Key Highlights
Polish life insurance segment registered a decrease in written premiums at a compound annual growth rate (CAGR) of -1.9% during the review period (20082012). This was primarily due to the global financial crisis in 2009 and the EU debt crisis in the following years The underdeveloped customer base provides attractive business opportunities for domestic and foreign insurers operating in Poland
Cost-effective distribution channels to help product penetration
The growing dependent population generating demand for life insurance products
The Polish life insurance segment is regulated by the Polish Financial Supervisory Authority The Polish life insurance segment is highly concentrated, with the 10 leading life insurance companies together accounting for 82.2% of the segment’s written premiums in 2012
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