Page 1

January 2013 • Complimentary Issue •

The Importance of Early Childhood Development Teaching Our Children To Save

Discovering Your Child's "Gifts"


B u i l d i n g


B e t t e r

P l a c e

f o r

y o u r

m o n e y .

Hello neighbor! DHCU Community Credit Union is ready to help you build your financial future. We’re in the neighborhood. So stop by, enjoy a cup of coffee on us at our new location at the corner of Middle and Belmont to see what we’ve built for you… a new place to call your financial home.

> Checking > Mortgages

> Consumer Loans > Credit Cards





> Business Services > Certificate Accounts

D av E N p O R T

309.796.7500 | 800.323.5109



> Investment Services > Everything Financial







Join Us.

January 2013

Serving Eastern Iowa & Western Illinois

QCFamily Focus Monthly

Publisher: Mike Mickle Editor: Karen Mickle Magazine Design: Jessie Smith Photographers: Tassy Johnson • Nick Martel Shannon Colgan • Estelle Nester Videographer: Harry Walker

Contributing Editors Diane Baker Ally Billhorn Dr. Brenda Boleyn Roger Brannan Scott Carpenter, D.C. David W. Deuth Kim Fein Curtis Ford Maggie Gehlsen Tawnya Hambly Renee Hansen Kelly Hendershot Lori Hillebrand Jennifer Jansen Frank Klipsch IV Kirk Marske Mike Mickle Lisa M. Reisen Nikhil Wagle, M.D. Dr. Barbara Wiese Join thousands of others as they help us promote happy healthy families in the QCA. Call 940-7875 for more information. QC Family Focus Magazine is a wholly owned subsidiary of Mickle Communications Group LLC. Publication of advertising and articles does not constitute endorsement. The publisher reserves the right to refuse and/or edit any materials for publication. You can contact us at QC Family Focus Magazine, P.O. Box 194, Bettendorf, Iowa 52722, 563-940-7875 or email: ©Copyright 2013.

8 Get Kids 12 Started Right Teen moms 21 have “HOPES” Get Up 25 and Move Pets Are 38 Family Too Sharing books through conversation

Our front cover takes you inside one of the Scott County YMCA’s preschool programs.

Watch QC Family Focus come to life on television each Friday.

Family Focus Friday only on WQAD’s midday newscast QC Family Focus - January 2013


Your Mickle’s Worth The start of a new year always signals a fresh start. As we say hello to 2013, we have some big things planned for QCFF. You’ve already noticed the Education Dedication section of our magazine. It’s filled with articles written specifically for elementary age children. We’re also including articles for high school students. That section is called Rule Ur Game. It will offer advice for teens plus we’ll spotlight teens who are doing great things in the classroom, the community, in the arts, music or athletics. We are also increasing the number of articles promoting early childhood development. We are thrilled to have some great partners in this effort. Organizations such as Junior Achievement, United Way, Career Cruising Quad Cities, Scott County Kids, Lutheran services of Iowa and the Scott County Y are joining us in the effort to promote happy, healthy families by focusing on education from birth to graduation. We’ve even formed an education task force comprised of local school superintendents, principals, teachers and other experts in the field of education. Our partners will write articles, help us come up with a yearly calendar of topics we’ll address and even promote the magazine through their own websites, volunteers and through emails to supporters. We are humbled by the support we are receiving from educators and some of the most important family and community organizations in the QCA. Having this type of network will also allow us to respond

By Mike Mickle quickly in the event of a tragedy. We pray there is never another tragedy like what happened at Sandy Hook elementary school, but if there is, we’ll have access to experts who can offer advice to parents on how to calm your own fears along with the fears of your children.Those interviews will appear on our Facebook page and our website. We’ll also be offering video reports to bring many of our education articles to life on our website. Last but not least, you will find some of our education articles written in Spanish on our website. We encourage you to “like” us on Facebook so we can let you know when new videos are posted, or there are contests to enter or just some great deals being offered from some area businesses. We are excited to have our magazine distributed to every student in 96 area schools, daycare facilities and preschools and we expect that number to grow even more this year. None of this would be possible if it weren’t for the support of wonderful readers like you. Thanks for reading QCFF and we hope you will continue to offer your advice on topics, front covers and contests. We value your input. Here’s wishing you and yours a very happy, healthy New Year. Mike Mickle

Lots of Love A205

Starting at $17.99 $64.98 as shown

Toadally Yours A417

Starting at $17.99 $64.98 as shown

Be My Valentine Cookie on a Stick ICD33 $7.25 each

Wacky Hearts A382

Starting at $17.99 $64.98 as shown

Triple the Love PC15 $32.99

Sweet Valentine A230 Starting at $17.99 $64.98 as shown

Love Bug A393

Starting at $17.99 $64.98 as shown

3382 Middle Road - Bettendorf, IA 52722 - 563.332.4311 - 800.224.4387 4

January 2013 • QC Family Focus

QC Family Focus - January 2013


the weather is always better at

2013 DAILY DEALS Facebook Fan Monday...Like the Monkey Joes Davenport page and get the weekly secret word for discounted admission Two For Tuesday...2 admissions for just $12.50 Wacky Wednesday... $5 admission ALLLLL day Tons of Fun Thursday... Buy a large pizza and get a free pitcher Family Time Friday... 2 admissions and a large pizza for just $28

$6 admission On MLK Day!

New Menu Items for the New Year! Try our boneless wings, cream cheese filled soft pretzels, or some chicken nuggets and fries.

Coupon only valid on Martin Luther King Day, January 21, 2013. Must present coupon for discount. Limit one per group/family. Not to be combined with other offers. Valid exclusively the Davenport, IA location.

$20 Off any party

Not to be combined with other offers or used on previously booked parties. Present coupon at time of booking. Party may be held at any time but must be booked by 1/30/2013. Valid exclusively the Davenport, IA location.

We are your party and play center for Family FUN!

3885 Elmore Ave (across from Sam’s Club)

Davenport, IA 52807 563-322-5867 6

January 2013 • QC Family Focus

Now that the hustle bustle of the holiday season is winding down and we’ve entered a new year, we thought it might be a good time to shift the focus from the material gifts we’ve been giving and receiving to some gifts of a more meaningful kind-our children’s gifts. Supporting our children in finding their gifts is one of our most important jobs as parents, and perhaps we can resolve in 2013 to make that an important goal. So what should we do as parents? It is very important to find out what our children are good at and make sure they have every opportunity to excel in those areas. Success brings confidence, energy, and motivation. When children have a positive frame of mind, good things are more likely to happen, and they can think more clearly and effectively. Sometimes as adults we get so focused on a child’s weaknesses that we forget about strengths, and strengths are the foundation we build upon. Every child has special traits that we can help to identify by following some steps recommended by school psychologist, Alice Wellborn, in her book, No More Parents Left Behind (2010). Begin by writing down: 1. every adjective you can think of that describes your child—words like funny, serious, athletic, cheerful, loud, creative, kind, fair, helpful, bossy, sensitive. 2. the five things your child does best—“make people laugh,” “sing,” “write stories,” “help mom with laundry,” “shoot a basketball.”

y rl od Ea dho l hi

Dr. Brenda Boleyn & Dr. Barbara Wiese Professors in the School of Education at St. Ambrose University.


Your Children’s Gifts

3. the five things your child would choose to do most often if she could pick anything—“read a book,” “build with blocks,” “play on a soccer team,” “go fishing,” listen to music.” 4. the five things that make you the proudest of your child, not just what your child does, but also personality traits like having a strong sense of justice, a kind and loving nature, a cheerful or determined spirit, or a sense of adventure. 5. what your child has said he would like to be when he grows up. Write down any career ideas your child has mentioned, even those that seem unrealistic. 6. what organized programs or lessons your child has participated in, and whether or not she enjoyed the activity. Think about youth soccer, church choir, dance lessons, tee-ball, piano lessons, gymnastics, library programs. Ask the P.E., art, and music teachers at school if they have observed any special talents. Next, take action by: 7. sitting down with someone else who loves your child and looking over what you have written. Do you see any patterns? Jot down the kinds of experiences that would help your child explore and develop these gifts. 8. making a commitment to provide your child with at least one of these experiences. It might be piano or art lessons, joining a Boy Scouts troop, getting your child a library card, or getting them to after-school library programs. Could you plan a family vacation around your children’s interests—a trip to the Kennedy Space Center, for example? Or it might be as simple as teaching your child to cook or helping him hunt for bugs in the garden. 9. writing down your plans and follow through! By going through this process of discovery and then acting upon it, you will be providing your children with opportunities to realize their special and unique gifts and to grow and develop in ways that will positively impact their future! QC Family Focus - January 2013


C Ea hi r ld ly ho od

Sharing books through conversation


Jennifer Jansen Mississippi Bend AEA9 Facilitator – Early Childhood Projects

hen you read a book, you may like to talk about it with someone else. The same is true for your child. Reading experts say that talking about a story while listening to it helps children learn about reading even before they are able to read themselves. The term for having a conversation about a book is “dialogic reading.” Using these book sharing techniques, you can help your child get ready to read. Sharing books with babies and toddlers It’s never too soon to start reading to your baby. Infants learn to love books while snuggling in your arms and hearing your voice. Tap on the book to draw your baby’s attention to the picture. Ask a question about the picture. The tone of your voice changes and your baby will soon learn what a question sounds like. Older babies and toddlers are beginning to label pictures. Give them time to remember and say the

Dr. Alex Brandtner

5108 Jersey Ridge Road Davenport, Iowa 52807


accepting new patients




Cavity Free Club Winner November’s winner 10 year-old Kennedy German

Located Inside South Park Mall next to Von Maur



January 2013 • QC Family Focus

words. Ask questions like, “Where did the bunny go?” and then give them time to answer. You will be modeling questions and answers for your little one. Use the word PEER to remind you how to have a conversation about a book with an older toddler. P stands for “prompt”, what you do with your first question. E stands for “evaluate” what your child says so you will know what to say. E stands for “expand” on what your child says. Add something to help her learn how to give more details. R stands for “repeat.” Ask your child to repeat your word or phrase to show she has learned new information. Sharing books with preschoolers Children also benefit from dialogic reading in the preschool years. Reading and talking about books builds vocabulary, lengthens attention span and increases enjoyment from stories. Your preschooler will be able to respond to questions and think about characters and the plot. This helps him predict what will happen, an important reading skill. The word CROWD will help you have a conversation with your child about a book. C means “complete questions.” Ask a question and leave part of it for your child to complete. For example, “Jack and Jill went up a _________?” R means your child should “recall” details that happen in the story and be able to answer questions. O stands for using “openended questions” which require more than a yes or no answer. W reminds you to ask “what, where, when and why” questions. D stands for “distancing” questions which ask the child to relate the story to their own experience. Talking about books helps your child learn about reading but don’t overdo it. Read a book several times before using dialogic reading. The important thing is to have fun and help your child enjoy reading. So relax, let your child choose his favorite books, and have a good conversation about a good story.

Do you take your child to someone’s home for child care? If so, is your child care provider registered?

Registration with the Department of Human Services is the first step in providing quality child care and it’s FREE.

Encourage the person caring for your child to call Scott County Kids Early Childhood Iowa to find out how! 563/326-8221 Ask for Becky.

Once a child care provider has become registered in Scott County they qualify for items to use in their home business!

Scott County Kids Early Childhood Iowa 600 W. 4th Street Davenport, Iowa 52801 563/326-8221 QC Family Focus - January 2013



January 2013 • QC Family Focus

FROM COUNTING TO BUDGETING: FROM COUNTING TO BUDGETING: Find It Find All atItthe Public Library AllDavenport at the Davenport Public Library

can be hard nancially for many people through the holiday season.  From cooking to traveling to gi�s, ‘�s the season  It can be hard nancially for many people through the holiday season.  From cooking to traveling to gi�s, ‘�s the season  o spend!  So how do you go about making sure that you stay within your spending limits?  Create a budget!  Crea�ng a  to spend!  So how do you go about making sure that you stay within your spending limits?  Create a budget!  Crea�ng a  udget at any income level is essen�al, especially during the holidays, and crea�ng a budget can be difficult for all ages.   budget at any income level is essen�al, especially during the holidays, and crea�ng a budget can be difficult for all ages.   ’s good to teach kids at an early age about nances and budge�ng.  From coun�ng to budgets, the library has  It’s good to teach kids at an early age about nances and budge�ng.  From coun�ng to budgets, the library has  omething for everyone!  Checkout some examples below or visit for more great ideas!  something for everyone!  Checkout some examples below or visit for more great ideas! 

Count On Clifford  Count On Clifford  By Norman Bidwell  By Norman Bidwell 

The House of 12 Bunnies  The House of 12 Bunnies  By Caroline S�lls  By Caroline S�lls  In The House of 12 Bunnies it is nearly  In The House of 12 Bunnies it is nearly  bed�me, but Sophia has lost something. She  bed�me, but Sophia has lost something. She  searches and searches un�l she nds what  searches and searches un�l she nds what  she's looking for: a cozy bed�me story to  she's looking for: a cozy bed�me story to  put the snuggly bunnies to sleep.   put the snuggly bunnies to sleep.  

Ac�vi�es at a birthday party  Ac�vi�es at a birthday party  for Clifford, the big red dog,  for Clifford, the big red dog,  provide opportuni�es for  provide opportuni�es for  coun�ng balloons, presents, and  coun�ng balloons, presents, and  other objects from one to ten.   other objects from one to ten.  

Ten Apples Up On Top  Ten Apples Up On Top    By Dr. Seuss   By Dr. Seuss

Bunny Money  Bunny Money  By Rosemary Wells  By Rosemary Wells 

A beginning Beginner Book, this ingenious story  A beginning Beginner Book, this ingenious story  uses a vocabulary of only 75 different words. "A  uses a vocabulary of only 75 different words. "A  hilarious story in rhyme about a number of  hilarious story in rhyme about a number of  animals who could carry 10 apples on their  animals who could carry 10 apples on their  heads."‐‐Elementary English.   heads."‐‐Elementary English.  

Money Ma�ers  Money Ma�ers  By Sean Callery  By Sean Callery   

Max and Ruby spend so much on  Max and Ruby spend so much on  emergencies while shopping for  emergencies while shopping for  Grandma's birthday presents that  Grandma's birthday presents that  they just barely have enough money  they just barely have enough money  le� for gi�s.   le� for gi�s.  

The Can Man  The Can Man  By Laura E. Williams  By Laura E. Williams 

Find out all the facts about the way we  Find out all the facts about the way we  use money, from the history of  use money, from the history of  currency to number crunching and  currency to number crunching and  penny saving.   penny saving.  

A�er watching a homeless man collect  A�er watching a homeless man collect  empty so� drink cans for the  empty so� drink cans for the  redemp�on money, a young boy  redemp�on money, a young boy  decides to collect cans himself to earn  decides to collect cans himself to earn  money for a skateboard un�l he has a  money for a skateboard un�l he has a  change of heart.   change of heart.  

Budget Smarts: how to set goals, save money,       Budget Smarts: how to set goals, save money,     A Dollar Bill’s Journey  A Dollar Bill’s Journey  spend wisely, and more    spend wisely, and more  By Suzanne Slade  By Suzanne Slade  By Sandra Donovan    By Sandra Donovan 

This book follows  This book follows  Gives informa�on about budge�ng, credit  Gives informa�on about budge�ng, credit  the journey of a dollar bill from  the journey of a dollar bill from  cards, and saving money for teens.   cards, and saving money for teens.   the birth of a dollar bill at the  the birth of a dollar bill at the  From page 1 ‐ You’re the Boss  From page 1 ‐ You’re the Boss  Bureau of Prin�ng and  Bureau of Prin�ng and  “It’s Saturday morning, and you collect  “It’s Saturday morning, and you collect  Engraving in Washington, D.C.  Engraving in Washington, D.C.  your allowance.  You have no real plan for  your allowance.  You have no real plan for  to one of the Federal Reserve  to one of the Federal Reserve  the day, but that allowance is burning a  the day, but that allowance is burning a  banks to commercial banks to  banks to commercial banks to  hole in your pocket.  Hmm, �me to head  hole in your pocket.  Hmm, �me to head  people to a Federal Reserve bank for shredding to  people to a Federal Reserve bank for shredding to  to the mall.  Some sunglasses catch your  to the mall.  Some sunglasses catch your  recycling into new products.   recycling into new products.   eye.  You don’t really need them, but  eye.  You don’t really need them, but  hey’re extremely cool ‐ so you shell out the cash.  Then you  they’re extremely cool ‐ so you shell out the cash.  Then you  uy a slice of pizza, which makes you really thirsty.  You check your pocket.  Yep, $2 le� ‐ just enough for a beverage.   buy a slice of pizza, which makes you really thirsty.  You check your pocket.  Yep, $2 le� ‐ just enough for a beverage.   Oops! There goes your allowance.”  Oops! There goes your allowance.”  rom page 2 ‐  From page 2 ‐  It’s Saturday night, and your best friend texts you.  Want to go see a movie?  Sweet, you think, that sounds great.   “It’s Saturday night, and your best friend texts you.  Want to go see a movie?  Sweet, you think, that sounds great.   xcept for one thing.  You bought those sunglasses, and now you’re broke.  You have to pass up on the evening out  Except for one thing.  You bought those sunglasses, and now you’re broke.  You have to pass up on the evening out  nd se�le in with your parents to watch TV.”  and se�le in with your parents to watch TV.”  QC Family Focus - January 2013


Get Kids Started Right Kim Fein R.I.A. Federal Credit Union Marketing Department We often hear that our children are our greatest asset, the door to the future. How can we help them build confidence in their financial future? One good answer is a credit union share savings account. By encouraging regular savings you prepare your kids to meet the demands of an increasingly complex financial world. A regular savings program helps both teenagers and younger children understand the basics of personal finance and the importance of building sound money management habits. It demonstrates the power of savings to help youngsters reach their goals. It prepares them for the day when they’ll manage their own money. Even very young children can grasp the fundamentals of saving, and become excited about having their very own savings program. As they grow and acquire allowances, after-school jobs, and other income sources, children can see those savings add up – and their pride and independence grow, too. Perhaps the most important reason to start saving early and regularly is that saving helps young people develop the skills they’ll need to be intelligent credit consumers. A record of regular savings tells the credit union this young person can handle the responsibility of repaying that first loan for a car, college, or educational travel. Having demonstrated the ability to stick to a planned program, loan officers are more likely to approve the loan application. In this situation, the share savings account does double duty, because the young borrower—lacking any credit history—can use it as security for the loan. So don’t wait. Help your children open share savings accounts and encourage them to add to them each week or month. Remember, it’s not the amount of the deposit that counts: It’s establishing sound, lifelong financial habits that will make more complex financial transactions later on easier, and more comfortable. See RIA Federal Credit Union now to start your kids on the road to confident money management. 12

January 2013 • QC Family Focus

ExplorE. play. lEarn. ImagInE.

THE JOHN DEERE PAVILION Come explore the John Deere Pavilion and the all new Discovery Zone designed especially for kids. There are displays and activity tables to entertain and teach young kids about farming, construction, and forestry. Older kids can see displays about the history of their favorite large equipment company and learn how we can work together to protect the environment. Of course there are huge combines, tractors, loaders, dozers and other equipment to climb into. All this means the new Pavilion is an even better place for kids to learn more about the world of John Deere. 309-765-1000 QC Family Focus - January 2013



What do you know about I-74? Many of us travel over it every day, but do you know the history of the I-74 Bridge? Here’s a little quiz. To find the answers, have an adult in your life scan the QR code below and watch the video. You can also find it on under the Education Dedication tab. The I-74 has been giving drivers a path over the Mississippi river for a long time. The ___________ bound lanes from Illinois to Iowa were built first. They were completed in ___________. Then, just ___________ years later the ___________ bound lanes from Iowa to Illinois were built in___________. Many friends and family members travel over the bridge every day. In fact in the year 2000 there were more than ___________ thousand drivers crossing the bridge every day. By the year, 2035, experts believe more than ___________ thousand will cross it on a daily basis. In 2007 there were ___________ accidents on the bridge. When drivers are involved in traffic crashes on the bridge it causes a problem known traffic back –ups. Those back-ups mean that cars can’t ___________ until the wrecked vehicles are moved from the bridge. That’s why plans are underway to build a new bridge linking our two states in the near future.

Elementary students...this section is just for you!

To help you fill in the blanks in this story, scan this QR Code

If you have an idea for an article, send it to me at

Teachers and parents, you are welcome to send ideas too! 14

January 2013 • QC Family Focus

or log on to this link to get all the answers.

away in a savings account at the bank. The bank, in return, pays interest to people on their savings account balances. By earning interest people can make their money grow more quickly.


Let’s suppose your uncle put $100 into a savings account for you on the day you were born. The account earns 6 percent interest per year. If you never touched the account, never deposited more money into it, and never took any money out of the account, how much money do you think you would have in the account when you turn 18 years old?

New Year’s Resolution: You would have $285.43. Your money would nearly triple because of the interest earned. Start Healthy Money Habits at an Early Age

It’s important to understand that saving for your future now will help you be successful later. It’s

Tawnya Hambly Public Relations Director, neverAchievement too early toofstart saving. Junior the Heartland New Year's Resolution: Start Healthy Money Habits at an Early Age

Tawnya Relations Director, Junior Heartland By: As we roll into a New Year, many of To us will make Do youHambly, earn anPublic allowance? help you start a Achievement savings habit of setthe a certain percentage of each New Year’s Resolutions to help achieve our goals. One allowance to savings.many For example, if you New earn Year’s $5 a week in allowance youachieve could set a New us will make Resolutions to help our60% for goalAs wewe canroll allinto benefit from Year, is developing of healthy money for aallgift fund and for fun money thatmoney you can spend as you wish. Do the habits. goals. savings, One goal20% we can benefit from20% is developing healthy habits. During holidays you probably received presmaththebelow. ents. Were any of them If so, what did you do During the holidaysmoney? you probably received presents. Were any of them money? If so, what did with it? Did you go shopping to buy something special? 1a. $5 weekly allowance: 1b. Now, your monthly total: do with it?it Did you goday? shopping special? Or,calculate are you saving it for another Or,you are you saving for another Savingtoisbuy one something exday? is one habit. example$___________ of a healthy money habit. $_________ x 4 = $___________ ample of aSaving healthy money 60% savings: A good place to save your money is at the bank. People put the money they right is away in abank. sav- People put the money they don’t need right A good place tofund: savedon’t yourneed money at the 20% gift $___________ $_________ x 4 = $___________ ingsaway account the bank. account The bank,atinthe return, paysThe interest in aat savings bank. bank, in return, pays interest to people on their to people on their savings account balances. By earning savings account balances. By earning make their xmoney grow more 20% fun money: $___________ $_________ 4 = $___________ interest people can make their money grow more interest quickly. people can quickly. Let’s suppose your uncle put $100 into a savings suppose you were put the money you save from your allowance each month ($12) into a account forLet’s you on the day you born. The account earns 6 percent interest per year. If you never touched the account Let’s suppose uncle a savings forsuppose you on the put day you were born. savings your account at put the $100 bank.into The account 5 percent interest per year. How muchfrom money earns Let’s you the money you save account, never deposited more money into it, and never The account 6 percent interest per year.never If your you never the of account, allowance each month ($12) intonever a savings account would earns you have after 12 months if you take anytouched money out the account? took any money out of the account, how much money do at the bank. The account earns 5 percent interest per year. morehave money it, and never took18any money out of the account, how much money youdeposited think you would in theinto account when you turn How much money would you have after 12 months if you $12 allowance saved each monthwhen x 12 months $________ years doold? you2a. think you would have in the account you turn=18 years old?put into savings account in never take any money out of the account? year. Youone would have $285.43. Your money would 2a. $12 allowance saved each month x 12 months nearly triple because the interestYour earned. You would haveof$285.43. money would nearly triple because the interest earned. = $________ put into of savings account in It’s 2b. important to understand that account saving for+ your $144 put into savings 5 percent interest = $__________ balance of savings one year. future now will help you be successful later. It’s never too It’s important to understand that saving for your future now will help yousavings be successful It’s inaccount. You would earn $7.20 interest. 2b. $144 put into account +later. 5 percent early to start saving. terest = $__________ balance of savings account. You saving.To help you start a never Dotoo youearly earn to an start allowance? would earn $7.20 interest. Remember, easy way to grow your to money is by saving. an Always remember the longer you savings habit set a certain an percentage of each allowance Remember, easy way to grow your money is Do you earn an allowance? To help you start a savings habit set a certain percentage of each savings. For example, if you earn $5 a week in allowance save the better, and the more deposits youbymake into your remember savings account, saving. Always the longerthe you better! save the betyouallowance could set 60% for savings, for a gift fundearn and $5 a week in allowance you could set 60% for to savings. For20% example, if you ter, and the more deposits you make into your savings ac20% for fun money that can spend as you Do the savings, 20% forfun ayou gift fund 20%wish. for fun money thatthe you canJA spend as you wish. For more ways toand practice your money skills visit the Student Center on Do the count, better! math below. For more fun ways to practice your money skills math below. visit the JA Student Center on 1a. $5 weekly allowance: 60% savings:


20% gift fund:


20% fun money:


1b. Now, calculate your monthly total: Answer key: $_________ x 4 = $___________ 1a. $3: $1: $1 1b. $12: $4: $4 $_________ x 4 = $___________ 2a. $144 2b. $151.20

$_________ x 4 = $___________

QC Family - January Let’s suppose you put the money you save from your allowance eachFocus month ($12) into a2013 15 savings account at the bank. The account earns 5 percent interest per year. How much money



Iowa/Illinois Winter Weather Facts

We’ve already seen our first major snowstorm of the season. Many of you had a day off from school, but how much do you know about the crews who remove snow from the roads we drive on? We’ve gathered some Iowa snow facts for you.. Take a look and let it snow, let it snow, let it snow!!! In Iowa, there is a lot of heavy equipment, people and materials used to clear the snow from the roads.

In Illinois, we’ve found some chilly facts about which part of the state sees the most ice, where it’s the coldest and what records we’ve broken!

Equipment Snow removal trucks 901 Motor graders 53 Front-end loaders 134 Heavy-duty, self-propelled snow blowers 11

COLD TEMPERATURES • 126 people have died from exposure to cold temperatures in Illinois since 1997. • The coldest temperature on record occurred on January 5, 1999, when the temperature dipped to minus 36 degrees near Congerville in Woodford County.

Workers and facilities Employees 1,066 Garages 109 Salt permanent storage capacity (tons) 226,893 Materials Rock salt (tons) 203,163 Liquid salt brine (gallons) 15,476,581 Liquid calcium chloride (gallons) 69,926 Sand (tons) 34,571 Financial Average annual winter operations budget $40 million


January 2013 • QC Family Focus

WINTER STORMS • On average, Illinois experiences five severe winter storms each year. There has not been a winter in Illinois without at least one winter storm in the past century. • Winter driving conditions contribute to an average of 28,500 vehicle crashes in Illinois each year. SNOWFALL • Average annual snowfall ranges from 37 inches of snow in Rockford and Chicago, to as little as 6 to 10 inches in the southern tip of Illinois. • The greatest snowfall on record from a single storm occurred near the town of Astoria in Fulton County, where 37.8 inches was recorded on February 27-28, 1900. ICE STORMS • On average, locations from just south of Quincy, through Lincoln, to Watseka experience more freezing rain and ice storms than any other part of the state.


IS ON FOR 2013!

Get out and play! Saturday, February 2, 2013 Where: Credit Island Park Time: 7:00am - 2:00pm Tee times assigned every 7 - 8 minutes FEE: $15 per golfer or $60 per team of four players, $75 for team of five. Davenport Parks and Recreation 700 West River Drive • Davenport, IA 52802 (563) 328-PARK (7275)

QC Family Focus - January 2013


Just For Kids!

Kid’s Calendar

Bald Eagle Days • January 11-13 Watch live birds of prey, bald eagles, owls and falcons fly over the audience. Enjoy more than 100 display and information booths. Open Friday 4 p.m. - 8 p.m.; Saturday 10 a.m. - 8 p.m.; Sunday 10 a.m. - 5 p.m. Adults $5 admission, Kids $1 admission, Under 6 years of age Free. QCCA Expo Center, 2621 4th Avenue, Rock Island, IL Call 309-788-5912 for more information. On the Face of It Portraits Family Day • January 12 11 am-2 pm Free with membership or museum admission from 11 am-2 pm. Bring your face to the Figge for some quality family time at our Portraits Family Day! Studio art activities, story time, refreshments and much more are sure to make this day a picture-perfect memory!

Chocolate Fest • January 13 11-4pm: Cost: Presale Tickets: Adults $15.00, Youth 3-15 $3.00, Children 2 years and under free. At the Door: Adults $18.00, Youth 3-15 years old $5.00. Indulge Yourself! Lots of free samples from area chocolatiers and sweet shops, meet Willy Wonka, learn about the history of chocolate from the education staff of the Quad City Botanical Center, enjoy a cooking demo, kids chocolate activity area and much more! Purchase your tickets on line, a limited number of tickets will available at the door! All ticket sales support the not for profit Quad City Botanical! Quad City Botanical Center, 2525 4th Avenue, Rock Island, IL Call 309-794-0991 ext. 30 for more information. Free Kid’s Craft Day Saturday , January 19th 10:00am-4:00pm • John Deere Pavilion Theme: Snow

Get Your Savings Into Gear With Our Rewards Program


January 2013 • QC Family Focus

R.I.A. Federal Credit Union 563.355.3800 • 800.742.2848

Just For Kids! Snow Family Finger Puppets This adorable snow family will give your kids hours of puppet time fun! All you need are some inexpensive knit gloves and a few simple supplies to put together this cute project. What you’ll need 1 white knit glove Hot glue gun 4 tiny orange pom poms Chenille stem pieces Scrap materials Scrap felt for scarves Black acrylic paint Paint brush White felt Scissors Plastic wrap Small pom poms for ear muffs and hat How to make it: • Fill fingers of glove with plastic wrap. This will keep the glove from sticking to itself from the glue and will act as a “filled finger” which allows for a good fit when done. • Glue on chenille stems and pom poms for ear muffs. • Use a triangle shaped scrap of felt to form a simple hat. Wrap the wide piece around the bottom and fold down the point to the back, then glue in place. Glue a pom pom on top. • Use scrap material to make a wrap around shawl. Simply glue the center of a long strip of material to the top of the “head”, then wrap around and glue in place. Trim ends if needed. • Make scarves from felt strips, fringing the ends with scissors. Glue in place. • Glue orange pom poms on for noses. • Dip the handle end of a small paint brush into black acrylic paint. Carefully dot on eyes and mouths. (Practice this step on the thumb first if you plan to discard it the way that we did. • Allow everything to dry, then trim off the bottom of the glove and the thumb. • Glue a 1” wide strip of white felt around the bottom to keep it from fraying. • Carefully remove the plastic wrap from the fingers. • Put on hand and have a fun puppet show!

Congratulations to Mason Tolle of Davenport. He was the lucky winner of 4 tickets to see Disney on Ice at the i wireless Center.

Jade Hunter from East Moline was the winner of a new Leapster GS Explorer.

Sally Kulig from Moline was the winner of a Nook Simple Touch Reader.

Thanks to all of those who entered! QC Family Focus - January 2013


Closing the Achievement Gap Takes A Community Frank Klipsch IV Communications Director, Scott County Family Y

As a parent living just blocks away from Davenport’s Madison Elementary, I am grateful to see the recent accolades bestowed upon the network of administrators, teachers, parents and students to honor what has been a lot of on-going work and progress toward Closing the Achievement Gap. As a professional working within a great network of school districts, partner agencies, parents, media outlets, neighborhoods, churches and governments, I am honored to help an entire community work toward such a great cause. Most importantly, as we better understand the complete balance of Early Childhood Education to the latter success of adults, and the financial impact in the correlation between adults that are able to lead and contribute to society and those that require additional social services, Closing the Achievement Gap is a paramount cause for all of us to embrace. At the Y, we are involved in several community collaborations to ensure that every child has access to great programs, mentors and leaders in the crucial times when school is not in session: before and after, over the summer, at night and on the weekends. The first 2,000 Days initiative places the greatest value on each and every day that every child in our community has from birth to Kindergarten. Access to quality child care, preschool and family programs take advantage of the most crucial time for learning in human development. From the societal perspective, this is important for all us. According to the book Freakonomics,

a correlation is currently utilized by the prison industry that we should all be aware of: the ability for students to read in third grade to the amount of prison beds needed 10 years later. Imagine the difference in our community when we can change the social dynamic of subsidizing just one adult in prison to having that adult as a leader, teacher, business owner, parent and contributor. The Y’s signature loop of programs and services directed at the Achievement Gap cause involves our school outreach programs, our branch programs and leadership staff, and YMCA Camp Abe Lincoln. For over a decade, YMCA Solutions has been working in conjunction with schools, teachers and administrators to teach leadership and core values to students within the school day. We are now looking to expand this concept by having a YMCA Youth & Development Director utilizing a YMCA Solutions curriculum full-time in as many schools as possible. This service would allow a greater interface with parents, peer groups, and social services outside of school. Thus, we can better understand the home environments which are often a. outside the realm of schools, b. outside the control of the children, and c. at the heart of the issues affecting students, school performance and their eventual future. The increasing network of young people being mentored utilizes YMCA Camp Abe Lincoln as an on-going goal to incentivize healthy behaviors and productivity. In addition to having an intensive, value-based experience that removes kids from their usual home environments, Camp Abe Lincoln also provides another network of counselors and mentors. Therefore, if needed, schools can call upon the YMCA Camp and Solutions staff to intervene and assist at all times throughout the school year. Closing the Achievement Gap makes life better for us all, and makes our community an attractive beacon for growth and development throughout the country. Let’s keep up the great work!



A Community Strengthening Volunteer-led Charity

Great people, pools, FREE group fitness, family programs, art, youth sports, childcare, dance & afterschool




Caring Honesty Respect Responsibility 20

January 2013 • QC Family Focus

Teen moms have “HOPES”

Renee Hansen Communications Coordinator, Marketing Communications | Lutheran Services in Iowa | Iowa KidsNet


wo weeks after she turned 17, Payton learned she was pregnant. “I didn’t know what to do,” she recalled. “I took two pregnancy tests. I couldn’t imagine what my life would be like with a baby.” “I was scared of being responsible for another human and scared about money and my current living situation,” she said. “I didn’t have a job then, so I didn’t know how I would provide for my daughter.” After being referred to LSI’s HOPES program in Davenport, which supports parents of young children at the prenatal or up to age four, Payton was matched What if A allfamily parents had worker, a dreamRisa sidekick? with Risa. support visits Payton regularly to provide information about parenting, A professional. A pal. A go-to-person to local resources and more. support them in raising a healthy, happy child. “The HOPES program has helped me organize my life,” Payton said. “I’ve learned to set goals, and Risa has helpedPals me focus and achieve Parent is coming soonthem.” to Clinton, Now 18, Payton was determined earn her GED, get Muscatine andgood Scott Counties! a job and maintain prenatal health.Based on accredited programs, Parent nationally “Emery really motivated me to reach myPals goals because it was no longer about me,” she said of matches you with a family support worker her daughter. “I needed to do these things for her. I didn’t who visit you to provide want hercan to struggle in at life.home I wanted better forchild her.” information, parenting development Risa gave Payton information on CNAstrategies, (Certified Nursing Assistant) classes, job openings and parent community resources and more. support groups and helped Payton track Emery’s development before and after birth. “Risa has really helped me realize what I want to do for Emery,” Payton said. “I can talk to her about anything.” For other young mothers, Payton has this advice.

“Don’t give up,” she said. “Your life isn’t over. Look at your baby and know you’re doing it for them, and you can do anything. If the father of your baby isn’t involved, it isn’t the end of the world. Teaching your baby about healthy relationships is important. Look at your baby and know you’re doing it for them, and you can do anything.” And she’s proving it, one step at a time. Payton recently passed the exam for her CNA license. “I’m proud, and I’m amazed,” she said. “Looking back, I’ve come so far. I didn’t have a job or an education. I see how much as changed and knowing that I’m doing this all for Emery makes me proud. I am inspired to do more. I plan to start working, get my RN license and maybe become a doctor one day. I know I can do anything.”

5 Simple Tips for Helping Your Baby Develop Did you know you are your child’s first and best teacher? Even simple things, like singing a song, cuddling or reading a book, can help nurture your baby’s healthy growth and development. 1. Talk to your baby. You are your child’s greatest exposure to language acquisition. Even simply narrating your day can help your baby begin building vocabulary. Tell your baby when you are going to do something, like “We are going to get dressed now,” or describe what your baby is doing, as in “I see you smiling.” Talking with your baby can be a simple and easy part of your routine, such as singing a song during a diaper change.
 is Even someone youa can 2. Your Read Parent to your Pal baby. reading bookrely several on when youcan areimprove stressed, times a week yourhave baby’sparenting vocabulary. Choose board books with colorful pictures, questions or need to talk to someone yousoft trust. textures or simple words and rhymes. With your baby in your lap, enjoy some together time with a book.
 •favorite Free and voluntary support 3. •Introduce your babywhether to Use are a mirror to point For all parents, single, out your baby’s nose, ears, eyes and mouth. Babies married unmarried love seeingor themselves, and it will help your baby to label the world around She’ll also •begin Eligibility based on child’s ageher. and assessment learn to focus and track images. 
 4. Find simple toys around the house. Banging on a pot with a wooden spoon or knocking down a Tupperware tower can be a big hit for a baby and help with basic motorskills.
 5. Change your baby’s view. Offer your baby new and interesting things to look at. Carry your baby around the room and point out pictures or objects.

PARENT PALS {coming soon}

Call 563.322.7419 today for more information.

QC Family Focus - January 2013


R u G le am e r U

The Science of Collaboration Kirk Marske Career Cruising Quad Cities, Director

Look at a student’s class schedule and you might see math, science, art, and English but you won’t see a career development class. Educators do, however, promote workreadiness and they rely on a variety of resources to help students prepare for their futures – Career Cruising Quad Cities and STEM (Science, Technology, Engineering, and Math) education efforts are two of those resources. Career Cruising Quad Cities resources and STEM education efforts serve the same purpose: - Develop, enhance, and retain the future workforce - Prevent skills gaps and “brain drain” (skilled workers leaving the area) - Engage students in fun, challenging, and educational activities to help them find their career pathway. Career Cruising Quad Cities has joined the Quad City Engineering and Science Council (QCESC) to support their STEM education and career development efforts. Pat Barnes is the director for John Deere Inspire, Deere and Company’s global STEM initiative, and he serves as the Director Emeritus for QCESC. Other


January 2013 • QC Family Focus

members of this non-profit collaboration between area educators and STEM professionals are from Alcoa, Exelon, Northrop Grumman, the U.S. Army Corps of Engineers, and more. QCESC held its 4th annual FIRST LEGO League (FLL) in December and qualifiers attend the State of Iowa FLL championship January 19th in Ames. Other upcoming events include the FIRST Tech Challenge (February 2), the Bridge Building Contest (February 8-9), and the Trebuchet Egg Throw Competition (TBA). This summer also brings another engineering camp at the Putnam Museum. QCESC and its member societies and college partners also offer scholarships, and this year, scholarships totaling $7,500 will be awarded (deadline to apply is January 18, 2013). For students using Career Cruising Quad Cities, mechanical engineer is the most popular STEM career. Aerospace engineer, nuclear engineer, crime scene investigator, zoologist, civil engineer, and marine biologist also rank very high. Several QCESC members serve as career coaches. Charlie Meurer, who represents Chemical Engineering, Environmental Consultant, and Environmental Engineering, is a new CCQC volunteer but he has experience talking with students about engineering. “You should see these kids light up when they learn what you can spin a Chemical Engineering degree into career wise; doctor, lawyer, financial planner, venture capitalist, to say nothing of top level management positions,” said Meurer. “Their initial perception is that they are about to make a decision as to where they will be pigeon-holed for life. Nothing could be further from the truth.” Career Cruising Quad Cities is a web-based career exploration program administered by Junior Achievement of the Heartland in partnership with the Moline Foundation. To learn more about CCQC, visit www. To learn more about QCESC, visit

appy New Year! As we jump into 2013, we are again making strides to live a healthier lifestyle. You’re probably seeing more commercials and ads than ever for New Year Resolutions, and the “magic way to keeping them!” Well, here’s the truth of New Years Resolutions: you can’t just do them for a week, or a month, or six months. The goal of resolutions is to keep them. So how do we go about that? Notice earlier in this article I used the word “lifestyle.” That’s exactly it; being healthy should be a lifestyle, or rather, something you want to do, not something you have to do. Think of this year as your new life, not your new resolution. I saw a quote the other day that pertains to this completely: motivation gets you started, habit keeps you going. Precisely! Being healthy should come out of habit, and shouldn’t be a burden. Now more than ever, it’s crucial we, as Americans, make drastic changes to how we live. Rates for diabetes are skyrocketing, and

le e Ru am G r

Maggie Gehlsen Central DeWitt High School Senior


Live Healthy Iowa H

some health problems (such as heart disease, and even heart attacks) are not just something adults have to worry about anymore; they’re something that is becoming common in children of our nation, as well. Obesity rates are at an all time high, with 1 in 3 adults being classified as “obese.” These statistics are not meant to scare you, but are meant to be a simple reminder that YOUR healthcare and the health of your family members should be a top priority. Like I said, being healthy or making changes in your health and how you live shouldn’t be a burden, but rather, a reminder to yourself that you care about your well-being. So this new year, get out with your family and get moving. A simple way? Participate in Live Healthy Iowa, which takes place from January 28-April 5. It’s an easy way to get the entire family involved in making Iowa a healthier state! Live Healthy Iowa also sponsors a kids program called Live Healthy Iowa Kids, which is the same duration of time, but focuses more on the activity children are getting every week, rather than weight loss. Get the family signed up today at! Happy 2013!

This Year Have Your Birthday At Pick Your Party Package From These Activities

Ch e Th ck O Ar e N ut ca de ew Ro om !

Jungle Zone Wristband

Unlimited play in our 3 story high jungle!

Inflatable Wristband

Unlimited play in our Spacewalk, Obstacle Course, Trampoline Basketball & Jousting

Lazer Tag

One game of Lazer Tag

Pick 1 $5.00 per person Pick 2 $10.00 per person Pick 3 $15.00 per person

Pick All 3 and receive a $2.00 game card for FREE per person

6 person minimum reservations required. No substitutions for activities: all tickets must be used by the same person.

Hunt Brothers Pizza

$9.99 for the first • $8.99 for the next Up To 10 Toppings at No Extra Cost

Open Year Round 7 Days A Week • No Admission Charge

354 West 76th Street • Davenport, Iowa • (next to Steeplegate Inn) Fall/Winter/Spring Hours Mon-Thur 4pm-8pm • Fri 4pm-10pm • Sat 10am-10pm •Sun Noon-6pm Extended hours during holiday breaks Special hours available for large parties or groups - Give us a call!


Go Karts • Lazer Tag • Jousting • Spacewalk • Trampoline Basketball Obstacle Course • Miniature Golf • Jungle Zone • Rock Climbing Bowling • Arcades • Indoor Batting Cages QC Family Focus - January 2013


Contributed by: Ally Billhorn

Chicken Pesto Meatballs

I’m pretty sure meatballs aren’t just for 1970’s themed parties anymore. They have most definitely been making a comeback. Can you believe there is a restaurant in New York City that dedicates their whole menu to them? Really, they are very simple. Pick the meat of your choice, add in the fillings, roll, bake, saute or simmer in sauce and viola! You have a great meatball. And did I mention family friendly? Kids love food in fun shapes. Give them a tasty dipping sauce and I’m pretty sure these will be gobbled down in no time. 1 lb. ground chicken 1/4 c. pesto 1/4 c. grated fresh Parmesan 1/4 c. breadcrumbs 1 t. garlic powder 2 c. marinara sauce Preheat oven to 375 degrees. In a medium sized bowl combine all ingredients, minus marinara sauce. Roll and form into 1 inch balls. Spray a 9x13 baking pan with cooking spray. Pour in marinara sauce. Place balls into the pan. Cover with foil and bake covered for 15 minutes. Then uncover and bake another 15 minutes. When done stir to combine balls and sauce. Serve with mashed potatoes, rice or pasta.

Avocado Brownies

Stay with me on this one. Yes, traditionally avocados and brownies do not even deserve to be uttered in the same breath. But, let’s all remember avocados are a healthy fat and more often than not butter is a main supplier to a brownie batter. Butter is a notso-healthy fat. So here I swapped the two and they turned out glorious. The avocados will give the brownie a texture that is a cross between fudgy and cakey. Perfect, right? Give these a chance. You can thank me later. 2-3 avocados 2 squares unsweetened baker’s chocolate 1 c. sugar 2 eggs 1 t. vanilla 1 t. baking powder 1 c. flour Frosting: 1/2 - 1 whole avocado & 1 c. powdered sugar

For more of Ally’s recipes, check out recipe section at 24

First mash two, very ripe avocados. Refrain from taking a tortilla chip and digging in. It’s hard. Melt two squares of unsweetened baker’s chocolate and put in with the avocado. Add in one cup of sugar, two eggs and 1 teaspoon of vanilla. Stir. Then fold in 1 t. baking powder and 1 c. of flour. Line an 8x8 pan with parchment paper and pour in the thick batter. Bake at 350 degrees for 30-32 minutes or until toothpick inserted comes out clean. Allow to cool. Then grab another half of an avocado, mash it up and sift in 1 cup of powdered sugar. Stir until you have the right frosting consistency. You may have to add more powdered sugar to get it thick enough. Spread on this green goddess frosting and cut into squares. Then refrain from eating the whole pan.

January 2013 • QC Family Focus

Get Up and Move By Diane Baker Youth Development Educator,

4-H Military Programs, University of Illinois Extension As we enter the new year, we are reminded of the importance of taking care of ourselves – and teaching our kids to take good care of themselves by eating right and exercising. Physical activity is critical in keeping fit and good exercise habits learned early can help young people become healthy, active adults. Here are some ideas to “Get Up and Move” with your family: Start a Physical Activity Calendar for each member in your family. Have each person record the type of physical activity that they do each day and the number of minutes spent on each activity. Have each person total the number of minutes for each week and then the month. After the first week, take a look at how much time was spent on moderate physical activities (like walking, climbing the stairs or riding a bike) and how much time was spent on more intense activities (like playing basketball, running or swimming). Your goal is always to spend less time sitting and more time moving. Walk whenever possible. Walking is a good, all-around workout for the human body, with a low occurrence of injuries. Walking is inexpensive, requires no special equipment, and can be done anytime, anywhere. If you are not physically active, begin by walking just a few minutes each time and gradually build up to 30 minutes of accumulated activity a day. Walk at a pace that allows you to carry on a conversation. For adults to remain healthy, they should walk 10,000 steps per day. How far do you walk? Here are some ways to increase the number of steps you take every day: · Walk to school every day · Walk your dog or offer to walk a neighbor’s dog · Park farther from the building in parking lots · Walk up and down the stairs at home. Make it a game by going to the top and back down, then to

the top minus one step and down, then to the top minus 2 steps and down, etc. · Set a time when you are playing on the computer or video games so you can take a break and move every 15 minutes. Go for a quick jog or walk twice around the house or block. · While watching television, use the commercial breaks to see how many steps you can get in before the show starts again. · Unload the groceries with fewer bags at a time for more trips. · Limit the amount of time that you spend watching television or at the computer to no more than one hour per day. · Go for a five minute “family walk” after dinner

Looking for a quick and healthy snack? Try this easy recipe:

Banana Splits 1 banana Low-fat vanilla yogurt Fruit cocktail, drained Honey Graham cereal, crushed or granola Split the banana in half both directions so there are four slices from the banana. Place one banana quarter in each bowl. Top with 2 tablespoons yogurt and 1 tablespoon fruit cocktail. Sprinkle each with 1 tablespoon cereal. You can also use fresh fruit in place of the fruit cocktail.

For more information about being healthy and active in 2013, contact your local University of Illinois or Iowa State University Extension Office. The information in this article was adapted from the 4-H “Get Up and Move” curriculum which includes monthly fitness and recipe ideas for youth groups. The curriculum is available to groups on loan. QC Family Focus - January 2013


Is Your Water Meter & Plumbing Protected from the Cold? Lisa M. Reisen, PHR Iowa American Water

Old Man Winter has arrived and if you aren’t careful, his visit can be a costly one. Iowa American Water reminds homeowners that now is the time to make preparations to prevent water damage from frozen and burst pipes and water meters before temperatures plunge even more this winter. Acting now can prevent costly plumbing repairs and frozen water meter replacement fees that can cause headaches for homeowners. According to Randy Moore, president of Iowa American Water, although the winter season can pose many challenges to a homeowner, one of the biggest and most costly is the risk of frozen pipes. “When ice expands inside pipes, it can crack and burst the pipe, leaving homeowners with a costly plumber bill, and thousands of dollars in damages from water leaking inside their home,” he said. During winter weather, water meters and pipes need special care to keep them from freezing, so homeowners should take reasonable precautions to help protect their property and the water company’s meter from damage. “Weatherproofing your home against the cold will pay dividends on energy bills in the winter and will also help protect your indoor plumbing against the threat of breaks,” Moore added. Iowa American Water encourages you to take the following precautions to reduce the risk of frozen water meters and pipes that can freeze and burst. • Make sure everyone in your home knows where the main water shut-off valve is and how to turn it off and on. If a pipe freezes or bursts, shut the water off immediately. • Search your house for un-insulated pipes, especially in unheated areas. Consider wrapping pipes with electric heating tape, but follow manufacturers’ instructions carefully to avoid a fire hazard. • Seal cracks and holes in outside walls and foundations, especially where cable TV or phone lines enter the house, with caulking to keep cold winds away from pipes. • If your home is heated by a hot-water radiator, bleed the valves by opening them slightly. Close them when water appears. • Make certain that the water to your hose bibs is shut off inside your house (via a turnoff valve), and that the lines are disconnected and drained. • Drain and shut off entirely the water to any unoccupied residence such as a summer or vacation home. A loss of power during a winter storm could cause pipes to freeze. If you intend to leave a property entirely without heat, be sure to drain all water to prevent the possibility 26

January 2013 • QC Family Focus

of frozen pipes. • Set the thermostat at 55 degrees if you’re going out of town. Although you may be able to get away with a lower temperature, this setting is considered to be safe for pipes. • C o n s i d e r wrapping your water heater in an insulation blanket. While not really at danger for freezing, this can lower your heating bills. A frozen water meter can lead to expensive home plumbing repairs and meter replacement charges. Act now to prevent cold weather from taking a bite out of your home plumbing and your wallet. Replacement costs range from $115 to $325 depending on the size of the meter. Taking the necessary precautions can keep you from some unexpected expenses and trouble this winter.

Iowa American Water, a subsidiary of American Water (NYSE: AWK), is the largest investor-owned water utility in the state, providing high-quality and reliable water services to approximately 200,000 people. Founded in 1886, American Water is the largest publicly traded U.S. water and wastewater utility company. With headquarters in Voorhees, N.J., the company employs approximately 7,000 dedicated professionals who provide drinking water, wastewater and other related services to an estimated 15 million people in more than 30 states and parts of Canada. More information can be found by visiting

Keppy Snow Removal Let us do the shoveling and snow blowing this winter!

Call 563-528-0972

There’s a lot more to your water bill than just water. When you turn on the tap, it’s easy to see what your water bill buys. What’s not as easy to see is what it takes to bring that water to your home. The miles of pipeline hidden below the ground. The facilities that draw water from the source. The plant where it’s treated and tested. The scientists, engineers, and maintenance crews working around the clock to make sure that water is always there when you need it. Your water payments are helping to build a better tomorrow by supporting needed improvements that will keep water flowing for all of us—today and well into the future. All for about a penny a gallon.

WE CARE ABOUT WATER. IT’S WHAT WE DO. FIND OUT WHY YOU SHOULD, TOO, at © 2012 American Water. “American Water” and the star logo are the registered trademarks of American Water Works Company, Inc. All rights reserved.

QC Family Focus - January 2013


When you need orthopaedic care to get back to 100%, choose the doctors of OS. There is no guessing who’s best for your unique needs because each OS doctors’ specialty is what they do – and all they do. No one else has the expertise. No one else offers the same results. Don’t settle for second best.

Choose OS – the only path in the Quad Cities to a better experience and better results.

John Hoffman, M.D. • Tuvi Mendel, M.D. • Tyson Cobb, M.D. Michael Dolphin, D.O. • Matthew Wilber, DPM, CWS fellowship trained specialists with advanced training in foot & ankle • hand & upper extremity • spine sports medicine • total joint replacement • Davenport • Bettendorf • Moline • Clinton


January 2013 • QC Family Focus

Call (563) 344-9292 for an appointment

Want to sustain your orthopaedic health?

Stay fit and seek the latest advancements in orthopaedic medicine


ne of the easiest ways to ensure your body is at full strength to battle potential orthopaedic ailments is to remain physically active throughout your entire life. That’s right – get up and get moving! If you do have orthopaedic concerns, Orthopaedic Specialists (OS) in Davenport, Iowa, is the only orthopaedic group in the Quad City region, where all orthopaedic surgeons are board-certified and fellowship-trained, which means they have the body of knowledge needed to provide patients with a better experience, and better results. With access to the latest advances in orthopaedic medicine, they use minimally invasive techniques to get patients back up and moving faster. Physical activity encourages orthopaedic health “Physical activity creates stronger bones and muscles,” says Dr. John Hoffman,a fellowship trained sports medicine specialist and total joint replacement surgeon at OS. “Even when an injury or chronic issue arises, we see people who engage in exercise are typically more likely to heal and get back on their feet faster.” Dr. Hoffman adds that it’s important to remember that physical activity has many other benefits beyond orthopaedic health. “Staying active is important on so many levels,” says Dr. Hoffman. “For example, exercise boosts serotonin levels that elevate mood and helps to relieve stress.” Boost recovery time with minimally invasive surgery Former OS patient Emily Podschweit was a freshman in high school when she tore her anterior cruciate ligament (ACL), one of the most important of four strong ligaments connecting the bones of the knee joint. Despite the serious injury, Emily was back to training with hopes to someday make the USA National Beach Volleyball Team only six months after the surgery, when other doctors in town had predicted an 18 month recovery time. Her speedy recovery was due to her physical conditioning as well as Dr. Hoffman’s knowledge

of minimally invasive surgery techniques that repaired the ACL. With his over 1,600 ACL reconstructions in his career, Dr. Hoffman is recognized as one of the leaders in sports related reconstruction surgeries in the Quad Cities. Minimally invasive repair of Emily’s ACL meant Dr. Hoffman used tiny incisions instead of one large opening. Because the incisions were small, Emily had a quicker recovery time and less discomfort than with conventional surgery - all with the same benefits. “After her ACL surgery was done using minimally invasive techniques, Emily was able to get back to playing the sport she loves, volleyball, much quicker than we predicted. She was very determined with a tenacious attitude to get back to the game. Another big part of her speedy recovery was her high level of fitness,” says Dr. Hoffman. The combination of physical activity and minimally invasive techniques has also helped older patients. “I’ve been doing total joint procedures for more than 10 years, and in the last decade, improvements in surgical techniques, anesthesia and joint technology means more patients return to their active lives much faster than before,” said Hoffman. “Minimally invasive techniques help everyone recover quicker, and those that are focused on physical activity and healthy before and after the surgery tend to see even faster results.” Physical activity improves orthopaedic health at every age No matter your age, physical activity improves orthopaedic health. For children and teens, exercise is especially important. Whether it is through participating in sports, doing chores or playing outside with friends, kids should ideally be physically active for at least 60 minutes per day. Adults with families often have busy schedules, so exercise can be hard to squeeze in. Physical activity will improve your mood and give you more energy throughout the day, aiding in getting activities and tasks done with more ease. Going on family walks or bike rides or going to the gym for a short work out can provide adequate amounts of exercise. As an older adult, moderate and low intensity aerobic activities for 30 minutes a day can help keep joints strong and active. Another benefit of physical activity is that it can help prevent falls and make daily tasks easier. Activities such as walking and biking are great ways to get in daily physical activity and keep your body moving for people of any age. It limits strain and pressure on your joints. Choose OS Minimally invasive procedures and new advancements in care available at OS get patients of all ages back to an active lifestyle more quickly. Even if you find yourself in need of an orthopaedic treatment and are currently not a physically active person, pledging to become physically active post-procedure will improve your odds for a faster recovery. “I tell patients there are two very important pieces when it comes to getting back to their lives after having a procedure or surgery at OS,” says Hoffman. “Having a physically active lifestyle, and trusting OS with their procedure.” To learn more about the procedures that the surgeons at Orthopaedic Specialists perform, call 563.344.9292 or visit their website at QC Family Focus - January 2013


Smoking and the Eyes More Good Reasons to Make Quitting Your New Years Resolution!

blindness ensues. When the blood vessels are damaged, they may leak fluid or blood and grow scar tissue. Smoking also damages blood vessels, exacerbating this devastating disease. Smoking can damage the nerve of the eye. The optic nerve is the cable that connects the eye to the brain and allows our brain to interpret the visual images it receives from the eye. If it does not function properly, some or total vision is lost. Heavy smoking can lead to a special form of nerve damage in both eyes called tobacco amblyopia which can lead to significant irreversible visual loss. Glaucoma is a disease that also leads to optic nerve damage and causes permanent vision loss. It is most often related to a high intraocular pressure (IOP) in the eye. Smoking tobacco does not elevate IOP, but the nicotine is a vasoconstrictor. The British have shown that smoking slows the blood flow to the back part of the eye, where the optic nerve is located. Since blood circulation seems to be the second greatest risk factor for glaucoma, anything that impedes circulation is harmful. Finally, smoking can aggravate dry eye disease. People who do not produce enough tears to keep their eyes comfortably lubricated have a condition called dry eye. For these people, smoking is a significant irritant, worsening the symptoms of scratchiness, stinging or burning of the eyes, and excess tearing from irritation. So you see… smoking can have a significant impact on one’s eye health and vision. Virtually no part of the eye escapes the harmful effects of smoking. This is just another good reason to give it up. In the words of the notorious Nike slogan resolve to, “Just do it!”

Most nonsmokers realize the irritating effects of smoking on their eyes. Burning, stinging, watery and red eyes always seem to be prevalent in the presence of cigarette smoke. Beyond the irritation, smokers should be aware that smoking can cause or worsen many eye conditions, some of which can lead to permanent vision loss. At least 50 million people around the world lose vision as a result of cataracts. Cataracts are due to a clouding of the lens in the eye, blocking light from focusing on the retina. This leads to a gradual, painless loss of vision. Cataracts can be removed surgically and replaced with a clear intraocular lens implant restoring vision. While a cataract can and does occur as a result of the normal aging process, smoking increases the likelihood of its development. Compared with nonsmokers, current smokers are at least three times as likely to develop cataracts. In Grave’s disease, the thyroid gland becomes overactive, secreting too much thyroid hormone. Many parts of the body are affected, but eye complications can be quite serious. Excess hormone can cause protrusion of the eyes, double vision, eye muscle abnormalities and even permanent blindness in a few cases. When Grave’s patients smoke, they have an eightfold risk of developing eye complications, as compared with nonsmoking Graves’ sufferers. Macular degeneration involves the central retina in the back of the eye that allows people to see fine details clearly. When the central retina is damaged from degeneration, the central vision becomes blurred, dark and distorted. Macular degeneration is a leading cause of blindness in adults over the age of 65. Smoking has been shown to worsen this condition. Smokers have a 2.5 to 3 times increased risk of developing macular degeneration and a higher risk of developing the more severe form, the wet type. Smoking may hasten the development or worsen diabetic retinopathy, a disease causing vessels that supply blood to the retina (a nerve layer at the back of the eye that senses light and sends messages to the brain) to be damaged by high blood sugars. In its most severe form, 30

January 2013 • QC Family Focus

Nikhil Wagle, M.D.

Nikhil Wagle, M.D., with Eye Surgeons Associates, is board certified and a diplomat of the American Board of Ophthalmology. He completed a fellowship in glaucoma. Dr. Wagle practices at our Bettendorf and Muscatine, Iowa, and Rock Island and Silvis, Illinois offices. For more information visit us online at

Join us

Thursday, February 21st & Friday, February 22nd for our 2013 - 20th Anniversary

WLLR-FM Radiothon for St. Jude Children’s Research Hospital To donate, go to our website: and click on the St Jude link!

WLLR raised over $100,000 in 2012! Listen to WLLR for more details on the QC Family Focus - January 2013


Chiropractic Care Can Keep You Bowling Your Best

Scott Carpenter, D.C., Faculty Clinician, Palmer Chiropractic Clinics Bowling can be a great activity to promote bonding time with your family. But as with any activity, you need to be physically prepared and watch out for injuries. In my 40 years of bowling I’ve experienced my fair share of injuries. One of the main issues has been elbow pain, called Lateral Epicondylitis, which is a type of tendonitis due to repetitive use trauma. Proper chiropractic care of the spine and meniscus in the knee. along with physiotherapy has allowed me to get rid of the After 40 years, five state titles and other numerous pain and continue bowling. wins, one could say that I love the game of bowling. Another common condition for bowlers is knee I’ve experienced how fun it can be and truly enjoy the pain, which I have experienced along with a number camaraderie that happens when you bowl on a league of my patients who bowl. This might include meniscus or with your family. Taking care of yourself so that you damage, tendon tears, swelling due to repeated abuse and can continue to bowl and reduce or eliminate injury is so ligament or muscle damage. With proper chiropractic important. If you have any questions about how I became care, cold laser treatments, use of ice, soft tissue work a champion or have issues specific to a bowler, consider and bracing I have been able to help many people with how chiropractic care can help you and come to see me at this kind of pain. the Palmer clinic. Low back pain is typically the most common problem for bowlers. I have found that many of my patients who bowl have an issue with the base of their spine, also called the sacrum. This often happens when a bowler ‘sticks’ at the line, causing all motion to be thrust The more you insure with Allstate, the less you pay. into the slide leg. This increases the twisting that is put into that low back region. In fact, safe drivers who insure their home and car Bowler’s Thumb is a condition that is associated can save up to 33%. Add coverage for your motorcycle, with deposits of fibrous tissue around the twoThe nerves boat insure or ATV and even more. firstpay. to see more you withsave Allstate, the Call lessme you carrying sensation from the thumb. This occurs due to how much you can save. In fact, the repetitive pressure over the nerve. This condition is safe drivers who insure their home and car tomore Add coverage for your motorcycle, The insure with Allstate, the lessRdyou pay. Christy Cox 5159 Utica Ridge common among bowlers who bowl more than can oncesave a up The more youdrivers insure with Allstate, the lessand youcar pay. In fact, safe who insure their home (563) 359-4079 week. Symptoms include tingling and increasedThe sensation moreoryou insure with Allstate, less Call you pay. Davenport, IA 52807 boat ATV and save eventhe more. me first to see Incan fact, safe drivers who insure their home and car 5159 Utica Rd.for in the tip of the thumb and the presence of aInsmall save upinsure to 33%. Add coverage motorcycle, fact, safe drivers who their home and caryour PhRidge 563.359.4079 howand much you can save. Davenport can save up to 33%. Add coverage for your motorcycle, tender nodule on the thumb. The best way tocan treat this boat Add or ATV and save evenmotorcycle, more. Call me first to see save up to 33%. coverage for your boat or ATV and save even more. Call me first to see condition is to immobilize the thumb, rest from bowling how much you can save. boat or ATV and save Christy even more. Call me first to see Cox 1140 E Kimberly Rd Ste 200 and use ice. Another solution is to use a splint onhow the thumb how much you can save. much you can save. IA 52807 (563) 359-4079 ChristyDavenport, Cox and wrist while bowling. Chiropractic adjustments of the 5159 Utica Ridge Rd. Ph 563.391.1226 Cox (563) 359-4079 Christy Cox Christy thumb will be very beneficial for this condition, as the 5159 Utica Ridge Rd. Davenport (563) 359-4079 chiropractor will make sure that the nerve is functioning (563) 359-4079 Davenport 5159 Utica Ridge Rd. 5159 Utica Ridge Rd. at its most optimal by removing any nerve pressure. Davenport Davenport As for age-related conditions, it may come as a Discount subject to terms, conditions and availability. Actual savings will vary. Property insurance is subject to Now availability. Allstate Fireoffering and Casualty Insurance Company, Northbrook, IL. © 2009 Allstate Insurance Company. big surprise that the younger bowlers have more wrist problems than older bowlers typically do. Young bowlers two locations to often try to emulate the big power players who hook the better serve you! ball a great deal. Doing this with the wrong technique may lead to wrist and shoulder problems, which chiropractic Discount subject to terms, conditions and availability. Actual savings will vary. Property insurance is subject to can alleviate. The older bowler seems to experience more availability. Allstate Fire and Casualty Insurance IL. © 2009insurance Allstate Insurance Company. Discount subject to terms, conditions and availability. ActualCompany, savings Northbrook, will vary. Property is subject to knee and low back pain, most often due to degeneration Discount subject to Allstate terms, conditions availability. Actual savings will vary. Property insurance is subject to availability. Fire andand Casualty Insurance Company, Northbrook, IL. © 2009 Allstate Insurance Company.

Protect more. For less.

Protect more. For less.

Protect more. more. For less. Protect For Protect more. For less. less.


January 2013 • QC Family Focus

DiscountInsurance subject to terms, conditions and Actual savingsCompany. will vary. Property insurance is subject to availability. Allstate Fire and Casualty Company, Northbrook, IL. availability. © 2009 Allstate Insurance

availability. Allstate Fire and Casualty Insurance Company, Northbrook, IL. © 2009 Allstate Insurance Company.

Getting the most out of new technology


By Lori Hillebrand Northpark Mall Verizon Wireless Store Manager

he holidays are a popular time to give and receive new personal technology – be it a new smartphone or tablet. For some, they pick it up and instantly start personalizing, while others may need a bit of help to learn all the bells and whistles. At Verizon, we understand that sometimes technology can be intimidating. We want people to get most out of their devices so they can maximize their enjoyment and efficiency. If you or a family member has some new technology – be it a smartphone or a tablet here are some tips to help get you started: · Use it – Don’t be afraid to explore different menus, apps and settings. Find out what it can do, you may be surprised. · Download both useful and fun apps – No matter which platform your device runs on, applications can help you maximize your experience. There is an app for almost everything, be it catching up on the news or simply having a little fun with a game. Many apps are free to download, so find what interests you most and go for it. · Lock it up – With smartphones and tablets holding a

lot of personal information, it’s important to make sure the information doesn’t get into the wrong hands. Put a password on your device – this can be done with a pattern, number and even with facial recognition on some devices! · Protect it – Personal technology is an investment and while you can do your best to treat it with care, accidents do happen. Cases are available in many materials and colors for smartphones and tablets to help prevent damage to your device. For those who could use a little more hands-on help to learning more about how to use their device, Verizon offers free wireless workshops. The sessions, which are held at local Verizon Wireless stores and are led by Verizon’s specially trained data experts, offer personalized, hands-on training to attendees. Workshops are most often platform based, with some geared toward starters and others to more advance users. They cover a wide variety of topics, including information on setting up email, navigating apps, customizing features and troubleshooting. In some areas, bilingual workshops are also available. To register for a workshop or to get more information, visit And you can always stop in at any Verizon Wireless store with questions anytime, we’re happy to help!

Who takes care of you? Whether it’s bowling, golf or any other activity, chiropractic can help keep you in the game. Featured Doctor: Scott Carpenter, D.C. • 40-year bowling history • Palmer techniques, Extremity Specialty, Flexion-Distraction, Activator Methods • Over a decade of clinical excellence • U.S. Air Force Veteran Davenport Clinic (563) 884-5801

Call for an appointment today.

Experience you can trust. QC Family Focus - January 2013


Bettendorf Grand Opening Offer:

Five Year Balloon Mortgage as low as 2%APR**

By Kelly Hendershot, Marketing Communications Officer, DHCU Community Credit Union

DHCU Community Credit Union joined the Bettendorf Community on December 12, 2012 with the opening of its newest branch located at the corner of Middle and Belmont Roads. The full-service branch offers complete banking services including drive-up and lobby service windows, mortgages, consumer loans, full-service ATM, and a self-service Change Exchange machine. It also opens with a special Grand Opening Offer: Five year balloon mortgage with rates as low as 2% APR!** Build a better Mortgage for your home. Apply* for a DHCU home mortgage loan at DHCU’s newest Bettendorf Branch (3230 Ridge Pointe, Bettendorf): • No closing costs. • Local servicing (we’re one of the few financials that can say that) and you’ll build a better home for your money. In fact, when you relocate your Mortgage to DHCU by January 31, 2013, you’ll get rates as low as 2% APR** on a 5 year Balloon Mortgage. Whether you’re looking to purchase a new home or refinance your existing mortgage loan, you’ll find DHCU has built you a low cost way to save money. * Offer good when application is made, in person, at DHCU’s Bettendorf Branch, 3230 Ridge Pointe Road, by January 31, 2013, when Mortgage loan is approved, funded and closed by March 16, 2013.

Dozens of nonstop flights daily, including Allegiant to Las Vegas, Phoenix-Mesa*, St. Petersburg-Clearwater*, and Orlando-Sanford!

*More flights added for Spring 2013! Visit for details.

For schedules visit, or call your travel agent or the airline.


January 2013 • QC Family Focus

** All rates and terms subject to change without notice. All loans are issued subject to credit approval. Normal Lending guidelines apply. 80% LTV, “Annualized Percentage Rate” (APR) includes interest, certain fees and points as applicable according to federal law. APR may vary with credit score and loan to value ratio. Floor rate for this product is 2.00%. Maximum rate is 18%. How to Become Mortgageable For anyone who’s dreamed of owning a home, the words “your loan is denied” can be a blow. It’s easy to give up, especially if you already have some debt and live on a modest income, but patience and hard work can make home ownership a reality. The best strategy is to meet with a DHCU Community Credit Union mortgage loan officer and learn about the home loan process before you start looking for a house. Lenders size up loan applicants on whether or not they are good credit risks. In other words, will an applicant fulfill a debt obligation or fall behind on payments and eventually default? Factors that can derail a mortgage application include a debt-to-income ratio above 35%, less than two years of employment history, nonpayment of bills, and application to purchase property that’s depreciating in value. These “Three C’s” are the traditional acid test for creditworthiness: Capacity. Do you have the income to repay the debt? Lenders review employment history, gross monthly income, housing expenses, and outstanding debt. Character. How much debt do you already owe, do you pay your bills on time, and are you able to live within your means? Lenders also want proof of stability--how long you’ve lived at the same address and held your present job. Collateral. Is the property structurally sound or a sagging shack that’ll undermine your ability to repay the mortgage? A licensed appraiser helps make this determination. Most lenders use credit scoring, an objective model that predicts credit risk. In essence, scoring uses credit report data to evaluate your credit history based on experience with other borrowers. Computerized credit scoring speeds up the loan underwriting process and eliminates human bias. But it doesn’t have the human ability to detect personal issues that can affect someone’s credit history. That’s why we at DHCU sometimes consider other factors in the case of low-scoring applications. We also may find situations that override a poor score. The credit union wants to find reasons to say yes, not to say no. So call 309-796-7500 in the Quad Cities, 563-244-6506 in Clinton, 800-323-5109 toll-free, email or visit any DHCU location and start learning how you can become a homeowner.

Your family’s biggest New Year’s Resolution


By Curtis Ford Nash Nash Bean & Ford, LLP

t’s a new year which means a new opportunity to set goals and resolutions and move forward with any big plans in your life. If you’re like many people you may have exercise more, lose weight or spend more time with your family on your New Year’s “To Do” list. Unfortunately, many people forget to add “planning their estate” to that important list of activities. Over half of all Americans have not completed any estate plan at all and for those that have written a will, many have out-dated or incomplete documents. For families with children, completing an estate plan becomes vitally important. The following documents help provide you – and your family - with safeguards to ensure your wishes are carried out in the event of your death or disability: • An updated will or trust, that, at the least, names guardians for your children. This action allows you to select who you would like to raise your children,

not a judge who does not know your children, family or friends. • A property power of attorney, naming a trusted friend or adviser to serve as your agent to manage financial affairs in case of disability or death. • A health care power of attorney, again, naming a trusted friend or adviser to serve as your agent to make medical decisions in case of disability or incapacity. • A “HIPAA” authorization form, allowing the release of medical information to a designated agent in case of disability. With these documents in place, you will be able to cross the biggest item off your family’s “To Do” list and enjoy the rest of the year, knowing that your family is protected, regardless of what the rest of the year may bring.

Nash Nash Bean & Ford are members of the American Academy of Estate Planning Attorneys and the National Academy of Elder Law Attorneys. To receive a copy of our most recent newsletter “Your Estate Matters” or for a free consultation on Estate or Long Term Care Planning, call 309-762-9368 or 800-644-5345 or email at or visit our website at The firm devotes its practice primarily in the areas of estate, business and tax planning and related areas of the law, as well as elder law and trust administration and probate. We offer guidance and advice to our clients in every area of estate planning. This column is designed for general information purposes only, and is not intended, nor should be construed or relied upon, as legal advice. Please consult your attorney if specific legal information is desired.

Don’t Bet The Farm: Estate & Succession Planning for Farm Families Your Family’s Future Depends on the Decisions You Make Today. Attend this important seminar and learn:

For us, planning our estate is about love, not death.

◆ How you can protect your family from having to sell the farm to pay estate taxes.

◆ The advantages and disadvantages of trusts and wills.

◆ How to avoid a family feud over division of the farm.

◆ How to plan your estate to minimize federal estate taxes.

◆ How to reduce possible delays in operations due to probate.

◆ How to protect the farm and your estate and provide for yourself and your family if you become incapacitated.

◆ How to transition the farm operations in a timely manner.

◆ What a Power of Attorney will and will not do for you.

COLONA Call 1-800-644-5345 or visit our website, Tuesday, July 10 Thursday, July 12 6:00 p.m. - 8:00 6:00 p.m. - 8:00 p.m. Best Western Prairie Inn Lavender Crest Winery for our upcoming seminars 300 S. Soangetaha Road 5409 US Highway 6 GALESBURG

Attend one of these seminars and you’ll receive, a FREE, one-hour, private estate planning consultation to answer any questions you have about protecting your Estate and IRA.

REGISTER NOW: (309) 944-2188, (309) 762-9368 OR 1-800-644-5345 Register online:

Nash Nash Bean & Ford, LLP • Attorneys and Counselors at Law John Deere Rd. at 5030 38th Ave. Ste. 2 • Moline, IL 61265

445 U.S. Hwy 6 East • P. O. Box 63 • Geneseo, IL 61254

The Attorneys at Nash Nash Bean & Ford, LLP speak to area residents about living trusts and estate planning. They have helped hundreds of Illinois families plan their estates.

Seating is Limited, So Call 309-944-2188, (309) 762-9368 or 1-800-644-5345 Now! 24-Hour Seminar Reservation Line or Reserve Online at www.nashbeanford .com

QC Family Focus - January 2013


Bettendorf Health Care Center

A Place To Call Home

2730 Crow Creek Rd • Bettendorf, IA • (563) 332-7463 • We offer skilled rehab 6 days a week. That means you can get well and go home. • Our elegant dining area comes complete with china, crystal, linen table cloths and fa mily-style dining. • You never know when you might need special care. That’s why we work closely with all area hospitals and accept admissions 24 hours a day, 7 days a week. • We are conveniently located on Crow Creek in Bettendorf. •We offer tours of our facility 7 days a week! • Activities for all ages and abilities, a variety of religious services, and a caring and competent staff.

When you can’t go home, we’re the next best thing! 36

January 2013 • QC Family Focus


By Roger Brannan Administrator, Bettendorf Health Care Center with friends not only by phone but to invite them

It’s a New Year and a time when many of us make New Year’s resolutions to do something we haven’t been able to do in the past. January in the Midwest marks a time of the deep freeze with snow, ice, winter winds and bitter cold weather. Thus, many of us, like bears, hibernate indoors for the winter. As a result many people suffer from the winter blues or mild to severe depression. We can take a proactive approach to avoid this by staying active. Daily exercise either at home or at a health club is very helpful to the mind, body, and spirit. You allow yourself to be around others, socialize, and get your body in shape. It is a proven fact that by exercising it releases chemicals in the brain to help combat depression. Another approach is to keep in touch

over for coffee or visit them. Interacting with close friends helps you share and discuss issues or problems that you may be facing. The thoughtful advices of others or listening to what your friends are facing truly helps make your own problems feel insignificant and makes you feel better by helping others. The local and national news describes many people across the U.S. who are facing very difficult economic times with unemployment, foreclosure on their homes, uninsured illnesses, and personal tragedies. Although these stories are difficult to hear, they make many of us so thankful for what we have ourselves. Our 2013 New Year’s resolution should be one in which we all step up to the plate and help others that are less fortunate and need help. It will warm your heart, give purpose to your life and “pay it forward” to those that are struggling to survive.

Just Like A Trusted Friend . . . We’ll Be Here When You Need Us Kimberly at Jersey Ridge Road | Davenport, Iowa 52807 | 563.355.4433 | from web-enabled cell phones

QC Family Focus - January 2013


Pets Are Family TOo By David W. Deuth, President of Weerts Funeral Home establish a new pet cremation service in Bettendorf. While I’ve heard from many of you since I began writing monthly articles eight or so years ago, there has been no greater reader response than when I shared about the death of our good friend “PT”. The phone calls, emails and even sympathy cards from people I’ve never met provided thoughts of support and encouragement that were so meaningful and deeply appreciated. PT (short for “Puddy Tat”) was our tabby cat. And he was my good buddy. We adopted him not too long after we moved to the Quad Cities – and we quickly learned the uncanny certainty in that old saying: “dogs have owners; cats have staff”. PT, we decided, let US live with HIM in OUR house… Those of you who recall the story (more than five years ago now) will remember that I brought PT back to the funeral home when he died; we had a little family visitation so we could say our final goodbyes. The next day, on a picture-perfect September afternoon, I buried PT in the PetLand section at Oakdale Memorial Gardens in Davenport. Just last week I paid him a visit there, amazed that five years have since passed. I still miss him… The bond between people and their pets is really quite extraordinary. We learned this all over again recently when we had Linda’s brother’s dog (a wonderful little Shih Tzu) at our house for several months while her brother and his family relocated back to the U.S. after a four-year Navy stint in Japan. After having “Lilo” with us for nearly four months, we found that we were quite challenged to say goodbye when the time came to reconnect her with her own family again! Saying goodbye as we returned Lilo back to her own family was hard enough; saying goodbye when a pet has died is positively heart-wrenching. Having helped families as a funeral director for well over 20 Foryears more information, you can visit now, I can assure you that I have shared many a tear-filled conversation with people about the loss of their pets – and the unconditional love and joy that those pets brought to their lives. This tremendous bond between people and their pets – and the challenges we all face when our pets die – has compelled me to 38

January 2013 • QC Family Focus

Offering in-home visits to pick up a pet that has died as well as a cooperative arrangement with many area Veterinarians, Veterinary Clinics and Animal Hospitals, we intend to provide a new standard of care and respect for pets when they must leave us. After all, pets are part of the family, too. Our new facility incorporates a peaceful place to spend a few minutes for a meaningful good-bye, and our respectful procedures and protocols underscore my intent to provide every measure of care and compassion to these special members of the family – just like we’ve done for over a hundred years through the funeral home. Pets ARE a part of the family – and we’ll be here when you need us to take good care of them, too. Remember Well.

David W. Deuth, CFSP, is a funeral director and the owner of Weerts Funeral Home in Davenport. He has recently established RiverBend Cremation Service and Quad Cities Pet Cremation in Bettendorf. He can be reached at 563.424.7055 or by email at For more information, you can visit

Sports Performance Videos- Let us document your athlete’s abilities in a professionally-produced DVD. Great for College scholarship applications. Sports Highlight Reels- Our experts can turn your team’s games into a slick highlight DVD that the players and their families will enjoy for years to come. Marketing Videos- A great way for non-profits or privatelyowned businesses to spotlight what you have to offer. We’ll help develop the script, do the interviews and capture compelling video that shows what you bring to our community. Legacy Videos- The perfect way to document a loved one’s life. We’ll interview your family member, use family photos and video to create a mini-documentary that will be passed down for generations to come. Mickle Communications Compelling Video, Professionally Produced. Call 563-940-7875 or email Stop by our new office located inside the River’s Edge! Across from Modern Woodmen Park 700 West River Drive in Davenport.

PARENT PALS {coming soon} What if all parents had a dream sidekick? A professional. A pal. A go-to-person to support them in raising a healthy, happy child.

Your Parent Pal is someone you can rely on when you are stressed, have parenting questions or need to talk to someone you trust.

Parent Pals is coming soon to Clinton, Muscatine and Scott Counties! Based on nationally accredited programs, Parent Pals matches you with a family support worker who can visit you at home to provide child development information, parenting strategies, community resources and more.

• Free and voluntary support • For all parents, whether you are single, married or unmarried • Eligibility based on child’s age and assessment

Call 563.322.7419 today for more information.

Quad City Family Focus January 2012  
Quad City Family Focus January 2012  

Quad City Family Focus January 2012