturday - Sunday Noon - 5 pm Closed Monday and holidays, including Easter

Always FREE Admission Follow Us

Weekly blog Woodson Wanderings Walter Wick, Sky High from Can You See What I See? Dream Machine, 2003 Walter Wick: Games, Gizmos, and Toys in the Attic was organized by the New Britain Museum of American Art, New Britain, Connecticut.

Senior Review |‌ 4

WI-5001733997

interimhealthcare.com

EOE

540 E.Thomas Street, Wausau, WI 54403 715.261.6687 www.riverviewterracewi.com


May Is Better Hearing and Speech Month

T

he American SpeechLanguage-Hearing Association (ASHA) celebrates Better Hearing and Speech Month each May to raise public awareness of speech and language disorders that affect millions of Americans. This special month is designed to recognize the impact that speech-language pathologists make in helping people across an individual’s lifespan. Speech and language disorders can take many forms and can limit “Even if AND the problem cannot OPEN HOUSE TOUR! academic achievement, social— LUNCH nd be eliminated, we can teach April 2 — 10am to 2pm adjustment, careerSaturday, advancement, with speech and language OPEN HOUSE —people LUNCH AND TOUR! and quality of life. An individual nd — 10am to 2pm Saturday, April 2 difficulties strategies to better may be born with a speech or cope with their disability and live language disorder, or it may be more independently.” caused by accidental injury or Speech-language pathologists illness. are professionals who treat “Fortunately, most people with all types of speech, language, speech and language difficulties swallowing, memory and related can be helped,” said Holly disorders. They hold at least a Sperberg, Speech-Language master’s degree and are certified Pathologist at Wausau Manor.

by the American SpeechLanguage-Hearing Association. In Wisconsin, they also are licensed by the state. One therapy used for swallowing disorders is called VitalStim. It is a very specialized, proven treatment for dysphagia which is the inability or reduced ability to swallow. This is the first FDA-approved treatment that is provided by a specially

OPEN HOUSE — LUNCH AND TOUR!

certified speech-language pathologist at Wausau Manor. To battle dysphagia, the throat muscles must relearn swallowing activity and movement. During VitalStim therapy, electrodes are placed on the throat to deliver a small current to stimulate motor nerves involved in swallowing. The muscles responsible for swallowing contract, allowing for re-education of the essential muscles we use for eating. Wausau Manor commends our Speech-Language Pathology Therapy team for the tremendous work they do to provide excellent care and rehabilitation based on each individual’s special needs. In addition to speech-language pathology, Wausau Manor also provides physical therapy and occupational therapy services for the patients at our center as well as outpatients in the community. This interdisciplinary approach expedites recovery and overall wellness. For more information or with any questions regarding Wausau Manor therapy programs contact Dawn Steves, Director of Rehab at 715-842-0575.

Saturday, April 2nd — 10am to 2pm

DISCOVER YOUR DISCOVER YOUR

Applegate Terrace Assisted Living and Wausau Manor

CAREFREE LIFESTYLE CAREFREE LIFESTYLE D I S CD OIVSECROYVOEURRY O U R

• A community for active • A community for active CAREFREE LIFESTYLE CAREFREE LIFESTYLE adults, 55+ •A community adults, 55+

Have more to enjoy theenjoy thingsthe you love—without the worriesthe of home Havetime more time to things you love—without worries of home • Home with maintenance. Never before homehas ownership beenownership so easy. That’s because maintenance. Neverhas before home ownership been so easy. That’s no because “The Village Cooperative changedchanged our “The Village Cooperative our maintenance! the Village Cooperative of Wausau is a community for active adults 55+ who the Village Cooperative of Wausau is a community for active adults 55+ who Nomaintaining more maintaining our home, life. Nolife. more our home, want ownership, no maintenance, totobefriends close and to friends no maintenance, to be close family, and family, plusmade we’vemany madefriends manyhere. friends plus we’ve ” here.” want ownership, • Excellent value! andwhat enjoy what most matters most to them—all at anvalue! excellent value! Village Cooperative and enjoy matters to them—all at an excellent -Rick & -Rick Connie& Connie Village Cooperative Members Members

active with no • Homefor ownership maintenance! adults, 55+ • Excellent value! • Home ownership DISCOVER YOUR If you are ready for alifestyle simpler lifestyle us the incentive with noCooperative Village If you are ready a “The simpler “Thefor Village Cooperative gave us thegave incentive Call Carmen at (715) 675-0287 to speed up our desire downsize and“face D I S C O V E R Y O U R In 2013, after a surgery, I first came to Wausau Manor where they could Call Carmen at (715) to speed upmaintenance! our675-0287 desire to downsizetoand face reality we no longerfree need or want all care of me and get me strong again. A few days later, I took a short to learn more or the RSVP for that our upcoming • A community for active take the reality that we no longer need or want all to learnLunch more & orTour RSVPon for our upcoming free CAREFREE LIFESTYLE April 2nd from 10am to 2pm of our current responsibilities involved with adults, 55+ •home Excellent value! Lunch & Tour on ofApril from 10am to 2pm our 2nd current responsibilities involved with Gehrt walk down the hall to Applegate Terrace and decided it was for me! ownership.” Dick & Kelly Have more time to enjoy the things you love—without the worries of home

CAREFREE LIFESTYLE

Home ownership with no ownership.” Dick &of Kelly Gehrt Village•home Cooperative Wausau maintenance!

With Wausau Manor on one side and Applegate Terrace on the other, I knew I would be in good hands. When I moved it was like Christmas! Village Cooperative of Wausau I am still able to live independently, but if something happens or if I am • Excellent value! 1508 Merril Avenue |incentive Wausau, WI If you areVillage readyCooperative for a simpler lifestyle, call Carmen @ 715.675.0287 “The gave us the to54401 speed in need of some therapy, there are people right here to help me with If you are ready a simpler lifestyle DISCOVER YOUR “Thefor Village Cooperative gave us the incentive SEE WHAT MAKES US DIFFERENT! up our desire to downsize and face the reality that we whatever I need!” Call Carmen at (715) to speed up our675-0287 desire to downsize and face “The Village Cooperative changed our life. No more maintaining our home, plus we’ve made many friends here.” -Rick & Connie Village Cooperative Members

maintenance. Never before has home ownership been so easy. That’s because the Village Cooperative of Wausau is a community for active adults 55+ who 1508 Merril Avenue Wausau, WI 54401 want ownership, no maintenance, to be close| to friends and family, and enjoy what matters most to them—all at an excellent value!

If you are ready for a simpler lifestyle, call Carmen @ 715.675.0287

Village Cooperative of WHAT Wausau | 1508 Ave, Wausau WI DISCOVER YOUR SEE MAKES USMerrill DIFFERENT!

the reality we no longerfree need or want all no longer need or wanttoall ofmore ouror current learn RSVP for that ourresponsibilities upcoming CAREFREE LIFESTYLE Village Cooperative of Wausau 1508 Merrill Ave, WI Lunch & | Tour on of April 2nd from 10am toWausau 2pm our current responsibilities involved with Have more time to enjoy the things you love - without the worries of

CAREFREE LIFESTYLE

involved in home ownership.” Dick & ownership.” Kelly Gehrt home Dick & Kelly Gehrt

— Dorothea Woller, Applegate Terrace Resident and Wausau Manor Rehab Graduate

home maintenance. Never before has home ownership been so easy.

Village Cooperative of Have That’s more time to enjoy thingsCooperative you love - without the worries of because thethe Village of Wausau is a community for Wausau Find us on adults 55+ who want no maintenance, close to WI 54401 age Cooperative gave us the home active maintenance. Never before hasownership, home ownership been so easy.to|be 1508 Merril Avenue Wausau, Facebook e to speed up our desire to and family, and enjoy what is matters most toforthem. That’s becausefriends the Village Cooperative of Wausau a community e and face the reality that we Find us on All at anno excellent value!to be close to adults 55+ who want ownership, maintenance, ooperative gave us the active OF WAUSAU r need or want all of our Facebook DISCOVER YOUR SEE WHAT MAKES US DIFFERENT! eed up our desire to enjoy what matters most to them. esponsibilities involved with friends and family,Ifand you are ready for a simpler lifestyle Village Cooperative of Wausau | 1508 Merrill Ave, Wausau WI face the reality that we All at an excellent value! wnership!” Dick & Kelly Gehrt OF WAUSAU Call Carmen at (715) 675-0287

VillageCooperative.com

If you are ready forVillageCooperative.com a simpler lifestyle, call Carmen @ 715.675.0287

CAREFREE LIFESTYLE

d or want all of our nsibilities involved with hip!” Dick & Kelly Gehrt

he Village Cooperative gave us the entive to speed up our desire to wnsize and face the reality that we longer need or want all of our rent responsibilities involved with me ownership!” Dick & Kelly Gehrt

Have more time enjoy the things you love -US without the worries of WHAT DIFFERENT! IfSEE youtoare ready forMAKES a simpler lifestyle home maintenance. Never before has home ownership been so easy. That’s because the Village Cooperative of Wausau is a community for us on active Find adults 55+ who want ownership, no maintenance, to be close to Facebook friends and family, and enjoy what matters most to them. Village Cooperative of Wausau All at an excellent value!

3001 Westhill Drive • Wausau, WI 54401 715.849.1514 www.applegateterraceassistedliving.com

Call Carmen at (715) 675-0287 VillageCooperative.com SEE WHAT MAKES US DIFFERENT! If you are ready for a simpler lifestyle

Village Cooperative of Wausau Call Carmen at (715) 675-0287 SEE WHAT MAKES US DIFFERENT! 1508 Merrill Avenue, Wausau WI 54401 Village Cooperative of Wausau VillageCooperative.com 1508 Merrill Avenue, Wausau WI 54401

VillageCooperative.com

.com

3107 Westhill Drive • Wausau, WI 54401 715.842.0575 www.wausaumanorcare.com

OF WAUSAU

1508 Merrill Avenue, Wausau WI 54401

Senior Review ‌| 5

Please call us to schedule a personal consultation and tour of our center today!


Tips for Diffusing Family Conflict By Jane Mahoney, Greater Wisconsin Agency on Aging

P

roviding care for a loved one through a debilitating illness or at life’s end, can create stress on individuals and families alike. Each family member has his/her own response to the difficult situation and will have varying levels of commitment to help. Each person handles stress, grief and change in their own way and will also have different ideas of what is best for the loved one needing care. Good communication and a commitment to making the caregiving plan work are essential in keeping families strong through a difficult time. Disagreements are sure to arise, but the key to success is to diffuse the conflict before feelings are hurt, and long-lasting damage is done. Here are some tips that will help you avoid conflict and make your caregiving journey less stressful and more successful. ■ Be honest. Say that you are feeling stressed, overwhelmed, scared, sad, etc. Then work together to diminish these feelings. ■ Use “I” statements to avoid blaming others. ■ Value everyone’s ideas and opinions. Don’t judge. There is not just one right way to provide care for someone. “Learn something

from someone with whom you disagree.” ■ Consider counseling. Caring for a loved one is stressful for even the healthiest families. Attend a support group with family members or seek private counseling if you fear relationships are about to be torn apart. ■ Share responsibility. When everyone has a task or responsibility, however small, a sense of teamwork is shared. ■ When times get tough, remind each other that it is the disease that has caused the challenge. Blame the disease, not the person with the disease (or each other) for hard times. ■ Step back and look at the larger picture. Sometimes we get hung up on a certain issue and lose sight of the more important goal (like

Aspirus At Home Compassionate Support

• Nursing/Therapy • Laundry/Housekeeping • Bathing/Personal Care • Oxygen, CPAP/BiPAP • Break for caregiver/Respite care • Crutches, walkers, wheelchairs, scooters • Beds, Bathroom aids, Wound supplies • Hospice Care • Lifeline Medical Alert

happiness, safety and/or independence). ■ If you are the main caregiver, get some respite! Taking a break from your daily duties can boost your spirits and in turn help you be a better communicator. ■ LISTEN! Be an active listener by focusing on what is being said, including body language, without interrupting. We often miss much of what someone is saying because we are busy thinking about what we will say next. Or we “tune out” what is being said because we think we’ve already heard it. ■ Never assume anything. When doling out tasks, be specific and clear to avoid misunderstandings. Write down tasks so everyone is clear about expectations. ■ Find a good time to communicate. If you need to talk to someone don’t do it while they’re in the middle of something else. Always ask, “Is this a good time?” before diving in with a heavy topic. ■ Steer away from emotions. If something you’ve said has sparked strong emotions in someone (anger, tears, sarcasm), apologize and try again at a different time and in another way. If you are becoming emotional, ask to talk about it later, after you’ve calmed down. ■ Schedule regular family meetings, either in person, over the phone, or by e-mail so everyone is kept updated on how things are going.

Discover the thrill of saving on ATV insurance

For more information call 715.847.2600 AAHADS-001

Your Full Service Vacation Headquarters Located in Wausau’s River District!

Call TRACY or ELLEN for your Personalized Travel Plans!

Life is an adventure. And what’s more fun than saving money? Call our office for details on our low ATV insurance rates and to review all of your insurance needs.

Resch Insurance Agency 715-298-3392

Senior Review |‌ 6

N15-52C 2 columns x 5 inches


By Ashley L. Hawley, Jackman Law Firm

A

relative of mine recently approached me regarding the sale of her house. She was thinking of downsizing and an opportunity just fell into her lap. She had been talking to a neighbor who indicated that he was looking for a nice house in the neighborhood for his adult son. When my relative told her neighbor that she would be interested in selling her house, he got very excited and asked her right away if he could make an offer before she put the house on the market. What my relative had was a perfect For Sale By Owner (“FSBO”) situation. But...what now? Buying or selling real estate can be confusing as it is, but with a FSBO it can be even worse because neither party is an expert on real estate transactions. Some items to consider:

1. Do I Need a Real Estate Agent?

Real estate agents (especially the good ones) are amazing at what they do. If you are looking to sell a house, the most stressfree way to do so is to hire a real

when home is where you want to be

estate agent. They will list the property and market it like crazy until they find the best deal that you can get for your house. In addition, a real estate agent will work with you to complete the paperwork, order title insurance, and answer any questions that you might have throughout the process. Another big benefit of a real estate agent is that they will help you select an appropriate price to list the property at. While the fair market value on the tax bill might give you a starting point for negotiations, if you look at comparative homes in your area that sold within the last year or so, you will come to realize that these assessments are not very accurate. Fair market value is defined as what a willing buyer would pay and what a willing seller would accept. The best way to “guess” at what your house’s fair market value is, is to look at what happened in other similar situations. It is also beneficial for a buyer to hire a real estate agent when looking to purchase property. Having a real estate agent, who you have hired to work for you, is much better than relying on the seller’s agent – who is

Keeping you at home with home health, hospice, infusion therapy and supportive care services. Home Health . . . . . . . . . . . . . . . 800.397.0270 Hospice . . . . . . . . . . . . . . . . . . . . 800.398.1297 IV Therapy . . . . . . . . . . . . . . . . . . 800.648.8055 Supportive Care Services . . . . . 844.601.3899

working for the seller – to make recommendations for you. The disadvantage of a real estate agent is that they charge a commission – typically between 5-7% of the sales price. The nice part about the commission is that it is a flat amount, so you can bug this person as much as you want, make them show you a hundred different properties, write several counteroffers, etc., and you do not have to worry about your bill going up. The bad part is in a situation like the one above, where a buyer has already been found, the real estate agent will be getting paid way more than an attorney would charge to put together the paperwork. (The size of the commission is based on the assumption that the agent will have to work hard to earn their money and typically does.) There are some other options besides hiring a real estate agent or an attorney for a For Sale By Owner who wants to do most of the work themselves with only a small amount of help. These options will charge a lower commission but will only do some of the work that a real estate agent would do.

2. Ironing Out the Details:

Going back to the situation above, if you have already found a willing buyer, the next major step is to make sure that you have ironed out the details. Some things to consider: What will the purchase price be? What is included in the sale (the washer and dryer? refrigerator? other appliances?). When should

the closing take place? Is the buyer going to do an inspection? Does the buyer need financing? Whether you are the buyer or the seller, I would always recommend that you consult with an attorney at this stage to make sure that you know what your rights and obligations are under the law. They will help you draw up an offer to purchase, order title insurance, and get the closing documents together. So, the question is: can you draw up an offer to purchase by yourself? Do you really need an attorney? Of course you can, the real question is whether you should do so. First of all, all sale transactions for real estate MUST be in writing. An oral arrangement for the sale of your house will not stand up in court. Second, there are many tiny details in an offer to purchase that need to be discussed, and some rights that you might be giving up without fully understanding the consequences of doing so. Most attorneys handle FSBO situations on an hourly basis. You can choose to do most of the leg work yourself (such as working out the details of the transaction) and then go to the attorney only with specific questions or to formalize the agreement.

3. What is Title Insurance… and How Come I Need it?

Title insurance is where you hire a company to do a search of the title for your property and to make sure that there are not any unknown liens or encumbrances

C OPPER L EAF M A N A G E M E N T

G R O U P

A Better Place A Better Life Assisted Living and Memory Care Convenient Locations in Schofield and Marathon

C OPPER L EAF M A N A G E M E N T

ministryhomecare.org

G R O U P

Please call Eve at (715) 498-9514 to learn more about our extraordinary care and to schedule a tour today!

Senior Review ‌| 7


attached to the property. The title insurance company searches all of the documents recorded against the real estate and then insures that the buyer is receiving the property free and clear. In the event that there was something that was missed in the search, the title insurance company provides insurance coverage for that and liability coverage for any damages you might incur due to their error. Title insurance can be expensive, however, it is typically a good investment. Even in cases where the parties know each other (and perhaps are even related to each other) there are surprises that come up in the title work. The most common is judgments against the previous owners which show up as liens on real property that they own. Sometimes these judgments are entered in error, but the only way they would be discovered is with a title insurance check.

4. Closing Costs

The last stage of a FSBO is the closing. This is where

the deed gets signed and the property transfers from the sellers to the buyers. We have already discussed many of the costs associated with the FSBO transaction, however, there are two other closing costs that need to be addressed. First, in a typical transaction there are transfer taxes that are owed. (I say “typically” because transfer tax may not be required in gifting situations.) The transfer tax is .3% of the value of the real estate being transferred. Second, there is a $30 recording fee with the register of deeds to record the deed transferring the interest. A For Sale By Owner transaction can be the perfect way to transfer a piece of real estate to a willing buyer at an agreed upon price. That being said, there are a lot of little details that go in to any real estate transaction. If you are interested in selling your property on a FSBO basis, considering hiring an attorney to assist you through the process. They can help as little or much as you need to get you to the closing.

All Who Served WISCONSIN VETERANS HOME AT KING

A gem like no other, the Wisconsin Veterans Home at King is a long term and rehabilitative care facility serving veterans and their eligible dependents. We offer quality medical and nursing care to enhance quality of life. Our highly trained and dedicated staff strive to meet the unique needs of veterans by providing compassionate care built on the foundation of integrity, honor and respect. We look forward to talking with you to further assist with any questions you may have. We offer tours 7 days a week. Beds are available. We welcome qualified non-Wisconsin residents.

We are a star rating nursing facilty!

715.256.5027 | 888.458.5586 N2665 County Road QQ | King, WI 54946

www.WisVets.com

The Choice is Yours

Estate Planning, Probate and Trust Administration Ashley L. Hawley, Esq. 2100 Stewart Avenue, Suite 140 Wausau, WI 54401 ▪ (715) 298-9445

The AseraCare Hospice team’s goal is to help you and your family make the most of your time together. We pride ourselves in focusing on the entire family, not just the individual. We focus on dignity and quality of life with unparalleled support, truly individualized care plans and dedicated clinical teams.

This is our life’s work. This is our promise. For more information on our services, please call ...

AseraCare Hospice North Central WI 4107 Barbican Ave., Ste. 220, Weston, WI 54476 Phone 715-355-4797 or 877-234-8571

THE CHOICE IS YOURS Senior Review |‌ 8

of NCWI (877) 234-8571 (715) 842-2805 www.AseraCare.com

Equal opportunity provider of healthcare services. AHS-06833-11-EI


Emphasizing Therapeutic Exercise to Reduce the Need for Prescription Medications By Dr. L. Voigt Smith, PT, DPT, OCS, CredMDT

P

rescription medication use has continued to rise over the past decade in the United States. As a result, American culture has become more and more drugged. Mayo reports nearly 7 in 10 Americans take prescription drugs and over half take two; 20% reportedly are on five or more medications (Mayo news releases June 2014). According to the Associated Press, traces of prescription medication have now even been discovered in our water supplies (http://www. hosted.ap.org/specials/interactives/pharmawater_). Drugs certainly have a place in health care, but overuse has led to significant problems. First, the addictive nature of narcotic medications continue to destroy many individuals with chronic pain. According to the National Institute on Drug Abuse, emergency department visits involving abuse of pharmaceuticals (either alone or in combination with another drug) increased 98.4 percent between 2004 and 2009. In efforts to manage pain, more and more people appear to be heading to the prison of dependency (http://www.nida.nih.gov/DrugPages/Stats.html). Second, it’s important for the consumer to carefully consider the risks versus the benefits of medication. As an example, very commonly prescribed medications for high cholesterol are Statins (i.e. Crestor and Lipitor); their use is controversial as well as the perceived need to lower high cholesterol levels. Research has

Seniors are an important and involved piece of our community and we appreciate them and all they have done! Thanks from all of us!

715-847-2382 or toll free 877-260-6755 3200 Westhill Drive, Suite 201 • Wausau, WI 54401 Wayne A. Brearley, MD • Daniel M. Seybold, MD • James P. Sutherland, MD George R. Tanner, MD • Faruk S. Abuzzahab, MD Jeremy W. Russel, D.O. • Scott R. Murch, MD

indicated Statin medications often create muscle pain, muscle weakness and wasting; they also can reduce the benefits of exercise, as well as increase risk of other medical disorders (Dr. Mercola, Joseph, 2010 & Thompson P, Journal of the American College of Cardiology, 2013). These drugs reportedly also have not been shown to make people live longer. Comparatively, research shows lifestyle changes (including therapeutic exercise) lead to a reduction of 4 out of 5 heart attacks in men (American College of Cardiology, Sept, 2014). Next, a barrier to lifestyle change is the desire for so many to use medication as a “quick fix” and not to focus on good balanced lifestyle and effective time management. For those who watch television, drug company multi-media (direct-toconsumer) advertising has greatly capitalized on this path of least resistance. Yet another barrier to change often is restrictive chronic pain and fear. A licensed doctor of physical therapy can be a relatively low cost solution. These health care professionals are highly trained to evaluate (as well as diagnose and treat) many musculoskeletal and neurological disorders while effectively educating patients

There’s No Place Like Home Staying in your home isn’t as easy as clicking your heels and wishing you were back home. Your care designed to meet your needs. We Provide: • Daily Living Needs • Housekeeping • Laundry • Meal Preparation • Supportive & Personal Care • Medication Reminders • Transport

• Errands, Shopping • Blood Pressure Checks • Transitional Care • Companionship • Affordable Care • Day or Night Care • And Much, Much More!

So Stay Home With Us!

A 1 Home Health Care (715) 359-8l60 • (7l5) 432-09ll

and reducing fear of movement. Good PT empowers individuals to be more functional and active, often breaking cycles of chronic pain. Besides improving quality of life, this can result in significant cost savings in medication, as well as downstream medical diagnostic testing and invasive procedures, especially with direct access and in cash-based settings. Next, consider the illuminating words of Thomas Edison: “The doctor of the future will give no medicine but will interest his patients in the care of the human frame, in diet and in the cause and prevention of disease.” Physical therapy adaptive movement interventions often are the best medicine and need more emphasis in our heath care culture. As an inventor, I believe Mr. Edison would have appreciated the impact and potential of the patented Backsmith Selective Stabilization Support on health care (backsmithsupports.com). For many, this unique tool helps significantly reduce pain, while improving strength and functional stability. Unmet needs are the mother of invention. To conclude, good lifestyle is all about good informed choices and time management. All of us have a responsibility to be proactive with our health. Consider how physical therapy can add quality of life to you or someone you love. Finally, it’s important to make time for wellness. In the words of Earl of Derby, “Those who do not find time for exercise will have to find time for illness.” Dr. L. Voigt Smith is the owner of Backsmith Advanced Physical Therapy in Weston (backsmithpt.com) and is the inventor of the Backsmith Selective Stabilization Support (backsmithsupports.com). He can be reached at 715-2985888 or by email at backsmith2009@hotmail.com.

“Where Quality Physical Therapy Movement Produces the Best Medicine.” Dr. Louis Voigt Smith PT, DPT, OCS, CredMDT

Physical Therapy Services Including: ▪ Land-based ▪ Aquatic ▪ Industrial ▪ Manual ▪ Home Health

H BA T I C KS M

PT

Advanced Physical Therapy LLC

3409 Schofield Ave., Suite E, Weston, WI 54476 Location also in Tomahawk

715-298-5888

backsmithadvancedphysicaltherapy.com

Senior Review ‌| 9


Who’s Really in Charge of Your Funeral Arrangements? By Mary Miller, Certified Pre-Planning Specialist Peterson/Kraemer Funeral Home

A

s a pre-planning counselor at Peterson/ Kraemer Funeral Home, my role is to assist people with the process of sorting through all the options and choices to be made regarding their advance funeral and burial wishes. Usually, when all is said and done, people feel a great deal of peace of mind knowing that their wishes have been thoughtfully chosen and documented. Occasionally, however, I’m asked a final question whose answer may warrant that an additional step be taken in the pre-planning process. That question is, “Now that I’ve made my wishes known, no one can change them, can they?” Much to the surprise of many people, the answer to that question is yes, whoever is responsible for your funeral, memorial and burial arrangements at the time of your death could potentially make decisions contrary to what your pre-arranged wishes were. The funeral home has no legal authority to demand or enforce that your pre-planned wishes are followed. Generally speaking, we must abide by the decisions of whoever is

signing the contract for services and thereby committing to payment for those services. In some circumstances, your survivors simply must make alternative choices because the funds to pay for your wishes as you selected them just aren’t available. The best way to ensure that this isn’t the case is to set up an irrevocable funeral trust to set aside and protect funds specifically for the purpose of paying for your funeral and burial expenses at the time of need. Other times, the concern is that your wishes may not be followed because of potential disagreements among your survivors as to what should, or shouldn’t be done and how much should, or shouldn’t be spent. Families with multiple children, who may not see eye to eye, blended families or even domestic partners may be especially concerned about who will be in charge of your arrangements, and how they will handle the decisions to be made. Many people mistakenly assume that if they assigned a legal Power of Attorney granting someone the authority to make decisions for them, that this person will automatically be the one in charge of their funeral arrangements. This is not the case. A Power of Attorney ends at your death. After your death, decisions regarding your funeral will fall to your legal next of kin, regardless of what your Power of Attorney might have indicated.

If people express concern about this situation, I often suggest that an Authorization for Final Disposition be completed. When properly prepared, this document allows you to designate the person that you want to have the authority to make decisions regarding your funeral and burial arrangements after you die. It is the only way you can circumvent the legal “flow” of next of kin authority when it comes to your funeral arrangements, if that is your desire. Keep in mind that any documents regarding your personal wishes are only effective if they are provided to the appropriate people, or entities, so they can be acted on when needed. Be sure your loved ones know that you have made advanced arrangements and give them copies or let them know where to access them. Also, provide copies of your preplanned wishes to your funeral home, especially an Authorization for Final Disposition, if you have prepared one. Peterson/Kraemer Funeral Home has a full staff of professionals who are trained and licensed to assist you with preparing your preplanned funeral wishes, setting up irrevocable funeral trusts and completing an Authorization for Final Disposition, if you feel this is something you need. Take advantage of the opportunity to decide who will be in charge, while you are still in charge of deciding.

Planning for surgery?

Plan Ahead for Recovery. When Alan had hip replacement surgery, his family wanted to make sure he recovered well and returned home quickly. They called Mount View Care Center for their short-term rehab needs. A caring team helped them plan a successful road to recovery.

Successful outcomes begin with successful planning.

Providing the Most Extensive Continuum of Care in Wausau

Join us at 10:00 a.m.

Monday, June 20 at the Edgar Korner Kitchen or

Thursday, June 23 Peterson/Kraemer Funeral Home, Athens Enjoy breakfast on us while our staff presents information and answers questions about the important topic of advance funeral and/or cremation planning. Reservations are required as space is limited. Please call 715-845-6900 to register.

www.norcen.org 2400 Marshall Street, Wausau • 715.848.4300 Senior Review |‌ 10

Mount View Care Center

skilled nursing | short-term rehabilitation | dementia care

Athens Edgar Marathon Wausau East Wausau West


Turn Memories into

Memorials

www.rennesgroup.com

Memorials of Distinction

• Private Rooms • 24 Hour Nursing Care • In-House Staff Therapists • Home Safety Evaluation • Outpatient Rehabilitation • Physical, Occupational, & Speech Therapy • Long-Term Care • State-of-the-Art Rehabilitation Equipment & Therapy Gyms • One-to-One Patient to Therapist Treatment

Many new styles and colors on display. We are proud of our quality, workmanship and prices.

Celebrating over 100 years of service

(715) 393-0400 • 4810 Barbican Ave, Weston

Norde Memorials

• Individual Private Apartments • Wireless internet/Cable included • 24 Hour Staff • Medication Monitoring • Transportation and Outings

Since 1914

• Healthy Homecooked Meals • Full time Nursing on site • Weekly Housekeeping • Emergency Response • Full Kitchen in Apartments

(715) 355-5858

4602 Barbican Avenue, Weston 05106470

101 S. 3rd Ave., Wausau ♦ 715-842-3545

Senior Apartments For Rent

The Marathon Housing Association is accepting applications for efficiency, 1- & 2-bedroom apartments Eligible applicants are 62+ years or disabled.

Rent is based on 30% of your adjusted gross monthly income!

Estate Planning, Trusts, Wills, Probate, and Asset Protection. Attorney Alan L. Hougum

WISCONSIN MANAGEMENT CO., INC. A better way...of living! Call 877-784-1643 for applications!

715-843-5001 www.hougumlaw.com

WMCaffordablehousing@wimci.com

WMC is an equal opportunity provider and employer.

• Bathing Assistance • Dressing Assistance • Assistance with Walking • Medication Reminders • Errands • Shopping

• Light Housekeeping • Meal Preparation • Friendly Companionship • Flexible Hourly Care • Respite Care for Families • Live-In Care

Maintenance-free living with caring, supportive staff...

Proudly Chosen for the 3rd Consecutive Year as

Wausau’s Best Senior Living!

this is living! 2100 Townline Road Wausau, WI (715) 842-1818 PrimroseRetirement.com

®

Lexie Schremp • 425 Orbiting Drive, Suite A - Mosinee 715-693-3777 • Fax 715-693-3771 Surrounding Areas: 877-955-8777 lschremp@visitingangels.com Senior Review ‌| 11


Be Seen on this page!! $50/month in full color! Call 715-831-0325 seniorreviewnewspapers@gmail.com

Alzheimer’s Disease and Dementia: A New Option for Care Working together to meet the needs of patients and caregivers. MEMORY CLINIC

715.847.2004 or toll-free 866.236.1573

American Senior Benefits Joseph Kobart Agent/Advisor

Remember Your Loved Ones this Memorial Day with a Unique Cemetery Memorial.

LIFE, HEALTH, RETIREMENT MEDICARE SUPPLEMENTS

Cell 715-212-5361

2620 Stewart Ave., Ste 14, Wausau, WI 54401 FREE CONSULTATION ◆ email: jkobart@yahoo.com

Be Seen Here! Call Us Today! 715.831.0325

1602 Grand Ave., Wausau, WI 54403 715-842-4696

2720 Plaza Drive, Ste 1400B, Wausau

Be Seen Here! Call Us Today! 715.831.0325

Providing Quality, Personal Care for the Elderly • Furnished Room With Free Cable • Homecooked Meals • Medication Monitoring • 24 Hour Staffing • Respite Care Offered

Family Owned and Operated

(715)355-8246 or (715)241-8807 2480 Terrebonne Drive Mosinee, WI 54455

465441-01

Working for You! Call 715-574-4759

Deb Smith

www.debsmithsells.com DebSmith@coldwellaction.com

For all your real estate needs, count on professional, friendly service from an experienced agent.

Beste Funeral Home

B

3 Generations Serving Our Community Since 1934

James Ogurek National Board Certified Hearing Aid Specialist State License #298

Hearing Solutions, Inc. 330 Grand Avenue • Wausau, WI 54403 715-842-9882 or 1-800-236-4060

DRACH ELDER LAW CENTER Jeffery J. Drach,

Certified Elder Law Attorney

500 Third Street, Suite 202 Wausau, WI 54403 Nursing Home Planning, Estate Planning, Probate, and Estate Tax Avoidance Planning

(715) 842-0606 or Toll Free 1-866-353-3352

Senior Review |‌ 12

• Cremation Services • Pre-Planning Services • Monuments

Call (715) 842-3993 today for an appointment to discuss your final wishes and experience the freedom of knowing that it’s all taken care of.

Curtis Beste, Owner/Licensed Funeral Director 611 3rd Street, Mosinee (715) 693-2450 465441-01

Be Seen Here! Call Us Today! 715.831.0325

GREETING CARDS BETTER CARDS PARTY HEADQUARTERS!

47 47

BASICS Balloons ★ Decorations ★ Gift Wrap ★ Gifts SUPPLIES Napkins ★ Plates ★ Cutlery ★ Table Rolls

¢

GREETING C

Better Cards

Ea.

EXTRAS Mardi Gras Beads ★ Pinatas ★ Leis ★BETTER Bulk Toy Favors PRICE

Phone: 920-929-8500 661 W Schofield Johnson St Fond du lac 1512 Ave. • Schofield

FACTORY OUTLET WI-SPAD110622_105111_1

Hours: M-F 9 - 9; SA. 9-8; SU. 10-5 715-355-4647 www.5050factoryoutlet.com

A

¢

each


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.