PT. REASURANSI INTERNASIONAL INDONESIA Jalan Salemba Raya nomor 30, Jakarta 10430, Indonesia P.O. Box 2635 JKT 10026 Telepon : (62-21) 3920101, (62-21) 319 34208; Fax : (62-21) 3911432 Website : http://www.reindo.co.id/bppdan/default.asp E-mail : bppdan@reindo.co.id
RISK AND LOSS PROFILE 2010 CLASS OF BUSINESS UNDERWRITING YEAR OCCUPATION CODE BAND
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
: : :
SUM INSURED (in million) Mid Points From To 0 50 > 50 100 > 100 200 > 200 300 > 300 500 > 500 750 > 750 1,000 > 1,000 1,500 > 1,500 2,000 > 2,000 2,500 > 2,500 3,000 > 3,000 4,000 > 4,000 5,000 > 5,000 7,500 > 7,500 10,000 > 10,000 20,000 > 20,000 50,000 > 50,000 100,000 > 100,000 500,000 > 500,000 TOTAL
25 75 150 250 400 625 875 1,250 1,750 2,250 2,750 3,500 4,500 6,250 8,750 15,000 35,000 75,000 300,000
TOTAL FR, IAR, LOP, EQ 2010 ALL CODE
DATA POSITION FROM : DATA POSITION TO : PROCESSING DATE :
NUMBER OF POLICIES ORIGINAL PREMIUM (in million Rupiah) PERCENTAGE PERCENTAGE f F rp RP BAND CUM. BAND CUM. 173,838 149,801 219,134 142,357 168,105 93,238 72,757 56,604 33,085 18,664 15,090 17,966 12,436 16,510 10,506 16,823 15,058 7,245 8,562 3,134 1,250,913
173,838 323,639 542,773 685,130 853,235 946,473 1,019,230 1,075,834 1,108,919 1,127,583 1,142,673 1,160,639 1,173,075 1,189,585 1,200,091 1,216,914 1,231,972 1,239,217 1,247,779 1,250,913
13.90 13.90 11.98 25.87 17.52 43.39 11.38 54.77 13.44 68.21 7.45 75.66 5.82 81.48 4.53 86.00 2.64 88.65 1.49 90.14 1.21 91.35 1.44 92.78 0.99 93.78 1.32 95.10 0.84 95.94 1.34 97.28 1.20 98.49 0.58 99.07 0.68 99.75 0.25 100.00
113,112.57 31,432.29 75,364.07 72,227.57 140,767.02 111,905.58 117,515.66 123,759.20 96,783.50 66,885.51 60,722.52 84,328.47 68,064.61 109,757.93 88,586.41 193,029.03 201,107.32 102,638.00 141,742.04 54,445.67 2,054,174.97
113,112.57 144,544.86 219,908.93 292,136.50 432,903.52 544,809.10 662,324.76 786,083.96 882,867.46 949,752.97 1,010,475.49 1,094,803.97 1,162,868.58 1,272,626.51 1,361,212.92 1,554,241.95 1,755,349.27 1,857,987.26 1,999,729.30 2,054,174.98
5.51 5.51 1.53 7.04 3.67 10.71 3.52 14.22 6.85 21.07 5.45 26.52 5.72 32.24 6.02 38.27 4.71 42.98 3.26 46.24 2.96 49.19 4.11 53.30 3.31 56.61 5.34 61.95 4.31 66.27 9.40 75.66 9.79 85.45 5.00 90.45 6.90 97.35 2.65 100.00
CLAIM FREQUENCY PERCENTAGE f F BAND CUM. 2370 349 614 443 665 497 420 472 421 229 289 309 243 537 481 1143 1057 907 1796 910 14,152
2,370 2,719 3,333 3,776 4,441 4,938 5,358 5,830 6,251 6,480 6,769 7,078 7,321 7,858 8,339 9,482 10,539 11,446 13,242 14,152
CLAIM SEVERITY (in million Rupiah) PERCENTAGE rp RP BAND CUM.
16.75 16.75 1,224,969.63 1,224,969.63 2.47 19.21 7,632.24 1,232,601.87 4.34 23.55 32,494.95 1,265,096.82 3.13 26.68 13,505.91 1,278,602.72 4.70 31.38 29,638.17 1,308,240.90 3.51 34.89 22,936.92 1,331,177.81 2.97 37.86 33,110.29 1,364,288.10 3.34 41.20 25,728.38 1,390,016.49 2.97 44.17 28,593.41 1,418,609.90 1.62 45.79 25,954.20 1,444,564.10 2.04 47.83 24,992.13 1,469,556.24 2.18 50.01 20,674.65 1,490,230.89 1.72 51.73 14,089.92 1,504,320.80 3.79 55.53 96,191.63 1,600,512.43 3.40 58.92 51,758.89 1,652,271.32 8.08 67.00 97,589.57 1,749,860.89 7.47 74.47 137,188.60 1,887,049.49 6.41 80.88 172,190.89 2,059,240.38 12.69 93.57 552,956.54 2,612,196.92 6.43 100.00 273,198.40 2,885,395.32 2,885,395.32
42.45 42.45 0.26 42.72 1.13 43.84 0.47 44.31 1.03 45.34 0.79 46.14 1.15 47.28 0.89 48.17 0.99 49.17 0.90 50.06 0.87 50.93 0.72 51.65 0.49 52.14 3.33 55.47 1.79 57.26 3.38 60.65 4.75 65.40 5.97 71.37 19.16 90.53 9.47 100.00
01/01/2010 15/12/2012 15/03/2013 LOSS RATIO PERCENTAGE BAND CUM. 1,082,97 24.28 43.12 18.70 21.05 20.50 28.18 20.79 29.54 38.80 41.16 24.52 20.70 87.64 58.43 50.56 68.22 167.77 390.11 501.78
1,082,97 852.75 575.28 437.67 302.20 244.34 205.98 176.83 160.68 152.10 145.43 136.12 129.36 125.76 121.38 112.59 107.50 110.83 130.63 140.46
140.46
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