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Legal Notices Continued from previous page..... dance with RCW 61.24.060. If the Trustee’s Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder’s recourse against the Trustee and/or the Beneficiary. XI NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee’s sale; (3) The Guarantor will have no right to redeem the property after the Trustee’s Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee’s Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value Or the sale price paid at the Trustee’s Sale, plus interest and costs. XII NOTICE THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to
keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: T e l e p h o n e : (1-877-894-4663) W e b s i t e : http://www.commerce.wa.gov/site/1356/default.aspx The United States Department ofHousing and Urban Development: T e l e p h o n e : (1-800-569-4287) Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAct i o n = s e a rc h & s e a rc h state= WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: T e l e p h o n e : (1-800-606-4819) Website: http://nwjustice.org/what-clear EFFECTIVE DATE: November 1, 2012 BISHOP, WHITE, MARSHALL & WEIBEL, P.S., Successor Trustee /s/ William L. Bishop, Jr. William L. Bishop, Jr. 720 Olive Way, Suite 1201 Seattle, WA 98101 (206) 622-7527 State of Washington ss. County of King On this 30th day of October, 2012, before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared William L. Bishop, Jr., to me known to be an Officer of Bishop, White, Marshall & Weibel, P.S., the corporation that executed the foregoing instrument and acknowledged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned, and on oath states that they are authorized to execute the said instrument. WITNESS my hand and official seal hereto affixed the day and year first above written. /s/ Andrew Namkung Andrew Namkung NOTARY PUBLIC in and for the State of Washington at King County My Appt. Exp: 5/11/2016 Date of first publication: 02/08/13 Date of last publication: 03/01/13 PO736303 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Friday, February 8, 2013 • Port Orchard Independent
For Kitsap Countywide Legal listings, please turn to Real Estate Now/Kitsap Classifieds If you have filed bankruptcy or have been discharged in bankruptcy, this communication is for informational purposes only and is not intended as an attempt to collect this debt from you personally. NOTICE OF TRUSTEE’S SALE TO: Walden-Piper Properties, LLC Occupants of the Premises Dennis Morrow Westsound Trust Dianne Morrow Darlene Piper John Doe Piper I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Rainier Foreclosure Services, Inc., will on March 8, 2013, at the hour of 10:00 a.m., outside the front entrance of the Kitsap County Courthouse 614 Division Street, in the City of Port Orchard, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Kitsap, State of Washington, to wit: Parcel A: The North 3/5 of the South half of the North 10 acres, more or less, of Government Lot 2, Section 30, Township 25 North, Range 2 East, W.M., in Kitsap County, Washington, said 10 acres being all in Lot 2; EXCEPT that portion heretofore deeded to August Sandell in Volume K of Deeds, page 618; AND EXCEPT portion conveyed to David A. Anderson in Volume S of Deeds, page 140; AND EXCEPT the West 30 feet conveyed to Kitsap County for County Road No. 232, under Auditor’s File No. 9356660; Parcel B: The South 1/5 of the North quarter of Government Lot 2, Section 30, Township 25 North, Range 2 East, W.M., in Kitsap County, Washington; EXCEPT the West 30 feet conveyed to Kitsap County for CountyRoad No. 232, under Auditor’s File No. 935660. Parcel C: Tidelands of the second class to line of extreme low tide adjoining the South half of the North half of the North half of Government Lot 2, Section 30, Township 25 North, Range 2 East, W.M., in Kitsap County Washington; Except Lots A, C, D, E, F and G, Short Plat No. 7298, recorded under Auditor’s File No. 200803280043, being a Portion of Government Lot 2, Section 30, Township 25 North, Range 2 East, W.M., in Kitsap County, Washington; Now Known as Lots B, H, J and K of Short Plat No. 7298 as recorded
under Auditor’s File No. 200803280043, being a portion of Government Lot 2, Section 30, Township 25 North, Range 2 East, W.M. (Tax Parcel No. 302502-1-057-2009, 302502-1-063-2001, 302502-1-064-2000, 302502-1-065-2009). the postal address of which is more commonly known as: Lots B, H, J and K (vacant land), Bremerton, Washington 98310, which is subject to that certain Deed of Trust, dated January 19, 2007, recorded January 22, 2007, under Auditor’s File No. 200701220113, records of Kitsap County, Washington, from Walden-Piper Properties, LLC, a Washington Limited Liability Company, as Grantor, to secure an obligation in favor of Westsound Bank. The beneficial interest is now held by 2010-1 RADC/CADC Venture, LLC, following closure of Westsound Bank by the Washington Department of Financial Institutions and the appointment of the Federal Deposit Insurance Corporation (“FDIC”), as receiver, and transfer of this loan by the FDIC to 2010-1 RADC/CADC Venture, LLC, under Assignment of Real Estate Deed of Trust dated August 26, 2010 and recorded under 201012020066, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The Default for which this foreclosure is made is as follows: Failure to pay when due the following amounts which are now in arrears: Payments: LOAN MATURED 12/1/09, at which time all principal and interest became fully due and payable. Principal balance: $419,195.49 Interest due as of November 8, 2012: $95,008.07 Additional Default Interest due as of November 8, 2012: $129,393.59 Late charges of Five (5%) percent for each monthly payment not made within 15 days of its due date: $5,797.82 Lender Tax Advance: $4,280.30 TOTAL PAYMENT AND LATE CHARGES: $653,675.27 Per Diem $206.73 *plus all attorney’s fees and costs and foreclosure fees and costs incurred. Default other than failure to make monthly payments:
Tax Parcel No. 302502-1-057-2009: Delinquent General Taxes for 2010 in the amount of $910.44, plus applicable interest and penalties. Delinquent General Taxes for 2011 in the amount of $789.26, plus applicable interest and penalties. Delinquent General Taxes for 2012 in the amount of $815.82, plus applicable interest and penalties. Tax Parcel No. 302502-1-063-2001: Delinquent General Taxes for 2010 in the amount of $1,011.98, plus applicable interest and penalties. Delinquent General Taxes for 2011 in the amount of $1,052.56, plus applicable interest and penalties. Delinquent General Taxes for 2012 in the amount of $1,016.20, plus applicable interest and penalties. Tax Parcel No. 32502-1-064-2000: Delinquent General Taxes for 2010 in the amount of $1,011.98, plus applicable interest and penalties. Delinquent General Taxes for 2011 in the amount of $998.04, plus applicable interest and penalties. Delinquent General Taxes for 2012 in the amount of $964.48, plus applicable interest and penalties. Tax Parcel No. 302502-1-065-2009: No Taxes assessed IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $419,195.49, together with interest as provided in the note or other instrument secured and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 8th day of March, 2013. The defaults referred to in paragraph III must be cured by the 8th day of March, 2013 (the sale date) to cause a discontinuance of the sale. The sale may be terminated any time before the 8th day of March, 2013, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the principal and interest plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or deed of trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower or Grantor at the following addresses: Walden-Piper Properties, LLC At: 1521 SE Piperberry Way, Ste 102,Port Orchard, WA 98366 c/o Dennis Morrow, Registered Agent PO Box 1014, Port Orchard, WA 98366 c/o Dennis Morrow, Registered Agent 2497 Bethel Road SE, STE 201, Port Orchard, WA 98366 c/o John doe Piper, Spouse of Darlene Piper, Member 4254 Panther Lake, Bremerton, WA 98312 c/o Darlene Piper, Member 4254 Panther Lake, Bremerton, WA 98312 Dianne Morrow A l l at: 5067 Geiger RD SE, Port Orchard, WA 98367 Dennis Morrow PO Box 1014, Port Orchard, WA 98366 by both first class and certified mail on September 28, 2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on September 30, 2012, when said written Notice of Default and/or the Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has in his possession proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing, to any person requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections, if they bring a lawsuit to restrain the sale, pursuant to R.C.W. 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale. X. NOTICE TO OCCUPANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of
trust, including nontenant occupants. After the 20th day following the sale the purchaser has the right to evict non-tenant occupants by summary proceedings under the unlawful detainer act, chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. NOTICE TO GUARANTORS: Any guarantor of the obligation secured by the deed of trust may be liable for a deficiency judgment to the extent the sale price obtained at the trustee’s sale is less than the debt secured by the deed of trust. All guarantors have the same rights to reinstate the debt, cure the default or repay the debt as is given to the Grantor and Borrower in order to avoid the trustee’s sale. Any guarantor will have no right to redeem the property after the trustee’s sale. Subject to such longer periods as are provided in the Washington deed of trust act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee’s sale, or the last trustee’s sale under any deed of trust granted to secure the same debt. In any action for a deficiency, a guarantor will have the right to establish the fair value of the property as of the date of the trustee’s sale, less prior liens and encumbrances, and to limit the guarantor’s liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee’s sale, plus interests and costs. DATED: December 5, 2012. RAINIER FORECLOSURE SERVICES, INC., Successor Trustee By: /s/ Laurin S. Schweet Laurin S. Schweet, President Rainier Foreclosure Services, Inc. c/o c/o SCHWEET RIEKE & L I N D E , PLLC 575 S. Michigan Street Seattle, WA 98108 (206) 275-1010 STATE OF WASHINGTON ss. COUNTY OF KING On this day before me, the undersigned, a Notary Public in and for the State of Washington, duly commissioned and sworn, personally appeared Laurin S. Schweet, to me known to be the President of the corporation that executed the foregoing NOTICE OF TRUSTEE’S SALE, and acknowl-
edged the said instrument to be the free and voluntary act and deed of said corporation, for the uses and purposes therein mentioned and on oath stated that he is authorized to execute the said instrument. Given under my hand and official seal on December 5, 2012. /s/ Maureen A. Fitzgerald Maureen A. Fitzgerald Notary Public in and for the State of Washington, residing at: Seattle My commission expires: 9/27/16 Date of first publication: 02/08/13 Date of last publication: 03/01/13 PO736304 WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE If you have filed bankruptcy or have been discharged in bankruptcy, this communication is for informational purposes only and is not intended as an attempt to collect this debt from you personally. NOTICE OF TRUSTEE’S SALE TO: Walden-Piper Properties, LLC Occupants of the Premises Dennis Morrow Westsound Trust Dianne Morrow Donald M. Ryan Darlene Piper John Doe Piper I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Rainier Foreclosure Services, Inc., will on March 8, 2013, at the hour of 10:00 a.m., outside the front entrance of the Kitsap County Courthouse, 614 Division Street, in the City of Port Orchard, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Kitsap, State of Washington, to wit: That portion of the Southwest quarter of the Southeast quarter of Section 2, Township 23 North, Range 1 East, W.M., in Kitsap County, Washington, described as follows: Beginning at the Southeast corner of said Southwest quarter of the Southeast quarter; thence West 660 feet; thence North 345 feet; thence East 660 feet; thence South 345 feet to Beginning; EXCEPT South 30 feet and West 30 feet conveyed to Kitsap County for road purposes by deed recorded under Auditor’s File No.
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