Copperas Cove ISD’s Plan Benefits

Basic Term Life and Accidental Death and Dismemberment (AD&D) Insurance

Your employer provides you withBasic Term Life and Accidental Death and Dismemberment insurance coverage in the amount of:

Optional Term Life Insurance Coverage Options

For You

For Your Spouse

For Your Dependent Children*

$10,000 increments to a maximum of the lesser of 5 times pay or $150,000.

$5,000 increments to a maximum of $50,000, not to exceed 50% of employees Optional Life Benefit.

Child under 15 days: $100 Child 15 days to 6 months: $500 Child over 6 months old: $10,000

*Child(ren)’s Eligibility: Dependent children ages from birth to 25 years old, are eligible for coverage. In TX, regardless of student status, child(ren) are covered until age 25.

Monthly Costs* for Optional Term Life and Accidental Death and Dismemberment Insurance

You have the option to purchase Optional Term Life Insurance. Listed below are your monthly rates (based on your age as of your last birthday on the Plan Anniversary each year) as well as those for your spouse (based on your age of your last birthday on the Plan Anniversary each year). Rates to cover your child(ren) are also shown.

† Covers all eligible children.

*Note: rates are subject to the policy’s right to change premium rates, and the employer’s right to change employee contributions.

Are you protected from life’s accidents?

There are things that you or your family do outside of work that may lead to an accidental injury.

Group Accident Insurance

Helps cover costs associated with injury treatments

Group Voluntary Accident coverage from Allstate Benefits pays cash benefits for expenses associated with an accidental injury and can help protect hard-earned savings should an off-the-job accidental injury occur.

THE POLICY IS NOT A POLICY OF WORKERS’ COMPENSATION INSURANCE. THE EMPLOYER DOES NOT BECOME A SUBSCRIBER TO THE WORKERS’ COMPENSATION SYSTEM BY PURCHASING THIS POLICY, AND IF THE EMPLOYER IS A NON-SUBSCRIBER, THE EMPLOYER LOSES THOSE BENEFITS WHICH WOULD OTHERWISE ACCRUE UNDER THE WORKERS’ COMPENSATION LAWS. THE EMPLOYER MUST COMPLY WITH THE WORKERS’ COMPENSATION LAW AS IT PERTAINS TO NON-SUBSCRIBERS AND THE REQUIRED NOTIFICATION THAT MUST BE FILED AND POSTED – TX only.