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FRIDAY, DECEMBER 18, 2015
RICHMOND-NEWS.COM
Ask A Professional If I use 1% Realty to sell my home, Q: will other Realtors® show it? The Real Estate industry’s average percentage, of A: homes being sold by cooperating agents is 75%-80%.
noticed insurance companies have Q: I’ve increased the cost for earthquake insurance, why the change?
A:
In 2013 governments consulted with the insurance industry to review and update the potential costs associated with earthquakes in BC. One of the bits of information the study returned was not surprising, the pacific region is one of the most earthquake vulnerable regions in Canada and the risk is higher than was expected, especially for Richmond. Seismic activity in southern BC is almost a daily occurrence. More info is available on websites such as - www.earthquaketrack. com/r/british-columbia-canada. A 2nd piece of information is that the amount of money set aside by both the governments and insurance Co’s for this risk is under funded by at least 30 to 50%. The study resulted in compelling various levels of government to launch Earthquake Awareness campaigns, including - Earthquake preparedness Drills and How to prepare for & survive an earthquake. The study also resulted in higher insurance costs to the consumer as the Insurance companies are required - by law - to increase the cost of the deductible as well as the coverage. Of course we are happy to answer questions on this or any insurance topic.
Thomas Forbes Insurance Broker
Mardon Insurance Brokers
#145-3900 Steveston Highway, Richmond, BC V7E 2K1
604-274-9971
tforbes@mardoninsurance.ca Insurance Expert
Happy Holidays, Seasons Greetings, Merry Christmas
To all of our Valued Customers, Friends and Family:
and a
Happy Festivus to the Rest of Us!
Alex Hupka
Reg’d Denturist Reg’d Dental Technician
From the staff at Esthetics Denture Studio, Alex Hupka Denturist.
Alex Hupka Denturist #240 - 3671 Westminster Hwy. at Terra Nova Shopping Centre
FREE HOME EVALUATION ONE PERCENT REALTY
Call Today One Percent Realty
604-626-9545 nari@shaw.ca
Notary Public
(Fairchild Square) Richmond, BC
604-273-1101
hpodzun@telus.net www.hanspodzunnotarypublic.ca
Denturist
How can I relax over the holidays and
Q: What are my security predictions for 2016? A:
With all the shopping, parties, traveling, eating and lack of routine during the holidays, we can easily lose track of our healthy habits and end up feeling stressed and guilty. At this time of year we often like to indulge a little more in the holiday baking and home cooked meals with family and friends. Not only does it taste great but we are filled with festive cheer and happiness while doing so.
The holidays are a time to connect and relax with family and friends and enjoy in some of your favourite holiday comforts. Stay aware and mindful of your choices and you will get through the festive season both happy and healthy.
Nari Thiara
We at “Hans Podzun Notary Public” would like to take this opportunity, to “Thank You” for your patronage, and for choosing our office in handling all of your Real Estate, Conveyance and Notarial needs during 2015. We wish all of you a Wonderful Christmas Season, a Prosperous, Healthy and Happy New Year, and, may 2016 fulfil all of your Hans Podzun Notary Public Goals, Dreams and Desires. #630-4400 Hazelbridge Way Hans, Shamin and Beth
604-279-9151
Q: not feel guilty about what I eat? A:
The holidays are not a time for restrictions, however that does not mean we do not need to be aware of what we are eating and how it will affect us. We can become more satisfied with our choices by avoiding mindlessly popping holiday baking treats into our body. If you make the choice to indulge, do so with purpose. Plan to get the most out of your indulgence by eating it slowly and deciding when you will enjoy it the most; perhaps at your next party, or dinner out with friends.
This percentage is the SAME for 1% Realty. The internet is changing every industry, the Real Estate industry is resisting change..but change is here. Sites like realtor.ca are enabling consumers to search for homes using detailed criteria at their own convenience, allowing them to select exactly which properties they wish to see and buy. The Realtor’s® role in searching for homes has been greatly reduced. Realtors® have lost control on which properties get shown. Pre-internet, only REALTORS® had access to all the listings and this information was fiercely protected. In fact it was a very serious breach of the Real Estate Board rules to make MLS catalogues available to the public. So if your home is correctly priced for the current market, A SUITABLE BUYER WILL FIND IT AND BUY IT! THE BUYER IS NOT CONCERNED WITH HOW MUCH COMMISSION YOU ARE PAYING!
Real Estate Expert
Here’s my short list:
BYOD, otherwise known as “Bring Your Own Disaster,” will continue to be an IT nightmare in the making. Most companies and their employees just don’t get it but more will this year.
Hardware hacking will increase with millions more devices exploited by malware, in particular garden variety firewalls and hundreds of millions of Android devices.
Erin Huffer
Precision Nutrition Coach MAKI Performance Training 11980 Hammersmith Way Unit 2130, Richmond
604-719-8655
www.makiperformance.com erin@makiperformance.com
So called “cloud computing,” in reality just your files on someone else’s computer, will be shown to be far from immune from major security disasters. And your deity of choice help you if you need log files for litigation purposes. Organised crime will continue to slice through company security systems, or lack thereof, like a hot knife though Swiss cheese, and fewer companies will even know they’ve been hacked. IT security people will continue to be as rare as hen’s teeth, and even rarer will be cyber crime investigators like me. Good for me, very bad for you. And that’s 2016 in a nutshell.
Amuleta
™
Computer Security Inc.
AMULETATM is a B.C. Ministry of Justice licensed Private Investigator and Security Consulting firm regulated under the Security Services Act of B.C.
Dale Jackaman
President Amuleta™ Computer Security Inc.
604-230-8114
330-1985 West Broadway Vancouver, BC, V6J 4Y3 info@amuleta.com http://amuleta.com