Your debt will also be split into the type of debt it is, whether it is an auto loan, or credit card debt or a collection. Make sure you are putting money into each section at a level you can comfortably handle to raise your credit every month.
REPORT ANY DISCREPANCIES ON YOUR CREDIT REPORT Analyze everything on your credit and ensure that everything is correct. Any hard inqueries or reported late payments that are incorrect should be reported immediately. The lender has 30 days to show proof of that report and if it isn’t provided, they drop it off of your credit. This can help boost your credit immensely. For this tip, another helpful thing is requesting a rapid rescore. Once you pay off, let’s say a large collection, ask for a receipt. You can call the credit bureau directly to request this. Knowing who to speak to and all the logistics can get complicated, so investing in a credit repair company may also be a great option with this.
GET ADDED AS AN AUTHORIZED USER Have a friend or family member that always pays their credit cards and other bills on time? Ask them if they can add you to their credit card as an authorized user. The information for that credit card will be reported on both their credit report and yours and this will not hurt them. As long as they continue to pay that bill on time, it is a win-win situation for both parties. It will help even more if the credit history you’re added to has a squeaky clean credit history, so be strategic in who you ask. Just keep in mind that any payments that they miss will effect you too. Need some official home services? We encourage you to look at zurkel.com that offers local services rated the best in all of Florida! Any questions? Please feel free to reach out to us: Premium Properties Real Estate Services 564 N Semoran Blvd Orlando, FL 32807 Interested in buying, selling or renting? We are here to help! Call us (407) 380-2800 or visit PremiumProperties.com - Adriana Nelson
PREMIUM PARTNERS . 407-380-2800 . PremiumProperties.com
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