Join the Rapid Family! For Industry Professionals Only
WHO WE ARE
Rapid Mortgage is a relationship-based mortgage lender. For us, mortgage lending is about building and maintaining life-long relationships with our clients and partners.
We understand our clients and partners are real people with real concerns; so, we make sure every person involved in getting your loan closed is available to speak with you.
SARASOTA REGION & BRANCHES Greg Nolte Regional Manager NMLS #1121945 941.587.4801 gnolte@rapidmortgage.com Jamie Black Director of Business Development 941.444.2937 jblack@rapidmortgage.com Rick Vega Producing Branch Manager NMLS# 1492084 941.893.3074 rvega@rapidmortgage.com
SARASOTA BRANCH 2708 Fruitville Road Sarasota FL 34237 Phone: 941.893.3074 RapidMortgageSRQ.com
4853 Highway 589, Suite 2 Sumrall MS 39482 Phone: 601.408.2240 RapidMortgageMS.com 307 S. McKenzie Street Suite 114 Foley AL 36535 Phone: 251.752.2262 RapidMortgageAL.com FOLEY BRANCH SUMRALL BRANCH
WE ARE COMMITTED
…to the growth of our partners and the satisfaction of our clients knowing our business grows through them.
WE VALUE RELATIONSHIPS
We understand that relationships are built on trust, respect, communication, interaction, commitment, understanding and equality. So, whether you’re a client, partner or team member, our relationship with you is valuable.
Clients. Partners. Team.
WHY RAPID
Purchase Focused Quick Closings
We specialize in First-Time Homebuyers, with 90+% referral based purchase business.
We focus on closing on time, every time! We can close in 21-days or less on purchase loans!
In-House Underwriting
We pre-approve home shoppers before they find a property. Property address NOT required!
Robust Marketing
Loan Programs Your Clients Need
Competitive Compensation
Systems such as SalesForce and Experience.com make it easy for you to automate your marketing efforts and focus on loan origination.
At Rapid, you’ll have access to a full product line including conventional with HomeReady & HomePossible, FHA, VA, USDA, Jumbo, Non-QM and more.
With a full benefits package (medical, dental, vision, 401k, life insurance) and HSA options, you’ll have access to the benefits you and your family need.
OUR TECH PLATFORM
OPTIMAL BLUE SIMPLENEXUS
Win more business by providing borrowers the right product at the best price for any mortgage financing scenario.
SimpleNexus standardizes and streamlines the application process. Remove human error and get accurate, automated tax form processing in a fraction of the time.
LIMEGEAR
IN-HOUSE IT DEPARTMENT
Receive business intelligence and interactive visualizations on a userfriendly interface to create reports and dashboards.
Need personalized IT help? Our in-house IT department is here to help you navigate technology platforms.
SALESBOOMERANG
Know where your customers are in their journey now – and where they can go next – to win borrowers for life. With alerts and reports, you’ll receive borrower intelligence to help increase your business.
OUR TECH PLATFORM
RAPID APP POWERED BY SIMPLENEXUS
SimpleNexus is a mobile toolset that enables Loan Officers to execute on a loan anytime, anywhere. Clients will be able to easily apply online or on their mobile device. Loan Officers can order credit, run pricing, send pre-approvals, connect with referral partners and sign disclosures - all from your mobile device.
ENCOMPASS (LOS)
Encompass is an easy to use Loan Origination powerhouse with integrated compliance center, lender services, pipeline management, reporting and built in document management for an end-to-end mortgage solution, origination to closing.
SALESFORCE CRM
Communicate better to earn more business with Salesforce®. Email automation, video emails, and property listings are just a few of the client retention tools available in Salesforce®
EXPERIENCE.COM
Improve Online Reputation. Create Social Proof and Stay Compliant. Power your brand using social proof — let your happy customers digitally endorse you and increase conversion with this completely automated reputation management platform.
WORK LIFE BALANCE Support to give you balance! Set Appointments Realtor Calls Networking Events Marketing to Database Pre-Approvals Applications Manage Pipeline Solve Problems Chase Conditions Work with Underwriting Lock Loans Insure CDs & Docs Go Out On Time…
Time
FOR QUALITY LIFE 1. 2. 3.
Freedom Stress Freedom Financial Freedom 3 TYPES OF Freedom
What’s Your Highest Paid Activity 80-20 Rule
BUSINESS
Your Brand Sales and Marketing Lead Management Operations
OVERVIEW Don’t Miss a Closing or Pay Day!
APP TO CLOSE SLA PROCESSING TO UNDWRITING 48 HOURS CONDITIONAL APPROVAL / REQUIREMENTS 48 HOURS Flexible 24 HOURS BEFORE SCHEDULED CLOSING AUS AFTER APPLICATION │ PIPELINE PRIORITIZATION │ FUNDS AT CLOSING
PROCESSING ASSISTANTS Orders 3rd Party Documents, Organizes eFolder, Assists Processor through Closing. PROCESSORS Reviews File/Documents, Income Calculations & AUS Findings, Works with Underwriter and Helps Solve Problems. LOAN COORDINATOR / LOAN OFFICER ASSISTANT Helps Processor Gather/Clear Conditions. Works with Agents and Clients. WEEKLY PIPELINE UPDATE Designed To Keep You Selling! (aka out of the file)
OPTIMZED FOR PERFORMANCE Direct Seller/Lender AmeriMac – Quality Appraisal Management Services RuleTool & Scenario Desk to Help Structure Loans Self-Employed Income Tools For Accurate Income Analysis
Sense of Underwriting Weekly/Daily pipeline and prioritization meetings and calls with underwriting and closing to insure we meet closings Ability for closing conditions to meet deadlines, if needed No funding authorization needed (except DPA and Bond loans) UW will keep file open when clearing conditions so it does not have to go back in line
Making
WHAT WOULD THIS DO FOR YOUR Production?
CONVENTIONAL Conforming Fixed Manufactured Housing GOVERNMENT FHA VA USDA State HFA Programs Down Payment Assistance Non-QM Jumbo & Jumbo Prime Asset Depletion ATR In-Full 12-Month Bank Statement Foreign National Investor Cash Flow ITIN MORTGAGE PRODUCTS
1. We Watch Overhead 2. Flat Management Style 3. Competitive Pricing Like Wholesale Lenders and Centralized Shops Pricing
Gain access to the Freedom Club, one of the nation’s largest coaching programs for Loan Officers and Regional Managers. They can help RAMP up your loan production. Get More Referrals. Close More Loans. Grow Your Business. Coaching Mortgage Marketing Animals
Building A Successful Sales Team 5+ Solo Loan Officers approaching 5+ units a month, consider hiring your first team member. 6-12 Loan Officers with a LOA or LO approaching 10-units a month, consider hiring the other position (LOA/LC).
Building A Successful Sales Team 20+ Loan Officers closing 20+ units a month, consider adding a Business Development Rep, allowing you to enhance and grow your business. Team consists of: (2) LOAs (2) LCs (1) Business Development Rep A - Team The A-Team Loan Officer maintains 60 Realtor relationships, with the Business Development Rep’s goal is finding and maintaining an additional 30-60 Realtor relationships. 12-18 LO, LOA & LC Duties: 1. Prospect/Maintain 30-60 Realtor relationships 2. Loan Consultation with Borrowers, review goals and sell them on using your team 3. Manage your Dream Team Dream Team
Building A Successful Sales Team 30+ Loan Officers closing 30+ units a month. Team consists of: (1) Loan Officer (1) Team Captain (2) LOAs Rockstar Team 40+ Loan Officers closing 40+ units a month. Team consists of: (1) Loan Officer (3) LOAs (3) LCs (1) Business Development Rep Monster Team (2) LCs (1-2) Specialty Positions (1) Team Captain (1) Executive Assistant (1) Dialer/Marketer
In-House Marketing CUSTOM, FAST & COMPLIANT MARKETING SUPPORT REQUESTS: • Marketing@rapidmortgage.com, or • RapidMortgageMarketing.com • HelpDesk@rapidmortgage.com • MyRapidTeam.com – Marketing • Store.RapidMortgageCompany.com
BRANDED FLYERS & SOCIAL POSTS
FLYERS│ SOCIAL POSTS│ CUSTOM ADVERTISEMENTS
EXPERIENCE.COM & SOCIAL POSTS
LOS SURVEY INTEGRATION │ SOCIAL POSTS│ GOOGLE MY PROFILE
PERSONALIZE BRANDING
BUSINESS CARDS│ EMAIL│ WEBSITE
• Rapid Opens as Brokerage House 02.2002 • OH License Obtained 2003 • Transition to Correspondent Lender 2012 • Self Funding Loans • Cincinnati Branch Joins w/ Jasson Fishback (10.01.2013) 2013 •IN & KY Licenses Obtained 2014 • Columbus Branch Joins w/ Mark Jaynes • Delegated UW FHA/DE Authority •FL License Obtained 2015 • Jasson & Mark Purchase Rapid 12.31.2016 2016 RAPID TIMELINE •DE, NJ, PA Licenses Obtained • PA Branches Join • HQ Moves to Cincinnati • Integrate Encompass LOS 2017 •WV License Obtained 2018 • 7 Branches & 1 Division Join •GA, IL, NC & VA Licenses Obtained 2019 •AL, LA & TN Licenses Obtained 2020 •OR License Obtained • Carroll OH Branch Opens • Youngstown OH Branch Opens • Huntervsille NC Branch Joins 2021 • Sarasota Region Joins • Foley AL Branch Opens • Sumrall MS Branch Opens • NorthGroup Greenville Opens 2022
About Us • Headquarters - Cincinnati OH • Founded 2002 • 19 Branch Locations • Retail – Direct to Consumer • Direct Lender – Seller/Servicer • Over 6,900 5-Star Reviews • 4.85 Overall Customer Service Rating • Licensed in 18 States AL, DE, FL, GA, IL, IN, KY, LO, MS, NC, NJ, OH, OR, PA, SC, TN, VA & WV
What Others Say About
Very thoroughly explained everything that was needed to complete the buying process and promptly submitted everything on their end! Rapid service!
Gustavo A. - McDonald, OHAwesome Awesome Awesome! Everyone at Rapid Mortgage was great to work with and they make things easy during a stressful situation.
J. New Philadelphia, OHWe closed in 21 days! Couldn’t have done that with any other company! Thank you again for going the extra mile!
R. - Somerset, OHWe closed in 19 days! How impressive. Exceeded our expectations through this entire process. Thank you both for EVERYTHING!
Jamarielle B., Oxford, OHRapid Mortgage lives up to its name! We closed in 17 days. Their commitment to a quick turnaround allowed us to close on the same day as the closing of the home we sold.
Gregory N. - Lebanon, OHThis was one of the most efficient and painless mortgage loan experiences I have ever had. Even when small gaps in communication or process occurred, they were closed quickly and with great professionalism.
Loved this company...Awesome service, communication and best of all “fastest turn around time ever. Would recommend to anyone. Awesome experience, treated me like family and provided an excellent experience.
Catisha L. - Pembroke, NCSee more reviews at: pro.experience.com/pages/company/rapid-mortgage-company
The Rapid Mortgage team was awesome! They worked quickly knowing I did not want to lose the dream home we were buying. We closed in under 6 weeks. Another mortgage company could not guarantee in 8 weeks!
Michael
James
Robin W. - Chadds Ford, PA
Amy L. - Springfield, OH
Thank you. 2708 Fruitville Road Sarasota FL 34237 Phone: 941.893.3074 RapidMortgageSRQ.com MyRapidCareer.com For Industry Professionals Only. Rapid Mortgage Company, NMLS #126841 is an Equal Housing Lender and Equal Opportunity Employer. nmlsconsumeraccess.org.
