Tacoma Daily Index, December 17, 2012

Page 26

Page 26 LEGAL NOTICES Continued from Page 25 tion as provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warran-­ ty, expressed or implied, regarding ti-­ tle, possession or encumbrances on December 28, 2012. The defaults re-­ ferred to in Paragraph III must be cured by December 17, 2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before December 17, 2012 (11 days before the sale) the de-­ faults as set forth in Paragraph III are cured and the Trustee’s fees and costs are paid. Payment must be in cash, cashier’s check or certified checks from a State or federally char-­ tered bank. The sale may be terminat-­ ed any time after December 17, 2012 (11 days before the sale date) and be-­ fore the sale by the Borrower, Grantor, any Guarantor, or the holder of any record junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the ob-­ ligation and/or Deed of Trust, and cur-­ ing all other defaults. VI. A written Notice of Default was trans-­ mitted by the Beneficiary or Trustee to the Borrowers and Grantors at the fol-­ lowing addresses: McGowan Rentals, LLC 310 - 29th Street NE Puyallup, Washington 98372 McGowan Rentals, LLC 12815 Canyon Road East, Suite F Puyallup, Washington 98373 McGowan Rentals, LLC 18008 - 15th Avenue East Spanaway, Washington 98387 McGowan Rentals, LLC Ryan C. McGowan, Registered Agent 12815 Canyon Road East, Suite F Puyallup, Washington 98373 Clark R. McGowan, Guarantor 6620 - 58th Avenue East Puyallup, Washington 98371 Penny L. McGowan, Guarantor 6620 - 58th Avenue East Puyallup, Washington 98371 by both first-class and certified mail on July 25, 2012, proof of which is in the possession of the Trustee; and the Borrowers and Grantors were person-­ ally served on July 25, 2012, with said written Notice of Default, or the written Notice of Default was posted in a con-­ spicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. To the best of the Trustee’s knowl-­ edge and belief, Grantor is not an ac-­ tive member of the United States mili-­ tary force. IX. The effect of the sale will be to deprive Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. X. NOTICE TO GUARANTOR, the Guaran-­ tor may be liable for a deficiency judg-­ ment to the extent the sale price ob-­ tained at the Trustee’s Sale is less than the debt secured by the Deed of Trust. In any action for a deficiency, the Guarantor will have the right to es-­ tablish the fair value of the property as of the date of the Trustee’s Sale, less prior liens and encumbrances, and to limit its liabilities for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee’s Sale, plus interest and costs. The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee’s Sale. The guaran-­ tor will have no right to redeem the property after the Trustee’s Sale. Any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt (subject to such longer periods as are provided in RCW 61.24).

Monday, December 17, 2012 ● The Tacoma Index LEGAL NOTICES

LEGAL NOTICES

LEGAL NOTICES

LEGAL NOTICES

LEGAL NOTICES

XI. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. Service of process of any lawsuit or legal action may be made upon Phillips Wesch Burgess PLLC, whose address is 724 Columbia Street NW, Suite 140, Olympia, Wash-­ ington 98501. XII. NOTICE TO OCCUPANTS OR TEN-­ ANTS, the purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the Owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN AT-­ TEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED this 21st day of September, 2012. PHILLIPS WESCH BURGESS PLLC, Trustee By: /s/ Richard G. Phillips, Jr. Richard G. Phillips, Jr., Member 724 Columbia Street NW, Suite 140 Olympia, Washington 98501 360.742.3500 November 26, December 17

to pay the following estimated amounts, costs and fees to reinstate the Deed of Trust. Costs and Fees: Title Report $ 1,067.63 Trustee Fees $ 2,500.00 Attorney Fees $ 1,204.75 Posting of Notices and Service $ 80.00 Recording Fees $ 82.00 Statutory Copying/ Mailing Costs $ 160.00 Subtotal: $ 5,094.38 Total Current Estimated Amount: $ 312,346.59 The estimated amounts that will be due to reinstate on December 17, 2012 (11 days before the sale date): Additional Arrearages: Accruing Interest to December 17, 2012 $ 1,109.15 Additional Costs and Fees: Publication Fee $ 1,500.00 Subtotal: $ 2,609.15 Total Estimated Reinstatement Amounts Due on December 17, 2012 (11 days before the sale date): $314,955.74 IV. The sum owing on the obligation se-­ cured by the Deed of Trust is: the prin-­ cipal sum of $307,252.21; together with interest on the unpaid principal balance as provided in the note or oth-­ er instrument; and such other costs and fees as are due under the obliga-­ tion as provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warran-­ ty, expressed or implied, regarding ti-­ tle, possession or encumbrances on December 28, 2012. The defaults re-­ ferred to in Paragraph III must be cured by December 17, 2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before December 17, 2012 (11 days before the sale) the de-­ faults as set forth in Paragraph III are cured and the Trustee’s fees and costs are paid. Payment must be in cash, cashier’s check or certified checks from a State or federally char-­ tered bank. The sale may be terminat-­ ed any time after December 17, 2012 (11 days before the sale date) and be-­ fore the sale by the Borrower, Grantor, any Guarantor, or the holder of any record junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the ob-­ ligation and/or Deed of Trust, and cur-­ ing all other defaults. VI. A written Notice of Default was trans-­ mitted by the Beneficiary or Trustee to the Borrowers and Grantors at the fol-­ lowing addresses: McGowan Rentals, LLC 310 - 29th Street NE Puyallup, Washington 98372 McGowan Rentals, LLC 12815 Canyon Road East, Suite F Puyallup, Washington 98373 McGowan Rentals, LLC 18002 - 15th Avenue East Spanaway, Washington 98387 McGowan Rentals, LLC Ryan C. McGowan, Registered Agent 12815 Canyon Road East, Suite F Puyallup, Washington 98373 Ryan C. McGowan, Guarantor 6506 - 58th Avenue East Puyallup, Washington 98371 Tonya P. McGowan, Guarantor 6506 - 58th Avenue East Puyallup, Washington 98371 by both first-class and certified mail on July 25, 2012, proof of which is in the possession of the Trustee; and the Borrowers and Grantors were person-­ ally served on July 25, 2012, with said written Notice of Default, or the written Notice of Default was posted in a con-­ spicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. To the best of the Trustee’s knowl-­ edge and belief, Grantor is not an ac-­ tive member of the United States mili-­ tary force. IX.

The effect of the sale will be to deprive Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. X. NOTICE TO GUARANTOR, the Guaran-­ tor may be liable for a deficiency judg-­ ment to the extent the sale price ob-­ tained at the Trustee’s Sale is less than the debt secured by the Deed of Trust. In any action for a deficiency, the Guarantor will have the right to es-­ tablish the fair value of the property as of the date of the Trustee’s Sale, less prior liens and encumbrances, and to limit its liabilities for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee’s Sale, plus interest and costs. The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee’s Sale. The guaran-­ tor will have no right to redeem the property after the Trustee’s Sale. Any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt (subject to such longer periods as are provided in RCW 61.24). XI. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. Service of process of any lawsuit or legal action may be made upon Phillips Wesch Burgess PLLC, whose address is 724 Columbia Street NW, Suite 140, Olympia, Wash-­ ington 98501. XII. NOTICE TO OCCUPANTS OR TEN-­ ANTS, the purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the Owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN AT-­ TEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED this 21st day of September, 2012. PHILLIPS WESCH BURGESS PLLC, Trustee By: /s/ Richard G. Phillips, Jr. Richard G. Phillips, Jr., Member 724 Columbia Street NW, Suite 140 Olympia, Washington 98501 360.742.3500 November 26, December 17

AN UNMARRIED MAN as the original Grantor(s), to OLD REPUBLIC TITLE, LTD, as the original Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC R E G I S T R AT I O N SYSTEMS, INC., AS NOMINEE FOR AMERICAN HOME MORTGAGE ACCEP-­ TANCE, INC., as the original Benefici-­ ary. An Assignment recorded under A u -­ ditor’s File No 201205160080. The current Beneficiary is: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-5, Mortgage-Backed PassThrough Certificates Series 2007-5, (the “Beneficiary”). More commonly known as 3506 OXBOW AVENUE EAST, FIFE, WA II. No action com-­ menced by the Beneficiary of the Deed of Trust is now pending to seek satis-­ faction of the obligation in any Court by reason of the Borrowers’ or Gran-­ tor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclo-­ sure is made is/are as follows: failed to pay payments which became due; together with late charges due;. The total amount of payments due is: $18,776.55; the total amount of late charges due is $584.43; the total amount of advances made is/are $4,388.08. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $248,420.43, together with interest as provided in the note or other instru-­ ment secured from March 1, 2011, and such other costs and fees as are provided by statute. V. The above de-­ scribed real property will be sold to satisfy the expense of sale and the ob-­ ligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on December 28, 2012. The defaults referred to in Par-­ agraph III must be cured by December 17, 2012, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before De-­ cember 17, 2012 (11 days before the sale) the default(s) as set forth in Par-­ agraph III is/are cured and the Trus-­ tee’s fees and costs are paid. The sale may be terminated any time after De-­ cember 17, 2012 (11 days before the sale date) and before the sale, by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire prin-­ cipal and interest secured by the Deed of Trust, plus costs, fees, and advanc-­ es, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A writ-­ ten Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): 28810 7TH AVE S FED-­ ERAL WAY, WA 98003-3606 3506 OXBOW AVENUE EAST FIFE, WA 98424 3506 OXBOW AVE E FIFE, WA 98424 3506 OXBOW AVE E FIFE, WA 98424-3851 by both first class and certified mail on June 21, 2012, proof of which is in the possession of the Trustee; and the Borrower and Gran-­ tor were personally served, if appli-­ cable, with said written Notice of De-­ fault or the written Notice of Default was posted in a conspicuous place on the real property described in Para-­ graph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objec-­ tions to this sale on any grounds what-­ soever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for inval-­ idating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS - The pur-­ chaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, in-­ cluding occupants who are not ten-­ ants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property,

the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLO-­ SURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LI-­ CENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING AS-­ SISTANCE Housing counselors and le-­ gal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing coun-­ selors recommended by: The Housing Finance Commission: Telephone: 1877-894-HOME (4663); Website: w w w. d f i . w a . g o v / c o n s u m e r s / h o meownership/foreclosure help.htm The United States Department of Housing and Urban Development Telephone: 888-995-HOPE (4673) Website: http://www.hud.qov/offices/hsq/ s f h / h c c / hcs.cfm?webListAction=searchandse archstate=WA The statewide civil le-­ gal aid hotline for assistance and referrals to other housing counselors and attorneys. Telephone: 1-800-6064819 Website: www.ocla.wa.gov/ SALE INFORMATION CAN BE OB-­ TAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL DATED: August 13, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, Trustee 11000 Olson Drive Ste 101 Rancho Cordova, CA 95670 Phone No: 916-636-0114 Megan Curtis, Authorized Signature A4290167 11/26/2012, 12/17/2012

Re: McGowan Rentals, LLC I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on Decem-­ ber 28, 2012, at 10:00 a.m. at the second floor entrance to the Pierce County Superior Courthouse located at 930 Tacoma Avenue South, Taco-­ ma, Washington, sell at public auction to the highest and best bidder, pay-­ able, in the form of cash, or cashier’s check or certified checks from feder-­ ally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: Lot 106 of Wyndham Ranch, P.D.D., according to Plat recorded May 19, 2006 under Recording No. 200605195025, records of Pierce County Auditor; Situate in the County of Pierce, State of Washington. Tax Account No. 5003661060 IN PIERCE COUNTY, Washington, com-­ monly known as 18002 - 15th Avenue East, Spanaway, Washington 98387, which property is subject to the follow-­ ing: 1. Deed of Trust dated June 23, 2009, recorded on June 25, 2009, under Pierce County Auditor’s File No. 200906250136, from McGowan Ren-­ tals, LLC, Grantor, to Northpoint Es-­ crow & Title, as Trustee, to secure an obligation in favor of the beneficiary, Thurston First Bank, whose address is Main Office Branch, 204 Pear Street NE, Olympia, Washington 98507. Phil-­ lips Wesch Burgess PLLC is now Trus-­ tee by reason of an Appointment of Successor Trustee recorded on July 2, 2012, under Pierce County Audi-­ tor’s File No. 201207020305, records of Pierce County, Washington. II. No action commenced by Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure are made are as follows: Failure to pay the principal amount of Three Hundred Seven Thousand Two Hundred Fifty-Two Dollars and TwentyOne Cents ($307,252.21) due on Sep-­ tember 21, 2012. Principal Payment including interest through September 21, 2012: $307,252.21 Subtotal: $307,252.21 OTHER CHARGES, COSTS AND FEES In addition to the amount in arrears specified above, you are or may be, or any guarantor is, or may be, obligated

Re: YAP, DANA K NOTICE OF TRUSTEE’S SALE PURSU-­ ANT TO THE REVISED CODE OF WASH­ INGTON CHAPTER 61.24 ET. SEQ. TS No: 12-00322-5 Loan No: 0031730047 APN: 602509-256-0 I. NOTICE IS HEREBY GIVEN that on De-­ cember 28, 2012, 09:00 AM, Court-­ yard Tacoma Downtown, 1515 Com-­ merce Street, Tacoma, WA 98402/ Auction.com Room, Fidelity National Title Insurance Company, the under-­ signed Trustee will sell at public auc-­ tion to the highest and best bidder, payable, in the form of cash, or cash-­ iers’ check or certified checks from federally or State chartered banks, at the time of sale the following de-­ scribed real property, situated in the County of Pierce, State of Washington, to-wit: LOT(S) 256 OF RADIANCE DIVI-­ SION 2, ACCORDING TO THE PLAT THEREOF RECORDED OCTOBER 3, 2005 UNDER RECORDING NO. 200510035006, RECORDS OF PIERCE COUNTY, WASHINGTON. SIT-­ UATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. which is sub-­ ject to that certain Deed of Trust dat-­ ed April 11, 2007, recorded on April 18, 2007, as Instrument No. 200704180641 of Official Records in the Office of the County Recorder of Pierce County, WA from DANA K. YAP,

Re: AKIN, ROY D

NOTICE OF TRUSTEE’S SALE Pursuant to R.C.W. Chapter 61.24, et seq. and 62A.9A-604(a)(2) et seq. Trustee’s Sale No: 01-FMB-119155 I NOTICE IS HEREBY GIVEN that the undersigned Trustee, REGIONAL TRUSTEE SERVICES CORPORATION, will on December 28, 2012, at the hour of 10:00 AM, at THE 2ND FLOOR ENTRY PLAZA OUT-­ SIDE THE COUNTY COURTHOUSE, 930 TACOMA AVENUE SOUTH, TACOMA, WA, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the “Property”), situated in the County of PIERCE, State of Washington: PARCEL A: The South 290 feet of the East 150 of the West half of the Northeast quarter of the Southwest quarter of the Southeast quarter of Section 24, Township 17 North, Range 2 East of the Willamette Meridian, in Pierce County, Washington. PARCEL B: The West half of the Northeast of the West half of the Northeast quarter of the Southwest quarter of the Southeast quarter of Section 24, Township 17 North, Range 2 East of the Willamette Meridian, in Pierce County, Washing-­ ton. EXCEPT the South 290 feet of the East 150 thereof. PARCEL C: A non-exclusive easement for ingress, egress, and utilities over and across the Southerly 30 feet of the West half of the Northeast quarter of the Southwest quarter of the Southeast quarter of Section 24, Township 17 North, Range 2 East of the Willamette Meridian, in Pierce County, Washington EX-­ CEPT that portion thereof lying within above said Parcel A. PARCEL D: A nonexclusive easement for ingress, egress, and utilities over the West 30 feet of the Southeast quarter of the Southwest quarter of the Southeast quarter, and over the East 30 feet of the Southwest quarter of the Southwest quarter of the Southeast quarter of Section 24, Township 17 North, Range 2 East of the Willamette Meridian, in Pierce County, Washington EX-­ CEPT from said easement the South 30 feet for McKenna-Tanwax County Road. Situate in the County of Pierce, State of Washington. Tax Parcel No: 0217244018/0217244018, com-­ monly known as 34919 46TH AVENUE SOUTH, ROY, WA. The Property is sub-­ ject to that certain Deed of Trust dat-­ ed 3/11/2008, recorded 3/19/ 2008, under Auditor’s/Recorder’s No. 200803190119, records of PIERCE County, Washington, from ROY D. AKIN AS HIS SEPARATE ESTATE, as Continued on Page 27


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