PT. REASURANSI INTERNASIONAL INDONESIA Jalan Salemba Raya nomor 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026 Telepon : (62-21) 3920101, (62-21) 319 34208; Fax : (62-21) 3911432 Website : http://www.reindo.co.id/bppdan/default.asp E-mail : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2010 CLASS OF BUSINESS UNDERWRITING YEAR OCCUPATION CODE
BAND 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
: : :
SUM INSURED (in million) Mid Points From To 0 50 > 50 100 > 100 200 > 200 300 > 300 500 > 500 750 > 750 1,000 > 1,000 1,500 > 1,500 2,000 > 2,000 2,500 > 2,500 3,000 > 3,000 4,000 > 4,000 5,000 > 5,000 7,500 > 7,500 10,000 > 10,000 20,000 > 20,000 50,000 > 50,000 100,000 > 100,000 500,000 > 500,000 TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
FIRE (FR) 2010 ALL CODE
DATA POSITION FROM DATA POSITION TO PROCESSING DATE
NUMBER OF POLICIES PERCENTAGE f F BAND CUM. 130,167 133,831 191,165 123,694 138,102 69,482 46,616 35,040 18,983 9,698 7,467 8,155 5,283 6,409 3,604 5,146 4,136 1,824 2,006 1,022 941,830
130,167 263,998 455,163 578,857 716,959 786,441 833,057 868,097 887,080 896,778 904,245 912,400 917,683 924,092 927,696 932,842 936,978 938,802 940,808 941,830
13.82 13.82 14.21 28.03 20.30 48.33 13.13 61.46 14.66 76.12 7.38 83.50 4.95 88.45 3.72 92.17 2.02 94.19 1.03 95.22 0.79 96.01 0.87 96.88 0.56 97.44 0.68 98.12 0.38 98.50 0.55 99.05 0.44 99.48 0.19 99.68 0.21 99.89 0.11 100.00
ORIGINAL PREMIUM (in million Rupiah) PERCENTAGE rp RP BAND CUM. 60,205.64 26,916.11 66,566.15 68,287.53 119,890.94 90,631.18 87,020.73 88,414.63 64,529.28 41,454.78 36,370.48 47,116.82 35,900.99 53,799.00 38,336.05 73,570.99 56,218.87 22,567.82 16,604.62 7,534.14 1,101,936.75
60,205.64 87,121.75 153,687.89 221,975.42 341,866.36 432,497.54 519,518.28 607,932.91 672,462.19 713,916.97 750,287.45 797,404.27 833,305.26 887,104.26 925,440.31 999,011.30 1,055,230.17 1,077,797.98 1,094,402.61 1,101,936.75
5.46 5.46 2.44 7.91 6.04 13.95 6.20 20.14 10.88 31.02 8.22 39.25 7.90 47.15 8.02 55.17 5.86 61.03 3.76 64.79 3.30 68.09 4.28 72.36 3.26 75.62 4.88 80.50 3.48 83.98 6.68 90.66 5.10 95.76 2.05 97.81 1.51 99.32 0.68 100.00
: : :
01/01/2010 15/06/2012 15/11/2012
CLAIM FREQUENCY PERCENTAGE f F BAND CUM.
CLAIM SEVERITY (in million Rupiah) LOSS RATIO PERCENTAGE PERCENTAGE rp RP BAND CUM. BAND CUM.
637 248 395 256 344 227 135 163 133 83 79 103 77 140 147 492 233 213 290 208
462,758.32 5,862.08 15,562.66 10,418.46 18,745.10 15,447.15 15,414.60 10,849.91 16,517.90 13,976.56 10,788.49 7,576.39 10,361.73 20,951.64 12,918.11 34,268.54 29,711.30 24,970.23 59,183.61 18,787.01
4,603
637 885 1,280 1,536 1,880 2,107 2,242 2,405 2,538 2,621 2,700 2,803 2,880 3,020 3,167 3,659 3,892 4,105 4,395 4,603
13.84 13.84 5.39 19.23 8.58 27.81 5.56 33.37 7.47 40.84 4.93 45.77 2.93 48.71 3.54 52.25 2.89 55.14 1.80 56.94 1.72 58.66 2.24 60.90 1.67 62.57 3.04 65.61 3.19 68.80 10.69 79.49 5.06 84.55 4.63 89.18 6.30 95.48 4.52 100.00
815,069.81
462,758.32 468,620.41 484,183.07 494,601.53 513,346.64 528,793.78 544,208.38 555,058.30 571,576.20 585,552.75 596,341.25 603,917.63 614,279.36 635,231.00 648,149.12 682,417.66 712,128.96 737,099.19 796,282.80 815,069.81
56.78 56.78 0.72 57.49 1.91 59.40 1.28 60.68 2.30 62.98 1.90 64.88 1.89 66.77 1.33 68.10 2.03 70.13 1.71 71.84 1.32 73.16 0.93 74.09 1.27 75.37 2.57 77.94 1.58 79.52 4.20 83.73 3.65 87.37 3.06 90.43 7.26 97.70 2.30 100.00
768.63 21.78 23.38 15.26 15.64 17.04 17.71 12.27 25.60 33.72 29.66 16.08 28.86 38.94 33.70 46.58 52.85 110.65 356.43 249.36
768.63 537.89 315.04 222.82 150.16 122.27 104.75 91.30 85.00 82.02 79.48 75.74 73.72 71.61 70.04 68.31 67.49 68.39 72.76 73.97
73.97
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