2018 02/03 - Issue 26 - Profusion Magazine

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PRO FUSION

F E B M A R 2018

TM

INSIGHT INSPIRE INNOVATE

SELF ESTEEM BUILDING YOUR

confidence

N DEHYDRATIO what you need to know

EXCLUSIVE

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holiday home


www.sirgroup.co.za info@sirgroup.co.za

...improving our client’s position.


The culmination of structured finance, insurance and development solutions result in a holistic offering to any prospective client.


DISCLAIMER

EDITOR’S

PROFUSION IS A REGISTERED TRADEMARK OF PROFUSION MEDIA (PTY) LTD. The material contained in this publication is copyright and belongs to Profusion Media, unless otherwise indicated. No part of this publication may be quoted, photocopied, reproduced, translated or stored by any electronic system without prior written permission of Profusion. While every reasonable precaution is taken to ensure the accuracy and soundness of the contents of this publication, the use of the information contained herein is at the readers' own risk. The information provided in this publication is for general information purposes only and does not constitute legal, psychological, financial or other professional advice, on any subject matter. You are encouraged to obtain professional advice before taking any course of action relating to information, ideas and opinions expressed in this publication. The reader accepts full responsibility and risk of any injury, damage or loss resulting from the use or reliance on information contained in this publication. Profusion, its authors, publishers, employees and/or agents will not bear any responsibility for damages or injury which may result relating to the use of, or inability to use, this publication or the information contained herein. Acceptance of material for publication is not a guarantee that the material will in fact be included in a particular issue since this depends on the space available. Contributions may be edited for clarity, space and/or language.

Strange weather, water shortages and the beginning of a new year. I would like to take this opportunity to wish you all a prosperous and happy 2018. We look forward to the great opportunities it holds. As we put January behind us, walking into Valentines month, it is perhaps a good time to start thinking about what lies ahead for the next few months and how we can better prepare. Cape Town is suffering extreme water shortages, as a nation, organisations rally to support them where they can but what other small habit changes can we implement to help save water and prevent dehydration in the current heat waves? In this issue we talk about the symptoms and solutions to dehydration, when you should start looking for a new job and building your confidence and self esteem. Enjoy.

Editorial opinion or comment is, unless otherwise stated, that of the editor and publication thereof does not indicate the agreement of any institution featured in the magazine unless otherwise stated. The appearance of an advertisement in this publication does not necessarily indicate approval by Profusion Media for the product or service advertised.

Allan Desmet

ED’S

PG

52

DROUGHT AND water saving Being our most valued resource and covering some 70% of the planet, water is a part of our existence easily taken for granted. With only 3% of global water being fresh and two thirds of that being found in frozen glaciers or in places rendering it unable for use, a staggering 1.1 billion people worldwide lack access to water. Projections have determined that at the current consumption rate two thirds of the world’s population may face water shortages by 2025.

FEB | MAR 2018

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PRO CONTENTS FUSION TM

INSIGHT INSPIRE INNOVATE

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EDITOR ALLAN DESMET

ON THE COVER 10 DEHYDRATION WHAT YOU NEED TO KNOW

CONTRIBUTORS BRUCE FLEMMING (CFP) FINANCIAL PLANNING INSTITUTE

ESTEEM 38 SELF BUILDING YOUR CONFIDENCE

NATALIE SINGER TALENT 3 SIXTY

56 EXCLUSIVE HOLIDAY HOME

WRITERS RYETTE DEMPSEY LISA DEWBERRY NICOLETTE GARDINER KRISTEN PADAYACHEE DANETTE SWANEPOEL GRAPHICS/ LAYOUT RENE DU PLESSIS PHOTO/ IMAGES ADOBE STOCK PIXABAY.COM PEXELS.COM SHUTTERSTOCK

30 A NEW POSITION

WHEN YOU SHOULD START LOOKING

48 PROS AND CONS OF E-LEARNING 64 THE IMPORTANCE OF LIFE COVER

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EVERY ISSUE 8 14 16 18 22 24 28 36 42 46 52 54 60 67

HOBBY FEATURE SHOWCASE RED LIST CAUSE FOR APPLAUSE DELICIOUS DISHES CULTURE FUSION HR 101 HEALTHY HINTS CORNER OF DELIGHT LITTLE KNOWN FACTS READ IT WORLD NEWS BACK IN TIME QUOTE PRO DIRECTORY



PRO ACTIVE

HOBBY

FEATURE DEHYDRATION SHOW

CASE


OBBY

A beautiful illusion ABRACADABRA! YOU SEE YOURSELF IN A ROOM WHERE DIFFERENT KINDS OF OBJECTS ARE FLOATING AND THEN THE RABBIT DISAPPEARS INSIDE THE HAT. YOU FEEL LIKE YOUR IMAGINATION HAS TAKEN YOU TO A NEW DIMENSION ALL TOGETHER BECAUSE YOU CANNOT BELIEVE WHAT YOU ARE SEEING. ITS MAGIC. IT’S A BEAUTIFUL ILLUSION. Magic is an entertaining activity. It is defined as an activity that influences the human mind to see things in an unrealistic way and most magic tricks create illusions. It consists of fascinating, mind blowing tricks that can be performed within seconds. Most magicians start performing their magic to their friends and families and when they’re a bit more experienced, they expose themselves to public crowds. In order to perform, you just need a few props and tools such as cards or a hat and a wand and thereafter you’d be good to go almost as if you’re Dynamo himself.

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EVERY ISSUE

When performing magic, there are cool mysterious

If you consider learning about this enthusiastic

tricks that you can learn on condition that you

hobby there are a few places that offer courses.

never expose them, as a magician never lets out

One of the famous magicians, Brenden Peel is

his secret.

a mentalist magician and offers a course that allows you to learn the meticulous skills of close

Along with doing magic tricks there are also

up magic and being a mentalist.

many good reasons as to why magic is a fantastic hobby. One of the main reasons is because magic fascinates people and through that they become joyous. Secondly, it helps you to become a more social person as you need to have the confidence to go up to people to perform your tricks. After a trick or two you will notice that the doors to a conversation will start opening. Magic is a very wide-ranging hobby. There are many benefits of magic. One of them being

Magicians are the most honest people in this world; they tell you they’re going to fool you, and then they do it.

increasing your self-confidence as well as the fact that it promotes self-discipline and improves your critical thinking. Magic gives you the opportunity to enchant your audience leaving them questioning how unbelievable it can make things seem.

James Randi

HERE IS SOME INFORMATION ON WELL-KNOWN LOCAL MAGICIANS:

Mentalist Magician

http://www.mentalistmagician.co.za/bio.php

Colin Underwood

http://colinunderwood.co.za/ PROFUSION MAGAZINE

FEB | MAR 2018


FEATURE

What you need to know

by Nicolette Gardiner

FEB | MAR 2018

PROFUSION MAGAZINE


IN OUR RECENT ERRATIC WEATHER, CHANGE IN CLIMATE AND CONSTANT HEAT WAVES WITH SOARING TEMPERATURES, IT IS POSSIBLE THAT WE DO NOT DRINK ENOUGH WATER OR MAY BE SUFFERING FROM SLIGHT SYMPTOMS OF DEHYDRATION. It is completely normal, and necessary, for the human body to lose some fluid during the course of a day. This is done through processes such as perspiring, urinating and defecating (pooping). However, when this loss is excessive, the body becomes dehydrated and this condition can be harmful. This is especially true for babies, young children and the infirm, who cannot explain their symptoms. YOU MAY NOTICE THE FOLLOWING SYMPTOMS IN YOUR BABY OR CHILD: Reduced urine output, no urine for 8 12 hours, or urine that is dark Drowsiness and/or or irritability Skin that feels cold or crêpey Weakness and lack of energy No tears when the child cries A baby’s sunken fontanelle or sunken eyes in a child or baby.

SYMPTOMS IN ADULTS ARE FAIRLY SIMILAR, WITH THE DIFFERENCE BEING THAT ADULTS ARE BETTER ABLE TO DESCRIBE WHAT THEY ARE EXPERIENCING. ADULT SYMPTOMS INCLUDE: Increased or raging thirst Feeling of light-headedness Headache Dry mouth and tongue Lethargy, fatigue Muscle cramps Confusion Dark coloured, strong-smelling urine Urinating less than normal or not at all So what causes this condition and what can be done to remedy it? Dehydration is defined as, ‘the lack of sufficient water in our body tissues, which occurs when more water is lost from the body than is taken in.’ To rectify this, one can drink more water but small quantities of salts such as sodium, potassium and chloride (electrolytes,) are lost when the body loses fluid. If the loss becomes excessive, the body can struggle to maintain its balance and symptom of dehydration will become evident. Another term for dehydration is hypodration.

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CAUSES: Now know that a loss of fluid in the body not matched by the intake of fluids causes dehydration but what exactly causes this lack? Dehydration can result from not drinking enough fluid, losing too much fluid, or a combination of both. People might not drink enough because they: Are ill and don’t feel like eating or drinking Are in pain from mouth sores or a sore/ infected throat Simply forget to drink because they are too busy Have no immediate access to safe drinking water Other reasons for excessive fluid loss could be: Excessive sweating, often due to vigorous physical activity, especially in hot/ humid weather Excessive urination, caused by diabetes or certain medications. (e.g. diuretics) Ongoing fever. The higher the temperature, the more dehydrated the person becomes Substantial fluid and electrolyte loss in a relatively short space of time caused by severe vomiting and/or diarrhoea In babies and young children diahorrea and vomiting are the most common causes

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SYMPTOMS OF SEVERE DEHYDRATION When dehydration becomes severe, it is essential to take the patient to hospital for treatment. Symptoms are: Extreme thirst Confusion Extremely dry mouth, skin, and mucous membranes Rapid heartbeat Little/no urination Fever Unconsciousness Treatment in hospital will focus on getting electrolytes back into balance and on replenishing body fluids and blood volume. It is important to maintain observation over babies, children, the infirm and people with diabetes who are suffering from dehydration. The bottom line is that dehydration has the potential to be serious but with proper observation and management, it need not become severe or life threatening. Symptoms may become more severe, with increased temperatures or rapid heart rates, and the chief goal is to rehydrate the body as soon as possible.

PROFUSION MAGAZINE


DEHYDRATION

This is especially important for babies as their small bodies can dehydrate quickly and it’s also important to note that there are mild, severe and serious levels of dehydration. Most important is to get the baby to take fluids. If the mother is breastfeeding, she should continue to do so, but more frequently. For bottle feeding, continue as normal, unless the baby is vomiting. If the baby is eating solids, offer cereal, strained fruit or mashed potato (all of which contain liquid). If the baby refuses, the next step is to try and get him/her to take a rehydrating fluid, even if it has to be administered by syringe. If this is still not successful, the baby needs to be taken to a doctor/ emergency room as soon as possible. For older children (1 – 11) offer fluids in frequent small sips, unless the child is vomiting. Try fluids such as clear sodas or a light soup. Things such as ice lollies and ice chips can also be offered for extra fluids. A rehydration solution can be used too. Try and continue a regular diet as much as is possible. Let the child rest and normal recovery should take about 24 hours. If he/she is still not well after this, see a doctor. Treatment for mild dehydration in adults could just involve increasing fluid intake levels. In severe cases restoring the body’s internal electrolyte balance through replacing both water and electrolytes may require hospitalisation with the patient being put on a drip. Oral rehydration solutions are readily available over the counter and should be used until urine is clear again.

PROFUSION MAGAZINE

FEB | MAR 2018


A Mermaids Tale RUNNING TIME: 92 MINS A Mermaid’s Tale is an enchanting modern fairy tale, the story of Ryan, a 12-year-old girl forced to move with Matt, her father, to the dying fishing town where he was born, and to live with Art, her crusty mean old grandfather. As she tries to fit in and make new friends she discovers a secret cove, home to a playful pod of dolphins and Coral - a mysterious girl. As they become fast friends, Ryan learns that Coral is a mermaid and uncovers a secret that will help both save the town in a touching, mythic story of friendship and redemption.

GENRE: FAMILY | PG

LIFE

Dark Tower

The last Gunslinger, Roland Deschain, has been locked in an eternal battle with Walter O’Dim, also known as the Man in Black, determined to prevent him from toppling the Dark Tower which holds the universe together. With the fate of the worlds at stake, good and evil will collide in the ultimate battle as only Roland can defend the Tower from the Man in Black.

GENRE: HORROR/THRILLER | 13 HLV RUNNING TIME: 100 MINS

FEB | MAR 2018

PROFUSION MAGAZINE


PRO CARING

© subinpumsom | stock.adobe.com.

RED LIST CAUSE FOR

APPLAUSE


EVERY ISSUE

E N DA N G E R E D

HIPPOPOTAMUS

Choeropsis liberiensis © subinpusom | stock.adobe.com.

THE PYGMY HIPPOPOTAMUS IS VERY SECRETIVE AND PRIMARILY NOCTURNAL AND AS SUCH IS RARELY SEEN. IN 2006 A 20 % REDUCTION IN THEIR POPULATION WAS RECORDED SINCE 1996 CAUSING THE SPECIES TO BE FLAGGED AS ENDANGERED. Origination in West African registions like the Upper Guinea Forest, Sierra Leone and the Ivory Coast, this hippo is a terrestrial and semi-aquatic dweller. Surviving on ferns, tender roots, grasses, herbs and stems to name a few. They spend most of their days in solitude in hollows, submerged trees or shallow hollows. The global population size of this species is unknown but it is still considered to be in decline due to deforestation and poaching activities in the areas in which it lives.

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BEHAVIOURS:

MAJOR THREATS:

Pygmy Hippos have been reported to feed for 5.8-6 hours per day, between midafternoon and midnight (Robinson 1981a, Eltringham 1999) but camera trapping has shown they may feed throughout the night.

Deforestation represents the biggest threat to Pygmy Hippos, with forests within their historical range having been steadily logged, farmed, converted to plantations and settled on(Christie et al. 2007, Norris et al. 2010).

They have been observed standing on their hind legs with their front legs against the stem to reach ferns growing within Raphia palms (Bülow 1988). White (1986) recorded Pygmy Hippos taking fish from traps in Sierra Leone.

Although Pygmy Hippos are not generally a primary target for subsistence hunting, they are reported to be taken opportunistically by bushmeat hunters. There are also reports from some locations of Pygmy Hippos being exploited by commercial hunters (e.g. Dufour 2002). Though they are predominantly killed for their meat, many of their body parts, including the skull, may be used in rituals or traditional medicine (Robinson 1970, Hentschel 1990).

Little is known about Pygmy Hippo ranging patterns, home range size or territoriality. Bülow (1988) radio collared five animals in Azagny National Park, Côte d’Ivoire, and tracked them for 3-6 months. This study found that female home ranges overlapped and estimated that they covered 40-60 ha, while the home range of the male covered 150 ha. Home ranges seem to depend on the presence of small streams with submerged trees, root hollows, swampy depressions, and size and density of ground vegetation, rather than nutritional factors or proximity of rivers (Roth et al. 2004). During the rainy season (May–September), animals were reported by hunters to disperse over wide areas in the forest zone. No accurate data is available on the reproduction cycles of the species, including breeding season, have been published for the wild populations.

Unlike the Common Hippo, their teeth have little trade value.

CONSERVATION AC TIONS Remaining Pygmy Hippo populations are primarily found inside protected areas (Mallon et al. 2011). The effective protection and management of protected areas is key to the persistence and conservation of pygmy hippos. The largest protected area containing Pygmy Hippos is Taï National Park and its Zone of Protection in Côte d’Ivoire. Other important sites are Sapo National Park, Grebo National Forest, Gola National Forest and Wonegizi proposed protected area in Liberia, the Gola Rainforest National Park, Tiwai Wildlife Sanctuary and Loma Mountains Forest Reserve in Sierra Leone, and Ziama Biosphere Reserve, Diécké and Mont Béro Reserves in Guinea. Due to the fragmented nature of these remaining populations it will be important to ensure corridors are maintained between sites.

Pygmy Hippo Foundation (PHF)

World Wildlife Fund www.worldwildlife.org PROFUSION MAGAZINE

info@pygmyhippofoundation.org

pygmyhippofoundation.org

FEB | MAR 2018


APPLAUSE

Childhood FOUNDATION SOUTH AFRICA

CHOC STARTED OFF AS A SUPPORT GROUP FOR PARENTS WHOSE CHILDREN HAD CANCER. THEIR AIM IS TO BRING COMFORT TO THE PARENTS WHO HAVE TO DEAL WITH THE BURDEN OF SEEING THEIR CHILD GROWING UP THROUGH THE MISERY OF THIS UNWANTED ILLNESS, CANCER. THEY HELP THESE PARENTS THROUGH PROVIDING ACCESS TO APPLICABLE AND ACCURATE INFORMATION, AS WELL AS EMOTIONAL AND PRACTICAL SUPPORT. CHOC does not depend on the government for their funding but rather on corporate companies and individuals and parents of children who suffer from cancer. The funds are used to provide the children and their families with direct practical help and those who are on treatment. CHOC works with a programme called “The CHOC circle of care”. This programme helps each person get through their deadly condition in different stages starting from detecting the children with the disease to the survivors. CHOC influences parents to communicate with other parents so they don’t have to feel like they’re going through this traumatic experience on their own. Furthermore, the organisation has well trained volunteers that spend time with the young cancer patients and parents. These volunteers have been taught how to manage their emotional state as they play a very difficult role in supporting parents and children during their treatment.

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PROFUSION MAGAZINE


EVERY ISSUE The organisation also has volunteers put in place to play with the children and keep them motivated and positively occupied during the time periods that they miss out on school. However, this time is not taken for granted as the CHOC organisation updates the childrens’ educators on their illness and vulnerabilities and helps the child shift back to mainstream schooling. The organisation also provides parents with a handbook that gives them insight on the illness, treatment and some challenges that they might be faced with as well as each stage in the treatment. CHOC also supports the family during and after the death of a child by providing them with financial funds, psychosocial and practical sustenance. CHOC is a very helpful organisation that takes good care of patients and provides good medical services. Almost every year they have a new project to improve their medical state whether its building more wards or upgrading the facility. For more information on how you can get involved, contact them directly on the following details:

086 111 3500 headoffice@choc.org.za www.choc.org.za

PROFUSION MAGAZINE

FEB | MAR 2018


FEB | MAR 2018

PROFUSION MAGAZINE


PRO CULTURE

DELICIOUS

DISHES CULTURE

FUSION


Chicken 1kg Chicken (breasts, thighs, drumsticks without bones) 1 tsp crushed ginger and garlic 2 tsp chilli powder 2 tblsp oil 1 tblsp green pounded pawpaw 1 tsp salt 1 tblsp plain yoghurt 1 tblsp lemon juice 1 tsp jeera powder (cumin)

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Š robynmac | stock.adobe.com.

I n st r u ct io n s 1

Cut the chicken into small sized cubes and pound it slightly to tenderise.

2

Pound the crushed ginger and garlic together with the chillies and jeera powder.

3

Add salt, lemon juice, oil and mix this paste over the chicken.

4

Leave the chicken to marinate for about 2 hours.

5

Just before grilling, mix in 1 tblsp green pounded pawpaw.

6

Skewer meat on pins and grill or braai over coal. *Take note that the left over marinade should be poured over the meant while grilling or braaiing.

A lte r n ate m e t h o d :

grees Celsius. Preheat oven to 200 de

1 2 3

ad over and then re sp e st pa e th d, te in Chicken must be disjo marinated. r and place the pan of tte bu of t bi a th wi n Dot the pa roast until done. chicken in the oven to

PROFUSION MAGAZINE

FEB | MAR 2018


http://www.theeastafrican.co.ke/image/view/-/4280922/medRes/1869941/-/e5gcwwz/-/bra1.jpg

Farewell

TO THE FATHER OF JAZZ:

RAMAPOLO HUGH MASEKELA WAS BORN ON THE 4TH APRIL 1939 AND DIED ON THE 25TH JANUARY 2018. HE GREW UP IN KWAGUQA TOWNSHIP. HE WAS A WELL-KNOWN SOUTH AFRICAN ARTIST AND ACTIVIST. He had been singing and playing piano from the time he was a child and after taking part in a role in a film at the age of fourteen, he started playing the trumpet. He played jazz music and was mostly describes as “The father of jazz”. His first US pop hit was in 1968 and the name of the song was “Grazing in the grass”. Masekela also did many community projects, one of them was becoming the director of a non-profit organization that provided a daily meal to school children in the Sowetan townships. As he grew his talent, he managed to secure a scholarship in London.

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His music reflected his life experiences and later decided to alternate to political changes. After that his songs became significant, being written on anti-apartheid times and depicting the struggles and joys of the country as well. As his career progressed he got nominated for a Grammy award three times. There was also a foundation named after him called the Hugh Masekela Heritage Foundation. This foundation is known for promoting South African cultures, heritages and traditions through art and education. The foundation’s mission is to influence the youth to build a legacy for themselves irrespective of what race or background they are from. Today the heritage park reflects on Masekela’s successful journey of life and his visuals and audios. Masekela died at the age of 78 from prostate cancer. His memorial was held at UJ on the 28th January where many artists, that he worked with, attended and gave their beautiful tributes. He was remembered greatly by many south African as he impacted our country in a very positive way, communicating all aspects of our great country and its rich culture and history through his music. He lived by his own famous quote that stated:

My biggest obsession is to show Africans and the world who the people of Africa really are

Hugh Masekela


FEB | MAR 2018

PROFUSION MAGAZINE


PRO FESSION

HR

101 A NEW

POSITION


THE RIGHT WAY TO

by Natalie Singer, Talent3Sixty

TOO OFTEN THE EXCITEMENT ABOUT STARTING A NEW JOB MEANS THAT PEOPLE RUSH THROUGH THE RESIGNATION PROCESS, POTENTIALLY DAMAGING THEIR RELATIONSHIP WITH THE EMPLOYER AND POSSIBLY EVEN THEIR HARMING THEIR REPUTATION. Of course resigning is an awkward thing, much like breaking up. It’s never easy to approach the subject and often you will be faced with the dreaded question

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“Why?” Managing the process from the beginning will help you to resign professionally and ensure that you leave your current employer in a positive way. After all, you’re going to rely on them for a reference in future.

got th e ot he r jo b B e 10 0% su re yo u ’v e It seems obvious but I’ve sadly seen in my years as a recruiter individuals who rush off and resign before seeing the full details of the employment contract and who later realise they don’t want to leave but they’ve already notified their current employer. ONLY resign once you’ve signed all the employment paperwork with the new employer.

re si gn at io n le tter W rite a pr of es si on al To be formal a resignation should always be given in writing. Ideally a resignation letter should be short and contain only the basic information including the effective date of your resignation, your notice period and subsequent last day and a brief thank you for the opportunity you’ve had in their employ. Avoid emotive language.

Re si gn in pe rs on As tough as it is you should give your manager the courtesy of a face-to-face resignation. It’s usually best to leave a resignation discussion until late in the day, just before you head home. That way you avoid awkwardness and give them (and you) the chance to “sleep on” the news before news spreads to others in the office. PROFUSION MAGAZINE

ti on s B e pr ep ar ed fo r qu es It is likely that you’ll face a barrage of questions from your manager and colleagues on why you’re leaving. Even if you’ve got other reasons it’s usually best to keep things simple and focus on the fact that the new job provides you with career development opportunities. You may be asked to participate in an “Exit Interview” with HR and they will ask a range of questions. Best advice is to be honest but always professional and avoid talking about individuals and rather about the role and the environment, where appropriate.

yo ur Stay fo cu se d du ri ng noti ce pe ri od It is likely that you’ll face a barrage of questions from your manager and colleagues on why you’re leaving. Even if you’ve got other reasons it’s usually best to keep things simple and focus on the fact that the new job provides you with career development opportunities. You may be asked to participate in an “Exit Interview” with HR and they will ask a range of questions. Best advice is to be honest but always professional and avoid talking about individuals and rather about the role and the environment, where appropriate.

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FEATURE

When you should start looking by Natalie Singer, Talent3Sixty

FEB | MAR 2018

PROFUSION MAGAZINE


THIS SEEMS A SIMPLE QUESTION, BUT THINGS ARE NOT ALWAYS AS CLEAR AS YOU MIGHT THINK. A LOT HAS BEEN SAID ON THE SUBJECT AND MANY EXPERTS WOULD HAVE YOU THINK THAT THIS IS A PURELY EMOTIONAL CHOICE. THIS IS NOT JUST UNTRUE BUT IRRESPONSIBLE ADVICE. Changing jobs is one of the most profound decisions any of us will make, and making a mistake can be traumatic. This is a decision that will impact every aspect of your life, therefore every aspect of your life should be considered before such a decision is made. A new job might mean more responsibility and having less time to spend with friends and family, or it might mean side-lining the further education you have been planning to engage in. Sometimes the grass only appears to be greener on the other side. On the other hand, if you have considered ALL the pros and cons and still decide it would be best to take the plunge, a new position might bring exciting new challenges, greater fulfilment and the promise of a better, brighter future. Here are a few questions you should have clear answers to before you decide to make any big changes:

Why am I thinking about a new job? This should be the starting point for any discussion on this subject. Do you feel undervalued, underutilised, underdeveloped or underappreciated? Are you concerned about your future growth prospects or is it purely a financial consideration? Do you need a more balanced work/life situation or has your personal life changed to such an extent that your current employment situation has become arduous?

PROFUSION MAGAZINE

When your reasons for leaving are very emotional and you have not communicated these feelings to your employer, I would not recommend acting on them. They are based solely on your perception, and might not be entirely accurate. Many concerns such as succession planning can be discussed with management, without any negative impact on your relationship; you might be surprised to learn that they were planning to offer you that promotion at your evaluation next week! Other more contentious questions such as those concerning remuneration should also be addressed with management before drastic action such as resignation is considered. If the concern stems from a personal change, such as the relocation of a spouse or extensive travelling from home to work, there might be no other option than finding new employment.

What is happening at home? I would never recommend changing positions if you are planning to add to your family, as an employer who has had the advantage of your loyalty and skill for a long period would more likely be sympathetic to the absences that go along with the regular check-ups that accompany pregnancy, and many employers will only grant paid maternity leave after one full year of service. If you are considering engaging in any further studies, it is quite likely that your current employer would be more willing than a new employer to grant study leave or to contribute financially to your studies. Many employers’ policies state that no financial assistance will be given for further studies until you have been with them for at least a year. Furthermore, if your current employer has contributed to your studies, you may have to repay them if you decide to leave soon after completing the qualification. CONTINUES TO

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On the other hand, having a new baby might make it impossible to travel as much as you used to. A partner or family member who has fallen seriously ill may also affect your ability to fulfil the obligations of a fulltime position. These factors may necessitate a change in employment or even career path.

What are you looking for in a new position? If you do not have a clear idea of what you are looking for, do not start looking for a new position! This may seem self-evident to many of you, but we do find many people who have grown bored and think that a simple change of scenery will make all the difference. More often than not, this is not the case and the new environment is not enough of a challenge to stave off boredom. If you are bored, look into advanced studies or try and add to your current duties. If you realise that you would like to make drastic changes to what you do every day, but you are not entirely sure what you would like to do, do some serious introspection to determine where your passion lies before making any life-changing decisions. You may even benefit from meeting with a specialist and completing some personality and psychometric tests. Once you know what you would like to move in to, you can start looking for your ideal position.

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Remember, your employer invested in you, trained you, gave you exposure to new things, and paid your salary while you were getting up to speed, and so he or she deserves some return on that investment.

Conclusion In short, getting a new job can be one of the best decisions you will ever make and it is not my intention to discourage you, but just be sure to do it at a time when you will be up to the challenges that it brings. The important thing is to make this change once you know exactly what you want from your next position and so can be certain you will arrive at the desired outcome. Once all of these questions have been answered, you will know with certainty that taking the plunge will be rewarding and will bring you the success you deserve.

How long have you been with past employers? Do not job-hop! Even though many employers have become more forgiving in this regard, changing employers every 12 to 24 months is still frowned upon. Before accepting a new position, make sure that you are willing to commit to that employer for the foreseeable future.

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PROFUSION MAGAZINE


A NEW POSITION

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FEB | MAR 2018


FEB | MAR 2018

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PRO SELF

HEALTHY

HINTS SELF

ESTEEM CORNER OF

DELIGHT


makes everything better

HAVE YOU EVER WONDERED WHAT JUST ONE CUP OF TEA A DAY CAN DO FOR YOU IN A LIFETIME? The great thing about tea is that it doesn’t matter what season it is. You can have your tea as a hot beverage during the winter to keep you nice and warm or you can have your tea as a cold beverage during the summer to cool yourself down from the scorching heat.

Tea is made from leaves that come from a bush called Camellia sinensis. All these teas can benefit your health in many different ways. For starters, Green tea generally helps to detox all the sludge out of your system, which results in you losing weight, and in the process your metabolism becomes stronger. The tea stops your ingested calories from turning into fat. You find these teas in many herbal stores and you can even find some online such as Iaso tea.

You get three different types of teas: • Green tea • Black tea • Oolong tea

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D id yo u kn ow ? ND BRITAIN IS THE SECO G N BIGGEST TEA DRINKI IS NATION AS IRELAND ACTUALLY THE FIRST.

Black tea is black because the leaves go through a process called oxidation which turns the green leaves into a brownish colour. Black tea also contains caffeine and that is why when you drink black tea you become more alert. It is known to reduce the risk of diabetes, high cholesterol and kidney stones. Furthermore, the other common tea - Oolong tea is made from the same leaves that both black tea and green tea come from, but what separates this tea from the rest is that it is only partially fermented compared to the other two.

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Green tea comes from leaves that are not fermented and black tea comes from leaves that are fully fermented. Oolong tea avoids problems concerning bone loss and reduces the risk of cancer.

INFO@PROFUSIONMAG.CO.ZA

A FEW MORE HEALTHY TEAS ARE:

PRO

White tea - breaks down stored fat Mint tea cuts down your cravings Flavoured tea – this Is tea made with lavender and oranges and honey etc. all the fruits used in the tea contain antioxidants.

FUSION

TM

INSIGHT INSPIRE INVENT

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FEATURE

© Lassedesignen | stock.adobe.com.

WHAT IS YOUR PERSONALITY building your confidence TYPE AND by Danette Swanepoel WHAT CAREER IS BEST SUITED FOR YOU?

FEB | MAR 2018

PROFUSION MAGAZINE


Start with the small things:

There is a definite link between healthy personal goals, actively achieving them and having high self-esteem. Set small, easily achievable goals that will boost your success rate and set you on the right path. This will aid in confidence growth as you set larger goals for yourself and believe you can achieve them.

“I UNDERSTAND THAT

PEOPLE THINK I’M A DITZY MORON. I HAVE ALWAYS HAD REALLY LOW SELF-ESTEEM AND I STILL DO. “ THESE ARE

Create a positive image of yourself: If you are able to imagine

yourself completing the goals you desire, looking the way you want, being in a place that makes you happy or anything else at all, you are halfway to achieving it. Create an image of yourself doing this and include both body language and your feelings about this version of ‘yourself’. Practice this for a few minutes each day and make notes of what it is you are envisioning. This way, you can measure your successes and determine what misconceptions you have about your current self-image.

NOT WORDS THAT YOU WOULD ASSOCIATE WITH AN INTERNATIONAL SUPERSTAR! IN FACT, THIS IS A QUOTE FROM MARIAH CAREY AFTER HAVING RELEASED MULTIPLE CD’S, STARRED IN FIVE HOLLYWOOD MOVIES AND WON NUMEROUS AWARDS FOR HER VOCAL ABILITY. SHE IS JUST ONE FAMOUS EXAMPLE OF HOW BEING TALENTED AND BEAUTIFUL DOES NOT GUARANTEE GOOD SELF-ESTEEM.

Do what you are good at: Everybody has talent in numerous areas, whether it be cooking, organizing, painting or fixing cars. When you spend time doing what you excel at, the feeling of success contributes to the way you feel about yourself. Doing something you are not particularly good at may make you feel like a failure. Participating in activities that you enjoy will also allow you to rid yourself of negativity and reduce unnecessary stress.

Luckily it is not a case of ‘either you have it or you don’t’. Self-esteem can be developed by applying positive thinking and reinforcement. Building and maintaining a good self-image will affect how much control you think you have over your own life. Doing the following things will help you build a better selfesteem:

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Motivate others: By assisting others to

develop themselves, you are surrounding yourself with positivity. In doing this, you will recognize your own value and become aware of contributions that you can easily make.

Positive self -talk: The world is tough

enough without you beating yourself down as well. Rather focus on making positive statements by actively searching for things that you like about yourself. A good friend of mine went so far as to write sticky notes filled with positive affirmations. She stuck them all over her house to remind her throughout the day. It worked wonders.

Be yourself without compare:

Humans are notoriously good at comparing themselves to others. When we do this, we are comparing our weaknesses with somebody else’s strengths. This is very unfair and creates an obscured vision of yourself, in some cases influencing you to set unrealistic goals of who you should be. It is essential that you be yourself, but it is a very bad idea to strive to be someone else instead.

I understand that people think I’m a ditzy moron. I have always had really low self-esteem and I still do. Mariah Carey

Set clear goals that have a plan: Realistic, attainable goals make it

easy to be successful. The more goals you reach, the more confident you will be and the more your self-esteem will grow. Write your goals down, along with a clear plan of how to achieve them. This is one of the most effective ways to stick to it and attract success in any endeavour, building your self-esteem along the way.

FEB | MAR 2018

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SELF ESTEEM: BUILDING YOUR CONFIDENCE

Do something that scares you:

Overcoming our fears is among the fastest ways to improve confidence and perception of self. Once something is done, it becomes clear how easy it was all along – and you actually did it! Putting yourself outside of your comfort zone will force you to utilize skills you may never have known you had. Perhaps you will discover something new that you enjoy or excel at something else altogether. If it causes adrenalin, it will release endorphins that will certainly make you feel good about yourself. There are many ways to build self-esteem but you have to take the first step. Nobody is going to do it for you. The opinions of others stem from the same challenges that you face and they are constantly changing, making them completely unreliable. Improving your self-esteem will take time and the process is continual, but at the end of the day ‘the only people that you need to be better than is the person you were yesterday’.

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FEB | MAR 2018


ORNER

the Caravela

EVERY YEAR DURING THE WINTER THE HOTTEST SOUTH AFRICAN FESTIVAL COMES TO TOWN AND IS CELEBRATED AT MONTE CASINO, JOHANNESBURG.

The Portuguese festival is a warm welcoming festival for families and friends to join and celebrate Madeira day which happens annually on the 1st July in Portugal. This holiday was established when the Portuguese Constitution granted self-rule to the archipelago. The story of Caravela started when people from this small town decided to send the sailing vessel known as Caravela across seas to share their culture and discover foreign places. On each return voyage a Caravela crew member introduced the Portuguese people to different tastes, spices and flavours from lands for away. These flavours and spices were then added to their local dishes. Through this, the Portuguese people formed their cultural peri-peri chicken and spicy sea food dishes.

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ISSUE Olupta qui nonest, commossendi EVERY dolendam quaspis ea quam, nam es quis dictatum hil ipienet que dolesed mint as elis eum comnis endelig niatusa peroratur odic temquias This festival celebratesam,many famous undi as earciam arcit explabo. Quiaa niswide aut Portuguese foods. They serve od qui ipsam ipsum et quiatureseafood sam nostand eati variety of mouth-watering beribusdae am repro volor rerumquis acepumeat dishes with side salads and fresh da nduciunt fugitium esto exces queout qui refreshments. The other thingsatonis look doloresto eatestrupta lam il that ipienti occus for is their deliciousaut desserts melt in modi volland entione dolorem solupta sseryour mouth as you take that first bite. This nam, solupta volum traditional apieniti accatur? includes theirinum infamous caramel pudding. Ficiis mollat dolorero omnis delitiis aut eum aut modictus toadipsapit modis According many volupta people,tquibus Portuguese quam fuga. Magnati beatint, cus aut etur sus prawns are definitely a must have because etur sitae. Itasthe derist laborismagnatem saecabothat’s what culture well known for. If ris siminissi idunt vit hici volum facersp elenemyou’re not a big eater, fear not - no festival qui aut aut escillawithout cepratios demquam would be volore, complete music and et quiam aceptatur, temost ipictia volupta tecwhat better way to celebrate great food torum nostis es simporum dolent maximus que with the sounds of live bands performing omnimus torat. The Parlotones and Prime like Locnviille,

custom ceilings kitchen cabinets custom cupboards floating shelves headboards and much more...

PLACEHOLDER TEXT

circle. to name afew. Pumping DJs and Ra velluptas aut minctatiur sum volo velientertaining dancers including Robberia Forbes, quas sus and eos modit Markquae Pilgrim Nicolemagnatat. da Silva add extra flair to this grand event. Nequodi gendaesciate nonsequatia dolut fugia omnis festival repererum qui ipsam eat aut Thedolo Caravela is always trusted to laborpo rporpor ma nimus intiusdae voluptatur bring you a joyous time and you definitely simagnientis necus repediAlways is dolupic tendaerwon’t have di any regrets. remember orem quos net et issus de vel ius dit, ut that someone unknown once said fugias “Any vitiorit, sed mi, optiisq uistin consed quaeptatet Portuguese town looks like bride’s finery – peliam nihil old, ma quasit, ut mo dolecep tatur, something something new, something incia quidussomething sit odis alitblue.” ut accum rerovidunt, borrowed, omnim eatem re viducimus, simus pa neturent, quaspe nescipi enimpossimus apernam If you are every interested inautattending, quis de on doluptas sum dollore, sincto keepidelique an eye Computickets website, bea venis aute voluptatem quam aliqui bea where the tickets will be released for this sit, essed es quam imolore niatasp idenes eum year’s festival quam qui omnist, et landam as invelluptae plaborehent, occat eate nullit, et ressit, nihiliq uossima ximinve nimolor sit doloreptas exero optis et ad qui andunte volupta tibeat odissitis expliquas solesto torum kn ow ?sunt quae id yo u incius, D ducim nonet voluptae enissi sit et debitibus si vit erum arciatiur sum di inimolorem. Natus.

THE explique prate AL ISipsam Udis elendae non entius UG PORT IN aspiet ad UNTRYquunt pa quis que audit, volupta T CO LDES Ocus quatur, comnias PE . inctur accullam quidemEUROimil que volecti busdand eriaeperior aped unti con nobitatiatur a natatus sus ulparum natistem renti doloria vidella borerci tianditas derchil ium illitatecus, et, tenistiunt, qui sequunt, ad et PROFUSION MAGAZINE

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in:Art | in:Garden | in:Decor | in:Events

in:eeden your

in:style

life

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PRO

LEARN

LITTLE KNOWN

FACTS

PROS AND CONS OF E-LEARNING

READ IT

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Astronaut footprints on the moon will remain there forever as there is no wind to blow them away.

The final frontier

is so big that

1.3 MILLION can fit into it.

ET THAT SPINS N LA P LY N O Venus is the all the other planets. to d re pa m co BACKWARDS

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EVERY ISSUE

. If you scream in space nobody will be able to hear you.Reason being that space has no vibrating air molecules like earth. Instead space has large empty zones between stars and planets so there are no molecules to vibrate.

ON PLUTO LASTS FOR

If a star

passes too close to a black hole it can be torn into pieces.

old.

The moon is

Even though

You become taller in space and can

MERCURY IS

GROW

CLOSEST TO THE SUN, it is not the hottest planet.

UP TO 3%

is actually the HOTTEST

because you’re living in microgravity which makes your spine expand whereas here on earth the gravity compresses your spinal disks.

planet due to the gases it contains. PROFUSION MAGAZINE

FEB | MAR 2018


FEATURE

© Lassedesignen | stock.adobe.com.

Pros and WHAT cons of IS YOUR PERSONALITY TYPE AND by Danette Swanepoel WHAT CAREER IS BEST SUITED FOR YOU?

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WHEN BRITISH SCIENTISTS, DONALD DAVIES AND TIM BERNERS-LEE, BEGAN MATERIALIZING THEIR BIGGEST WORK, THE LARGEST TECHNOLOGICAL ADVANCEMENT THE WORLD HAD SEEN YET, NO-ONE FORESAW WHAT THE RESULTS WOULD BE. INVENTING THE INTERNET HAS HAD SUCH A DRAMATIC IMPACT THAT IT IS HARD TO ENVISION A LIFE WITHOUT IT. NOT ONLY CAN WE CONNECT AND SHARE INFORMATION EASILY WITH THE PRESS OF A BUTTON, WE ALSO HAVE THE OPPORTUNITY TO RUN BUSINESSES VIRTUALLY, WITHIN A GLOBAL MARKETPLACE. ANOTHER ADVANTAGE IS THAT ANYBODY CAN FURTHER THEIR EDUCATION, LEARNING NEW SKILLS FROM THE COMFORT OF HOME – REGARDLESS OF WHERE THEY ARE IN THE WORLD.

THE GOOD Learning venue and proximity: You can study from an academic institution, your room or in the safety of your favourite hideaway. You are also able to access lectures, workshops and courses that are offered elsewhere - on different continents, at different institutions and even for different course materials that may not be available in this country. Some are not able to attend traditional workshops and face-toface gatherings. Physical disabilities, distance, travelling costs, medical reasons and social issues are often responsible for this. Fortunately, online programs level the playing field for all learners and ensure equality for all.

Flexibility:

Instead of being constrained by normal teaching methods, you now have the flexibility to study in your own time. You can choose when to start, when to stop and how to divide your subject matter to fit into your schedule. This makes it a viable option for individuals who are studying part-time while working, raising a family or committed to other projects.

Affordability:

With such a wealth of information available, all you need is your computer and a reliable Internet connection. No costs need to be incurred for additional equipment and textbooks. There are no travelling expenses and no use of expensive libraries and other resources provided by an institution, including payment for a professor’s time spent at the lectern.

E-learning is creating quite a buzz and for good reason. The use of electronic media and technology to enhance what is being learnt is a distinct advantage for many people. While mostly done online, education is usually achieved in conjunction with traditional brick and mortar programs. Before embarking on such an endeavor, it is wise to do some research beforehand: PROFUSION MAGAZINE

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Accessibility:

It is almost impossible for students from remote or rural areas, without the necessary infrastructure, to attend brick and mortar programs. Now they have access to facilities that they never had before. They are able to gain a world-class education because they can enrol into classes from developed and successful institutions of their choice. This improves the educational standard in areas and countries that are suffering ineffective schooling systems or poor infrastructure.

THE BAD Accessibility:

While certainly an advantage, many locations do not have a reliable internet connection. This is a challenge as signal is essential.

Laziness

and

procrastination:

Flexibility is a benefit but it can be dangerous. Unmotivated students have a tendency to become lazy and procrastinate. They fall behind and seldom finish assignments.

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The lack of immediate feedback is demotivating and it can take several days to get a response to a question. Making the necessary time to stay focused and complete courses is pivotal to successful online learning. Nobody will do it for you and tomorrow promises an even bigger workload.

Computer proficiency:

technology

and

For learners who are inexperienced with the use of computer equipment, software or the internet, the reliance on this technology may be a bit overwhelming. Also, due to our current electricity problems, unreliable power sources or hardware can cause interruptions in learning.

Lack of social interaction: Although

an e-education offers the ability to study in privacy, it also isolates learners. Nonexistent social interaction is unquestionably a negative and for those who do not make an effort in this area, it may lead to feelings of despair.

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PROS AND CONS OF E LEARNING

Due to the fact that students seldom meet, they are unlikely to feel comfortable discussing difficult assignments with each other. There is very little support from peers and while professors do their best, help is never immediate. Unfortunately there is a bias against online learning. The high rate of failure and the lack of reputability of some of these courses make the value of the degree questionable. Little practical experience is acquired, which may result in someone else being hired. As with all obstacles, they are easily overcome. Enrol in an established program that has the required accreditation, stay motivated and volunteer your services to gain experience. The rapid success of this teaching method has ensured it is now included in traditional curriculums and this bias is disappearing. Whatever your reasons for pursuing your education, as Confucius said:

It does not matter how slowly you go, as long as you do not stop Confucius

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FEB | MAR 2018


R

EAD IT

The Kite Runner Author: Khalid Hosseini

Afghanistan, 1975: a twelve-year old child named Amir is desperate to enter the local kite fighting tournament and his loyal friend Hassan promises to help him win. However, neither of these boys can foresee what will happen to Hassan later on that afternoon. A tragic event takes place and shatters their lives. After that, the Russians invade Afghanistan and the family is forced to flee to America. Amir then realises that one day he must return to Afghanistan, under the Taliban rule, to find the one thing that his new world cannot grant. That one thing is redemption.

Animal farm

Author: George Orwell This book is an allegory, a simple fable based on animals. However, it relates back to the Russian Revolution that happened in 1917 and the early years of the Soviet Union. The story depicts what happens when the animals drive out Mr Jones and attempt to run the farm themselves. The animals live in a dystopian society where they live by a famous quote that says “all animals are equal, but some are more equal than others�. This line was lived by, by the communist revolution in Russia. The book paints us a perfect picture of how the higher class people lived compared to the lower class and how the Russian revolution turned out.

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TRAVEL

WORLD

NEWS RUBY SANDS BACK IN

TIME


https://i.imgur.com/MlZm84e.jpg

and water saving

by Ryette Dempsey

BEING OUR MOST VALUED RESOURCE AND COVERING SOME 70% OF THE PLANET, WATER IS A PART OF OUR EXISTENCE EASILY TAKEN FOR GRANTED. WITH ONLY 3% OF GLOBAL WATER BEING FRESH AND TWO THIRDS OF THAT BEING FOUND IN FROZEN GLACIERS OR IN PLACES RENDERING IT UNABLE FOR USE, A STAGGERING 1.1 BILLION PEOPLE WORLDWIDE LACK ACCESS TO WATER. PROJECTIONS HAVE DETERMINED THAT AT THE CURRENT CONSUMPTION RATE TWO THIRDS OF THE WORLD’S POPULATION MAY FACE WATER SHORTAGES BY 2025. As the world’s population is growing, already having surpassed seven billion, the pressing matter of an expanding human race relying on a finite amount of freshwater is becoming a cause for great concern.

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EVERY ISSUE

With the emphasis on melting ice caps and the increase of water in certain regions, the undeniable truth that global warming will increase drought in other areas has been neglected. Global warming affects evapotranspiration which is the movement of water into the atmosphere from land, water surfaces and plants due to evaporation and transpiration, the prevention of this will lead to increased drought in dry areas and the expansion of these dry areas. Scientists believe that even areas that remain relatively wet will experience long, dry conditions between extreme rainfalls. The amount of dry land affected by drought is expected to grow exponentially and water resources in these areas will decline rapidly. A vast majority of life on the planet is connected, in some or other way, to the supply of water and the availability thereof. Abuse of water resources is continuously threatening life forms that sustain human existence. The imbalance caused by the exhaustion of water supplies will impact our survival as well as that of most living things on Earth. Though drought indicators seemed to have shown some minor improvement, it is not nearly enough to ensure long term sustainability. With water shortage and drought situations worsening as time progresses, the irreversible impact on not only human life, but also the contribution to astounding economic loss as a result of agriculture and livelihood damage cannot be overlooked. Apart from not being able to survive without one of the most important resources, drought can cause water, food and national security hazards. Through careful monitoring and comparison of nonprescriptive drought information, the Global Drought Information System is an international effort to try and project accurately, worldwide drought data in a comparison format and inspire effective implementation of possible ways to educate as well as launch initiatives against the decline of water resources.

PROFUSION MAGAZINE

Implementing simple water conservation techniques in your day-to-day life, can aid the reduction of global water usage by half. Keep in mind the importance of water conservation, not only for our own survival, but that of future generations as well. Conserving water by making a little extra effort every day aids in protecting and strengthening natural ecosystems, supporting the survival of endangered species and focusing on keeping oceans, streams, lakes etc. clean and reducing damage of maritime ecosystems. There are so many reasons that water conservation should be moved to the top of the list of global importance, but the most pressing is the realization that our water supply is finite. We will wake up one day, too late, and realize that more should have been done to conserve and educate when we had the chance. Don’t let that be the case, every little effort helps. Educate yourself and those around you about the realities of declining water resources and conservation options. The world water supply is dwindling the reality is, it is the only water supply we’ll ever have.

FEB | MAR 2018


FEATURE

Exclusive Holiday Home by Lisa Dewberry

NOTHING IS MORE REJUVENATING THAN A BEACH HOLIDAY WHERE YOU CAN ENJOY A SWIM IN THE WARM SEA, DIG YOUR TOES INTO THE SAND AS YOU WATCH CHILDREN BUILDING SAND CASTLES OR SIP ON COCKTAILS WATCHING THE SUN SET OVER THE OCEAN. RUBY SANDS EXCLUSIVE HOLIDAY HOME, A SPACIOUS, FAMILY FRIENDLY, THREE BEDROOM HOLIDAY HOME IN THE HEART OF POPULAR BALLITO, LOCATED 50KM FROM DURBAN AND 17KM FROM KING SHAKA AIRPORT IN KWA ZULU NATAL, SOUTH AFRICA, IS THE PERFECT HOLIDAY RETREAT WHERE YOU CAN STAY TO ENJOY THESE EXPERIENCES. This self-catering, open plan holiday home which opened in January 2013, won the Certificate of Excellence 2016 from AccomoDirect.com and enjoys a spectacular location with tropical, wild scenery and bird life, just three roads away from the golden beaches of the Dolphin Coast. Ruby Sands accommodates between one to eight people and is available for booking ideally to a family of four adults and four children at an affordable price.

FEB | MAR 2018

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Enjoy a welcome drink and complimentary bottle of red wine when you arrive at the white walled, blue roofed holiday home which lends itself to a nautical theme at first glance. The interior of Ruby Sands is tastefully decorated in neutrals with splashes of colour and has beautiful paintings and sculptures adorning the walls. Special attention has been paid to the uniquely-styled bedrooms with loads of charm that have built in cupboards and fans with a family bathroom and separate guest toilet nearby. The master bedroom is elegantly decorated in a peach and silver Parisian theme and has an airconditioner and en-suite bathroom. Ruby Sands has another separate room with two single beds in a blue and green theme, while the children’s room with two bunk beds sleeps four children in a colourful, fun style. This comfortable holiday home has complimentary Wi-Fi, a large lounge with Hi-Fi and television with M-Net availability using your Smart Card, as well as a dining area with an airconditioner and fan. The kitchen is fitted with all necessary appliances including a fridge, microwave, dish washer, washing machine, tumble dryer and utensils and is perfect to make delicious family meals. In front of the house, double doors open up from the lounge and one of the bedrooms onto a balcony with outdoor furniture where you can sit and enjoy a magnificent view watching the sun set over the ocean.

Ruby Sands also has a large entertainment area with a built-in braai area and a boma to seat 10 people around a log fire. The balcony overlooks a large clean swimming pool and you can relax on one of the deck chairs under the umbrella reading a book or in the beautiful garden with extensive lawn where children can play. There’s no need for the family pooch to miss out on this holiday fun as this holiday home is dog friendly. Start each day with an early morning walk with your dog along the beach or end it with an evening run with your dog along the promenade. As the blue sky melts into fiery golds as the sun sets on a perfect family day, recount the adventures over a lively family supper on the patio before gathering at the boma to toast marshmallows while your dog dozes off. Ruby Sands is close to Clarkes Bay Beach, Salt Rock Beach, Shaka’s Rock Beach, Thompson’s Bay and Sheffield Beach and has a scuba gear storage facility and an outside shower on the property for when you return from the beach. Ballito beaches offer safe swimming due to the life guards monitoring the beaches and the shark nets in place, great fishing, dolphin sightings and surf waves. Visit the Clarkes Bay Grannies Pool which has a little tidal pool in the rocks where you can find seashore treasures or watch the ASP PRIME Mr Price Pro surfing contest, formerly known as the Gunston 500, which takes place in Ballito each year in July.

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Ruby Sands is within walking distance of shopping areas including a number of malls such as the Lifestyle centre, The Junction and The Ballito Bay Mall. There are plenty of restaurants, coffee shops and pubs in the shopping centres and on the beachfront. The Dolphin Coast also has many attractions from visiting the Harold Johnson Nature Reserve on the banks of the Tugela River, to dolphin and whale watching, deep sea fishing, microlight over the ocean or trying the 300km of mountain bike trails. Before you stay is over your should take the children to Animal Flag Farm, the Natal Sharks Board or uShaka Marine World.

PAGE 56

You could also practice your golf swing at the Princes Grant and Umhlali Golf Clubs, browse the Ballito Art Gallery or explore the King Shaka Heritage Route. Whether you want to go forest-paintballing or visit Crocodile Creek, the team at Ruby Sands are happy to book tour operators, restaurants and activities for you.

This holiday house offers first class hospitality with a manager living on site day and night to open and lock the premises and explain keys to you as well as friendly, well trained staff who service the house daily providing and changing linen and bath towels regularly.

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RUBY SANDS - EXCLUSIVE HOLIDAY HOME

The property has two automated lock-up garages with extra parking, is fully walled and has an electric fence with security gates on all doors.

It is well lit with a number of sky lights and has an alarm system with armed response as well as 24-hour guarded security at the entrance of the complex. Doctors, dentists and all emergencies services are all within close range to ensure you have a restful and safe stay. This fully equipped holiday home is the perfect haven by the sea to enjoy a chilled, fun-filled family holiday. Come relax at Ruby Sands, the ideal holiday home for your beach breakaway that will offer a truly unforgettable experience where you can create memories for the family album.

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FOR MORE INFORMATION OR TO BOOK YOUR STAY: +27 76 981 1134 | +27 82 900 8261

info@rubysands.co.za rubysands.co.za 16 Minerva South Road, Ballito, 4399, South Africa

FEB | MAR 2018


Red and white

RED AND WHITE ALL AROUND YOU - THE WARM FEELING OF FEBRUARY FOURTEENTH SPREADS ACROSS MANY COUNTRIES AROUND THE WORLD. THIS IS THE DAY OF LOVE, GIFTS AND HAPPINESS. PEOPLE GO OUT OF THEIR WAY TO REMIND THEIR PARTNERS OF HOW MUCH THEY LOVE AND APPRECIATE THEM. THOUGH IT HAS BEEN CELEBRATED THROUGH THE AGES - HAVE YOU EVER WONDERED WHERE IT CAME FROM? It all started in the third century when a Catholic church decided to feast in Valentines’ honour. Valentine’s day gets its name from the famous Saint Valentine who was believed to be a priest, though this is not what he was known for. He was also believed to be someone who always passionately stood up for love.

FEB | MAR 2018

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D id yo u kn ow ? In Victorian times it was bad luck to sign a Valentine’s day card About one billion Valentines day cards are exchanged each year Physicians of the 1800s used to advise their patients to eat chocolate to calm their pining for lost love. According to statistics, 73% of flowers sold are bought by men and only 27% are bought by women.

Mr Valentine used to arrange secret marriages because Emperor Claudius the Second had banned all marriages and engagements, believing that Roman men were bad soldiers if they were wed, as many did not want to leave their loved ones. In 269 A.D Claudius found out about what Valentine was doing behind his back and decided to throw Valentine in jail and sentence him to death. His death entailed him being beaten with stones and clubs however this method didn’t kill him so he was beheaded outside the Flaminian Gate. During the time that Valentine was in jail he met the jailers’ daughter and fell in love with her. When he was taken to serve his death sentence on the 14th February, he sent his beloved a love letter, which was written with ink that was squeezed from violets. This initiative came about when St. Valentine realised that there was absolutely no writing equipment available for him to write the letter. At the end of the letter Valentine signed it saying “from your Valentine”.

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START FILLING YOUR DECEMBER SPENDING POCKET NOW

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FEATURE

the importance of By Bruce Fleming CFP® Second Runner up: Financial Planning Institute’s Financial Planner of the Year 2014

MOST OF THE PEOPLE I SPEAK TO SEE LIFE INSURANCE AS A GRUDGE PURCHASE. THEY HAVE TO PAY PREMIUMS EVERY MONTH AND, ALTHOUGH SOME NEW GENERATION PRODUCTS OFFER SOME OF THE PREMIUMS BACK IN ONE WAY OR ANOTHER, THEY BELIEVE THEY WON’T LIVE TO SEE THE BENEFITS OF THESE PREMIUMS. Life cover therefore is the first thing to go if they run into financial difficulties. What they don’t realise however, is that if they don’t have this cover their dependants won’t have the money to pay for the expenses that are deemed to be more important, such as dance fees, should they die. Life insurance should not be seen in isolation, but should form part of a comprehensive financial plan, which will include retirement planning, investment and savings planning, risk planning and estate and succession planning. Life insurance will cover any shortfalls in the other areas of your plan as well as relieving the financial burden on your dependants. It should be reviewed each year at your annual review with your financial planner. Ideally one should take out life cover as soon as it becomes necessary (i.e. as soon as you accumulate debt or have dependants) and the younger you are the cheaper it is.

FEB | MAR 2018

PROFUSION MAGAZINE


Estate Expenses and Liquidity

I BELIEVE THESE ARE SOME OF THE MOST IMPORTANT REASONS FOR HAVING LIFE COVER:

Unfortunately dying can be an expensive business. They say there are two guarantees in life, death and taxes. Both of these apply in this case. Should your Estate be worth more than R3 500 000 (and the combined estate of you and your spouse has a value of more than R7 000 000) you may be liable for estate duty. You may also be liable for Capital Gains Tax when your estate is wound up, as the transfer of your assets to your beneficiaries is deemed to be a disposal and finally you will need cash in your estate to pay the Executor who will be winding up your estate. Many Estates don’t have sufficient liquidity in them to pay these costs as the assets are tied up in ‘non-liquid’ assets. The last thing you want therefore is for your Executor to sell assets in order to pay these liabilities.

Protecting your future income

In the event of your death, the income that you would have earned for the rest of your working career will suddenly cease. In most instances this will have a devastating financial impact on your dependants, not only in the short term but also in the long term. For example, assuming you are 30 years of age, your normal retirement age is 65 and your current monthly income is R20 000. Assuming your income increases at the rate of inflation and doesn’t take into account any promotional increases, bonuses etc. your family will lose out on a minimum of R28.6 million of income over your working life.

Business

If you own a business, there are risks to the business and to your estate should you pass away. Below are some of the more common risks:

Children’s expenses

If your children are still at home, life insurance will cover the financial burden of schooling and university. Assuming the monthly cost of school fees is R3 000, increasing annually at inflation, the capital cost of these school fees over a child’s school career will amount to approximately R635 000 per child. This does not even take into account other expenses such as books, school uniforms and school outings.

Will your business partners have sufficient capital to buy your estate out of the business? What is the cost to the business as a result of your death? Have you signed surety on behalf of the business for business loans, which will need to be repaid on your death?

Debt

We all have debt, be it the bond on your house, car debt or credit card debt, and this can run into millions of Rand. Many institutions will call in the debt on the death of the principle debtor. Life cover will help in relieving this burden on your dependants by paying off this debt in the event of your death. You should continually review your life cover to ensure it covers existing debt and any new debt you may have accumulated. You should also reduce your life cover as your debt reduces.

PROFUSION MAGAZINE

These are very real issues that can be solved simply by having sufficient life cover. Life cover will solve all the problems I have mentioned above and is therefore a very important component of your financial plan. It will give you and your family peace of mind that should you pass away, they will be able to grieve your passing without having to worry about present and future financial obligations, which could potentially cripple them.

FEB | MAR 2018



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