MHCSI Supplementary Pharmacy Benefit Program

Maximums - Maximums can vary from a few thousand dollars to unlimited coverage for hospital and medical expenses. Some policies cover only a certain percentage of costs. There also may be maximums related to age.

Duration - Many policies specify a time limit for coverage (e.g., 60 days).

Suicide - Benefits for expenses incurred due to suicide or self-inflicted injuries are routinely excluded.

Substance Abuse - Hospital and other medical expenses incurred as a result of drug or alcohol abuse are often excluded.

Routine or Elective Treatment-Treatment you could have received in Canada, treatment you could have deferred until your return, and/or ongoing treatments you may need if you are out of the country for a lengthy period of time.

Inaccurate Application: In the travel insurance industry, verification of medical history is done when a claim is received to determine if the emergency is sudden and unforeseen. If the application includes a health questionnaire, and if the information disclosed is materially different from the applicant’s medical records, the claim will be denied and your policy will be null and void. If you are unclear about questions on medical questionnaire that relate to your medical conditions, be sure to ask your doctor for help in completing the form. If you provide inaccurate or incomplete answers to any of the questions, your claim can be denied even if the question is not related to the cause of the claim.

To receive more information on your coverage options, assistance with the application process, and to understand your policy limitations, you can visit www.johnson.ca/rtam or call Johnson at 1-877-989-2600.

MHCSI Supplementary Pharmacy Benefit Program - Used Your Card Yet?

CARD IMAGES

AT LAUNCH CURRENT

In September 2009, the Retired Teachers’ Association of Manitoba was presented with the opportunity to participate in an innovative Preferred Pharmacy Provider Program offered by MHCSI – Managed Health Care Services Inc. that delivers enhanced value for Health Benefit Plans.As a member of Retired Teachers’ Association of Manitoba Extended Health Care Plan, you are eligible to participate in the MHCSI Supplementary Pharmacy Benefit Program. With your MHCSI drug card, you and your eligible dependents are entitled to coverage of up to $3.00 on your out-of-pocket expense per prescription processed through an MHCSI participating preferred provider network pharmacy - Sobeys Pharmacy,

Sobeys Pharmacy by Mail, Thrifty Foods Pharmacy, FreschCo. Pharmacy, Lawtons Drugs (Atlantic Canada only) and now also our newest preferred provider Safe-

way Pharmacy. You also have access to a wide range of pharmacy services and programs through the participating MHCSI preferred pharmacy provider network. These benefits complement core prescription dispensing and counseling services to help you manage the medication and health care needs of you and your family.To have a prescription filled, simply present your MHCSI drug card along with your prescription to the Preferred Provider Network (PPN) Pharmacy of your choice. Visit www.pharmacynearestyou.ca for a list of all participating PPN locations. For more information on this program call MHCSI at 1-888-686-6427. If you have general questions about your EHC benefits call Johnson Inc. at 1-877-989-2600