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March 2013 • Complimentary Issue • www.qcfamilyfocus.com

Happy St. Patrick's Day! WHBF and Jay Kidwell join us in producing a new show for teens!

Help your child become Money Smart!

QC Family Focus - march 2013

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March 2013

QC Family Focus

Serving Eastern Iowa & Western Illinois

Monthly

Publisher: Mike Mickle Editor: Karen Mickle Magazine Design: Jessie Smith Photographers: Tassy Johnson • Nick Martel Shannon Colgan • Estelle Nester Videographer: Harry Walker Join thousands of others as they help us promote happy healthy families in the QCA. Call 563-940-7875 for more information.

QC Family Focus Magazine is a wholly owned subsidiary of Mickle Communications Group LLC. Publication of advertising and articles does not constitute endorsement. The publisher reserves the right to refuse and/or edit any materials for publication. You can contact us at QC Family Focus Magazine, P.O. Box 194, Bettendorf, Iowa 52722, 563-940-7875 or email: mmickle@qcfamilyfocus.com. ©Copyright 2013.

8 Stop Bullying 22 Growing in 26 the Garden Encouraging Optimism in Your Child

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Your Mickle’s Worth

Check special video report section Check out our special video report section at Check outout ourour special video report section atat www.qcfamilyfocus.com. www.qcfamilyfocus.com. Goodbye February. Hello You’ll find reports that every parent needs March! than needs readyto You’ll find reportsI’m thatmore every parent toto see. Including one on the Choking Game. say hello to Spring and the warmer see. Including one on the Choking Game. It’s game many kids playing. temperatures follow. It’s aa dangerous dangerous game that manywill kids are are playing. I

truly believe my brain starts to shut down in the cold weather. I’m thinking the same thing happens with my electronics. I recently had to change phones because my tweets were appearing long after they were sent and usually no longer relevant, my voicemails were arriving 23 hours after I left them and some emails were never getting to the appropriate inbox. Sometimes, I feel like I’m experiencing the same malfunctions. Karen tries to help me with scheduling. I experience a “system fail”. I try to organize my day and have to “delete” half of my plans. I also find I do not have enough “memory” to handle many tasks! My children have iPads and iPods. They navigate instagram and facebook. I’m tweeting and linkedin, but not sure why. I facebook

Now you can log

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By Mike Mickle but can’t figure out why I need a google hangout and why does google need chrome? It is truly a fast-paced world we live in. I embrace technology but want to loosen my grip on it long enough to embrace my children more. We are “programmed” to go in “4g” mode 18 hours a day. Sometimes, we need to simply unplug and enjoy our lives. I hope the start of a new season gives you the opportunity to reboot. Meanwhile, we are now distributing our magazine to every student in 99 schools, daycare facilities and preschools. Our media partners now include, WQAD, WHBF, WYEC, Mix 96 and B-100. You can read us, watch us, listen to us, facebook with us, tweet us or even get linkedin if you choose. Most of all, thanks for joining us in this incredible journey called parenthood. Best regards, Mike


SHOW HIM THERE’S TECHNOLOGY BIGGER THAN YOUR TELEVISION.

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A Little Goes a Long Way Joni Mitchell QC Mom - B100 Personality

Making the transition from home-schooling mother of 10 years, back into a career in radio has certainly had its challenges. When four children are used to you being at-home and available for them most of the time, and with everyone busier now than ever, adjusting to our new “normal” can leave each person of the family feeling a bit left out, including Mom! As I began searching what was left of my brain at the end of a busy day, a memory occurred to me. When I would visit my Dad on his weekend visits, he would take each child to the little store on the corner, let us get a soda and a candy bar, and we’d go for a drive, talking the whole way. Once we reached our destination along the river, we’d sit and talk about the day. He’d ask about school, open up discussion to share even the smallest idea or thought and genuinely make himself 100% available for us. He was fully present, not distracted by cell phones or Facebook. Just us, enjoying one-on-one time, even if that meant we didn’t say much but enjoyed the silence while staring at the beautiful scenery the good ol’ Mississippi provides.

Since my children aren’t quite old enough to be left alone for me to take each one individually, I decided to turn a corner of the garage into a “tea room”. I give the oldest child inside the remote to the garage door, so if my attention is needed, I’ll know when the garage door opens. There’s a little table and two chairs, a teapot and a couple of tea cups (or coffee mugs). It’s certainly nothing fancy or expensive, but there, it’s our private space, away from friends, siblings and judgment, to discuss anything and everything their little heart desires. I’m all ears if they need me to be or I’m as conversational as they want. Either way (or anything in between), I am there for them. It is their time to get things off their chest when I am fully present. Cell phones stay inside, unless I’m using it as a clock, and nothing shy of an emergency can interrupt. That is the ground rule for Tea Time with Mom. Dads, please don’t feel left out, you can do this (or any form of it) too! Just make it your own and tailor it to your child’s individual needs, no matter how many children you have. Having fully-present “alone time” with both parents is so necessary and helpful to a child, in every way imaginable. Think about it. What message are we sending them with our actions? In our hi-tech, busy, distracted world, our children can get lost in the hectic, daily shuffle of work, school and extra-curricular activities. I believe we can tie heart-strings and make a lasting impression in the minds and hearts of our young ones, sending the message that we’re never too busy. Trust me, a little bit of time well spent will pay off and go the distance. QC Family Focus - march 2013

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Encouraging Optimism in Your Child

Brenda Boleyn, Ph.D. & Barbara Wiese, Ph.D. Professors in the School of Education at St. Ambrose University. It takes no more time to see the good side of life than to see the bad.” ― Jimmy Buffett As you watch your child learn to do more and more for him/herself and take on challenges like playing a sport, trying a musical instrument, or learning to read, undoubtedly you see them experience some success, as well as a few setbacks. What do you do when those setbacks seem to impact how your child views him/herself and you hear frustration expressed as, “I’ll never be any good at _________!” or “I give up, I can’t do it!”? It’s so challenging to watch children struggle. How can parents help to instill in their children an optimistic attitude in navigating through the “good” and “bad” that inevitably occur on the road of life? Why do children, sometimes in the same family, experience the same events but have widely varying reactions? Albert Ellis (1962) suggests in his “ABC model” of human behavior that when an “Activating” event occurs, it is mediated by our “Beliefs” which in turn impact “Consequences” or our future behavior. In other words, thoughts impact feelings which impact behavior. A first step in helping our children on the road to optimism is to do some self-reflection. What internal beliefs guide our own actions? Martin Seligman (2007), in his book The Optimistic Child, suggests parents look at their personal explanatory style when confronted with a negative or unpleasant event. What

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self-talk do we engage in as we internalize the event? Does our outlook become pessimistic as to future events? Do we say things like, “I know we’ll find a parking space soon!” or are we more likely to say, “We’ll NEVER find a parking space! I KNEW this would happen!”? Shifting our mental habits from negative to positive ones is a good starting point. Next, talk to your child about the “ABC model” at a level that would be appropriate to their age and understanding. When an event occurs in your life that is within your child’s view, model how to think about it. Talk through the steps: This is what happened to me; This is how I choose to think about it; Next time I will ______. Then, when an unpleasant event occurs in your child’s life, help talk him or her through the process. The goal is to help your child develop an internal dialogue of positive self-talk that results in an optimistic outlook on life. Finally, remember that conscious practice will be important for you and your child. We don’t develop our mental habits overnight, and we probably won’t change them that quickly either. Work on this in partnership with your child. What a great way to bond with him or her through some of life’s adversities. Your child will see you as their ally and supporter and see that you, too, have to work through some of the same challenges that they face. Laying the groundwork for your child to learn how to have an optimistic outlook in life will be a skill that will stay with them for a lifetime.


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Meet A QC Parent Pal Stacey Maifeld Lutheran Services in Iowa | Iowa KidsNet

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ew to Scott, Clinton and Muscatine Counties, Parent Pals is a free and voluntary support option for parents who are pregnant or have infants or young children. Meet one of the Parent Pals family support workers, Deb Burke! How long have you been with LSI? What’s your professional background? “I have been working for LSI’s in-home visitation program for four months. My experience with early childhood began 21 years ago when I accepted a job as an assistant teacher in a Montessori pre-school. Through the years, I have worked with many clients from the ages of two to 22. My official degree from the University of Iowa is in journalism, and while I love to write, I discovered that working with children and young adults is my real passion. Most of the previous jobs I’ve had revolved around at-risk youth, which has given me a great understanding and compassion for what I do with LSI.” What is your role as a family support worker or Parent Pal? “Our ultimate goal as a Healthy Families America accredited program is to support new families through voluntary in-home visitation. We strive to support families through education and trusting relationships. Our program also does so much more. Being a family support worker allows me the opportunity and privilege to help new moms. Many new referrals we receive are pre-natal moms with a desire for information and support. I am allowed into their homes on a regular

basis to educate and help guide them through the sometimes scary process of pregnancy, childbirth, new infant care and beyond. Our program allows us to start working with families as soon as a mom is confirmed pregnant, until the child turns 5.” What do you enjoy about supporting families? “I am a people person. If I am given the chance to make a difference in someone’s life, I’m going to do it. Building a relationship with a family is the key to them accepting your support. Without a level of trust and friendship, you won’t get very far. I treat each of my families like they are my own. I get really excited when I see a mom or dad using the information that I have given them.” Why do you feel this program is important to families? “Without these kinds of programs, families would not get the answers they need. Most of our families do not have any other form of positive support in their lives. It can and does make a great impact in the lives of their children.” Is there a favorite tip that you share often with families of young children? “Read, read, read…. one of my favorite things in life is reading. I encourage families to build a solid library and use it frequently with their children. There are numerous studies that prove children who are read to and allowed to explore books are better equipped to excel in school. It’s a bonding experience and a great opportunity to give your children some special time alone with you.”

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We’ll be opening at 10:30 a.m. on Easter Sunday and offering prime rib all day.

Call Ahead Seating

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Important Facts about Your Child’s Oral Growth and Development

Brooke Falline R.D.H., ABC Family Dentistry

For starters, oral development consists of two stages; prenatal and postnatal. This topic can be extremely complex, so I hope to provide you with information that is easy to understand. Have you ever wondered how teeth form? In utero, “tooth buds,” develop between the fifth and sixth week of pregnancy. Eruption (teeth coming in) patterns vary; the picture shown to the right is what you should expect to see, postnatal. Your child will have a total of twenty primary (baby) teeth erupt starting around the age of six months. These twenty primary teeth will fall out and be replaced with thirty two adult teeth between the ages of six and eighteen, the third molars (wisdom teeth) being the last to erupt. Did you know your child’s first adult molar erupts around age six? This is one of many reasons why great brushing and flossing habits are important to begin at a young age!

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When your child has their first well check visit with us at age one, we begin observing several different things. For example; the spacing of the teeth present, discoloration of teeth, sucking of the fingers, thumb and pacifiers, missing teeth and early tooth loss, just to mention a few. As previously stated, growth and development begins early in your pregnancy. Being aware of the different stages during your child’s development (prenatal and postnatal) is key in prevention. Ultimately, your child’s healthy oral development starts with you! If you have any questions, please call 563-355-0437 and ask for Brooke!

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march 2013 • QC Family Focus

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QC Family Focus - march 2013

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Do you take your child to someone’s home for child care? If so, is your child care provider registered?

Registration with the Department of Human Services is the first step in providing quality child care and it’s FREE.

Encourage the person caring for your child to call Scott County Kids Early Childhood Iowa to find out how! 563/326-8221 Ask for Becky.

Once a child care provider has become registered in Scott County they qualify for items to use in their home business!

Scott County Kids Early Childhood Iowa 600 W. 4th Street Davenport, Iowa 52801 563/326-8221 www.scottcountykids.org 14

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March is National Nutrition Month!! McKenzie Taets, Dietitian & Coordinator, Scott County WIC Program

In June 2011, MyPlate was introduced in an effort to promote healthy eating to Americans. The MyPlate icon is easy to understand and it helps to promote messages based on the 2010 Dietary Guidelines for Americans. MyPlate illustrates the five food groups that are the building blocks for a healthy diet using a familiar image—a place setting for a meal. Before you eat, think about what goes on your plate or in your cup or bowl. Follow these steps to create healthy meals that you and your family will enjoy! 1. Balance Calories Find out how many calories YOU need for a day as a first step in managing your weight. Go to www.ChooseMyPlate.gov to find your calorie level. Being physically active also helps you balance calories. 2. Enjoy Your Food, But Eat Less Take the time to fully enjoy your food as you eat it. Eating too fast or when your attention is elsewhere may lead to eating too many calories. Pay attention to hunger and fullness cues before, during, and after meals. Use them to recognize when to eat and when you’ve had enough. 3. Avoid Oversized Portions Use a smaller plate, bowl, and glass. Portion out foods before you eat. When eating out, choose a smaller size option, share a dish, or take home part of your meal. 4. Foods to Eat More Often Eat more vegetables, fruits, whole grains, and fat-free or 1% milk and dairy products. These foods have the nutrients you need for health—including potassium, calcium, vitamin D, and fiber. Make them the

basis for meals and snacks. 5. M  ake Half Your Plate Fruits & Veggies Choose red, orange, and dark-green vegetables like tomatoes, sweet potatoes, and broccoli, along with other vegetables for your meals. Add fruit to meals as part of main or side dishes or as dessert. 6.  Switch to Fat-Free (skim) or Low-Fat (1%) Milk They have the same amount of calcium and other essential nutrients as whole milk, but fewer calories and less saturated fat. 7. Make Half Your Grains Whole To eat more whole grains, substitute a whole-grain product for a refined product— such as eating whole wheat bread instead of white bread or brown rice instead of white rice. 8. Foods To Eat Less Often Cut back on foods high in solid fats, added sugars, and salt. They include cakes, cookies, ice cream, candies, sweetened drinks, pizza, and fatty meats like ribs, sausages, bacon, and hot dogs. Use these foods as occasional treats, not everyday foods. 9. Compare Sodium in Foods Use the Nutrition Facts label to choose lower sodium versions of foods like soup, bread, and frozen meals. Select canned foods labeled “low sodium,” ”reduced sodium,” or “no salt added.” 10. Drink Water Instead of Sugary Drinks Cut calories by drinking water or unsweetened beverages. Soda, energy drinks, and sports drinks are a major source of added sugar, and calories, in American diets.

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QC Family Focus - march 2013

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The Davenport Public Library: Making Cinnamon Rolls and Processing Books Steve Hart Davenport Public Library

Here’s a trivia question for you: Name a spice that was used in the early Egyptian times and the Middle Ages. The answer: cinnamon! Who knew one of our most popular spices has been enjoyed by so many people over the centuries! When I think of the word cinnamon, I suddenly remember the heavenly scent of my grandmother’s house as she made homemade cinnamon rolls every year at Christmas time, and the time, the patience, and the love that she baked into every bite! Since she passed away a couple years ago, my wife, daughters, and I have continued this tradition of baking cinnamon rolls for our family members at Christmas. A couple weeks ago, I came across a new book at the Davenport Library titled I Love Cinnamon Rolls by Judith Fertig. The photo of cinnamon rolls on the front cover drew me in right away! In this unique cookbook, Fertig has 50 different recipes for cinnamon rolls! Who knew you could make cinnamon rolls so many ways! I can’t wait to try them all out! Just like there is a recipe to follow to make delicious cinnamon rolls, there is a process the library follows in order to place a new book on the shelf at the

library. It all starts with a librarian or you, our patrons. Either a librarian goes through a process for choosing books or a patron can recommend a book to the librarian by filling out a form and submitting it to the librarian or through our website at www.davenportlibrary. com. Then the librarian sends the orders to our tech services department, the people you never see, hidden upstairs at the Main Street Library (321 Main Street). They take the order, submit it to the book vendor, and then process it when it arrives. This process is shown through the eyes of the book I Love Cinnamon Rolls in the latest QR video at www.davenportlibrary.com or you can view it by scanning the QR code on this page. You can even see the book go for a ride on the sorter! After watching the video, be sure to get to the Davenport Public Library to check it out, and make your own delicious cinnamon rolls. You can find cinnamon roll cooking books at 641.815. Whether you make homemade cinnamon rolls, another homemade recipe, or you cut frozen cookie dough and place in an oven, baking with friends and family is fun and memorable!

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march 2013 • QC Family Focus


CHECK OUT THE NEW

Baby Story Times (0 - 18 months) Mondays at Fairmount Tuesdays at Eastern Toddler Story Times (18 - 36 months) Wednesdays at Fairmount Thursdays at Eastern

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Checkout all of Davenport Public Library’s excellent resources & programs at 321 Main Street | 3000 N. Fairmount Street | 6000 Eastern Avenue | 563.326.7832

QC Family Focus - march 2013

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Education Benjamin Franklin, Money and You Aside from his experiments with electricity and being on the $100 bill, how much do you really know about Benjamin Franklin? Perhaps America’s most famous spokesman on finances, Ben had it right when he talked about saving money. Those small amounts – even a few pennies – can add up to a sizeable nest egg. In addition to coining the phrase, “A penny saved is a penny earned,” did you know that: 1. Ben came from a large family (at least 13 siblings, some say 16), so he learned how to work to survive. 2. Ben set-up the first volunteer fire department in Philadelphia, as well as the first fire insurance company, library and hospital. 3. Ben published Poor Richard’s Almanack, which people used for When you flip a penny, weather forecasts. This you have a slightly higher chance of it helped farmers save landing as tails. The money because they heads side of the coin is heavier learned better ways to and more likely plant crops based on to end up on the bottom! predictions for the jet stream, winds and wet springs. 4. Ben sold his printing business to concentrate 2.5 million pennies on his experiments would weigh with electricity. He about as much as a would’ve amassed tyrannosaurus rex! a large fortune if he stayed in the printing business, but Ben preferred a simple life and didn’t flaunt his You could fit 877 billion wealth. one-dollar bills inside 5. Ben invented a lot of the Willis Tower in Chicago! things – things that make us more efficient MoneySmartWeek.org and help save money

DidYou Know?

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 including: bifocals, the lightning rod, Franklin – stove, swim fins, library step stool, rocking chair and catheter. He was very interested in selfimprovement, and felt his inventions were meant to help society. He didn’t care about patenting them. 6. Daylight savings time was Ben’s idea. 7. Ben printed some of the first U.S. money and helped establish our currency system. 8. Ben appeared on the first postage stamp. 9. Ben was a founding father of the U.S., and served as a member of the Continental Congress. He is the only American to sign the four documents that helped create the United States – Treaty of Peace, Declaration of Independence, U.S. Constitution, and the Treaty of Alliance, Amity and Commerce. It’s one thing to read about Ben, but what if you could meet him? Ben Franklin, a local volunteer, will be visiting area elementary schools as part of Money Smart Week Quad Cities (MSW), an economic outreach program of the Federal Reserve Bank of Chicago. If you’re a teacher or school-aged after school program interested in having Ben visit the week of April 8-12, please contact Janet Holton at jholton@ choosethechief.com. Visits will be scheduled on a first come, first served basis. But WAIT there’s more – enter the Money Smart Kid Poster Contest! Can you create a poster that answers the following? There’s a lot to learn about money. What should you know now?


Dedication

   

 

 

Kids…Enter  this  Poster  Contest  today!     1…Create a poster describing this theme: “There’s a lot to learn about money. What should you know now?”

 

 

2…Follow these rules: ¥ Students in grades 2nd-6th are eligible; one poster per student ¥ Poster should be horizontal, 11” x 17”

 

¥ Put name, address, age, phone on back, NOT front of poster entry

 

¥ Submit to banks affiliated with Community Bankers of Iowa.

 

Details at  www.cbiaonline.org  or  www.EveryoneCanSave.org      

 

3…Need  more  information?    

 

                             www.MoneySmartWeek.org  or  jhaley@cbiaonline.org    

 

 

4…  Contest  sponsored  by  Community  Bankers  of  Iowa.    

 

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Education Get SMART Tawnya Hambly Public Relations Director, Junior Achievement of the Heartland - www.jaheartland.org Making decisions about how to earn, share, save, and spend your money is a big responsibility. To be successful it is important to learn how to make wise consumer decisions. Being an informed consumer means having the information necessary to make good decisions. So, let’s get SMART! Stop and think Make a plan Ask questions Review information Take action Stop and Think. This is the time to stop and think about your consumer decision. Is the purchase a good idea? Make a Plan. To make a plan, figure out what information is needed, where the information can be found, and when the decision needs to be made. Ask Questions. Ask questions to help make better decisions. These questions can be things you ask yourself about the purchase, or of others to help you learn more about the item you are purchasing. Review Information. Take time to review the information you have gathered with others to help make a better decision. Take Action. Make your purchase. Remember to always keep your receipt in case you need to return the item. Let’s practice using the SMART consumer system. Read the following scenarios. What would you decide to do? Scenario 1: You want a new backpack for school. The local store has one for $35. You really want it, but it will take you seven weeks of saving your allowance. A school friend tells you he has the same backpack and will sell it to you for $20. He says it’s only slightly used. What do you do? _______________________________________________ _______________________________________________ _______________________________________________ Scenario 2: Your cousin is taking orders for megasize chocolate candy bars, and she wants you to place an order. They cost $5 each, and the money will be used to support school activities. The candy looks a lot like another chocolate bar that is only $1 at the grocery store. What do you do? _______________________________________________ _______________________________________________ 20

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Scenario 3: You go to a store to buy a new bike. The salesperson informs you that if you buy today, you will get a discount on the new Radical Racer. It will cost more than you wanted to spend, but it looks awesome. What do you do? _______________________________________________ _______________________________________________ _______________________________________________ Now, let’s practice making a plan. Think of an expensive item you would like to purchase. Write the item down below. Then, make a plan. What information do you need to make your decision? Where can you go to find that information? What questions should you ask before making the purchase? _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ _______________________________________________ It’s a big responsibility to take care of your money. Next time you want to make a purchase remember the SMART consumer system. See how taking a few minutes to think through your purchase will help you become a wise consumer.


Dedication STAY HEALTHY WITH A HUMIDIFIER

James Zahara Storm Team 8 Chief Meteorologist - WQAD HD News 8 Humidifiers are becoming more and more popular in homes these days and are normally used in the winter months when the furnace or heater is in use. When you are heating a house you are pretty much removing all water from the air and drying it out inside. Same holds true when very dry, cold air outside sneaks in through cracks and crevasses which lowers the level of moisture in the house. Constantly running a humidifier during these cold days is a great solution for dealing with moisture-sapped air and its uncomfortable effects on your health and home. What will a humidifier do for me? Think of it this way, when the air you breathe is too dry, the mucus in your nose and sinuses won’t flow properly and your sinuses won’t drain as well as they should. Congestion can then lead to sinus pain and sinusitis. Think of the mucus in your nose and sinuses as being like tears. If your tears were thick and sticky, they would not be able to flow from your eyes. Increasing the humidity in your home when you’re battling a cold, the flu, or a sinus infection helps moisturize your nasal and throat passages. This helps drain excess mucus so you can breathe more clearly. In

addition, when you’re fighting a respiratory infection breathing humidified air can ease the dryness of your bronchial tubes and lungs, making it easier for air to pass through your breathing passages. Humidifiers are very effective when used to alleviate allergic conditions and ease asthma flare-ups as well. Asthma has always been a challenge for my daughter especially when she was a toddler. During the winter months, we set a humidifier in her room and run it during the day when the air is at its driest. To this day, I believe it has alleviated her symptoms dramatically. Humidifiers, by design, add moisture to the air to help raise your indoor humidity level, which is quite common during the wintertime as a result of constant heating. By restoring an ideal humidity level of 45 to 50% your indoor environment may feel warmer, lessening the need to crank up the heat, and any moisture-sensitive furnishings in your home become better protected from damage. An instrument used to measure the amount of humidity indoors is called a humiture which you can purchase at any hardware store.

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Just For Kids! Kid’s Calendar

St. Patricks Day Parade - March 16th The St. Patrick’s Day Parade travels through downtown Rock Island to the Centennial Bridge, then over the Mississippi River and marches into downtown Davenport. Featuring bands, Irish dancers, floats, groups, and family clans, the parade starts at 11:30 a.m. Call 309-788-6311 for more information. Free Kid’s Craft Day - Saturday, March 16th John Deere Pavilion 10:00am-4:00pm Theme: Ducklings Activity: Duckling Hatching 1ST ANNUAL EASTER EGG SCRAMBLE 5K RUN/WALK Saturday, March 30 -5K Run/Walk with $6,750 in cash prizes -Proceeds to support the Handicapped Development Center -Easter Egg Hunt -Easter Bunny -Scrambled Egg Brunch -Post Race Party with Live Entertainment by Daytrotter -Events starting and finishing in the Village of East Davenport -Race begins at 9am March 30th For more information go to www.scramble5k.com or www.facebook.com/eastereggscramble

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march 2013 • QC Family Focus


Just For Kids!

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Stop Bullying Lora Adams Director of Marketing and Local Content, WQPT, Quad Cities PBS “You’re so fat.” “You’re so stupid.” “No one likes television special that will air at 8 p.m. March 18 on WQPT. The program, “Stop Bullying with Dr. Jennifer Caudle,” is you.” “Why don’t you just die?” Words are powerful and the statistics are astounding. moderated by anti-bullying expert, Jennifer Caudle, who An estimated 160,000 children miss school every day due talks with professionals who deal with the issue of bullying to fear of attack or intimidation by other students. (Source: behavior and children who have been bullied. “Bullying is not always obvious and as adults we National Education Association). According to Dan Olweus of the National School Safety Center, American schools need to ask questions to open a dialogue with children,” harbor approximately 2.1 million bullies and 2.7 million of said Caudle. The program is designed to offer assistance to parents and caregivers who may be looking for information their victims. Each and every day in schools and on playgrounds or support for the children in their lives. WQPT has created the website, www.wqpt.org/ around the country and right here in the Quad Cities, children face bullying-related behavior: they may be bullied, they may stopbullying, where parents can find information and be the bully, or they may witness the bullying of another. resources, including the Cyber Savvy Cyber Safe Survey, Some children may enable bullying behavior without actually which was researched and designed by Jill Myers of Western being the perpetrator or they may be witness to the behavior Illinois University’s School of Law Enforcement and Justice and offer comfort to the person being bullied. No matter Administration. Before joining the University, Myers spent their role, there are long term consequences and emotional 21 years as a prosecutor in Baltimore City. She has developed ramifications to the issue of bullying that can last well beyond numerous criminal justice courses for a several universities and colleges. their school years. “Completing the survey together is a great tool to WQPT and CARE QC (Connecting Anti-Bullying Resources and Education) is a collaboration of area non- discuss bullying and how your child is using the Internet,” profit agencies and businesses that are addressing bullying Myers said. “Parents and children have responsibilities both in our community. During the month of February WQPT emotionally and legally. We want everyone to think before and CARE QC held Community Conversations and taped a they post information online.”

Finally… A choice for YOUR HITS!

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QC Family Focus - march 2013

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U Ru r G le am e

Music and Arts Kirk Marske Career Cruising Quad Cities, Director

“Being an artist and earning a living from art is one of the most privileged positions we could have in a society…” – Artist Charwei Tsai Ask any artist about their career and they will tell you it’s challenging to turn artistic talent into an occupation. According to one source, about 60% of artists are self-employed; a small number of those artists work in the arts full-time, but most artists work another job or rely on an additional source of income. Career Cruising Quad Cities (CCQC) data shows Quad City students have a strong interest in art careers (performing and visual arts). Currently, five of the top ten careers of interest are art-based – artist, video game developer, fashion designer, actor, and photographer. Singer, writer, and musician are also very popular careers. Fortunately, the Quad City arts community has been very supportive of Career Cruising Quad Cities, providing students with valuable information about visual and performing arts career opportunities in their own community. The River Music Experience has been actively involved in Career Cruising Quad Cities since 2010. Not only does the RME CCQC company profile help raise awareness of their mission to provide “live music performances and programs which nurture, educate and inspire musicians” – their actions help promote their mission, too. Ellis Kell, the RME’s Director of Programming and Community Outreach, is one of CCQC’s busiest career coaches. From “how do you handle nerves” to “how do I start a band”, Kell offers advice based on his own experience as a professional musician and invites students to take advantage of learning opportunities at the RME.

One of those opportunities is QC ACT – Quad City Artists Coming Together, a collaborative series for young artists and musicians. Each series features an inspirational key speaker, helpful advice about the business side of art, and tours of local venues. Arts education resources in the Quad Cities can truly help young artists turn their passion into a career – just ask 14 year-old Sam Lemieux. Sam discovered his passion for sculpting at age 7, when he took a class at the Figge Art Museum. Now, at age 14, Sam is the youngest gallery owner at Bucktown Center for the Arts. SamCity Studio, the Figge, and Bucktown are all CCQC business partners willing to help other visual artists learn more about art careers. Arts, A/V and Technology is one of 16 career clusters in Career Cruising Quad Cities. Overall, CCQC profiles nearly 600 careers across all industries. From artist to zoologist, Quad City students want to learn more about companies and careers in their own community and any employer can help. To learn more, visit www.CareerCruisingQuadCities.org.

Career Cruising Quad Cities is administered by Junior Achievement of the Heartland in partnership with The Moline Foundation.

Mickle Communications is thrilled to be partnering with WHBF for a new show that’s all about high school life. Join us for Rule Ur Game on the first Sunday of every month at 10:35 pm! Sports Director Jay Kidwell will be your host, students from area high schools will be the reporters. They will interview their classmates about the great things going on in their high school. Our first show on March 3rd will focus on the art department at Moline High School, the drama department at Pleasant Valley High School, a young man in Orion who is making a big difference in the lives of children and an all-inclusive dance team at Bettendorf High School. See the excerpts from the show on www.ruleurgame.com and invite us to your school on our Rule Ur Game Facebook page! 26

march 2013 • QC Family Focus


Note: This is the first in a series of three articles focusing on the ACT. Part One of the series addresses the topic, What is the ACT? Parts two and three will delve more into the test itself, appropriate and inappropriate uses of the test, and the ACT College Readiness Frameworks.

ACT is an acronym that stands for American College Test, with its national offices located in Iowa City, IA. ACT considers itself a non-profit organization, which, for those of us on the inside seems rather farcical. The ACT test is administered on national test dates around the country and is considered a valid predictor of success the freshman year of college. As such, it is an important test for high school students, and is used extensively for admissions purposes by most colleges and universities in the Midwest. It is gaining popularity nationally, but areas on both coasts may require or prefer the SAT (Scholastic Aptitude Test), and many students will take both tests when applying for colleges. The ACT is comprised of four sub-tests: English, Math, Reading, and Science Reasoning. Note that the reading test consists of four questions, two of which are social studies, one of which is science, with only one literature question among the four. Inference and prediction skills are important in achieving success on this portion of the test. The

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With Its Positives and Drawbacks, No Denying ACT is an Important Test

English test is primarily a grammar test, and the Science Reasoning test, while it has some content, is more about interpreting data, reaching appropriate conclusions, and other associated higher level thinking skills. The takeaway here is that the ACT (with perhaps the exception of math) is much more of a skills test than a content test. Beginning in 2001, the state of Illinois changed its PSAE test for high school juniors to require the ACT test for all students. Because the state requires the test, it is free, which is considered a positive by many people. However, future articles will discuss why using the test to measure high school proficiency is an inappropriate application of student test results. Due to the fact that Illinois requires that, with very few exceptions, all students take the ACT, the public is urged to use caution when comparing Illinois results to national results, as there are few states that share this requirement. In those states, results that are skewed upward as the primary test-takers are college-bound students. Across the country, juniors typically take the test during their spring semester, though any student can take it. Many choose to take the test more than once to improve their score. One often-used strategy in Illinois is to take the test in December and get the results back prior to the required spring test. The ACT can be an important factor in determining which college a student is accepted at, the amount of scholarship money they are awarded, and, potentially, their future earning power. As such, it is important that schools prepare students for success on the test, and that parents and counselors encourage students to take rigorous courses beginning well before the students even enter high school. That being said, there are some issues with the ACT that will be explored in future columns.

Dr. David Moyer is the superintendent for Moline School District No. 40. He has presented at multiple state and national conferences on assessment, organizational alignment, professional development and institutional change. He earned his doctorate in educational administration from Northern Illinois University. Moyer received a Bachelor of Science degree in Secondary Education from the University of Wisconsin, where he majored in English. He returned to the world of K-12 education after a career as a college baseball coach. A published author and book reviewer, Moyer has studied society and educational issues from a wide variety of perspectives. QC Family Focus - march 2013

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Growing in the Garden Diane Baker Youth Development Educator, 4-H Military Programs, University of Illinois Extension

Gardening … what a great way to think about spring! It’s a great activity for your family. Gardening can be as simple as one or two buckets used as container gardens or can be an entire plot in your backyard or in a community plot. There are many great benefits of gardening: • Time together as a family – planning, planting, weeding, watering, harvesting, cooking and enjoying your fresh produce. And it is time spent without electronics and distractions. • It’s a great way to stay physically active – we all should try for a least 60 minutes of physical activity a day and gardening is a great way to stay active. • Fresh produce tastes excellent – it’s surprising what our kids will love when they eat it fresh from the garden. Start gardening right now. Even if there is snow on the ground as you read this article, you can still be thinking about gardening. This is a great time to plan your garden. Decide how much time your family wants to spend gardening. Do you want to keep it simple? Consider “Cylinder Gardening” with some fresh herbs, tomato plants or peppers. Or do you want a larger garden with produce to harvest throughout the summer? Grab some gardening magazines or go online and plan the plants that you’ll plant this spring and summer. Now is the time to order or purchase your seeds. Want a fun project to prepare for spring gift giving? Try this: Plantable Greeting Cards Have your kids gather scraps of paper and tear them into small pieces about the size of postage stamps. Have them fill a blender half full with scraps and ¾ full with water. Blend the water and paper mixture on high speed until the mixture has an oatmeal-like consistency. Find a cookie cutter shape that you like and put it on a piece of screen or a cooling rack. Pour the blended paper into the cookie cutter so a thin layer of the mixture fills in the shape. Sprinkle in a few seeds and push the seeds into the mixture with your fingers. Place the screen/cooling rack onto a paper towel and carefully remove the cookie cutter. Lay another towel over the paper shape and firmly press it to remove most of the remaining water. The paper shape will still be damp, but will be strong enough to keep its form. The card should dry and be ready for giving in a day or two. Because the cards have seeds embedded in them, they can be planted. The seeds will germinate and the paper pulp will break down in the soil. 28

march 2013 • QC Family Focus

Cylinder Gardens Short on space or time for a backyard garden? Consider cylinder gardens – just two or three are a great way to get started if you’re new to gardening. Obtain 5-gallon plastic buckets. Check with bakeries or restaurants to see if they have buckets that once contained food or cleaning supplies available for free. Remove the handle from the bucket and cut off the bottom. The bucket can then be cut in half to create two 7-inch cylinders. Give your kids some paint markers and let them decorate each cylinder. Find a sunny spot in your yard (at least 6 to 8 hours of sunlight each day) and fill each cylinder with soil. Determine what you’ll plant in your cylinders – then plant the seeds or transplants – at the right time of year. Cool season crops like radishes, spinach and lettuce can be planted this spring, while other plants are warm season crops that should wait until summer. Check the labels on seeds or transplants to know when different plants will grow best. Looking for more information on gardening? Visit the University of Illinois “Illinois Vegetable Garden Guide” online at: http://web.extension.illinois.edu/ vegguide/. Interested in working with a small group of kids who are interested in gardening? The activities in this article are just two examples of many different ideas in the 4-H Junior Master Gardener Handbook available through your local Extension Office.


Contributed by: Ally Billhorn

O’Henry Bars

There are times when you need a dessert and you need it quick. Or is that just me? Well, if you are ever given the task of making a dessert last minute, whether it be for a birthday, a luncheon or your child’s school bake sale, these are the bars to make. They are fast, easy and delicious. Even better? I can almost bet your have most of the ingredients on hand already, if not all of them. Your family and friends will not be disappointed when handed one of these! O’Henry Bars 4 c. oatmeal 1 c. brown sugar 1/2 c. white sugar 1 stick unsalted butter, softened 4 oz. cream cheese, softened 1 c. peanut butter 1 c. chocolate chips Grease an 8x8 baking pan and preheat oven to 350 degrees. Mix together softened cream cheese, butter, oats and sugars. Press into the bottom of the pan. Bake for 12 minutes. Remove from oven and allow to cool completely. In the microwave or on low heat over the stove top, melt together peanut butter and chocolate chips. Spread evenly over the crust. Allow to cool, store in the fridge to set.

{Homemade} Hamburger Helper

I think we’ve all had our moments of dinner desperation. The times when we are rolling our cart through the grocery store in a haze trying to figure out what to make for dinner. We know we’ll be met at the door with hungry mouths to feed. Quickly. Desperate times usually call for desperate measures. Raise your hand if you’ve grabbed a boxed meal off the grocery stores shelves because it was cheap and easy? Yeah, me too. But, wait! There is a way to make that “boxed” meal yourself with homemade ingredients in under 30 minutes. It can be done! This homemade version of Hamburger Helper is fantastic. It tastes homemade because it is homemade. Give it a try, I promise you won’t turn back. {Homemade} Hamburger Helper 1 lb. ground beef, pork or turkey 1 c. elbow macaroni 2 c. beef stock 1 can Rotel {or your own chopped tomatoes/green chilies} 1 T. chili powder 1 t. cumin 1 t. onion flakes 1 t. salt 1 t. pepper 2 T. butter 3/4 c. milk 1 T. cornstarch 2 c. shredded cheddar cheese In a large skillet, brown the meat and drain. Then add in beef stock, Rotel, seasonings and dry macaroni. Cover and bring to a boil. Turn down to a simmer and let cook for 12-14 minutes or until noodles are tender. Meanwhile, in a saucepan, melt butter. Sprinkle in cornstarch and whisk to combine, cooking for a couple of minutes. Add in milk and let thicken for a few minutes. Add in cheese, stir to melt. Add this cheese sauce to the large skillet, toss to combine.

For more of Ally’s recipes, check out recipe section at www.qcfamilyfocus.com

Serve immediately.

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Children and Chiropractic Cherie L. Marriott, D.C., D.I.C.C.P. Faculty Clinician, Palmer Chiropractic Clinics

Did you know that your child’s spine is a vital component to his or her health? Your child’s spine is literally his or her lifeline, because running through it is the spinal cord with its billions of nerve fibers sending messages and energy from the brain to all areas of the body. The bones of the spine, known as vertebrae, serve to protect the delicate tissues of the spinal cord. Occasionally, one or more of these vertebrae become misaligned from the others. This misalignment is called a subluxation. When a subluxation occurs to the degree that it interferes with the proper function of the nervous system, the inborn (what chiropractors refer to as innate), self-regulating mechanism of the body cannot function as it should. This results in reduced health and quality of life. Chiropractic is a form of health care that believes good health and well-being are the natural disposition of the body. At Palmer, we believe that chiropractors are the primary care professionals for spinal health and well-being. An essential part of good health is the proper alignment of the spine. The Doctor of Chiropractic specializes in finding and reducing the subluxation, thereby enhancing the body’s ability to express health and function at its full potential. The Doctor of Chiropractic reduces the subluxation by providing a chiropractic adjustment. Adjustments are safe, gentle and effective. When applied to a baby or small child, adjustments are made with no more pressure than you would use to test the ripeness of a tomato. Many times a sleeping baby can be adjusted without even being awakened. When should you take your child to a chiropractor? As soon as possible after birth, as birthing procedures can put tremendous pressures on a child’s spine. At regular milestone intervals during the first year of life, such as learning to hold the head up, sit up, crawl, stand and walk. Many experts believe that uncorrected spinal problems during this early stage of

development cause the chronic hard-to-correct subluxations seen in adults. When your child takes a fall. Youngsters take numerous tumbles while jumping or running around, when learning to ride a bike, and during their day-to-day activities at home and on the playground. And just as cavities develop in your child’s teeth without symptoms, subluxations can be present without causing pain. So it is important to visit your chiropractor for a checkup at least as often as you visit your dentist. When your child participates in athletic activities. A tackle on the football field could twist a young spine. A softball pitcher could throw a vertebra or shoulder out of alignment. A soccer player could injure the neck while “heading” the ball. Regular spinal check-ups can detect underlying injuries such as subluxations, and early correction can reduce healing time and improve performance. When illness or disease occurs. Subluxations do not allow your child’s nervous system to function at its full potential, thereby lowering your child’s ability to fight disease. Interference with your child’s nervous system may cause or intensify the following conditions commonly seen by Doctors of Chiropractic: colic, constipation, fever, ear ache, coughs and colds, back and neck pain, growing pains, bed wetting, headaches, poor posture, scoliosis, hyperactivity, allergies and asthma. When you want to give your child a head start on good health. Doctors of Chiropractic believe that it is more important to prevent disease than to wait until a disease or illness occurs. With regular adjustments and counseling on proper nutrition, sufficient rest, exercise, good posture, and a positive mental attitude, the Doctor of Chiropractic can help you raise a child whose body is structurally and functionally sound. Your child will also learn good health habits that will last for a lifetime. QC Family Focus - march 2013

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Who takes care of you? Chiropractors have been providing safe and effective care for children for more than 100 years, and a growing body of scientific evidence indicates chiropractic’s usefulness in treating many childhood illnesses.

Featured Doctor: Cherie Marriott, D.C., D.I.C.C.P. • Diplomate of the International Council on Chiropractic Pediatrics • Certified in Webster’s Technique • Palmer techniques, Diversified, Thompson, Activator, Logan Basic • More than 25 years of clinical excellence

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Protecting Your Eyes As We Move Into Spring

and a 15 foot distance from the trimmer, a 19 year old operator had his sunglasses knocked off by a rock and bled inside his eye (but returned to 20/20 eventually), and an 8 year old lost his eye when his neighbor’s trimmer kicked up a one inch piece of metal from 30 feet away. The American Academy of Ophthalmology has released guidelines to protect against eye injuries: 1. While using powered lawn care equipment (or a grinder, saw, hammer, etc.) wear polycarbonate safety goggles with wrap-arounds or sideguards to prevent debris from entering around the frames. Regular spectacles offer little protection from flying debris. Every household should have at least one pair of ANSI-approved protective eyewear to be worn when doing projects and activities at home. ANSI-approved protective eyewear is manufactured to meet the American National Standards Institute (ANSI) eye protection standard. ANSI-approved protective eye wear can be easily purchased from most hardware stores, if a prescription is not needed. (ANSIapproved protective eyewear is not approved for use in sports.) For those who need glasses correction optical departments also carry safety glasses and can have your prescription put into them to ensure sharp vision while handling power equipment. 2. Innocent bystanders, especially children, are often the victims of eye injuries caused by power equipment. Bystanders should maintain a safe distance when equipment is in operation. The more you insure with Allstate, the less you pay. 3. Lawns and gardens should be checked and raked for In fact, safe drivers who insure their home and car debris before using power tools. can save up to 33%. Add coverage for your motorcycle, While not an injury, we also need to recall boat insure or ATV and even more. firstpay. to see e more you withsave Allstate, the Call lessme you potential damage to the eyes from the sun. We are how much you caninsure save. their home and car act, safe drivers who well versed in the use of sunscreens, but don’t always save up tomore 33%.you Add coverage for your The insure with Allstate, themotorcycle, lessRd you pay. Christy Cox remember to wear UV blocking sunglasses. This simple 5159 Utica Ridge The more you insure with Allstate, the less you pay. In fact, safe drivers who insure home andsee car precaution may decrease the risk of cataracts and macular (563) 359-4079 oreoryou insure with Allstate, the less youtheir pay. Davenport, IA 52807 at ATV and save even more. Call me first to Incan fact, safe drivers who insure their home and car degeneration down the road. 5159 Utica Ridgeand Rd.for save up to 33%. Add coverage your motorcycle, safe drivers who insure their home car Ph 563.359.4079 w much you can save. Davenport save upcoverage to 33%. Add coverage for your motorcycle, Whether you’re using a line trimmer, mowing boat or ATV and save even more. Call me first to see e up tocan 33%. Add for your motorcycle, ChristyCox@allstate.com boat or ATV and save even more. Call me first to see your lawn, hammering a nail, or using a grinder, the how much you can save. ATV and save even more. Call me first to seeRd Ste 200 Christy Cox 1140 E Kimberly above suggestions may save an eye. The thought “I how you can save. uch you canmuch save. IA 52807 (563) 359-4079 ChristyDavenport, Cox didn’t think it would ever happen to me” will not. 5159 Ridge Rd. 563.391.1226 Ph Christy Cox (563) 359-4079 Christy CoxUtica 5159 Utica Ridge Rd. (563) 359-4079 (563) Davenport 359-4079 Nearly half of the 2.5 million eye injuries that Americans suffer annually happen in and around the home in common places like the lawn, garden, kitchen or garage. Unfortunately, ophthalmologists are all too frequently called to the emergency room to evaluate someone who felt something hit their eye and now cannot see. The eyes are marvelous organs, the importance of which is apparent in the way that the body protects them, surrounding them by dense bone to keep out large objects, fat to cushion them against direct pressure, and eyelids to ward off small particles and wipe the surface clean. Good as this system is, it cannot prevent all injuries, especially those from small, high velocity projectiles. Ninety percent of all eye injuries can be prevented by simply wearing protective eyewear and exercising common sense when these types of objects may be encountered. Spinning between 6,000 and 14,000 rpm, line trimmers can throw bits of nylon, rocks, and debris quite a distance. Worse yet, neither regular glasses nor moderate distances from the trimmer afford much protection. In a review of five trimmer–associated injuries, one 39 year old woman lost her eye in spite of prescription glasses

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William Benevento, M.D.

President of Eye Surgeons Associates, Dr. Benevento is a board certified ophthalmologist. He has special interest in diabetes and the surgical treatment of cataracts with the latest techniques. Dr. Benevento practices at our offices in Bettendorf and Muscatine Iowa. For more information, please see our website: www.esaeyecare.com.

QC Family Focus - march 2013

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Knee deep – a complex and vulnerable joint

Tips on how to help prevent knee pain and why minimally invasive surgery aids in a speedy recovery

The knee is one of the largest joints in our body. It’s also one of the most complex. It is the intricate hinge where the thigh bone, shin bone, fibula and knee cap all come together. And because it’s bound by an intricate system of tendons, cartilage, ligaments and of course muscle, the knee can be highly prone to injury. Every time we move, we put an enormous amount of mechanical stress on our knee. The knee’s ligaments can tear, its tendons can swell, osteoarthritis can take hold, and even every day activity can ruin a perfectly good set of knees. According to the American Academy of Orthopaedic Surgeons, knee injuries are among the most prevalent musculoskeletal injuries in the country. “Your knees essentially serve as your ‘wheels’ that allow you to move around and be active,” said Dr. John Hoffman of Orthopaedic Specialists (OS), a Quad City-based group of board certified and fellowship trained orthopaedic surgeons. Dr. Hoffman is fellowship trained in sports medicine and performs more than 700 total joint procedures a year. “Every day, we ask our knees to move back and forth, twist and pivot.” While our knee is designed to handle this type of wear and tear, there are certain bad habits that can shorten the life of your knees and open the door to chronic pain and disability. Here are four pitfalls you can avoid to save your knees: 1. Ignoring knee pain – a certain level of soreness and tenderness is common. However, if pain persists, make sure to get it checked out. 2. Being overweight –along with age, being overweight is a leading factor in raising your risk of developing osteoarthritis. Dropping extra weight – particularly body fat –may be the single most important thing you can do to reduce the risk of developing a serious knee problem. 3. Overdoing it – a healthy exercise regimen includes days that allow you to rest and recover. A lack of recovery time can lead to injuries from repetitive strain. 4. Overlooking muscles around the knees – when the muscles around the kneecap, hip and pelvis are strong, it keeps the knee stable and balanced. Don’t forget about the quadriceps and hamstring muscles, as well as proper strengthening of the body’s core muscles, including the lower back muscles, and upper thigh. Minimally Invasive Treatment While adjustments in diet, muscle tone and weight can have a positive impact on your knees and all of your joints, sometimes surgery is required. 34

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In those cases, you’ll find the team at OS is dedicated to providing you the personalized attention and treatment necessary for you to regain what you’ve lost in life. In fact, the new technology and techniques have made surgical treatment much simpler than in the past. “Here at OS, we take the minimally invasive surgical approach,” said Dr. Tuvi Mendel of Orthopaedic Specialists, who is fellowship trained in foot and ankle surgery. “Minimally invasive procedures result in less downtime and faster recoveries. In fact, many patients are able to leave the hospital or surgery center the day the surgery takes place.” Minimally invasive surgery involves the use of a smaller incision than the one used in traditional surgeries. This results in less tissue damage, which in turn can lead to shorter hospital stays, a shorter recovery period and a smaller scar. OS patient Jim Giehm experienced the benefits of this approach. “I got out of my minimally invasive surgery on a Thursday and started physical therapy on a Friday. I only used a walker for one day, and a cane for two days. I was walking a mile within a week unassisted after the surgery with no pain and no discomfort,” said Giehm. Choose OS With years of experience and thousands of patient cases successfully completed, the specialists at OS understand what kind of information and resources patients and their families need to make informed decisions about treatment options and recovery strategies. To learn more about Orthopaedic Specialists, call 563.344.9292 or visit OSQuadCities.com.


When you need orthopaedic care to get back to 100%, choose the doctors of OS. There is no guessing who’s best for your unique needs because each OS doctors’ specialty is what they do – and all they do. No one else has the expertise. No one else offers the same results. Don’t settle for second best.

Choose OS – the only path in the Quad Cities to a better experience and better results.

John Hoffman, M.D. • Tuvi Mendel, M.D. • Tyson Cobb, M.D. Michael Dolphin, D.O. • Matthew Wilber, DPM, CWS fellowship trained specialists with advanced training in foot & ankle • hand & upper extremity • spine sports medicine • total joint replacement

OSquadcities.com • Davenport • Bettendorf • Moline • Clinton

Call (563) 344-9292 for an appointment

QC Family Focus - march 2013

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Who controls your online presence?

Y

Curtis Ford Nash Nash Bean & Ford, LLP

ou log in daily. You share triumphs and sorrows. You post favorite pictures and copy inspirational quotes. It’s Facebook and it’s become another important facet of your life and the lives of your friends and family. But what happens to that page when you pass away? In Oklahoma, when you pass away, your online accounts are accessible by your personal representative by state law. Nebraska is currently considering similar legislation. Unfortunately not all states have such a law, so if you want someone to be able to access your online accounts after you pass away, you need to make provisions for it in your estate plan. You may not think it’s important but your Facebook page probably includes important information to you – those photos that may be nowhere else, the one-off cute quips your children made that day, the history of relationships with family. In addition, you probably have friends on Facebook that haven’t seen you in years or are far from your location. If no one can access your account,

then those friends may never know what happened to you. Facebook is only one step in your online location, all of which may suddenly be inaccessible if you pass away suddenly – bank accounts, emails, music and more. You can tell someone else your Facebook – and other online account information – and let them access the account that way. The better plan is to go ahead and make it explicit who has access in your estate plan to alleviate any doubt over who is in charge of your accounts. An attorney experienced is estate planning issues can provide for your online accounts in your estate plan. During a time of great stress, the last thing you want your family to worry about is matters that can be easily solved with some advance planning.

Nash Nash Bean & Ford are members of the American Academy of Estate Planning Attorneys and the National Academy of Elder Law Attorneys. To receive a copy of our most recent newsletter “Your Estate Matters” or for a free consultation on Estate or Long Term Care Planning, call 309-944-2188, 309-762-9368 or 1-800644-5345. You may also contact our firm by email at info@nashbeanford.com or visit our web site at http://www.nashbeanford.com. The firm devotes its practice primarily in the areas of estate, business and tax planning and related areas of the law, as well as elder law and trust administration and probate. We offer guidance and advice to our clients in every area of estate planning.

Estate Planning Seminar from the Law Offices of Nash Nash Bean & Ford,

LLP

Your Family’s Future Depends on the Decisions You Make Today. Attend this important seminar and learn:

For us, planning our estate is about love, not death.

◆ The advantages and disadvantages of trusts and wills. ◆ How to plan your estate to minimize Illinois estate taxes. ◆ How to protect assets inherited by your heirs from lawsuits, divorce and other claims. ◆ How to protect your estate and provide for yourself and your family if you become incapacitated.

◆ What a Power of Attorney will and will not do for you. ◆ How to protect your home and assets from high nursing home costs. ◆ How to protect children from being unintentionally disinherited in second marriage families. ◆ How to plan your estate to make sure it passes to your family most efficiently.

CALL 1-800-644-5345 or VISIT www.nashbeanford.com to learn about our next seminars on TUESDAY, MARCH 12 or THURSDAY, MARCH 14 Attend one of these seminars and you’ll receive, a FREE, one-hour, private estate planning consultation to answer any questions you have about protecting your Estate and IRA.

REGISTER NOW: (309) 944-2188, (309) 762-9368 OR 1-800-644-5345 Register online: www.nashbeanford.com

Nash Nash Bean & Ford, LLP • Attorneys and Counselors at Law John Deere Rd. at 5030 38th Ave. Ste. 2 • Moline, IL 61265

445 U.S. Hwy 6 East • P. O. Box 63 • Geneseo, IL 61254

The Attorneys at Nash Nash Bean & Ford, LLP speak to area residents about living trusts and estate planning. They have helped hundreds of Illinois families plan their estates.

Seating is Limited, So Call 309-944-2188, (309) 762-9368 or 1-800-644-5345 Now! 24-Hour Seminar Reservation Line or Reserve Online at www.nashbeanford .com

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Shield Yourself from Swindles

Kelly Hendershot, Marketing Communications Officer, DHCU Community Credit Union

Fraudsters take advantage of innocent consumers daily through checks, ATM, and Internet scams, and they’re using the latest technology to pull off their scams. Know the latest trends to protect yourself. Phishing scams Phishers send fraudulent e-mails containing authentic looking logos and graphics and ask for financial information. Some scams are activated when you simply open an e-mail, no clicking required. Once infected, the scammers change the IP address in your PC’s hosts file to their choosing, associates the IP address with financial institution websites, and forces your browser to go to fake websites. Tip: Change online banking and shopping account passwords every three to six months. To avoid being led to fraudulent websites, retype Web addresses in your browser rather than click through e-mail links. Check scams Fraudsters increasingly use e-mail to contact victims, and the most common check scam is the “Nigerian Advance Fee Fraud.” You’re told you’ll be sent a check for an extra sum and you’re asked to wire back the excess money. Scammers purport to be from other countries and claim you can collect on a sweepstakes or pay you to work at home. The realistic-looking checks are forgeries, but victims are responsible for money withdrawn against bad checks. Tip: Don’t send refunds or deliver goods in the time it takes cashiers’ checks to clear. Monitor your account by enrolling in DHCU’s free online account access service HomeBranch. ATM scams Skimming is one of the most popular ATM scams. Using a skimmer--a card-swipe device that reads your ATM card--the fraudster uses a blank card to encode information from your ATM card and create a counterfeit. Your PIN is confiscated through a small camera mounted on the ATM. You won’t know you’ve been scammed because your ATM card hasn’t been stolen and still works at other machines. Tip: Be on the lookout for anything out of the ordinary at the ATM, such as odd-looking equipment or wires. Monitor accounts regularly for unusual activity. Sign up for account alerts via HomeBranch to receive daily balance updates, deposit notifications and more. What to Expect From DHCU Community Credit Union DHCU Community Credit Union will NEVER call, email or otherwise contact you and ask for your user name, password or other online banking credentials. DHCU Community Credit Union will NEVER contact you and ask for your credit or debit card number, PIN or 3-digit security code. For more tips to protecting yourself from cybercrime, view DHCU’s Safeguarding Your Personal Information page at DHCU.org/safeguard. If you’ve been scammed, contact DHCU Community Credit Union at 309-796-7500 in the Quad Cities, 563-244-6506 in Clinton, 800-323-5109 toll-free, email info@dhcu.org or visit any DHCU location. You should also alert the Federal Trade Commission at www.ftc.gov.

THE

POWER To BE ENERGY EFFICIENT SooNER

MidAmerican Energy Company’s EnergyAdvantage® Financing program helps put energy efficiency, and lower energy bills, into the hands of Iowa residential customers sooner. The EnergyAdvantage Financing program, in partnership with First American Bank, is designed to provide qualifying customers access to competitive, fixed-interest rates or six months same-as-cash financing when they meet First American Bank’s credit requirements and purchase and install new energy-efficient equipment. Contact MidAmerican Energy for more information about applying for EnergyAdvantage Financing, and which equipment and windows qualify.

800-894-9599 www.MIDAMERICANENERGY.com QC Family Focus - march 2013

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Bettendorf Health Care Center

A Place To Call Home

2730 Crow Creek Rd • Bettendorf, IA • (563) 332-7463 • We offer skilled rehab 6 days a week. That means you can get well and go home. • Our elegant dining area comes complete with china, crystal, linen table cloths and fa mily-style dining. • You never know when you might need special care. That’s why we work closely with all area hospitals and accept admissions 24 hours a day, 7 days a week. • We are conveniently located on Crow Creek in Bettendorf. •We offer tours of our facility 7 days a week! • Activities for all ages and abilities, a variety of religious services, and a caring and competent staff.

When you can’t go home, we’re the next best thing! 38

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CHOICES IN SENIOR LIVING Roger Brannan Administrator, Bettendorf Health Care Center population change.

The choices for senior housing have changed significantly over the years. Back in the 1990’s seniors had basically two choices; either living at home or move into a nursing home if their health declined. Twenty years later there are now many choices for seniors. Home Health Services allow seniors to stay at home and have a visiting nurse come in and assist them. Another option is to move into an independent/assisted living apartment. In this environment they rent an apartment, have home cooked meals served to them in a dining room, and a nurse supervises their medication administration and activities of daily living. There are now some independent/assisted living facilities that now accept Medicaid which is a plus for those seniors on limited incomes. Nursing homes are now seeing their

Seniors who come to a nursing home for the most part are in their 90s compared to 80s years ago. Residents who live in nursing homes have increased medical needs that require 24 hour supervision. Naturally, the cost of living in a nursing home is greater compared to independent/assisted living due to the increased needs of the resident. Today, the average cost of nursing home care in the Quad Cities is $5,500 to $6,500 per month. Medicaid will cover the cost of nursing home care should the resident deplete their assets. Seniors today are fortunate that there are so many choices in senior housing today. In the Quad Cities there are many facilities to choose from. At Bettendorf Health Care Center we provide skilled and intermediate nursing care. We offer private rooms, semi-private rooms, and suites. We participate in both Medicare and Medicaid programs. If anyone is looking for long-term care in a homelike atmosphere they can call us at 563-332-7463 and ask to speak to Nancy Wells for a personal tour.

Just Like A Trusted Friend . . . We’ll Be Here When You Need Us

www.WeertsFH.com Kimberly at Jersey Ridge Road | Davenport, Iowa 52807 | 563.355.4433 | m.weertsfh.com from web-enabled cell phones

QC Family Focus - march 2013

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Death & Taxes

David W. Deuth, President of Weerts Funeral Home

“In this world nothing can be said to be certain, except death and taxes.” This now iconic phrase is said to have been penned by none other than Benjamin Franklin, as found in the reprinted work, The Works of Benjamin Franklin, in 1817. Some 200 years later, I probably hear this phrase reconstituted in one form or another more frequently than most, I imagine. And, some 200 years later, it appears that little has changed in our corner of the world that might persuade us to render Franklin’s statement any differently in our time. Indeed, one need not be an expert on tax matters to realize that taxes deemed to be owed are obliged to be paid. And, one need not be an expert on matters relating to death or funerals to attest to this stark reality that has forever been the least common denominator of the human experience: Ten out of ten people die. And so here we are in “tax season”. Everyone knows what April 15th means. And everyone is madly shuffling about their various papers and forms, their receipts and their invoices…adding, subtracting, recalculating and creating spreadsheets as they try to figure it all out. Many are making their annual pilgrimage to their tax accountant – proverbial shoebox of documentation, in whatever form – in hand. After all, taxpayers know that there are penalties for late filing and under-payment; thus everyone knows the importance of getting it done right and on time. And when the tax return is finalized, whether signed, sealed and delivered the now-old-fashionedpaper-way or e-filed by clicking the good old “submit” button, Americans everywhere breathe a sigh of relief when their taxes are filed. Done ‘til next year. Peculiar, isn’t it, that there is a declared “season” for the annual preparation of taxes, compelling the greatest percentage of all Americans everywhere to annually record, report and file their earnings and exemptions, their dividends and deductions…and nothing save conscience to foster one’s preparedness for the “other” 40

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certainty of this world according to Franklin? Tax season is a great time to review and assess your Plan. Capital P. Not necessarily your funeral plan, mind you, but your overall Plan, which should include your funeral plan. This big picture Plan should include reviewing your Will, Power of Attorney/Heath Care Power of Attorney, Living Will/Advance Directives, Life Insurance and Funeral Preferences. I have long advocated reviewing your Plan every five years or anytime birth, death, marriage or divorce affects your immediate family. Even my own recommendation here favors tax planning by 5 to 1! Just as we’ve been conditioned to replace the batteries in our smoke detectors when we change our clocks for daylight savings time, so we can use Uncle Sam’s tax season as a prompt to review these most critical elements of our Plans. Many have heard me say, “…if your Plan doesn’t do what you NEED it to do when you NEED it to do what you GOT it to do…it’s about like having no Plan at all.” Notwithstanding Franklin’s insight that is as true today as it was 200 years ago, there is perhaps one critical difference worth noting between death and taxes in this regard: the penalty for poor planning – or no planning at all – capital P – does not result in penalty to you, “the taxpayer”, if you will. The penalty is promptly assessed upon the people you care the most about – the ones you leave behind to sort through your shoebox full of good intentions. Something to think about while you’re getting your tax details together this year. And next… Remember Well.

David W. Deuth, CFSP, is a funeral director and the owner of Weerts Funeral Home in Davenport. He can be reached at 563.424.7055 or by email at Dave@WeertsFH.com.


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Parenting is the toughest job you’ll ever have. But you don’t have to do it alone. Parent Pals is a free and voluntary support option in Clinton, Muscatine and Scott Counties for parents who are pregnant or have an infant or young child. Based on nationally accredited models, Parent Pals uses professional curriculum. Your Parent Pal is someone you can always call, whether you have a question or just need to talk. Your Parent Pal can . . . • Visit you regularly at home • Help you track your child’s development • Share tips about breastfeeding, sleep or positive discipline • Connect you with free community resources • Introduce you to other parents at a support group • Help you reach your own goals for your family So, don’t stress. Take a deep breath. We’ve got your back. Call Parent Pals at 855-BeMyPal to learn more. Parent Pals is free and voluntary for all parents, whether you are single, married or unmarried. Eligibility is based on child’s age and an assessment.

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Quad City Family Focus March 2013