San Diego Jewish Journal November 2016

Page 10

You are going to have to make some choices, but you don’t have tomake make them alone. Youare aregoing going have make some choices, You toto have to to some choices,

Changing can have behave difficult but wethem arethem with youalone. every step of the way. youjobs don’t make but you don’t to to make alone. but

You are going to have to make some choices, but you don’t have to make them alone. Life/Disability  Retirement Plans PlansInsurance  Retirement You are to have Changing jobsgoing can be difficult but weto aremake with you some every stepchoices, of the way.  Life/Disability Insurance Investment Strategies  Life/Disability Insurance  •Investment Strategies but you don’t have to make them alone. Retirement Plans Investment Strategies

Changing jobs can be difficult we with are with you every of the way. Changing jobs can bePlans difficult but but we are you every step ofstep the way.  Retirement

www.sdjewishjournal.com November 2016 • Tishrei/Cheshvan 5777

• Life/Disability Insurance Changing jobs can be difficult but we are with you every step of the way. • Investment Strategies  Retirement Plans  Life/Disability Insurance  Investment Strategies

PUBLISHERS • Mark Edelstein and Dr. Mark Moss

EDITOR-IN-CHIEF • Natalie Jacobs CREATIVE DIRECTOR • Derek Berghaus ASSISTANT EDITOR • Brie Stimson ARTS & ENTERTAINMENT EDITOR • Eileen Sondak OFFICE MANAGER • Ronnie Weisberg CONTRIBUTING WRITERS

12531 High Bluff Drive, 400 12531 12531 HHigh H igh igh BBluff Bluff luff Drive, DD rive, rive, Sigh TE SSTE TE 4B 400 00 12531 400 12531 HSTE luff 12531 High Bluff Drive, STE 400 Drive, STE 400 Tori Avey, Betsy Baranov, Linda Bennett, Eva Beim, Judith Fein San San DDiego, Diego, iego, CCA CA A 992130 92130 2130 San Diego, CA 92130 San San Diego, CA 92130 San D iego, CDrive, A 92130 12531 High Bluff STE 400 (Senior Travel Correspondent), Michael Fox, Pat Launer, Sharon 858-532-7904 858-532-7904 858-­‐ 5 23-­‐ 7 904 858-532-7904 858-­‐ 523-­‐ 7904 858-523-7904 12531 High Bluff Drive, STE 400

858-523-7904 858-­‐523-­‐7904

San Diego, CA 92130 San Diego, CA 92130 www.liberlincolnwmg.com

www.liberlincolnwmg.com 858-523-7904

858-523-7904

Jeffrey Jeffrey RR L iber, Liber, CFP® CFP® Jeffrey R Liber, CFP® Investments Managing Managing DD irector-­‐ irector-­‐ Investments Managing Director- Investments CA Insurance Lic #0C28496 CA Insurance Lic #0C28496 CA Insurance Lic #0C28496 Jeffrey jeffrey.liber@wfadvisors.com jeffrey.liber@wfadvisors.com Liber,CFP® CFP® Jeffrey RRLiber,

jeffrey.liber@wfadvisors.com

Don Don Lincoln, Lincoln, CC FP®, FP®, CIMA® CIMA® Don Lincoln, CFP®, CIMA® Senior Senior VV ice ice President-­‐ President-­‐ Investments Investments Senior Vice LPresidentInvestments CA Insurance Lic #0821851 CA Insurance ic #0821851 CA Insurance Lic #0821851 don.lincoln@wfadvisors.com don.lincoln@wfadvisors.com 12531 HighLincoln, Bluff Drive, STECIMA® 400 Don CFP®, Don Lincoln, CFP®, CIMA®

Rosen Leib, Andrea Simantov, Jon Schwartz, Marnie McCauley, Rabbi Devorah Marcus ADVERTISING REPRESENTATIVES

don.lincoln@wfadvisors.com

San Diego, 92130 Managing DirectorSenior Vice PresidentInvestments Managing Director-Investments Investments Senior ViceCAPresidentInvestments Katelyn Barr, Alan Moss (Palm Springs) CA Insurance Lic #0C28496 CA Insurance Lic #0821851 858-523-7904 Jeffrey R addell Laddell iber, Lic CFP® Don Lincoln, CLic FP®, CIMA® CA Insurance #0C28496 CA Insurance #0821851 Gina Gina GG rimmer rimmer Alissa Alissa WW jeffrey.liber@wfadvisors.com don.lincoln@wfadvisors.com Registered Registered CC lient lient AA ssociate ssociate Managing Director-­‐ Investments Senior Vice President-­‐ Investments Yesenia Gil AVP AVP -­‐ R -­‐ R egistered egistered CC lient lient AA ssociate ssociate Grimmer jeffrey.liber@wfadvisors.com don.lincoln@wfadvisors.com Gina SAN DIEGO JEWISH JOURNAL CA CA insurance insurance Lic Lic #I0178195 #nsurance 0178195 Lic #0821851 insurance Lic ic ##0I18483 CA insurance LLic #0I18483 Client Associate Registered Associate CA ICA nsurance 0C28496 CA Jeffrey RClient Liber, CFP® Don Lincoln, CFP®, CIMA® Eugenia.grimmer@wfadvisors.com eugenia.grimmer@wfadvisors.com CAalissa.waddell@wfadvisors.com alissa.waddell@wfadvisors.com Fluent in Spanish insurance Lic #0178195 (858) 638-9818 • fax: (858) 638-9801 Managing Director- Investments Senior Vice President- Investments jeffrey.liber@wfadvisors.com don.lincoln@wfadvisors.com yesenia.gil@wfadvisors.com eugenia.grimmer@wfadvisors.com YeseniaLic Gil#0821851 Gina GrimmerLic #0C28496 CA Insurance CA Insurance Gina Yesenia Gil Grimmer 5665 Oberlin Drive, Suite 204 • San Diego, CA 92121 Client Associate Registered Client Associate jeffrey.liber@wfadvisors.com don.lincoln@wfadvisors.com Client Associate Registered Client Associate Investment Investment and andInsurance Insurance Products: Products offered !NOT FDIC through Insured affiliates: !NO!NOT Bank Guarantee FDIC Insured !NO Lose Bank Value Guarantee Fluent in!MAY Spanish CA insurance Lic #0178195 !MAY Lose Value Fluent in Spanish Gina Grimmer Lic #0178195 CA insurance eugenia.grimmer@wfadvisors.com @JeffreyLiberWFA @DonLincolnWFA Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate yesenia.gil@wfadvisors.com non-bank affiliate of Wells Fargo & EDITORIAL: editor@sdjewishjournal.com Wells Fargo Advisors, LLC, Member SIPC,offered is a registered broker-dealer and aNOT separate non-bank affiliateNO of Wells Fargo & Company. Company. Yesenia Gil Insurance through affiliates: FDIC Insured Bank Guarantee Ginaand Grimmer yesenia.gil@wfadvisors.com eugenia.grimmer@wfadvisors.com Registered Client AProducts ssociate Investment ©2009 Wells FargoAdvisors, Advisors,LLC. LLC.All Allrights rightsreserved. reserved.88580 88580–v1 –v1-0312-2590 -0312-2590(e7460) (e7460) ©2009 Wells Fargo MAY Lose Value Client Associate Registered Client Associate ADVERTISING: marke@sdjewishjournal.com CA insurance Lic #O178195 Fluent inLLC, Spanish CA Advisors insuranceisLic #0178195 Fargo a trade name used by Wells Fargo Clearing Services, Member Jeffrey FINRA/SIPC Liber Don Lincoln Wells eugenia.grimmer@wfadvisors.com CIRCULATION & SUBSCRIPTIONS: ronniew@sdjewishjournal.com yesenia.gil@wfadvisors.com (c) 2016 Wells Fargo Clearing Services, LLC All Rights reserved 1016-02995 eugenia.grimmer@wfadvisors.com Investment and Insurance Products offered through affiliates: NOT FDIC Insured NO Bank Guarantee ART DEPARTMENT: art@sdjewishjournal.com

Investment and Insurance Products: !NOT FDIC Insured !NO Bank Guarantee !MAY Lose Value MAY Lose Value Investment and Insurance Products offered through affiliates: NOT FDIC Insured NO Bank Guarantee MAY Lose Value is a trade name used by Wells Fargo Clearing Services, LLC, Member FINRA/SIPC Wells Fargo Advisors Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & (c) 2016 Wells Fargo Clearing Services, LLCthrough All Rights reserved 1016-02995 Investment and Insurance Products offered affiliates: NOT FDIC Insured NO Bank Guarantee Company. Value is a trade name used by Wells Fargo Clearing Services, LLC, Member FINRA/SIPC WellsMAY Fargo Advisors ©2009 WellsLose Fargo Advisors, LLC. All rights reserved. 88580 –v1 -0312-2590 (e7460) (c) 2016 Wells Fargo Clearing Services, LLC All Rights reserved 1016-02995

Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member FINRA/SIPC (c) 2016 Wells Fargo Clearing Services, LLC All Rights reserved 1016-02995

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SDJJ is published monthly by San Diego Jewish Journal, LLC. Subscription rate is $24 for one year (12 issues). Send subscription requests to SDJJ, 5665 Oberlin Drive, Suite 204, San Diego, CA 92121. The San Diego Jewish Journal is a free and open forum for the expression of opinions. The opinions expressed herein are solely the opinion of the author and in no way reflect the opinions of the publishers, staff or advertisers. The San Diego Jewish Journal is not responsible for the accuracy of any and all information within advertisements. The San Diego Jewish Journal reserves the right to edit all submitted materials, including press releases, letters to the editor, articles and calendar listings for brevity and clarity. The Journal is not legally responsible for the accuracy of calendar or directory listings, nor is it responsible for possible postponements, cancellations or changes in venue. Manuscripts, letters, documents and photographs sent to the Journal become the physical property of the publication, which is not responsible for the return or loss of such material. All contents ©2016 by San Diego Jewish Journal. The San Diego Jewish Journal is a member of the American Jewish Press Association and the Jewish Telegraphic Agency.

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