East Wake Academy 2023 Benefits Guide 23-24PY

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TABLE OF CONTENTS

EMPLOYEE BENEFITS GUIDE TABLE OF CONTENTS Welcome to East Wake Academy’s comprehensive benefits program. This guide highlights the benefits offered to all eligible employees for the plan year listed below. Benefits described in this guide are voluntary, employee-paid benefits unless otherwise noted.

ENROLLMENT DATES: July 18, 2023 - July 21, 2023 PLAN YEAR & EFFECTIVE DATES: September 1, 2023 - August 31, 2024

Important Contact Information............................... 3 Eligibility Requirements......................................... 4 Overview Of Benefits............................................. 5 Important Notices................................................. 6 Qualifying Life Events............................................ 7 Enrollment Information.......................................... 9 Harmony Enrollment Instructions........................... 10 Flexible Spending Account..................................... 12 The FSA Store....................................................... 15 Dependent Care Account....................................... 16 Telemedicine Benefits........................................... 19 Dental Insurance................................................... 24 Vision Insurance.................................................... 28 Group Term Life Insurance..................................... 30 Employee Assistance Program............................... 35 Student Loan Assistance Program.......................... 38 Cancer Benefits..................................................... 40 Critical Illness Benefits.......................................... 47 Long-Term Disability Benefits................................. 52 Short-Term Disability Benefits................................ 57 Accident Benefits.................................................. 64 NC State Health Comparison**............................... 70 Medical Bridge Benefits......................................... 72 Cobra Continuation Coverage Rights...................... 79 Term Life Insurance............................................... 81 Whole Life Insurance............................................. 85 COBRA Continuation Coverage Rights.................... 90 Authorization Form................................................ 92 Privacy Notices..................................................... 93 Continuation Of Coverage...................................... 94

IMPORTANT NOTE & DISCLAIMER This is neither an insurance contract nor a Summary Plan Description and only the actual policy provisions will prevail.

All information in this guide, including premiums quoted, is subject to change. All policy descriptions are for informational purposes only. Your actual policies may be different than those in this guide. **for informational purposes only Rev. 7/10/2023


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