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Key Strategies to Maximize Your Social Security Retirement Benefits WRITTEN BY JOHN KALIL
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any Americans spend their lives working hard and dreaming of one day when they can finally retire. But transitioning into retirement requires more than just dreaming – it means being strategic, especially when trying to determine the best time to collect Social Security retirement benefits. However, these days it has become increasingly difficult to find information that is relevant in order to make an informed claiming decision. Most of the information found on social media websites or written by the mainstream press can best be described as largely antiquated. Strategies that once may have made practical sense for a
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previous generation of retirees, have simply not evolved or kept pace with modern times. Unfortunately, many of these same outdated strategies continue to be regurgitated and in many instances, could potentially cost unsuspecting preretirees thousands of dollars in lost retirement income if this decision is not properly evaluated for the right reasons. It’s important to note, there is no one-size fits all approach to maximizing Social Security benefits as everyone has a unique set of circumstances, many of which may differ. More importantly, traditional views, conventional thinking and societal attitudes concerning retirement and Social Security will require today’s retirees to change their mindset before attempting to collect their benefits. saratogaTODAYnewspaper.com
