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IV. The sum owing on the Obligation is: Principal Balance of $434,912.55, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 24, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/13/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/13/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/13/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Patrick A. Adams 247 West Henni Road Oak Harbor, WA 98277 Denise A. Adams 247 West Henni R o a d O a k H a r b o r, W A 98277 Denise A. Adams 4320 Terrace Drive Oak Harbor, WA 98277 Patrick A. Adams 4320 Terrace D r i v e O a k H a r b o r, W A 98277 by both first class and certified mail, return receipt requested on 09/05/12, proof of which is in the possession of the Trustee; and on 09/06/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of
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Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 01/10/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.97183) 1002.226642File No. LEGAL NO. 473299 Published: Whidbey NewsTi m e s , S o u t h W h i d b e y Record. April 24, May 15, 2013.
tion if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING A S S I S TA N C E H o u s i n g counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telep h o n e : To l l - f r e e : 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On May 3, 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of ISLAND, State of Washington: Unit 4, Ridgehaven Condominium, according to Declaration thereof recorded May 15, 1992, under Auditor’s File No. 92008907, records of Island County, Washington; being a portion of Lot 24, Plat of Ridgehaven III and IV, according to the plat thereof recorded in Volume 13 of Plats, page 53, records of Island County, Washington. Situate in the County of Island, State of Washington. Commonly known as: 1121 Southwest Barrington Drive, #4 Oak Harbor, WA 98277 which is subject to that certain Deed of Trust dated 12/01/06, recorded on 12/07/06, under Auditor’s File No. 4188644, records of ISLAND County, Washington, from Lloyd L. Lam and Jessica Minder, Husband and Wife, as Grantor, to Land Title Company of Island County, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Alaska USA Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Alaska USA Mortgage Company, LLC, its successors and assigns to Green Tree Servicing LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4326131. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary
alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 12/18/2012 Monthly Payments $4,431.60 Late Charges $0.00 Lender’s Fees & Costs $117.18 Total Arrearage $4,548.78 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $660.90 Statutory Mailings $20.00 Recording Costs $14.00 Postings $ 7 0 . 0 0 To t a l C o s t s $1,764.90 Total Amount Due: $6,313.68 IV. The sum owing on the Obligation is: Principal Balance of $149,999.45, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 3, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/22/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/22/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/22/13 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Lloyd L Minder aka Lloyd Lam 1121 Southwest Barrington Drive, #4 Oak Harbor, WA 98277 Lloyd L Minder aka Lloyd Lam 351 Southwest 1st Avenue Oak Harbor, WA 98277 Jessica Minder 1121 Southwest Barrington Drive, #4 Oak Harbor, WA 98277 Jessica Minder 351 Southwest 1st Avenue Oak Harbor, WA 98277 by both first class and certified mail, return receipt requested on 11/01/12, proof of which is in the possession of the Trustee; and on 11/01/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever
will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USAForeclosure.com. EFFECTIVE: 12/18/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: N a n c i L a m b e r t (425) 586-1900. (TS# 7042.28416) 1002.232523File No. LEGAL NO. 467721 Published: Whidbey NewsTi m e s , S o u t h W h i d b e y Record. April 3, 24, 2013.
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF ISLAND In the Matter of the Estate of: F R E D R I C K H OWA R D CAVANAGH, Deceased. No. 13-4-00068-9 PROBATE NOTICE TO CREDITORS RCW 11.40.030 The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the Decedent must, before the time the claim would be barred by any o t h e r w i s e a p p l i c a bl e statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided u n d e r R C W 11.40.020(1)(c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.060. This bar is effective as to claims against both the Decedent’s probate and nonprobate assets. Date of First Publication: April 17, 2013 /s/ MICHAEL M. WALLER, WSBA No. 6310 Law Offices of Christon C. Skinner, P.S. Attorneys for Personal Representative 791 SE Barrington Drive Oak Harbor, Washington 98277 /s/ R O B E R T C A V A NAGH, Personal Representative Cour t of Probate Proceedings: ISLAND COUNTY SUPERIOR COURT Cause No. 13-4-00068-9 LEGAL NO. 472440 Published: Whidbey News-Times, South Whidbey Record. April 17, 24, May 1, 2013 7314.01874 Grantors: Northwest Trustee Services, Inc. GMAC Mortgage, LLC Grantee: Eletese D. Howard, a single person Ref to DOT Auditor File No.: 4246888 and Re-Recorded on 10/06/2009 with AF# 4261441 Tax Parcel ID No.: S6423000000A2 Abbreviated Legal: Unit A-2,The Courtyard, A Condominium Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportu-
nities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web s i t e : http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Tollfree: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Te l e p h o n e : To l l - f r e e : 1-800-606-4819. Web site: http://nwjustice.org/whatclear. I. On May 3, 2013, at 10:00 a.m. outside the main entrance of the Island County Annex Building near the Veteran’s Memorial at 1 NE 6th Street in the City of Coupeville, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Island, State of Washington: Unit A-2, the Courtyard, a condominium, according to Declaration thereof recorded April 10, 1991 under Auditor’s File Number 91004968, records of Island County, Washington, being all of Lot B of the City of Oak Harbor Short Plat No. 8-90, as approved August 8, 1990 and recorded August 10, 1990 in Volume 2 of Short Plats, page 250, under Auditor’s File Number 90015308, records of Island County, Washington. Situate in the County of Island, State of Washington. Commonly known as: 730 Southeast 8th Avenue A102 Oak Harbor, WA 98277 which is subject to that certain Deed of Trust dated 03/13/09, recorded on 03/19/09, under Auditor’s File No. 4246888 and Re-Recorded on 10/06/2009 with AF# 4261441, records of Island County, Washington, from Eletese D. Howard, an unmarried individual, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Peoples Bank, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Peoples Bank its sucessors and assigns to GMAC Mortgage, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 4322986. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 12/26/2012 Monthly Payments $18,495.46 Late Charges $657.60 L e n d e r ’s F e e s & C o s t s
$1,508.25 Total Arrearage $20,661.31 Trustee’s Expenses (Itemization) Trustee’s Fee $675.00 Title Report $644.00 Statutory Mailings $94.00 Recording Costs $80.00 Postings $ 1 4 0 . 0 0 To t a l C o s t s $1,633.00 IV. The sum owing on the Obligation is: Principal Balance of $148,487.98, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 3, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/22/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/22/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/22/13 (11 days before the sale date), and before the sale by the B o r r o w e r, G r a n t o r, a n y Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Eletese Howard aka Eletese D. Howard 730 Southeast 8th Avenue A102 Oak Harbor, WA 98277 Eletese Howard aka Eletese D. Howard 1402 East College Avenue Apt 108B Normal, IL 61704 Unknown Spouse and/or Domestic Partner of Eletese Howard aka Eletese D. Howard 730 Southeast 8th Avenue A102 Oak Harbor, WA 98277 Unknown Spouse and/or Domestic Partner of Eletese Howard aka Eletese D. Howard 1402 East College Avenue Apt 108B Normal, IL 61704 by both first class and certified mail, return receipt requested on 10/30/12, proof of which is in the possession of the Trustee; and on 10/30/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and a l l t h o s e w h o h o l d b y, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportu-
LEGAL NOTICE: The Board of Commissioners of the Por t of Coupeville invites interested parties residing in Port Commissioner District Three (from Admirals Cove south to one quarter mile above the intersection of Route 5 2 5 a n d M u t i n y B ay Road) to apply for an interim appointment to the Board. The term of the appointment will be from May 8, 2013 through November 26, 2013. Applications will be accepted until 4:00 pm May 3, 2013 at the Port Office, #24 Front Street, Coupev i l l e , P. O. B ox 5 7 7 , Coupeville, WA 98239. Applicants will be interviewed by the Board at its regular monthly public meeting at the Sno-Isle Library at 10:00 am, May 8, 2013. The Board also invites residents of Port Commissioner District Three to file with the Island County Auditor/Elections Department for the process of being elected to the Board. The filing period is May 13 through May 17, 2013 and the election will be held on November 5, 2013. The term of office of the elected party will be from November 27, 2013 through December 31, 2017. Questions may be addressed to the Executive Director of the Port a t t e l e p h o n e nu m b e r (360) 678-5020, email: executivedirector@portofcoupeville.org LEGAL NO. 474352 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. April 20, 24, 27, May 1, 2013. 7042.28416 Grantors: Northwest Trustee Services, Inc. Green Tree Servicing LLC Grantee: Lloyd L. Lam and Jessica Minder, husband and wife Ref to DOT Auditor File No.: 4188644 Ta x P a r c e l I D N o . : 801100000040 Abbreviated Legal: Unit 4, Ridgehaven Condo Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR O R A N AT T O R N E Y L I CENSED IN WASHINGTON NOW to assess your situation and refer you to media-
STATE OF WASHINGTON ISLAND COUNTY SUPERIOR COURT In re the Dependency of: BRICKER-LYTLE, Trayton b.d. 12/17/02 N O . 1 3 7-00015-9 N OT I C E A N D S U M MONS BY PUBLICATION - TERMINATION THE STATE OF WASHINGTON TO: STACY PERRON, Mother A Termination Petition was filed on January 23, 2013; A preliminary hearing will be held on this matter on May 29, 2013 at 9:30 a.m. at Island County Super ior Court, 101 N.E. 6th St., Coupeville, WA 98239. You are notified that a petition has been filed in this matter requesting that your parental rights to the above-named child be terminated. You h ave i m p o r t a n t l e g a l rights and you must take steps to protect your interests. This petition could result in permanent loss of your parental rights. THE ABOVE N A M E D I D I V I D UA L S ARE SUMMONED TO APPEAR at said hearing regarding your child. If you fail to appear at the preliminary hearing, the court will take evidence against you, make findings of fact, and order that your parental rights be terminated, without further notice to you. To request a copy of the Notice, Summons, and Te r m i n a t i o n Pe t i t i o n , and/or to view information about your rights in this proceeding, go to www.atg.wa.gov/TRM.as px. DATED this 20th day of March, 2013. By: Debra Van Pelt, Island County Clerk. LEGAL NO. 468243 P u bl i s h e d : W h i d b ey News-Times, South Whidbey Record. April 10, 17, 24, 2013.
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