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Sashin Shah, President (JAY-HO) Sashin Deepak Shah from is a native of Kutch, Gujarat currently residing at Matunga, Mumbai. Sashin is a post graduate in Event Management and is an Event Management professional since 2004. Married to Prerana Shah also a native of Kutch, Gujarat, and has a 4 years old daughter. Currently Sashin owns a wedding Planning Company called Vivaah Planners and an Event Management Company named The E-Factory. The idea behind JAY-HO is to unite Jain Youth and create a platform for their talents and present to it to the world. UTH-N-YNG was generated as an idea for all the Jain Youth to be aware about not only about Jainism & Jain Current Happenings but also to get an overview of what is happening around the world. With sections like Technology, Food & Lifestyle, Travel, Finance & Tutorials UTH-NYNG will be a one-stop-shop for all the info required for the youth. A.T.M (Artistic Talent Management) was specially designed by Sashin as he is from the field of Event Management and gets many chances to present new talent to the world may it be for Singing, Dancing, Acting, Art & Crafts or Speech. “My idea is to get the Jain community to such a level where every ones knows a Shah, Gala, Mehta or Jain as much as they know any Kapoor, Khan, Chopra or Kumar” says Sashin Shah. “Hope we are able to fulfill our dreams for a better future”


Bhavik Veera, President (JAY-HO) Bhavik Vinod Veera, a choreographer by passion has done MBA in Marketing and owns a dance company named Spunk Dance Company. Bhavik is a native of Kutch, Gujarat and is currently residing in Panvel, Navi Mumbai. Being passionate about dance, Bhavik likes to bring creativity and emotions through his dances. His idea behind JAY-HO is to unite Jain Youth and give platform to the hidden talents of Jain Youth and take them to the higher level. As he always says, “STAY TUNED.STAY UNITED” UTH-N-YNG magazine is created especially for all Jain Youth not only giving information of what’s happening around but also giving them opportunity to express their views and ideas and helping them to create better future. A.T.M – Bhavik says, it is an initiative taken by his friend and colleague Sashin Shah and he liked the idea behind it. As a choreographer, he too likes to present new talent from dance field. He says, “Anyone can become Michael Jackson or Shah Rukh Khan or Ranbir Kapoor or Katrina Kaif, but end of the day it’s only you who carries your own personality”.


SADHU AND SADHVI When a person renounces the worldly life and all the attachments, and is initiated into monkshood or nunhood, the man is called Sadhu, Shraman or Muni and the woman is called Sadhvi, Shramani, or Aryä. Their renunciation is total which means they are completely detached from the social and worldly activities and they do not take any part in those activities anymore. Instead, they spend their time spiritual uplifting their souls and guiding householders such as ourselves how to uplift our souls.When they get initiated into the life of Sadhus and Sadhvis, they take five major vows and act strictly in accordance with those vows. The five great vows are: 1) Pranatipätaviraman Mahavrat - Vow of absolute Non-violence. First vow of Pranatipätaviraman Mahavrat means sadhu and sadhvis will never cause harm or violence to any living being including even the tiniest creatures. 2) Mrishavadaviraman Mahävrat - Vow of absolute Truthfulness Second vow of Mrishavadaviraman Mahävrat means they will not lie. 3) Adattadänaviraman Mahavrat - Vow of absolute Non-stealing Third vow of Adattadänaviraman Mahavrat means without the permission of the owner they will not take anything from anywhere. 4) Maithunaviraman Mahavrat - Vow of absolute Celibacy Fourth vow of Maithunaviraman Mahavrat means they have to observe the celibacy with an absolute adherence to it. The sadhu or sadhvis should not even touch a member of the opposite sex regardless of their age. 5) Parigrahaviraman Mahavrat - Vow of absolute Non-attachment. Fifth vow of Parigrahaviraman Mahavrat means they do not possess anything and do not have any attachment for things they keep for their daily needs. In summary, while taking these vows, they say, "O Lord Arihant! I will not commit the sins of violence, express falsehood, steal and enjoy sensual pleasures, or be possessive, by speech, thought or deed; nor will I assist or order anyone to commit these sins. I will not approve or endorse anyone committing such sins. Oh Lord! I hereby take a sacred and solemn vow that throughout my life, I will follow these five major vows and strictly follow the code of conduct laid out for a sadhu and a sadhvi."

Therefore, Jain Sadhus and Sadhvis never cause harm or violence to any living being. They live according to the pledge that they do not harm even the tiniest creatures. They always speak the absolute truth. They do not lie on account of fear, desire, anger or deceptive intentions. Without the permission of the owner, they do not take even the smallest thing such as a straw. They observe the vow of celibacy with an absolute adherence to it. They will not touch the members of the opposite sex, even a child. In case the members of the opposite sex either touch them by mistake or in ignorance, they have to undergo the ritual of repentance (Prayashchitta) for self-purification. Jain Sadhus should not keep money with them. They will not own or have any control on any wealth, houses, any such movable or immovable property or organization. They will limit their necessities to the lowest limit and apart from these limits they should not have any attachments. Some special rules of conduct for sadhus and sadhvis: The Jain sadhus or sadhvis do not take food or water after the sunset or before sunrise. They wait 48 minutes after the sun-rise before even drinking boiled water. Under any circumstance, they do not eat or drink anything between the hours of sunset and sunrise. Gochari (Alm): Jain sadhus/sadhvis do not cook their food, do not get it prepared for them, or do not accept any food which was prepared for them. They go to different householders that are Jains or vegetarians and receive a little food from each house. This practice is called Gochari. Just as cows graze the top part of grass moving from place to place, taking a little at one place and a little at another, in the same way Jain Monks and Nuns do not take all the food from one house. They collect it from various houses. The reason Jain Sadhus/sadhvis accept a little food and not all the food from one house is because this way the householders do not have to cook again. The cooking process involves much violence in the form of fire, vegetable chopping, water consumption, etc., and sadhus or sadhvis do not want to be the part of any violence due to their needs. They do not receive food standing outside

the house; but they go inside the house where food is cooked or kept. This way they can understand the situation that their accepting food would not make the householders to cook again. They accept food which is within the limit of their vows. Vihar: They always walk with bare feet. When they travel from one place to another, whatever may be the distance they always go walking. They do not use any vehicle like bullock cart, car, boat, ship or plane for traveling. Whether it is cold weather or scorching sun; whether the road is stony or thorny; whether it is the burning sand of a desert or a burning road, they do not wear any foot-wear at any time. They move about on bare foot all their life. The reason for not wearing shoes is while walking, they can avoid crushing the bugs or insects on the ground. While going places, they preach the religion (Dharma), and provide proper spiritual guidance to people. They do not stay more than a few days in any one place except during the rainy season which is about four months in duration. The sadhus and sadhvis generally do not go out at night. The place where they stay is called Upashray or Paushadh Shala. They may stay in places other than the Upashrayas if those places are suitable to the practice of their disciplined life and if they do not disturb or impede the code of conduct. The reason they do not stay anywhere permanently or for a longer period in one place is to avoid developing attachment for material things and the people around them. Loch: The

Jain S채dhus and Sadhvis after receiving the Diksha (initiation) do not cut their hair or shave their heads; nor do they get these things done by a barber. But twice a year or at least once a year at the time of Paryushan, they pluck off their hairs or they get the hairs plucked by others. This is called Keshlochan or Loch. This way they are not dependent on others to carry out their needs. It is also considered as one kind of austerity where one bares the pain of plucking of the hairs calmly.

Clothing: They always wear un-stitched or minimally stitched white clothes. Some Jain sadhus do not wear the clothes. A loin cloth which reaches up to the shins is called a Cholapattak. Another cloth to cover the upper part of the body is called Pangarani (Uttariya Vastra). A cloth that passes over the left shoulder and covers the body up to a little above the ankle is called a K채mli. K채mli is a woolen shawl. They also carry a woolen bed sheet and a woolen mat to sit on. Those who wear clothes have a muhapati a square or rectangular piece of cloth of a prescribed measurement either in their hand or tied on their face covering the mouth. They also have Ogho or Rajoharan (a broom of woolen threads) to clean insects around their sitting place or while they are walking. Sadhus who do not wear any clothes have morpichhi and kamandal in their hands. These are the articles by which they can be distinguished. This practice may vary among different sects of Jains but essential principle remains the same to limit needs.

They bestow their blessings on all, uttering the words Dharm Labh (may you attain spiritual prosperity). They bless everyone alike irrespective of their caste, creed. sex, age, wealth, poverty, high, or low social status. Some put Vakshep (scented sandal dust) on the heads of people. Monks and nuns show the path of wholesome life and of a righteous and disciplined life to every one through the media of discussions, discourses, seminars and camps to attain spiritual prosperity. The entire life of sadhus/sadhvis is directed towards the welfare of their souls. All the activities of their life have only one aim, namely, self-purification for self- realization. For the attainment of this objective, besides following laid down guidelines they perform the pratikraman daily, and perform other austerities.

COACHING CENTERS: DO WE EVEN NEED THEM? Institutes have programs starting from Class VI. Institutes that earlier had programs for people who had passed Class XII have expanded to the extent that now a 12 year old is as likely to be enrolled in a coaching institute as an 18 year old. A storm of questions regarding the education system in India has propped up in my mind. Is it alright to do away with chunks of syllabus that a student might need to clear the engineering or medical exams? It is okay to widen the gap between school education and entrance exam courses?

The education ministry, since the past decade has been on the path of simplification of the syllabus that a student has to study in each class. The senior classes experience continual omission from their syllabus. The fissure between the two stages (of Class XII and entrances) is the reason for mushrooming of unquantifiable number of coaching centres. Furthermore, the breach between the level of Science in class X and that in classes XI and XII is so massive that it sometimes takes a student a whole year to get used to the fact that Class X course has little to do with Class XI course. This leads to a loss in the faith in the system of central education.

This “business” opportunity is very timely utilized by the coaching centres. Enrolling a batch of close to 5000 students and charging near about Rs. 80,000 from them guarantees huge profits and salaries to the staff and founders respectively. The coaching business, in itself, has become a multimillion industry today.

The coaching centres actually function as “Coaxing Centres” where students and their parents are engulfed in the panorama of seeing their child at the zenith of success in a few years time. Those who are confused about the choices they want to make in the future are affected more by this inveigling. Those who end up joining these institutes are continually made to believe that not bagging a seat in a good college is the worst possible mistake they can commit in their lives. Following this, any student unable to do the same is doomed as a failure. Independent studies show that this leads to potent depression tendencies.

After joining these institutes, students are forced into a hectic lifestyle of attending school and then rushing back home only to get ready to go to a coaching institute where they will be taught for the next 4 hours. For those who had some foresight and thought it’ll be difficult for their child to cope up with such chaotic schedule, the coaching institutes had a solution! Ta-da! Weekend coaching! Nice idea, you thought? It probably would have been had the coaching on weekends not been for 9 hours straight.

You must have heard that “Behind every successful man there is a woman”. But I bet you haven’t noticed, “Behind most Engineers there is a Coaching Institution”. This saying is valid even for most doctors nowadays. However, whether the latter saying results in success or not is a debatable topic. These points came to my mind while going through the newspaper. Many companies who recruit graduates especially ones from the technical lot are complaining that the quality of engineers has deteriorated. All the thinking is limited to theoretical aspects. Because of lack of in-depth knowledge of the subject most of these graduates do not fit into the scheme of things and are rendered jobless or with less paying jobs. Their decadent practical knowledge is a portentous sign of the time when engineering will lose its sheen just like the Master of Sciences. Even if they are recruited, they have to undergo training for at least two years. But with this training even an ignoramus can be appointed. So how did these so called engineers spend their 4 years? Flaying the institution alone does not serve any purpose. The root of this malaise lies in the coaching system. Again, I would like to asseverate that some coaching institutions are doing a commendable job and deserve praise. Nevertheless, most of them are running a racket in which they play with the future of students. It might lead to short term success but chances of long term survival look bleak. To some — what I am saying might look farfetched. However, I have one reason to support my accusations. Every year more than thousand students qualify from Kota, which is famous for its institutes like Bansal and Resonance. However this year the number took a sharp plunge. It is difficult to assess the sudden failure of such a well-established system. But don’t you think it is

more than mere coincidence that this sudden drop coincides with the decision taken by JEE committee to proscribe Kota from holding JEE this year. Most of the schemes designed by coaching centres revolve around lucrative ideas. For instanceGenerally the coaching starts in the evening. But it was found that students come to the centre tired after a grueling day’s work at school. Therefore, some institutes floated the concept of conducting classes in the daytime within school premises. However instead of the school teachers the classes would be taken by coaching staff. The idea seemed novel only the intentions were dubious. Not only was the coaching fees doubled but also the student was required to pay the whole tuition fees demanded by the school, just for using the classroom. This is a perfect money making scheme designed to exploit the public. However, their rapaciousness was at full display when the plan to include class 8 & class 9 was conceived. The idea was marketed that in order to crack JEE, coaching must start at the high school itself. This is probably why the schedule of students is getting so hectic. Failure at this level might lead to depression and ultimately suicide. The same teachers who teach +2 students were employed and hence the same money was charged. Aren’t the people who are taking decisions in these coaching institutes nothing more than mountebanks? The situation in 11th and 12th is no better. With overcrowded classes, huge lecture theatres, slothful students and didactic teaching who can expect these kids to qualify. Besides students tend to neglect their school studies which in turn results in pathetic performance in board exams. In some cases, the students fail to maintain the mandatory attendance percentage required to appear in the exams that causes last minute altercation with the authorities. Still parents continue to expect and that is why the government is trying to bring down the level of IIT’s by increasing the number of seats so that every customer can grab one. As a result the output is shabby and hence it’s no wonder that companies are starting to prefer off campus recruitment.




I love this idea! So simple and so beautiful! I love the fact that you can use recycled cans. This is a really inexpensive way to make a really pretty feature. If you have a covered deck, it would be lovely for your summer party outside.

Materials Needed: - tin cans - pretty paper - wooden hanger - wooden pegs - glue - string or raffia - scissors - ruler - tea lights

Take your well-cleaned tins and measure carefully the height of the tin. Cut strips of paper and you can trim off the length so that the paper matches neatly.

Glue your paper strips to the tins and tie on your string or raffia. Also glue this in place so that it cannot slip. This not only looks pretty but will keep things in place whilst the glue dries.

From the string, you can now add more lengths of string so that you can attach this to your hanger. Tie them on as well as peg them, again for safety. If you feel so inclined you could also decorate your wooden pegs with the same paper so they match up or you could simply leave them natural.

Now you're read with your ambiant lighting for your Christmas party! Have fun!

Are you tired of spending Christmas at your home year after year? If yes, then this year, add a dash of adventure to your Christmas, by going out. Not just out of the house, but out of your city! There are many popular as well as unexplored places around the world, which are perfectly suitable for spending Christmas vacation with your loved ones. All you have to do is opt for a destination that suits your needs and of course, your budget! In this article, we have compiled a list of ten best Christmas destinations that will surely help you to decide your best bet. Ten Popular Christmas Destinations

Caribbean Islands Caribbean Islands is undoubtedly one of the best places to go for Christmas. The destination boasts of having 2500 mile-long chain of islands, in the crystal blue Caribbean Sea and some of the best beaches of the world. Celebrating Christmas in Caribbean will be an experience for the lifetime.

Goa (India) Do you want the best of sun, sand, sea and sumptuous sea food? You get all this and more at one of the hottest destinations in India - the state of Goa. The small state is a mesmerizing blend of modern life and historical legacy that is sure to give you a high on Christmas. Go to Goa and let loose all your tensions of everyday life!

Holland Situated in Netherlands, Holland is a beautiful place that boasts of rustic lifestyle, which is blended with the chic urban living of the local people. Large fields of colorful tulips, picturesque countryside, huge farm lands, etc. make Holland very peaceful and ideal to spend a cozy Christmas with your family.

Las Vegas Las Vegas offers its tourists the best of everything that is needed to have a memorable Christmas vacation. With almost everything being larger than life, your Christmas is sure to be an event in itself, if you spend the vacation in Las Vegas. This trait makes it one of the top ten destinations for Christmas.

New York - The Times Square at New York is one of the favorite places of tourists, to be on the wonderful occasion of Christmas. You would get to party literally every minute of life, when you are in New York. In fact, touring the busy streets of New York is one of the best ways to spend Christmas and do a lot of shopping.

parades along the streets of this ethnic place. Women, men and children actively participate in the celebrations of the festival, which makes it one of the best destinations to celebrate the festival.

New Zealand The beautiful country of New Zealand is located in the Pacific Ocean. The country comprises several small islands, thereby offering its tourists entirely a different experience during the holiday season of Christmas. It is the best place to relax and welcome Christmas with a relaxed attitude.

Paris The city of lights, Paris, is the ultimate destination to be with your beloved, for Christmas. Sip French wine as you relax under the night sky lit with fireworks and city lights and have a memorable time in Paris! You can shop for almost anything under the sun, in the markets of Paris. The destination would be a visual treat for the urbane lot.

Rio de Janeiro Rio de Janeiro is beautifully decorated on the festive occasion of Christmas. The celebrations of Christmas are marked by extravagant fairs and

Rome Rome offers traditional Christmas celebrations to its visitors. The churches are beautifully decorated during the festive season. Special prayers are offered at the churches, to mark the birth of Lord Jesus Christ. If you want to celebrate Christmas in genuinely religious way, then set your trail towards Rome, the capital city of the European nation of Italy.

Sydney During the festive season of Christmas, Sydney, the largest city in Australia, offers its visitors, superb beaches, amazing countryside, beautiful Christmas decorations and delicious food. It is a great place to be, if you want to a rocking and pulsating Christmas.

Bread Paneer And Palak Balls

Bread, paneer and palak shaped into balls and deep fried. Cooking Time: 10-15 minutes Servings: 4 Preparation Time: 10-15 minutes Category: Starters Ingredients • White bread slices,crustless • Cottage cheese (paneer),grated • Spinach,blanched and chopped • Oil • • • • • • • •

Cumin seeds Ginger,finely chopped Green chillies,finely chopped Salt Cheese,grated Juice of ½ lemon Cornflour/ corn starch ,for dusting Mint leaves

8 1 cup 1 cup 2 tablespons + for deep-frying 1 teaspoon 1 inch piece 2 to taste 3 tablespoons

Til Ke Cheese Toasts

Bread dipped in cheese mixture, topped with sesame seeds and shallow fried. Cooking Time: 5-10 minutes Servings: 4 Preparation Time: 10-15 minutes Category: Starters Ingredients • Sesame seeds (til) • Cheese,grated • Bread slices • Milk • Refined flour (maida) • Red chilli powder • Mustard powder • Salt • Oil

2 tablespoons 3 tablespoons 3 3/4 cup 1 1/2 tablespoons 1/2 teaspoon 1/4 teaspoon 1/4 teaspoon to shallow fry

a few for garnishing

Method Method Heat 2 tbsps oil in a non stick pan, add cumin seeds, ginger, green chillies and sauté. Add spinach and sauté for 3-4 minutes. Add salt and mix well. Transfer this mixture into a bowl. Add paneer, cheese and mix. Add lemon juice and mix well. Place each bread slice on a damp muslin cloth and press it with damp hands. Place a portion of paneer mixture in the centre of the slice and shape it into a ball. Dust the ball with cornstarch. Heat sufficient oil in a kadai, slide the balls into hot oil and deep-fry till golden and crisp. Drain on absorbent paper. Transfer onto a serving plate, garnish with mint leaves and serve hot.

Heat the milk in a pan till hot. Lower the heat and stir in the flour. Add cheese, red chilly powder, mustard powder, salt and one teaspoon sesame seeds and stir till the cheese melts. Trim the edges of the bread slices and then cut them into four triangles. Heat sufficient oil in a deep pan. Dip the bread pieces into the sauce and sprinkle some sesame seeds on top and shallow-fry till golden in colour. Drain and place them on an absorbent paper. Serve hot.



An unique bhajia or pakoda recipe, Noodels bhajia ids prepared by deep frying gram flour coated noodles in hot oil. Serve this delicious crispy bhajia recipe with schezuan sauce.

Southy noodles is one of the most interesting fusion recipes. The boiled noodles are cooked in typical traditional South Indian style of cooking with mustard seeds, curry leaves, grated coconut and red chillies.

Preparation Time: 10 min Preparation Time: 3 minutes Cooking Time: 10 min Cooking Time: 2 minutes

Ingredients 1 packet maggi noodles


2 tbsp besan (Bengal gram flour)

1 1/2 cups water 1 tsp oil / ghee / butter 1/2 tsp mustard seeds ( rai / sarson) a pinch of salt a pinch of turmeric powder (haldi) a pinch of chilli powder a single pack of maggi noodles 1 tsp vinegar Method

150 gms paneer (cottage cheese) 2 green chillies, (cut into small pieces) coriander (dhania) leaves 3/4 tsp chilli powder salt to taste oil for frying

1. 2.



1. 2. 3. 4. 5.

Boil the noodles and remove extra water. Now mix every thing together Heat the oil. Make small small boland fry till brown. Serve hot with mint chutney.

4. 5. 6.

Heat a pan and add the butter in it Now put the sarson seeds in it till they start cracking. Remove the pan from the gas and put water in it,bring it to boil and then add salt,haldi,red chilli powder. Now add noodles and cook them till they are about to be completely done. Finally add the vinegar in it and mix it well,and remove it from the gas. Your southy noodles are ready to eat.


pple has never been known to abide by

industry trends; instead, they have always been known to be trend setters more than followers. The iPhone, iPad and iPod touch are three very good examples of products that have sparked innovation in their respective segment. However, last month, it seemed as if Apple was finally playing catch up when they launched the iPad mini. The 7-inch tablet segment received a big boost after Google launched the Nexus 7 at a very aggressive price. On the surface, the iPad mini seems like a shrunken down version of the iPad and in a way, it is just that. However, in order to keep the pricing competitive, Apple has had to cut some corners which you may or may not like. Design and Build The iPad mini measures about 7.9-inches diagonally and features an LED-backlit IPS panel. The aspect remains the same as its big brother so apps don’t need any changing. Apple has chosen to go with a very slim bezel for the sides so they could squeeze in a larger display in a chassis that’s similar to a 7-inch tablet. This makes the screen appear a lot bigger but it does make it a bit tricky to use in portrait mode as the sides of your thumb invariably tend to hit the screen. This is not much of a problem when you’re holding the tablet with one hand. The home button takes its rightful place at the bottom while the front facing camera sits stark center on the top.

Smaller and sleeker

The mini is incredibly thin at just 7.2mm in depth and light as well at just 308g. It’s possibly one of the lightest tablets out there like the Samsung Galaxy Tab 2 310 and the Google Nexus 7. Because of this aspect alone, the iPad mini feels wonderful in your hand. This also makes it a very good option as an eReader, as those who have the habit of reading books while sleeping will not experience too much fatigue even for extended periods of time. The sides house the volume toggle switch along with the switch to toggle silent mode. The power and 3.5-mm

headphone jack sit on the top while on the bottom, we have the mic, speaker and the new Lightning Connector.

iSight camera captures really good detail for a tablet

The aluminium back has a powder coating that’s unfortunately very prone to scratches. In fact, just days after taking it out of the box, it already looks a month old. Fingerprints are a challenge to remove off the matte surface by simply using dry cloth and the logo at the back scuffs pretty easily as well. The coating also chips easily if you drop it but thankfully it doesn’t dent easily and the glass can survive the knocks of everyday use. The build quality is very good, something we’ve come to expect from an Apple product. However, there’s not much detailing along the edges so it lacks the premium feel of the iPhone 5. Interface and Media The Apple iPad mini runs iOS 6.0.1 and the look and feel is just like you’d find on a standard iPad. We’ve covered the important features in detail in the past along with a comparison with other mobile OS' so we won’t delve too much into those today. Suffice to say the UI is quick and fluid and this time around and like the Retina iPad, you also get Siri as part of the package. Another advantage of the mini is that all the HD apps that are designed for the iPad are fully compatible with this one. Also, since it uses the same 1024 x 768 resolution of the iPad 2 on a smaller screen, the ppi count is also higher. It’s not Retina-grade of course, but it’s still a lot better than it was on the iPad 2. This is one area where we felt Apple could have done better. A higher resolution screen would have probably upped the cost a bit but the experience would have been better. Those who have a Retina iPad will immediately be able to notice pixels around icons but for most, it shouldn’t be a big issue.

The new lightning connector

Decent multimedia performance

Beating underneath all this glass and aluminium is the same A5 SoC we’ve seen in the iPad 2. This consists of dual-core ARM Cortex-A9 chip along with a PowerVR SGX543MP2 graphics chip. The SoC still manages to pack a punch for most apps but newer ones that are designed for the faster Retina iPad and above tend to frame a lot, especially games. For example, DesertZombie looks really good but every now and then, you’ll notice some lag as the frame rate drops quite a bit. This hint of lag is also sometimes noticeable in the UI.

Camera Apple has thankfully not skimped on the camera and you get the same iSight 5MP shooter from the Retina iPad. We were quite impressed with it on the iPad and it’s no different on the mini. It’s actually ergonomically a lot easier to snap a pic from the mini as it’s lighter and more maneuverable. Plus, you look less of a douche snapping a pic with it than you do with an iPad. The camera manages to capture good amount of detail along with accurate colours, just as long as there’s adequate lighting. The mini does one better and offers a FaceTime HD front facing camera capable of 720p video.

Media playback is good with a good pair of headphones. The new music player is quite nice although we do feel that in their quest for a minimalistic look, the player controls and other menu options are a little too small, especially on such a large screen. Audio through the rear speaker is also nice and loud should you feel the need to entertain some of your friends. Connectivity Here, we have dual-band Wi-Fi, Bluetooth 4.0 and a bunch of sensors. There is no GPS present onboard so you’ll have to rely on your Wi-Fi router for that. If you’re on the move and wish to use Maps then pairing the mini with an iPhone through Bluetooth will grant it access to not only packet data but also the GPS of your phone. The iPad mini comes with the new Lightning Connector, which looks like a microUSB port, except that it isn’t. This means the mini is incompatible with most accessories that were created for the iPad. Apple will happily sell you an adaptor for it though for an absurd amount. All data transfers are still done using iTunes from your PC and the iPad mini and we don’t see that changing any time soon. Microsoft did change their ways with Windows Phone 8 so I guess we can still hope.

Verdict and Price in India While Apple hasn’t officially pulled the wraps off the pricing yet, the latest rumors suggest a starting price of Rs 21,900 for the 16GB Wi-Fi version. If this actually turns out to be true then it actually makes it a very good buy and inadvertently, makes the iPod touch and the iPad 2 a bit redundant. If this price indeed sticks, then the iPad 2 would soon be phased out since the mini offers the same SoC, a better camera and pixel count for the screen in a smaller and lighter form factor. If you’re looking for a larger iPad, then it’s only logical to pay a bit more and get the newer iPad 4 instead of the iPad 2. There are a couple of things we wish could have been better like a Retina-grade screen or a more powerful SoC. Perhaps the ‘new’ iPad mini will address all these concerns.

HOW TO SELECT A CHILD PLAN FOR YOUR CHILD As a parent you always wish to make your child well educated, aim for his/her successful career in life thus fulfilling all his/ her dreams. You do not want your child to compromise for building his career in any circumstances. Apart from your children's education, you also dream of a lavish wedding for them. Child plans help your child with the lump sum amount incase of your uncertain death, this way your child's future plans do not get a beating. How do Child Plans work? In a simple Child Plan, the life assured / policyholder is the parent. The child is just the beneficiary (just like a nominee) in the policy. Some traditional plans also give risk cover for the child. Risk cover in such plans start after completion of seven years of age. You have to choose a sum assured i.e. the lump sum amount, which you wish to receive, incase of your untimely death. Child plans are available as traditional plans as well as ULIPs. On death of the parent during the term of the policy, the sum assured is paid to the beneficiary, so that the family can continue with similar standard of living as before even after the loss of the earning member of the family. The future premium payment gets waived, so that the child or his family does not have to pay the premium for the entire policy term. Future maturity or other benefits are paid as it is. In certain ULIPs the insurance company pays the premium on behalf of the policyholder till the policy's maturity. The fund value at the end is paid to the child on the maturity of the policy, so that the lump sum amount can be utilized for the child's future needs like higher education. Now a days, few insurance companies provide double benefit, where the sum assured is paid on death as well as at the end of policy term (i.e. maturity). Some of the Child Plans of different life insurance companies: LIC's Komal Jeevan is a Money back plan which provides regular income on a fixed interval after child becomes major. Periodic payments are made when child attains the age of 18,20,22,24. This gives financial support during the child's education period. It has both survival benefits and maturity benefits. In case of death of proposer future premiums are waived of and all other benefits are paid as it is.

SBI Life Scholar II is a traditional savings cum money-back child plan. The premium payment term is till the child attains 18 years of age and the policy term is till child attains 21 years of age. On maturity (i.e. after the premium payment term), the 25% of sum assured is paid in four installments. You also have the option to receive the full sum assured in lump sum on the due date of first installment payment; the policy terminates after taking this option. On death of the parents during the term of the policy, the basic sum assured is paid, the further premium payment is waived and as the survival benefits are paid to the child in installments just like to maturity benefits. Riders are also available with this plan. Birla Sunlife Insurance Bachat Child Plan is a traditional child plan, where the premium has to be paid monthly. The sum assured can be chosen as a multiple of monthly base premium ranging from 120 to 180 times depending on the age of the life assured. The minimum monthly base premium is Rs.400 and maximum is Rs.3,000. On maturity, all the monthly base premiums with Bachat Additions (fixed percentage depending upon the premiums) and Loyalty Additions are paid. On death of the life assured, the sum assured is paid to the nominee, all future premiums are waived and on maturity, the maturity benefits is also paid. TATA AIA Life Insurance United Ujjwal Bhawishya Supreme is ULIP child plan where the investment risk is borne by the policyholder. It offers seven fund options for investment, which one can select as per the need and risk taking ability. Benefit of the plan is that here the plan will continue even after the death of the policyholder and death benefit will be paid immediately. The company will waive all future regular premiums in case of Death or Total Permanent Disability of the parent (Life Assured). Met Smart Child is ULIP child plan where the investment risk is borne by the policyholder. The minimum annual premium of the plan is Rs.18,000 and the sum assured is 10 times of the annual premium. On death of the parent during the term of the policy, higher of the sum assured or 105% of the sum assured is paid and the future premium payments are waived and the insurance company pays the future premiums till the maturity; on maturity the fund value will also be paid to the beneficiary. On survival of the parent till maturity, the fund value is paid.

Remember your daadi [granny] saying: “Hamare zamane main cinema kee ticket 1 rupaye main miltee thee” This is precisely the theme of what we are discussing here. How do we all plan for our kid’s future? Are the expenses for higher education going to keep rising, like it has risen in the last 10 years? How do we beat it? Education expenses worldwide are on a rise. Quality Schools are not available in quantity and hence command a high price [of course they employ the best professors too]In the competitive world we are in, everyone wants his child to study in the best school [not in his locality], but in the world. Forget going abroad, the cost of admission to get an MBBS degree has skyrocketed 25 times in the last 10 years. Are we investing in funds/plans which will beat this rising cost and give a sizeable corpus for us to be able to have the kid study abroad, like your close friend’s or neighbors will? Intelligent Investing in Balanced Equity linked funds is the only answer to beat and match the costs then. History supports the fact that LONG TERM investing in equity for more than 10 years definitely beats returns of any other investment avenue. Here’s a snapshot of what we are talking about. Current Year

Current education expenses

If inflation rate is

Education Expense in 2022

Education Expense in 2032


50,000 p.a.

@ 12 %



If you make an investment against your expenses in PPF or worse Fixed Deposits: Current age

Annual investments

If interest rate is



50,000 p.a.

@ 9%

20 yrs.

Future value (approx.) Up to 4,30,000

If you make an investment in the kids plan: Current age

Annual premium


50,000 p.a.

At Benchmark Sensex pa @ 30 %


20 yrs.

Future value (approx.) Upto 30,00,000

We have short-listed the Top Selling 4 Kids Plans, these are Smart kid (by ICICI), Unit Linked Young Star Plus (by HDFC), Child Dream Plan (by BIRLA), Headstart Future Protect (by Kotak) Benefits: These policies provide Death Benefit except HDFC which provides 2 options – option (1) Death Benefit option (2) Critical illness benefit. In the unfortunate event of death of parent (Life assured), in ICICI, Birla and HDFC the plan will make a lump sum payment of Sum Assured to

the nominee and the policy will continue, with the insurance company contributing future premiums till maturity. On Death, In Kotak, the company will pay the sum assured plus the unpaid premiums to the customer. This is a negative, as the main purpose of the plan is defeated when the entire fund is released on an uncertain date. Costs:Coming to the charges of each fund, Birla has the lowest allocation charges, but the very high policy administration charges compensate for the same. On a fair basis ICICI Smart Kid has the lowest allocation charges of 20% in the first year compared to the other products being reviewed. HDFC’s charges are the most obscene at 60% of the first year premium, which is a sure negative for most of us. If the allocation charges are simply added for a 10 year period, the following would be the total charges: ICICI : 48 % HDFC : 69 % Birla : No charges Kotak : 49 % Premium Allocation Charges means company is going to deduct some portion from your premium every year. This helps the company pay commission to the agents and also takes care of overheads.A higher allocation charge provides a higher commission to your agent/broker, so beware if your broker is being very forceful on a certain product. (Allocation charges explained– if prem. Allocation charge is 30% for the 1st yr. & 2% for the 2nd yr & onwards. If your prem. Is 50000, then only 35000 less other charges will be allocating as your fund value in the 1 st yr. & so on as per 2 nd yrs & onward charges) ICICI : 48 % HDFC : 69 % Birla : No charges shown. Kotak : 49 % (approx. in 10 yrs.) Administration charge: Administration charges are moderate in all companies. CONCLUSION From our scrutiny we would recommend Birla Child Dream Plan Kid as a cost effective and efficient investment for your kiddo. Though the allocation charges are not transparent, when you take an illustration and compare, you will find that Birla gives the maximum lead. FInally it depends upon the no. of years you invest + what kind of features you want + your risk appetite. We liked the transparent brochure and comparatively fair and lower charges in the plan.

Yuvraj Singh’s eye. Though drained after answering question after question on cancer and chemotherapy inside Gurgaon’s Pathway school, which also houses his academy, Yuvraj gives a glimpse of his old devilry. “Five laps for this kid everyday,” he tells the coach in mock anger. But before the kid’s ample cheeks could turn red, he takes off the mask. “Maazak kar raha hun yaar, aaj kal main bhi paanch round nahi bhaag sakta (I am joking, these days even I can’t run five laps),” he says with his trademark chuckle.


(born 12 December 1981) is an Indian cricketer, and the son of former Indian fast bowler and Punjabi movie star Yograj Singh. Yuvraj is a left-hand middle-order batsman and a slow left-arm orthodox bowler. He has been a member of the Indian cricket team in ODIs since 2000 and played his first Test match in 2003. He was the vice-captain of the ODI team from late2007 to late-2008. At the 2007 World Twenty20, he famously hit six sixes in an over against England's Stuart Broad — a feat performed only three times previously in any form of senior cricket, and previously never in an international match between two Test cricket nations. He was named the Man of the Tournament in the 2011 Cricket World Cup and was one of the top performers at the 2007 World Twenty20, both of which India won. In 2011, he was diagnosed with a cancerous t umor (stageI) in his left lung and underwent chemotherapy treatment at the Cancer Research Institute in Boston, USA as well as Medicine Facilities in Indianapolis, Indiana. In March 2012, Yuvraj was discharged from hospital after completing the third and final cycle of chemotherapy and returned to India in April. He was conferred with Arjuna Award, India's second highest sporting award in the year 2012 by the President Pranab Mukherjee. He made his international comeback in a Twenty20 match in September against New Zealand shortly before the 2012 World Twenty20. Struggling to sit crossed-legged, a pre-teen cricketer, who is more Boon than Bevan, catches

‘Yuvi,’ his baseball cap turned back, cracking jokes at nets; it’s all too familiar and nothing seems to have changed. Except that the cap sports the logo of YOUWECAN, his cancer charity, and it is not Sachin paaji, Zak or Bhajji — his three close mates in Team India — who he has in splits. But once he begins his interaction with the kids, ‘Yuvi’ fades away and the new Yuvraj Singh takes over. The man who is talking, is the one who, after achieving his biggest dream, got the shock of his life. His healthy body (though the waistline needs trimming) doesn’t quite show any visible signs of the battles it has fought over the last couple of years, but the weight of his words do. “Discipline is the most important thing for a young cricketer. Once you travel out, I don’t want any complaints concerning discipline from outsiders,” he says. The ‘D’ word gets repeated several more times, as Yuvraj cautions the kids against smashing glasses, breaking bats and other assorted temper tantrums. “I have done these things but trust me they are wrong.”

It’s been long, but Yuvraj is loving the company of kids. The restless agents are now whispering constant reminders about the waiting media as more interviewers line up. Also asking for Yuvraj’s time is a tiffin of home-cooked lunch that arrives by car. It is 5 pm and Yuvraj might well call it an early dinner. Finally, he walks out of the nets.

myself. You have to take the initiative to get better,” he says with a face devoid of emotion. With food tasting like cardboard, meal times were depressing. Sleep was the only solace but undisturbed slumbers were rare. Losing four kgs and gaining 10 kgs later was another adjustment he had to make. Those tough days, Yuvraj says, has helped him appreciate life’s every little moment these days. Joy of sprinting Listening to his magical talk about every-day things helps one best understand his days of distress. “I love every meal I have, I had a samosa just a while back and it tasted really great,” he says. When it comes to explaining the joy of sprinting at full tilt, something that he has just recently added to his training routine, he is at loss for words. Even breathing is achievement. “I can breathe with both my lungs now, that’s joy. The capacity of my left lung had gone down seriously,” he adds.

That’s when a security guard floats a request of capturing him on his basic Nokia. Those around the star try to shoo the ‘photo seeker’ away with the ‘next time, certainly’ line, but Yuvraj obliges. “Let him take a picture, two minutes wouldn’t make a difference,” he says. Just a couple of hours ago, he had said: “I have changed for the better. Playing for India, adulation, money, success, all that is fine but the most important thing is to reach out to those that need you.”

Yuvraj does aim to be a part of India’s T20 World Championship squad in September but he also wants to participate in the two T20 games against New Zealand earlier in the same month. He trains for five to six hours but needs to do more. Though his room is still always in a mess, Yuvraj insists the one-time bad boy has become disciplined when it comes to eating, sleeping and being selective about the company he keeps. And, of course, as he told ‘Boon’ at his academy, he needs to be able to run 5 laps consistently without tiring.

It all falls in place; extended pep talk to the academy kids, a few seconds to be the most treasured image in the folder of a fan’s mobile phone or, more importantly, through his new initiative, speaking to a cancer patient over the phone, saying: “I know it’s tough, if not you, do it for your family.” Success and trauma can change people, as for Yuvraj, he has had back-to-back visits by both recently. He threw up almost everything he ate or drank all through the World Cup and even months before that. The never-going nausea and the never-receding body aches were not because of the Cup anxiety, as he believed, but cancer. Along with the chemotherapy cycles came weakness, tastelessness, unending trickle tears, mood swings, the wheel chair and worse, blood clots to his stomach. “For three months, I would inject a kind of blood-thinner into the stomach

Can the new Yuvraj Singh, mellow and mature, achieve things that Yuvi couldn’t? “I want to excel in Test cricket. But if it happens it happens. My motive in life has changed to not worry too much about my performances. I wouldn’t set targets. If I make it to Indian team it will be a big achievement.”

Star cast: Akshay Kumar, Asin, Himesh Reshammiya, Sanjay Mishra, Mithun Chakraborty, Raj Babbar, Mukesh Rishi. What’s Good: The comedy & funny dialogues; the action; some performances. What’s Bad: The stale story; Himesh & Akshay’s hamming; the forced songs. Watch or Not?: For Akshay Kumar’s action and the humour, this one’s worth a one-time watch. Khiladi 786 is a mish-mash of Akshay Kumar’sWelcome and Ajay Devgn’s Son Of Sardaar. Even if it doesn’t take the best of both worlds, you’ll end up having enough laughs in the theatre, though it won’t be memorable any time after that. A wedding planner’s son, Mansukh (Himesh Reshammiya) ends up ruining most of the marriages his father works on. After getting thrown out of his house, he winds up with Jeevanlal (Sanjay Mishra) and swears to conduct at least one marriage successfully to get back at his father. And who should land up at his door other than the tempestuous Indu (Asin) who’s driven away another prospective groom. Asin’s brother, the dreaded don Tatya Tukaram Tendulkar (Mithun Chakraborty) assigns Mansukh and Jeevanlal with the job of finding a suitable groom for his sister. Though in the deep end, Mansukh has just the guy for the job. He goes to Punjab to meet Tihattar Singh (Akshay Kumar). Now Tihattar is actually from a family of bodybuilders and ruffians, who dress like cops, dispense justice like them and even dress in uniforms like them. Tihattar can’t wait to get married but considering their reputation, it’s quite impossible to find a bride for him in the country. In fact, his father Sattar Singh (Raj Babbar) married a Canadian, his uncle Unhattar Singh (Mukesh Rishi) got hitched with a lady from China while his grandmother is from Africa. With so much international diversity in the household, Tihattar is only too glad to hide his family’s real business so that he can finally get a wife. Meanwhile, the Tendulkars put up a show of being cops so that the Singhs feel that the bride comes from a respectable family when the latter come to Mumbai for a ‘chat-mangni-pat-byah’. Will the Tendulkars and Singhs find out the truth about each other? What happens then? Why does Indu keep sabotaging her own marriage proposals? Does Tihattar manage to win her heart? Many laughs and punches later, the answers come together. Khiladi 786 Review: Script Analysis

Strike One for Himesh Reshammiya with his entirely unoriginal story. This would probably be the first movie in which an actor has acted in the remake of his own movie. The entire plot is lifted from Welcome, with just a few cosmetic changes. A criminal family wants to get their child married to a respectable one. Hilarity ensues. Thankfully, the saving grace is Kunal Bakshi’s screenplay and Bunty Rathore’s dialogues. The lines are funny and will keep a grin on your face throughout the film. For eg: Inspector Bhalerao Kambli (Johny Lever) threatens to call “Kejriwal” when he’s shoved in a room while trying to blow Tatya’s cover. When he reappears in the climax, the writers bring out the Kambli-Tendulkar fight very smartly. These clever gags really make the movie enjoyable with the gags that keep playing along. Khiladi 786 Review: Star Performances Akshay Kumar doesn’t have much to act as Tihattar Singh and it’s mostly the usual ham act. But he’s bearable and does satisfactorily well (Fun fact: he wears spiky golden mojris). Asin looks hot and tries hard to play the gangster’s sister. She reprises her role as the runaway bride after Ready. Strike Two for Himesh for his attempt at acting (again) as the flabbergasted wedding planner. Most of his act is saved by the very talented Sanjay Mishra, who plays Jeevanlal. Mithun Chakraborty carries of the role of Tatya very well but his moustache looks too fake! Mukesh Tiwari is first-rate as a cop. Khiladi 786 Review: Direction, Music & Editing After playing Assistant Director to so many of Rohit Shetty’s films, director Ashish Mohan finally gets his moment, and he holds it up well. He reflects many of his mentor’s traits with the over-the-top action scenes and flipping cars. Strike Three and Himesh is not out. Attar Singh’s cinematography fills the screen with every imaginable colour. Thankfully, it suits the whole ‘Punjabi’ vibe and doesn’t leave you with spasms. Jai Singh’s action is very good. Though Akshay beating people faster than their eyes can fathom it is a bit of a stretch, the body toll is exciting. Also here action equals Akshay beating the pulp out of people with the earth shuddering and walls crumbling. There’s no concept of anyone being able to even lay a hand on the hero. Ashish Gaikar’s editing is alright. Khiladi 786 Review: The Last Word If you want nothing more than an enjoyable action-comedy without much sense, give Khiladi 786 a watch.

Aries (Mar. 20--Apr. 19) : Your attitude about yourself is not altogether accurate right now. You may think way too much of your ideas, or alternately, you may see yourself as lower than scum. Neither one is accurate and you should probably not make decisions of any importance this week. Spiritual pursuits are given a "go" signal.

Libra (Sep. 23--Oct. 22) One or more relationships in your life seem weird right now. It’s possible that someone will be eccentric, irascible, or shift from one foot to the other. It is also possible that you are being manipulated by someone who is not necessarily being a friend. If you feel wary, heed that internal voice and use caution.

Taurus (Apr. 20--May 19): Issues of commitment in one or more relationships become prominent. You may be struggling over whether to commit to what is in front of you versus looking for a better possibility. If this is so, you probably aren’t really ready to find the one who will tempt you into commitment. Someone enters your life as a spiritual “teacher” near the 11th.

Scorpio (Oct. 23--Nov. 21) : Sometimes we are pressed to see the flaws, even in those things and people we love the most. You are not at fault in this situation, though you may be looking for what you "could-a/ would-a/, should-a/" done. You did the best you could at the time.

Gemini (May 20 -- June 20) : Pay attention to “messages” that people offer to you over the next two weeks. A piece of information or a discussion is likely to be exactly the thing you need/want to hear at this time. Accept education from wherever it comes. The message may even come through your body. Cancer (June 21--Jul y 21) : Your mind and heart are clearly in sync at this time. You are likely at peace with yourself. There is a solid and practical solution at hand and you do not have to quarrel with yourself over it. Activities involving your children and/or other creative products of your being are favored. Love life flows smoothly. Leo (July 22 --Aug. 21): You have enough energy to spare. Apply heavy muscle to exercise or a chore that needs to be done. Otherwise you may become snappy and are liable to pick a fight. Work with those who share your rhythm this week, or you may say things that you'll wish you had not. Virgo (Aug 22--Sep. 22) : You are in a reasonably good place with yourself at this time. Your heart and mind are flowing together. You have no conflict between your feelings and your thoughts about those feelings. This is a time for reflection on important subjects. You can make good decisions now.

Sagittarius (Nov. 22 --Dec. 20) : You have more energy than you know how to manage this week. Use caution when driving because your accelerator foot is probably a bit heavy. Pour that muscle into making the work you need to do to take yourself to the next level. Your fire is high and may overwhelm others. Capricorn ( Dec 21 -- Jan 19) : Your leadership ability may be tapped in order to serve a greater whole over the next two weeks. In the beginning you may feel that you “can’t” do it, but by the weekend you will have a much stronger sense of confidence. You must relax and go with the flow. Aquarius (Jan. 20--Feb. 17) : This is a really good time to sniff out the weak spots in your plans and make reparations before it is too late. Do some research. Talk to people in the background. It may be that the Powers That Be might back you. Follow the ground rules strictly. There is not much wiggle room here. Pisces (Feb. 18--Mar. 19) : Take every precaution not to abuse your body during this period. Drugs or alcohol could have peculiar side effects. You are in a low physical cycle and will be unable to push yourself as hard as normal on any physical task. If you are affected emotionally, try not to worry about it. Your body/feelings will right themselves after the 15th.

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Sashin Shah – 9820966500 Bhavik Veera - 9820566451 LETTER FROM THE EDITOR Dear Friends, Hello and welcome to one and all, with 11th Issues and more than 2 months of UTH-N-YNG we have tried our level best to provide you with content and topics that are useful to you and can help you in your day to day life. We are committed in providing you the best information available out there so that all our readers are well aware of what’s going around in this world. For this we need your support and co-operation, we would like to invite you to write for UTH-N-YNG and provide us content and suggestions which you feel may help us provide better content and information to our readers. If anyone wishes to contribute Physically, Mentally or monetarily feel free to contact us at For more information visit our website

UTH-N-YNG 11th Issue  

UTH-N-YNG a free English Weekly Magazine for Jain Youth around the World

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