Clay County Schools 2023 Benefits Guide 23-24PY

Page 48

Group Critical Illness Insurance Plan 1

When life takes an unexpected turn due to a critical illness diagnosis, your focus should be on recovery — not finances. Colonial Life’s group critical illness insurance helps provide financial support by providing a lump-sum benefit payable directly to you for your greatest needs.

An unexpected moment changes life forever

Coverage amount: ____________________________

Chris was mowing the lawn when he suffered a stroke. His recovery will be challenging and he's worried, since his family relies on his income.

Critical illness benefit

HOW CHRIS’S COVERAGE HELPED

The lump-sum payment from his critical illness insurance helped pay for: Co-payments and hospital bills not covered by his medical insurance Physical therapy to get back to doing what he loves Household expenses while he was unable to work

For illustrative purposes only.

COVERED CONDITION¹

PERCENTAGE OF APPLICABLE COVERAGE AMOUNT

Benign brain tumor

100%

Coma

100%

End stage renal (kidney) failure

100%

Heart attack (myocardial infarction)

100%

Loss of hearing

100%

Loss of sight

100%

Loss of speech

100%

Major organ failure requiring transplant

100%

Occupational infectious HIV or occupational infectious hepatitis B, C, or D

100%

Permanent paralysis due to a covered accident

100%

Stroke

100%

Sudden cardiac arrest

100%

Coronary artery disease

25%

48

GCI6000 – PLAN 1 – CRITICAL ILLNESS


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CONTINUATION OF COVERAGE

1min
page 99

COBRA Continuation

12min
pages 95-98

STUDENT LOAN ASSISTANCE PROGRAM

1min
pages 93-94

Whole Life Plus Insurance

4min
pages 89-90

How much coverage do you need?

2min
page 86

Term Life Insurance

1min
page 85

Hospital Confinement Indemnity Insurance

1min
page 82

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 81-82

ACCIDENT BENEFIT PREMIUMS

1min
pages 72-74

SHORT-TERM DISABILITY PREMIUMS

4min
pages 67-71

Frequently Asked Questions

2min
pages 64-65

SHORT-TERM DISABILITY BENEFITS

2min
pages 60-63

State of NC Disability Ben-

1min
page 59

Group Critical Illness Insurance

3min
page 56

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 55

Group Critical Illness Insurance

1min
pages 53-55

Group Critical Illness Insurance

1min
pages 52-53

Group Critical Illness Insurance Plan

2min
pages 50-52

Group Critical Illness Insurance Plan

2min
pages 48-50

Cancer Assist Benefits Overview

2min
pages 42-43

Cancer Insurance

2min
page 41

Life Planning Services

1min
page 39

Health Advocate Employee Assistance + Work/Life Programs

1min
page 38

Summary of Basic and Supplemental Group Term Life Benefits for

1min
pages 35-37

Group Term Life Insurance Clay County Schools

2min
pages 33-34

Vision Care Plan for Clay County Schools

1min
pages 30-31

Important information

2min
pages 28-29

Frequently asked questions

2min
page 27

Dental Insurance

2min
pages 25-26

Pharmacy

1min
page 23

24/7 access to quality care... on your schedule!

1min
pages 20-22

THE FSA STORE

3min
pages 15-18

HARMONY ENROLLMENT INSTRUCTIONS

2min
pages 11-14

HARMONY ENROLLMENT INSTRUCTIONS

1min
page 10

ENROLLMENT INFORMATION

1min
page 9

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

2min
page 6

ELIGIBILITY REQUIREMENTS

1min
page 4

EMPLOYEE BENEFITS GUIDE

1min
page 2
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