Whidbey News-Times, May 14, 2014

Page 19

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suant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post purchase counselors foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On May 23, 2014, at 10:00 AM. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Island, State of Washington: Lot 9, Block 5, Plat of Patton’s Hillcrest Village, Division No. 1, as per Plat recorded in Volume 6 of Plats, pages 4 and 5, Records of Island County, Washington. Situate in the County of Island, State of Washington. Commonly known as: 1351 Orchard L o o p O a k H a r b o r, W A 98277 which is subject to that certain Deed of Trust dated 06/24/08, recorded on 07/01/08, under Auditor’s File No. 4232072, records of Island County, Washington, from Adam L. Karsh and Andrea R. Karsh, husband and wife, as Grantor, to Land Title & Escrow, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by GMAC Mortgage, LLC to Ocwen Loan Servicing, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4349995. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed

Wednesday, May 14, 2014, Whidbey Classified, PAGE 19 Legal Notices

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of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/09/2014 Monthly Payments $29,454.94 Late Charges $46.78 Lender’s Fees & Costs $4,412.25 Total Arrearage $33,913.97 Trustee’s Expenses (Itemization) Trustee’s Fee $315.00 Title Report $0.00 Statutory Mailings $84.32 Recording Costs $28.00 Postings $80.00 Sale Costs $0.00 Total Costs $507.32 Total Amount Due: $34,421.29 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $147,558.67, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 23, 2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/12/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/12/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/12/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Adam L. Karsh 1351 Orchard Loop Oak Harbor, WA 98277 Andrea R. Karsh aka Andrea Reneeskiff 1351 Orchard Loop Oak Harbor, WA 98277 Unknown Spouse and/or Domestic Partner of Andrea Reneeskiff aka Andrea R. Karsh 1351 Orchard Loop Oak Harbor, WA 98277 Unknown Spouse and/or Domestic Partner of Adam L. Karsh 1351 Orchard Loop O a k H a r b o r, WA 9 8 2 7 7 Adam L. Karsh 4153 Kimberly Way #B Oak Harbor, WA 98277 Andrea R. Karsh aka Andrea Reneeskiff 4153 Kimberly Way #B Oak Harbor, WA 98277 Unknown Spouse and/or Domestic Partner of Andrea Reneeskiff aka Andrea R. Karsh 4153 Kimberly Way #B Oak H a r b o r, WA 9 8 2 7 7 U n known Spouse and/or Domestic Partner of Adam L. Karsh 4153 Kimberly Way #B Oak Harbor, WA 98277 Adam L. Karsh 8020 240th Street Southwest Edmonds, WA 98026 Andrea R. Karsh aka Andrea Reneeskiff

8020 240th Street Southwest Edmonds, WA 98026 Unknown Spouse and/or Domestic Partner of Andrea Reneeskiff aka Andrea R. Karsh 8020 240th Street Southwest Edmonds, WA 98026 Unknown Spouse and/or Domestic Partner of Adam L. Karsh 8020 240th Street Southwest Edmonds, WA 98026 Adam L. Karsh 19545 25th Avenue Northeast Apt 2 Oak Harbor, WA 98277 Andrea R. Karsh aka Andrea Reneeskiff 19545 25th Avenue Northeast Apt 2 Oak Harbor, WA 98277 Unknown Spouse and/or Domestic Partner of Adam L. Karsh 19545 25th Avenue Northeast Apt 2 Oak H a r b o r, WA 9 8 2 7 7 U n known Spouse and/or Domestic Partner of Andrea Reneeskiff aka Andrea R. Karsh 19545 25th Avenue Northeast Apt 2 Oak Harbor, WA 98277 by both first class and certified mail, return receipt requested on 12/09/13, proof of which is in the possession of the Trustee; and on 12/09/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 01/09/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Vonn i e M c E l l i g o t t (425) 586-1900. (TS# 7069.27698) 1002.263261File No. Legal No. 556848 Published: The Whidbey News Times, The South Whidbey Record. April 23 and May 14, 2014.

S6390-02-00022-0/233303 Abbreviated Legal: Lt. 22, Clinton Heights 2 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On May 23, 2014, at 10:00 AM outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Island, State of Washington: Lot 2 2 , P L AT O F C L I N T O N HEIGHTS, DIVISION NO. 2, according to the plat thereof, recorded in Volume 10 of Plats, page 87, records of Island County, Washington. Situated in Island County, Washington Commonly known as: 4653 Elsica Drive Clinton, WA 98236 which is subject to that certain Deed of Trust dated 04/17/06, recorded on 04/24/06, under Auditor’s File No. 4168359, records of Island County, Washington, from Victor D Seely, a Married Man as His Separate Estate, as Grantor, to Chicago Title Company Island Division, as Trustee, to secure an obligation “Obligation” in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of IndyMac Bank, F.S.B., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Financial Freedom Acquisitions LLC., it’s successors and assigns to OneWest Bank, FSB, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4353004. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Note and Deed of Trust pursuant to paragraph 9(b)(i) “The property ceases to be the principal residence of a Borrower for reasons other than death and the Property is not the principal residence of at least one other Borrower” Amount due to satisfy as of 02/11/2014 Unpaid Principal Balance as of 8/20/2013 $202,539.22 Interest $50,766.03 Mortgage Insurance Premium $ 1 4 , 5 0 4 . 1 5 L e n d e r ’s & Fees $2,866.25 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $884.00 Statutory Mailings $42.16 Recording Costs $28.00 Postings $ 8 0 . 0 0 To t a l C o s t s $2,534.16 Total Amount Due: $273,209.81 IV. The sum owing on the Obligation is: Principal Balance of $202,539.22, together with interest as provided in the note or other instrument evidencing the Obligation from 07/20/13, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on

05/23/2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by before the sale, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale, the default(s) as set forth in paragraph III, together with accruing interest, advances costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Victor Seely aka Victor D Seely 4653 Elsica Drive Clinton, WA 98236 Joy N Seely 4653 Elsica Drive Clinton, WA 98236 Victor Seely aka Victor D Seely 4590 Island Avenue Northeast Bainbridge Island, WA 98110-2054 Joy N Seely 4590 Island Avenue Northeast Bainbridge Island, WA 98110-2054 Victor Seely aka Victor D. Seely c/o Becky McIntire 1010 Pico Boulevarde #8 Santa Monica, CA 90405 Joy N Seely c/o Becky McIntire 1010 Pico Boulevarde #8 Santa Monica, CA 90405 Victor D Seely c/o John T Seely, attorney in fact 4653 Elsica Drive Clinton, WA 98236 Joy N Seely c/o John T Seely, attorney in fact 4653 Elsica Drive Clinton, WA 98236 by both first class and certified mail, return receipt requested on 12/31/13, proof of which is in the possession of the Trustee; and on 12/31/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW

61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 02/11/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Nanci Lambert (425) 586-1900. ( T S # 7827.20526) 1002.262414File No. Legal No. 556853 Published: The Whidbey News Times, The South Whidbey Record. April 23 and May 14, 2014.

The Notice Agent named b e l ow h a s e l e c t e d t o give notice to creditors of the above-named Decedent. As of the date of the filing of a copy of this notice with the court, the Notice Agent has no knowledge of any other person acting as Notice Agent or of the appointment of a personal representative of the Decedent’s estate in the State of Washington. ­ According to the records of the court as are available on the date of the filing of this notice with the court, a cause number regarding the Decedent has not been issued to any other Notice Agent and a personal representative of the Decedent’s estate has not been appointed. A ny p e r s o n h av i n g a claim against the Decedent named above must, before the time the claim would be barred by any o t h e r w i s e a p p l i c a bl e statute of limitations, present the claim in the manner as provided in RCW 11.42.070 by serving on or mailing to the Notice Agent or the Notice Agent’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the Notice Agent’s Declaration and Oath were filed. The claim must be presented within the later of: (1) Thirty days after the Not i c e A g e n t s e r ve d o r mailed the notice to the creditor as provided under RCW 11.42.020 (2)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.42.050 and 11.42.060. This bar is effective as to claims against both the Decedent’s probate and nonprobate assets. Date of First Publication: April 30, 2014 The Notice Agent declares under penalty of perjury under the laws of the state of Washington that the foregoing is true and correct. SIGNED this 14th day of April, 2014, at Oak Harbor, Washington /s/ Colleen L. Hamblin COLLEEN L. HAMBLIN, Notice Agent /s/ Michael M. Waller MICHAEL M. WALLER, WSBA NO. 6310 Law Offices of Christon C. Skinner, P.S. A t t o r n e y s fo r N o t i c e Agent 791 SE Barrington Drive Oak Harbor, Washington 98277 Court of Notice Agent’s Oath and Declaration and Cause No.: 14-4-00089-0 Superior Court of Island County, Washington Cause No. 14-4-00089-0 Legal No. 557917 Published: The Whidbey News Times, The South Whidbey Record. A p r i l 3 0 , M ay 7 , 1 4 , 2014.

7827.20526 Grantors: Northwest Trustee Services, Inc. OneWest Bank, FSB Grantee: Victor D. Seely, a married man as his separate estate Ref to DOT Auditor File No.: 4168359 Tax Parcel ID No.:

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF ISLAND In the Matter of the Estate of: DANIEL F. CARTER, Deceased. No. 14-4-00090-3 PROBATE NOTICE TO CREDITORS RCW 11.40.030 The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the Decedent must, before the time the claim would be barred by any o t h e r w i s e a p p l i c a bl e statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020 (1)(c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.060. This bar is effective as to claims against both the Decedent’s probate and nonprobate assets. Date of First Publication: May 7, 2014 /s/ Michael M. Waller MICHAEL M. WALLER, WSBA No. 6310 Law Offices of Christon C. Skinner, P.S. Attorneys for Personal Representative 791 SE Barrington Drive Oak Harbor, Washington 98277 /s/ Linda L. Carter LINDA L. CARTER, Personal Representative Cour t of Probate Proceedings: ISLAND COUNTY SUPERIOR COURT Cause No. 14-4-00090-3 Legal No. 559851 Published: The Whidbey NOTICE OF AUCTION News Times, The South A P U B L I C AU C T I O N Whidbey Record. WILL BE HELD AT A-1 May 7, 14, 21, 2014. TOWING 1201 NE 16TH AVE OAK HARBOR WA 98277 ON Monday May IN THE SUPERIOR 19, 2014 AT 11:00AM. A COURT OF THE STATE THREE HOUR VIEWOF WASHINGTON ING PERIOD WILL BE IN AND FOR THE HELD PRIOR TO AUCCOUNTY OF ISLAND TION TIME WRECKED In the Matter of the Es- AND ABANDONED VEtate of: HICLES. MARGUERITE A. Legal No. 561545 WELCH, Published: The Whidbey Deceased. News Times, The South No. 14-4-00089-0 Whidbey Record. N O N - P R O B AT E N O - May 14, 2014. TICE TO CREDITORS

Legal Notices

Island County Declaration of Surplus Property Call For Bids. Island County Solid Waste is accepting bids for surplus property consisting of 120 bags (80 pounds each) of BENTO N I T E C L AY P OWDER. To view the proper ty or if you have questions about the property, contact the Island County Recycling and Hazardous Waste Coordinator, 360.679.7386, between the hours of 8:00 am and 4:00 pm Monday Fr i d ay. S e a l e d b i d s must be clearly marked “BID - Bentonite Clay” on the outside of the envelope and will be accepted until 4:30 pm, Monday, June 2, 2014 at the Island County Public Works customer service counter, 1 NE 6th Street, Coupeville, WA or by mail to Island County Public Works, P.O. Box 5000, Coupeville, WA 98239. Sealed bids must be received by that date and time to be considered. Bids will be opened and read by the Solid Waste Manager on Tuesday, June 3, 2014 at 10:00 am, in the Comm i s s i o n e r ’s H e a r i n g Room, Courthouse Annex, 1 NE 6th Street, Coupeville, WA. The highest responsible bidder shall be awarded as the successful bidder and will be notified that day. The successful bidder shall have 72 hours to complete the sales transaction and is responsible for taking possession of the surplus property located at the Coupeville Solid Waste Transfer Station, 20018 SR 20, Coupeville, WA. The County reserves the right to refuse any or all bids. Legal No. 560930 Published: The Whidbey News Times, The South Whidbey Record. May 10, 14, 2014.

NOTICE OF APPLICATION Island County has received the following app l i c a t i o n s fo r r ev i ew. This may be the only time to comment. File Number: 083/14 CZC, Applicant: Doris Fix, Location: R13335-444-2450, Oak Harbor Proposal: Applicant requests a Cer tificate of Zoning Compliance to continue Use of a Single Family Residence on a parcel currently zoned as Oak Harbor - Planned Industrial Park (OH-PIP). Parcel is near or contains wetlands & AICUZ noise zone. S t a f f C o n t a c t : Ja s o n Johnson, Ja.Johnson@co.island.wa.us FILES AVAILABLE FOR REVIEW: The application files are available for inspection, copies will be provided at the cost of reproduction. To request notice of hearings, or receive a copy of the decision or appeal procedures, mail your written request to the address below.

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