Tacoma Daily Index, August 29, 2014 by Sound Publishing

Friday, August 29, 2014 ● Tacoma Daily Index LEGAL NOTICES Continued from Page 14 at the sale will be required to have in his/her possession at the time the bid- ding commences, cash, cashier’s check, or certified check in the amount of at least one dollar over the Beneficiary’s opening bid. In addition, the successful bidder will be required to pay the full amount of his/her bid in cash, cashier’s check, or certified check within one hour of the making of the bid. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The e f - fect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above described property. IX Anyone having any objec- tion to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale. THIS NOTICE IS THE FINAL STEP BE- FORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSIS- TANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1 -877-894HOME (1-877-894-4663) Web site: http://www.dfi.wa.gov/consumers/ h o m e o w n e r s h i p / post_purchase_counselors_foreclosu re.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/ h c c / f c / i n - dex.cfm?webListAction=searchandse archstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Website: http:// nwjustice.org/what-clear NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceeding under Chap- ter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with section 2 of this act. DAT- ED: 5/30/2014 REGIONAL TRUSTEE SERVICES CORPORATION Trustee By: MELANIE BEAMAN, AUTHORIZED AGENT Address: 616 1st Avenue, Suite 500 Seattle, WA 98104 Phone: (206) 340-2550 Sale Information: www.rtrustee.com A-4463721 08/ 29/2014, 09/19/2014 Re: HEATH, MICHAEL R & TERESA NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12523452-SH APN No.: 0122142034 Title Order No.: 120240076-WA-GSI Grantor(s): MICHAEL R HEATH, TERE- SA HEATH Grantee(s): MORTGAGE ELECTRONIC R E G I S T R AT I O N SYSTEMS, INC., AS NOMINEE FOR GOLF SAVINGS BANK, A WASHING- TON STOCK SAVINGS BANK Deed of Trust Instrument/Reference No.: 200308280856 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trus- tee, will on 10/3/2014, at 10:00 AM The 2ND floor entry plaza outside the County Courthouse, 930 Tacoma Ave- nue South, Tacoma, WA 98402 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from feder-

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LEGAL NOTICES

ally or State chartered banks, at the time of sale the following described real property, situated in the County of PIERCE, State of Washington, to-wit: THE NORTH HALF OF THE SOUTH HALF OF THE SOUTHWEST QUARTER OF NORTHWEST QUARTER OF SEC- TION 14, TOWNSHIP 22 NORTH, RANGE 1 EAST OF THE W.M. EXCEPT THE WEST HALF OF THE WEST HALF OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF SAID SECTION 14, EXCEPT THE 833.35 FEET THEREOF. EXCEPT THE SOUTH 60 FEET OF THE EAST 20 FEET THEREOF. AND EXCEPT THE NORTH 20 FEET THEREOF FOR COUNTY ROAD. SITUATE IN PIERCE COUNTY, WASHINGTON. More commonly known as: 8421 153RD ST NW, GIG HAR- BOR, WA 98329 which is subject to that certain Deed of Trust dated 8/ 21/2003, recorded 8/28/2003, under 200308280856 records of PIERCE County, Washington, from MI- CHAEL R HEATH AND TERESA HEATH, HUSBAND AND WIFE, as Grantor(s), to COMMONWEALTH TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRA- TION SYSTEMS, INC., AS NOMINEE FOR GOLF SAVINGS BANK, A WASH- INGTON STOCK SAVINGS BANK, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC R E G I S T R AT I O N SYSTEMS, INC., AS NOMINEE FOR GOLF SAVINGS BANK, A WASHING- TON STOCK SAVINGS BANK (or by its successors-in-interest and/or assigns, if any), to JPMorgan Chase Bank, Na- tional Association. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Gran- tor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $44,619.08 IV. The sum owing on the obligation s e - cured by the Deed of Trust is: The p r i n - cipal sum of $141,945.68, together with interest as provided in the Note from the 11/1/2011, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/3/2014. The defaults referred to in Paragraph III must be cured by 9/22/2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/22/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cash- iers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/22/2014 (11 days before the sale date) and before the sale, by the Bor- rower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written No- tice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME MICHAEL R HEATH AND TERESA HEATH, HUSBAND AND WIFE ADDRESS 8421 153RD ST NW, GIG HARBOR, WA 98329 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 9/19/2012. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afford-

ed an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCU- PANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLO- SURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LI- CENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING AS- SISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/ post_purchase_counselors_foreclosu re.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hud- portal/HUD or for Local counseling agencies in Washington: http:// www.hud.gov/offices/hsg/sfh/hcc/ f c / i n - dex.cfm?webListAction=searchandse archstate=WAandfilterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http:// nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Pur- chaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trus- tee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is in- tended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COL- LECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: MAY 30, 2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 2141 Fifth Avenue, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http:// wa.qualityloan.com TS No.: WA-12523452-SH A-4461007 08/29/ 2014, 09/19/2014

9705010309 Assessor’s Property Tax Parcel/ Account Number(s): 700085005-0 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY IN- FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE’S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, Marshall & Wei- bel, P.S. formerly known as Bishop, White, Marshall & Weibel, P.S. will on October 3, 2014 at 10:00 am at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Taco- ma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell at public auction to the highest bidder, payable, at the time of sale, the following described real property, situated in Pierce County, State of Wash- ington, to-wit; LOT 5 OF SKY ISLAND, ACCORD- ING TO PLAT RECORDED MAY 1, 1997 UNDER RECORDING NO. 9705010309, IN PIERCE COUNTY, WASHINGTON. which is subject to that certain Deed of Trust dated September 5, 2006, recorded September 12, 2006, under Auditor’s File No. 200609120644 records of Pierce County, Washington, from Catherine Howze-Carter and Rob- ert M. Carter, Wife and Husband, as Grantor, to Fidelity National Title, as Trustee, to secure an obligation in favor of Mortgage Electronic Registra- tion Systems, Inc. is a separate corporation that is acting solely as a nominee for LoanCity, a California Corpo- ration and its successors and assigns as beneficiary. U.S. Bank, National As- sociation is now the beneficiary of the deed of trust. The sale will be made without any warranty concerning the title to, or the condition of the property. II No action commenced by the Benefi- ciary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor’s default on the obligation secured by the Deed of Trust. III The default(s) for which this foreclosure is made is/are as follows: i) Failure to pay the following amounts, now in arrears: Amount due to reinstate by May 23, 2014: Delinquent Monthly Payments Due from 2/1/2012 through 5/1/2014: 6 payment(s) at $2629.97 12 payment(s) at $2624.76 10 payment(s) at $2682.36 Total: 74,100.54 Accrued Late Charges: $574.65 Recoverable Balance 2,264.73 Lender’s Other Fees 60.00 Subtotal $76,999.92 Less Suspense Balance ($30.00) TOTAL DEFAULT $76,969.92 IV The sum owing on the obligation secured by the Deed of Trust is: $306,562.78, together with interest from January 1, 2012 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on Oc- tober 3, 2014. The payments, late charges, or other defaults must be cured by September 22, 2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before September 22, 2014 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subse- quent payments, late charges, or other defaults, is/are cured and the Trus- tee’s fees and costs are paid. Pay- ment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after Sep- tember 22, 2014 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following address(es): Catherine Howze-Carter 18105 Sky Island Dr E Bonney Lake, WA 98391 Robert M Carter 18105 Sky Island Dr E Bonney Lake, WA 98391 Catherine Howze-Carter 18105 Sky Island Dr Bonney Lake, WA 98391 Robert M Carter 18105 Sky Island Dr Bonney Lake, WA 98391 by both first class and certified mail on April 12, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on April 12, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph 1 above, and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chap- ter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee’s Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest consti- tutes the limit of the bidder’s recourse against the Trustee and/or the Benefi- ciary. XI NOTICE TO ALL PERSONS AND PAR- TIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judg- ment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee’s sale; (3) The Guarantor will have no right to redeem the property after the Trustee’s sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guar- antor will have the right to establish the fair value of the property as of the date of the Trustee’s Sale, less prior li- ens and encumbrances, and to limit its liability for a deficiency to the differ- ence between the debt and the greater of such fair value or the sale price paid at the Trustee’s Sale, plus interest and costs. XII NOTICE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A

HOUSING COUNSELOR OR AN AT- TORNEY LICENSED IN WASHING- TON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (1-877-894-4663) Website: http://www.wshfc.org/ buyers/counseling.htm The United States Department of Housing and Urban Development: Telephone: (1-800-569-4287) Website: http://www.hud.gov/ offices/hsg/sfh/hcc/fc/index.cfm ?webListAction=search&searchstate =WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (1-800-606-4819) Website: http://nwjustice.org/whatclear DATE: May 22, 2014. BISHOP, MARSHALL & WEIBEL, P.S. FORMERLY KNOWN AS BISHOP, WHITE, MARSHALL & WEIBEL, P.S., Successor Trustee By:/s/William L. Bishop, Jr. 720 Olive Way, Suite 1201 Seattle, WA 98101 (206)622-7527 State of Washington)ss. County of King) On this 22nd day of May, 2014, before me, the undersigned, a Notary Public in and for the State of Washing- ton, duly commissioned and sworn, personally appeared William L. Bishop, Jr., to me known to be an Officer of Bishop, Marshall & Weibel, P.S. formerly known as Bishop, White, Mar- shall & Weibel, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein men- tioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. Name: Michael H. Hekman NOTARY PUBLIC in and for the State of Washington at King County My Appt. Exp: 01/25/2017 August 29, September 19

023.1237951 Howze-Carter, Cathe- rine & Carter, Robert M Reference Number(s) of Docu- ments assigned or released: 200609120644 Document Title: NOTICE OF TRUS- TEE’S SALE Grantor: Bishop, Marshall & Weibel, P.S. formerly known as Bishop, White, Marshall & Weibel, P.S. Grantee: Catherine Howze-Carter and Robert M. Carter, Wife and Hus- band Abbreviated Legal Description as Follows: LOT 5, SKY ISLAND, REC.

3017.1405501 Straley, Richard L, 2014-0006710 Reference Number(s) of Docu- ments assigned or released: 200201290363 Document Title: NOTICE OF TRUS- TEE’S SALE Grantor: Bishop, Marshall & Weibel, P.S. formerly known as Bishop, White, Marshall & Weibel, P.S. Grantee: Richard L Straley, a Married Man, as His Separate Estate Abbreviated Legal Description as Follows: LOT 50, STONEGATE TWO DIVISION TWO, VOL 55, PGS 56 THROUGH 59 Assessor’s Property Tax Parcel/ Account Number(s): 795352050-0 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY IN- FORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF TRUSTEE’S SALE I NOTICE IS HEREBY GIVEN that the undersigned Bishop, Marshall & Wei- bel, P.S. formerly known as Bishop, White, Marshall & Weibel, P.S. will on October 3, 2014 at 10:00 am at the 2nd floor entry plaza outside the Pierce County Courthouse, 930 Taco- ma Ave South, Tacoma, WA located at Pierce County, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in Pierce County, State of Wash- ington, to-wit; LOT 50, STONEGATE TWO DIVI- SION TWO, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 55 OF PLATS, PAGES 56 THROUGH 59, INCLUSIVE, IN PIERCE COUNTY, WASHINGTON. Continued on Page 16