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22’ 22” West a distance of 18.86 feet to the beginning of a curve to the left having a radius of 37.06 feet; Thence along the arc of said curve through a central angle of 68 degrees 00’ 10” a distance of 43.99 feet; Thence South 5 degrees 22’ 12” West a distance of 77.45 feet to the beginning of a curve to the right having a radius of 68.46 feet; Thence along the arc of the curve through a central angle of 19 degrees 56’ 28” a distance of 23.83 feet; Thence South 25 degrees 18’ 40” West a distance of 82.05 feet to the intersection with the West line of said Northwest Quarter of the Southwest Quarter being also the East line of said plat of Camano Shores Division No. 1; Thence North 0 degrees 17’ 29” East along the East line of said plat of Camano Shores, Division No. 1 a distance of 697.10 feet to the true point of beginning. (Also known as Tract A of Island County Short Plat No. 77 / 73 . 4 . 32 / 31 / 3, as approved August 8, 1979, and recorded August 10, 1979, under Auditor’s File No. 357308, records of Island County, Washington.) Commonly known as: 2278 Moody Lane Camano Island, WA 98282 which is subject to that certain Deed of Trust dated 05/07/05, recorded on 05/17/05, under Auditor’s File No. 4134320 and modified on 08/31/2006 and recorded on 09/21/2006 under AF#4182318, records of Island County, Washington, from Wayne L Stenstrom and Maria Clarissa Stenstrom, as Grantor, to Group 9, Inc., a Pennsylvania corporation, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, FA, a federal association, as Beneficiary, the beneficial interest in which was assigned by Federal Deposit Insurance Corporation as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA, by JPMorgan Chase Bank, National Association, its attorney-in-fact
Wednesday, August 6, 2014, Whidbey Classified, PAGE 17 Legal Notices
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to JPMorgan Chase Bank National Association, under an Assignment/Successive Assignments recorded und e r A u d i t o r ’s F i l e N o . 4332516. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/28/2014 Monthly Payments $12,128.60 Lender’s Fees & Costs $445.03 Total Arrearage $12,573.63 Trustee’s Expenses (Itemization) Trustee’s Fee $1,125.00 Title Report $758.73 Statutory Mailings $90.72 Recording Costs $14.00 Postings $ 8 0 . 0 0 To t a l C o s t s $2,068.45 Total Amount Due: $14,642.08 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $198,021.43, together with interest as provided in the note or other instrument evidencing the Obligation from 08/15/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 5, 2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/25/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time be-
fore 08/25/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/25/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Wayne L Stenstrom 2278 Moody Lane Camano Island, WA 98282 Wayne L Stenstrom 7432 47th Avenue Northwest Marysville, WA 98271 Maria C Stenstrom AKA Maria Clarissa Stenstrom 2278 Moody Lane Camano Island, WA 98282 Maria C Stenstrom AKA Maria Clarissa Stenstrom 7432 47th Avenue Northwest Marysville, WA 98271 Wayne L Stenstrom 7432 47th Avenue Northwest Tulalip, WA 98271 Maria C Stenstrom AKA Maria Clarissa Stenstrom 7432 47th Avenue Northwest Tulalip, WA 98271 Maria C Stenstrom AKA Maria Clarissa Stenstrom 4227 Strumme Road Bothell, WA 98012 Wayne L Stenstrom 4227 Strumme Road Bothell, WA 98012 Unknown Spouse and/or Domestic Partner of Maria C Stenstrom AKA Maria Clarissa Stenstrom 2278 Moody Lane Camano Island, WA 98282 Unknown Spouse and/or Domestic Unknown Spouse and/or Domestic Partner of Wayne L Stenstrom 2278 Moody Lane Camano Island, WA 98282 Unknown Spouse and/or Domestic Partner of Maria C Stenstrom AKA Maria Clarissa Stenstrom 7432 47th Avenue Northwest Marysville, WA 98271
Partner of Wayne L Stenstrom 7432 47th Avenue Northwest Marysville, WA 98271 Unknown Spouse and/or Domestic Partner of Maria C Stenstrom AKA Maria Clarissa Stenstrom 7432 47th Avenue Northwest Tulalip, WA 98271 Unknown Spouse and/or Domestic Partner of Wayne L Stenstrom 7432 47th Avenue Northwest Tulalip, WA 98271 Unknown Spouse and/or Domestic Partner of Maria C Stenstrom AKA Maria Clarissa Stenstrom 4227 Strumme Road Bothell, WA 98012 Unknown Spouse and/or Domestic Partner of Wayne L Stenstrom 4227 Strumme Road Bothell, WA 98012 by both first class and certified mail, return receipt requested on 03/27/14, proof of which is in the possession of the Trustee; and on 03/27/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are
not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 04/28/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7233.25881) 1002.266697File No. Legal No. WCW578743 Published: The Whidbey News Times, The South Whidbey Record. August 6, 27, 2014.
to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On August 15, 2014, at 10:00 AM. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of ISLAND, State of Washington: The West Half of the South Half of the North Half of the Southwest Quarter of the Southwest Quarter of Section 21, Township 30 North, Range 2 East of the Willamette Meridian. Situated in Island County, Washington. Commonly known as: 22897 State Route 525 Greenbank, WA 98253 which is subject to that certain Deed of Trust dated 05/15/07, recorded on 05/18/07, under Auditor’s File No. 4202444, records of ISLAND County, Washington, from Christoff H Schnobrich and Tracy A Schnobrich, Husband And Wife, as Grantor, to Chicago Title, as Trustee, to se-
cure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Peoples Bank, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Peoples Bank, its successors and/or assigns to Nationstar Mortgage LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4355415. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/07/2014 Monthly Payments $11,581.43 Lender’s Fees & Costs $284.52 Total Arrearage $11,865.95 Trustee’s Expenses (Itemization) Trustee’s Fee $1,125.00 Title Report $915.25 Statutory Mailings $22.44 Recording Costs $29.00 Postings $ 8 0 . 0 0 To t a l C o s t s $2,171.69 Total Amount Due: $14,037.64 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $276,203.40, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on
August 15, 2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/04/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/04/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/04/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Christoff H Schnobrich AKA Christoff Schnobrich 22897 State Route 525 Greenbank, WA 98253 Tracy A Schnobrich AKA Tracy Schnobrich 22897 State Route 525 Greenbank, WA 98253 Christoff H Schnobrich AKA Christoff Schnobrich 4014 Tree Frog Lane Langley, WA 98260 Tracy A Schnobrich AKA Tr a c y S c h n o b r i c h 4 0 1 4 Tree Frog Lane Langley, WA 98260 by both first class and certified mail, return receipt requested on 03/07/14, proof of which is in the possession of the Trustee; and on 03/07/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph
7303.25538 Grantors: Northwest Trustee Services, Inc. Nationstar Mortgage LLC Grantee: Christoff S c h n o b r i c h a n d Tr a c y Schnobrich, husband and wife Ref to DOT Auditor File No.: 4202444 Tax Parcel ID No.: R23021-0870300/468988 Abbreviated Legal: Section 21, Township 30 North, Range 2 East; Ptn. SW SW, Island Co., WA. Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. C O N TA C T A H O U S I N G COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost
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