A ppendi x I I
7.4 7.5 7.6
What do you think would happen to their assets/debts if they separated? 7.41 Why do you think that? What do you think should happen? Why? Would you think differently if they were married? Why?
Section 8: Current economic climate and policy/practice implications 8.1 How do you/your partner feel, overall, about your financial situation at the moment? 8.11 How financial secure or insecure do you feel? 8.2 Have recent changes in the economy affected you or your partner, financially? PROBE: Income/jobs, housing assets/mortgage, bills, debts, savings 8.3 Any concerns for the next few years in relation to possible changes in the economy? 8.4 What do you think can be done to help couples manage money (mortgages, savings, pensions, credit and debt) better? 8.41 Information ‌ advice ‌ financial support? 8.42 Who can help? Government, employers, CABs, money advice, banks, building societies, creditors, family, friends, peers? 8.43 Who would be the biggest influence in terms of financial decisions? 8.44 Family background, upbringing? 8.45 Review any particular issues that arose in the interview (eg around mortgage debt)
INTERVIEWER TO CHECK THESE ISSUES HAVE BEEN COVERED: How are assets and debts shared in the couple? Who has what? And why? How do couples make decisions about assets and debts? Who, in the couple, has the main say and why? Who has strategic control or is it shared? Who carries out any decisions/manages the assets/debts on a daily basis? How does this affect financial wellbeing? Does one member of the couple, for example, have all the stress and feel most anxiety? Thank respondent. Ask if they have any questions or concerns. Give out money advice sheet (if appropriate).
68