2022-23 ENROLLMENT INFORMATION

Know Your Benefits! Below is a summary of benefits offered through NISD.

• Medical (Blue Cross/Blue Shield, Scott & White) – TRS manages the healthcare plan for Navarro ISD. Please call 800.222.9205 for questions related to health insurance or prescription benefits.

• Hospital Indemnity (MetLife) – Benefits are paid directly to the insured to help with out of pocket expenses related to a hospital confinement. Maternity benefits are included.

• TeleMedicine – TelaDoc, Access to physicians for non-emergency treatment/prescriptions is currently available with TRS BCBS Health Plans only. For questions please contact Teladoc directly at 1-855TELADOC (835-2362).

• Dental (MetLife) – Coverage for preventive, basic, major, and ortho services. Please note that the waiting period for major services and orthodontic services will notapplyifyouenrollduringopenenrollment Remember that deductibles annual maximums reset on January 1.

• Vision (Superior) – Plan includes coverage for eye exams, materials (such as frames and lenses), and discounts for laser vision correction. The plan has a defined network of providers. Out of network benefits are available on a reimbursement basis only. For more information, including a list of providers visit www.superiorvision.com.

• Disability (The Standard) – Long term income protection that is designed to provide up to 66 2/3% of your gross income.

• Permanent Life (Texas Life) – Portable, permanent life insurance available for employees, their spouses and dependents. Employees can keep the coverage upon termination or retirement from NISD.

• Group Life (Lincoln) – Group term life insurance that ends when you terminate employment with NISD. Coverage is also available for spouses and dependent children.

• Critical Illness (MetLife) – Critical Illness pays a lump sum benefit if the insured is diagnosed with a covered critical illness.

• Cancer (Guardian) – Pays benefits for internal cancer diagnosis. Includes an annual cancer screening benefit.

• Accident (MetLife) – Pays benefits for off the job accidents and related treatments. Includes a physical/ wellness exam reimbursement.

• Flexible Spending (TASC) – Make sure to spend/claim the money in your current reimbursement account by 8/31/2022. FSA funds for the 2022-23 plan year will be available on 9/1/2022.

• OMNI Retirement Plans – NISD offers tax advantaged retirement plans designed to help supplement your TRS retirement benefits. Visit www.omni403b.com for more information.