The Underwriter's Insider March 2018

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expected to reach $100 billion this year, it’s been reported that as much as $8 billion of gift cards goes unspent.

A Millenial Ponders Her Insurance Career

I

’m a recent college grad and I work as a clerk in a small insurance agency and just passed my property and casualty state exam. The agency thinks I’m going to stay forever and be a CSR, but I would really like to do more with my license, maybe even open my own agency. What career factors should I consider? — I.O. Leesburg, FL MARCH 2018

You need to factor in quite a few variables including your own needs and abilities. Do you have the people skills to sell? Do you want to work outside or inside the offi ce? Will you have the business experience, funding, cash and insurance products necessary to open your own agency? Do you want to specialize in a particular line or category of insurance such as personal or commercial? Is your agent’s license the end of your education or are you going to work for that CPCU? What are your income expectations? Will you be content as the owner of a small personal lines agency or do you see yourself Table of Contents

as a principal in a regional insurance brokerage? Answer all these questions and it should provide some career direction.

Better Deal On Car in Stock?

I

s it true I can get a better deal on a car a dealer has in stock vs one he has to order? J.L. Dallas, TX Of course. That dealer already owns the cars on his lot and is paying interest (floor plan) on each car in inventory monthly. Those are the cars he’s incentived to sell. You will get a better deal. www/underwritersinsider.com

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