Clay County Schools 2023 Benefits Guide 23-24PY

Page 81

Hospital Confinement Indemnity Insurance Medical Treatment Package The medical treatment package for Individual Medical BridgeSM coverage can help pay for deductibles, co-payments and other out-of-pocket expenses related to a covered accident or covered sickness.

The medical treatment package paired with Plan 2 or Plan 3 provides the following benefits: Air ambulance ............................................................................................. $1,000 Maximum of one benefit per covered person per calendar year

Ambulance .................................................................................................... $100 Maximum of one benefit per covered person per calendar year

Appliance ...................................................................................................... $100 Maximum of one benefit per covered person per calendar year

Doctor’s office visit ................................................................................... $25 per visit Maximum of three visits per calendar year for named insured coverage or maximum of five visits per calendar year for all covered persons combined

Emergency room visit ............................................................................. $100 per visit

For more information, talk with your benefits counselor.

Maximum of two visits per covered person per calendar year

X-ray ................................................................................................ $25 per benefit Maximum of two benefits per covered person per calendar year

THIS POLICY PROVIDES LIMITED BENEFITS. EXCLUSIONS

ColonialLife.com

We will not pay benefits for losses which are caused by: alcoholism or drug addiction, dental procedures, elective procedures and cosmetic surgery, felonies or illegal occupations, pregnancy of a dependent child, psychiatric or psychological conditions, suicide or injuries which any covered person intentionally does to himself or herself, or war. This information is not intended to be a complete description of the insurance coverage available. The insurance has exclusions and limitations which may affect any benefits payable. Applicable to policy form IMB7000-NC. For cost and complete details of coverage, call or write your Colonial Life benefits counselor or the company. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2021 Colonial Life & Accident Insurance Company. All rights reserved Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company. IMB7000-MEDICAL TREATMENT PACKAGE NORTH CAROLINA EDUCATORS | 3-21 | NS-15014-1-NC

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CONTINUATION OF COVERAGE

1min
page 99

COBRA Continuation

12min
pages 95-98

STUDENT LOAN ASSISTANCE PROGRAM

1min
pages 93-94

Whole Life Plus Insurance

4min
pages 89-90

How much coverage do you need?

2min
page 86

Term Life Insurance

1min
page 85

Hospital Confinement Indemnity Insurance

1min
page 82

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 81-82

ACCIDENT BENEFIT PREMIUMS

1min
pages 72-74

SHORT-TERM DISABILITY PREMIUMS

4min
pages 67-71

Frequently Asked Questions

2min
pages 64-65

SHORT-TERM DISABILITY BENEFITS

2min
pages 60-63

State of NC Disability Ben-

1min
page 59

Group Critical Illness Insurance

3min
page 56

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 55

Group Critical Illness Insurance

1min
pages 53-55

Group Critical Illness Insurance

1min
pages 52-53

Group Critical Illness Insurance Plan

2min
pages 50-52

Group Critical Illness Insurance Plan

2min
pages 48-50

Cancer Assist Benefits Overview

2min
pages 42-43

Cancer Insurance

2min
page 41

Life Planning Services

1min
page 39

Health Advocate Employee Assistance + Work/Life Programs

1min
page 38

Summary of Basic and Supplemental Group Term Life Benefits for

1min
pages 35-37

Group Term Life Insurance Clay County Schools

2min
pages 33-34

Vision Care Plan for Clay County Schools

1min
pages 30-31

Important information

2min
pages 28-29

Frequently asked questions

2min
page 27

Dental Insurance

2min
pages 25-26

Pharmacy

1min
page 23

24/7 access to quality care... on your schedule!

1min
pages 20-22

THE FSA STORE

3min
pages 15-18

HARMONY ENROLLMENT INSTRUCTIONS

2min
pages 11-14

HARMONY ENROLLMENT INSTRUCTIONS

1min
page 10

ENROLLMENT INFORMATION

1min
page 9

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

2min
page 6

ELIGIBILITY REQUIREMENTS

1min
page 4

EMPLOYEE BENEFITS GUIDE

1min
page 2
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