Flexible Spending Account (FSA Dependent Care Account (DCA) and Healthcare Reimbursement (HRA)

Provided by Admin America

The Flexible Spending Account (FSA) program allows PRUMC’s employees to pay for certain IRS-approved expenses not covered by their insurance plan with pre-tax dollars. The maximum amount you may contribute to the Health Care Account FSA is $3,050 per calendar year (2023). You will have access to all of the funds beginning on January 1st. All full-time employees are eligible to participate regardless of their medical plan enrollment. You can file claims up to March 31 of the next calendar year. The FSA program runs on a calendar year from January 1, 2023-December 31,2023.

Dependent Care FSA

The Dependent Care FSA allows PRUMC’s employees to use pre-tax dollars towards qualified dependent care such as caring for children under the age of 13 or caring for elders. The maximum amount you may contribute to the Dependent Care FSA is $5,000 (or $2,500 if married and filing separately) per plan year. You will only have access to the funds as they are deposited into your account after each pay period. All full-time employees are eligible to participate regardless of their medical plan enrollment. The Dependent Care FSA program runs on a calendar year from January 1, 2023-December 31,2023. Please note: If you currently have an FSA through AdminAmericaand would like to continue the FSA, you will

NOT receive a new debit card from AdminAmerica.

H E A L T H R E I M B U R S E M E N T A R R A N G E M E N T ( H R A )

The HRA is an employee benefit that is provided by PRUMC at no cost to the employees covered under the Kaiser medical plans.

The HRA will reimburse participants for expenses which are covered by the United Healthcare medical plans but are not normally paid until participants meet certain thresholds. The HRA is administered by Admin America and includes these benefits:

PRUMC will reimburse participating employees the last $4,000 of the $5,000 medical deductible for either plan. The first $1,000 of the deductible is the employee’s responsibility.

The maximum reimbursement is two per family, if you are covering dependents. Please provide your Kaiser Permanente Explanation of Benefits (EOB) and the Admin America reimbursement form to Admin America.