Welcome to the future of Real Estate and Financial Wellness Marketing
HomeBenefitIQ.com Simply Smarter Home Benefits!
Why Become a Preferred Partner Have local employers endorsing YOUR services to their employees Exclusive rights to “Your” employers Extremely low marketing cost Network with other top professionals Build a book of business that has value and can be sold at retirement
The Origin of HomeBenefitIQ
Today most employers offer their employees traditional benefits at a substantial cost burden to the employer. Traditionally these include:
Medical/Dental/Vision Retirement/401K/Tuition Reimbursement
In today’s competitive environment, employers are seeking value-added benefits that cost the employer little or nothing.
**Confidential
Benefits to the Employer
Increases employee loyalty Demonstrates to employees that you care about them and their family Increases financial well-being
Reduces stress and increases productivity
Financially sound employees are more productive
Financing a home (moving or refinancing) is one of the top three most stressful endeavors
Zero cost to the company/organization Exclusive, co-branded website accessed through HomeBenefitIQ.com Little or no administration required on your part—we do all the work
**Confidential
Benefit to the Employee
No up-front fees Friendly, quality experience One-on-one relationship with your Advisor Team Customized financial and home related services solutions for your employees Rates and fees not available to the general public Price clarity — know the cost prior to committing to the process All employees are eligible and it's completely voluntary Benefits can be extended to family and friends Complete confidentiality Dedicated staff Educational “Lunch & Learn” seminars available
**Confidential
What Are My Savings?
HomeBenefitIQ.com can save you up to $5829 on a typical $350,000 home purchase!
Cost
Typical
HBIQ
Savings
Loan Origination Fee
1% $3,325
0% $0
$3325
Application Fee
$250
0
$250
Processing Fee
$500
0
$400
Home Inspection Services
$375
$325
$50
Use a Realtor In the HBIQ Network
$0
$1050 given towards your closing costs on a purchases
$1050
Home and Auto Insurance
$2665
$1995
$700
Survey
$450
$396
$54
Total Savings
N/A
HBIQ Saves you……
$5829
Additional Services Monthly, we can provide your employees, an email newsletter that offers relevant information about real estate, personal finance, and updates on Member Privileges. We can, upon your request, hold training seminars on topics like:
First-time home buying Credit repair Buying investment properties and 2nd homes Choosing an “adjustable rate” or “interest only” loan program Wealth Management Asset Protection
How Do I Offer HBIQ to My Employees? 1. 2. 3.
Sign the Employer/Organization Acknowledgement We establish a “Launch Date” for the program On Launch Date:
4.
You email your employees that a new benefit has been added. (We can provide you with standardized email text.) We provide you with a letter that explains the program. This letter is inserted into your New Member Packages and given to all employees, and HomeBenefitIQ member cards are issued. Provide you with lunchroom/breakroom/worksite posters. Provide each employee with a Benefit ID Card with access code
Monthly-We will provide you with an e-newsletter that keeps the employees/members up-to-date on the changing mortgage/real estate market, along with updates to the “Member Privilege” section.
Log-on & Take Advantage ď Ź
Visit www.HomeBenefitIQ.com User ID:
envoymortgage
Password: envoy ď Ź
Remember, the program is also available to family and friends!
Contact me Today to get started Richard Woodward Home Benefit IQ Director Banker / Senior Branch Manager, When Trusted Advice Count
NMLS ID 217454
Envoy Mortgage Office: (972) 661-5136 Fax: (972) 314-9647 17440 Dallas Parkway Suite 118 Dallas, TX 75287 Visit Us Online - www.Envoy-Mtg.com Texas Mortgage Banker Registration #45300 NMLS ID 6666
The 10 Best of Everything Dallas Has to Offer!