SUPPLEMENTAL LIFE INSURANCE

• Employee coverage can be elected in $10,000 increments with a minimum amount of $10,000 to a maximum amount of the lesser of $500,000 or 5x your annual salary, subject to Guaranteed Issue schedule.

• Spouse coverage can be elected in $5,000 increments to a maximum of $250,000 not to exceed 100% of the Employee’s elected amount, subject to Guaranteed Issue schedule.

• Dependent Child(ren) coverage can be elected in increments of $1,000 to a maximum of $10,000 not to exceed 100% of the Employee’s elected amount , subject to Guaranteed Issue schedule.

• Voluntary Life benefit amounts will reduce to 50% of the original amount at age 70.

• Spouse’s coverage terminates at age 70

Guaranteed Issue Schedule*

• Employee: $50,000

The premium paid for child coverage is based on the cost of one child, regardless of how many children are enrolled.

• Spouse: $25,000

• Child: $10,000

*Guaranteed issue amounts only available during initial offer.