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The Lincoln Term Life Insurance Plan:

• Provides a cash benefit to your loved ones in the event of your death

• Features group rates for Navarro Independent School District employees

• Includes LifeKeys® services, which provide access to counseling, financial, and legal support services

• Also includes TravelConnectSM services, which give you and your family access to emergency medical help when you’re traveling

Now Available to Navarro Independent School District: Life insurance with affordable group rates

rovide for your loved ones.

And yourself.

Life goes on, even after you’re gone. Now you can help ensure the life you started and the people you started it with go on without you. Here’s how this important coverage works.

• If you die, the loved ones you designate receive a cash benefit through your term life insurance. You can secure up to $150,000 in guaranteed coverage without providing evidence of insurability (documentation of your health history, which can include a statement from a physician or a medical examination). Or, you can get up to 5 times your annual salary ($500,000 maximum) by providing evidence of insurability.

Coverage is also available for a spouse and dependent children. A complete Summary of Benefits is included on the next few pages.

Here are some expenses to consider.

When deciding how much coverage you may need, keep in mind the types of expenses your loved ones could face. For example:

• Everyday expenses such as the rent/mortgage, groceries, utilities, and medical costs

• Debt such as a home loan, car loan, credit cards, and student loans money is due at enrollment. Your premium simply comes out of your paycheck.

• Future expenses such as education, retirement, weddings, and travel Here’s how little you pay with group rates.

• A 40-year-old employee can get $150,000 of life insurance for just $19.50 per pay period without providing evidence of insurability.

• The employee’s spouse and dependent children can be covered, as well, for just a little more.

See the Summary of Benefits for coverage amounts and monthly premiums.