Clay County Schools 2023 Benefits Guide 23-24PY

Page 39

Life Planning Services Included in your Colonial Life group term life insurance

Colonial Life has partnered with Health Advocate to offer a helping hand to an insured terminally ill employee or spouse, or designated beneficiaries of an employee or spouse. Life Planning Services can provide guidance when you may have many financial and legal decisions to make and are not sure where to begin. At no additional cost for 12 months, you have access to Health Advocate’s Life Planning Services that can provide:  Impartial, confidential consultations  A Life Planning Resource Guide that contains a tasks and decisions checklist, the basics on settling an estate, and more  Access to legal and financial experts who can help with decisions, such as dealing with creditors and financial changes  Tips and downloadable forms relating to wills, estates, survivor benefits and budgeting

Talk with your Colonial Life benefits counselor to learn more about how these valuable services can help during challenging times. To access, call or go online: 1-800-422-5142 HealthAdvocate.com/members ColonialLife-lifeplanning

The Employee Assistance Program and Life Planning Services, provided by Health Advocate, are available with Colonial Life & Accident Insurance Company’s group term life offering. Terms and availability of service are subject to change. The service provider does not provide legal advice; please consult your attorney for guidance. Services are not valid after coverage terminates. Please contact the company for full details. *The consultants must abide by federal regulations regarding duty to warn of harm to self or others. In these instances, the consultant may be mandated to report a situation to the appropriate authority. Insurance products are underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. ©2019 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.

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CONTINUATION OF COVERAGE

1min
page 99

COBRA Continuation

12min
pages 95-98

STUDENT LOAN ASSISTANCE PROGRAM

1min
pages 93-94

Whole Life Plus Insurance

4min
pages 89-90

How much coverage do you need?

2min
page 86

Term Life Insurance

1min
page 85

Hospital Confinement Indemnity Insurance

1min
page 82

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 81-82

ACCIDENT BENEFIT PREMIUMS

1min
pages 72-74

SHORT-TERM DISABILITY PREMIUMS

4min
pages 67-71

Frequently Asked Questions

2min
pages 64-65

SHORT-TERM DISABILITY BENEFITS

2min
pages 60-63

State of NC Disability Ben-

1min
page 59

Group Critical Illness Insurance

3min
page 56

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 55

Group Critical Illness Insurance

1min
pages 53-55

Group Critical Illness Insurance

1min
pages 52-53

Group Critical Illness Insurance Plan

2min
pages 50-52

Group Critical Illness Insurance Plan

2min
pages 48-50

Cancer Assist Benefits Overview

2min
pages 42-43

Cancer Insurance

2min
page 41

Life Planning Services

1min
page 39

Health Advocate Employee Assistance + Work/Life Programs

1min
page 38

Summary of Basic and Supplemental Group Term Life Benefits for

1min
pages 35-37

Group Term Life Insurance Clay County Schools

2min
pages 33-34

Vision Care Plan for Clay County Schools

1min
pages 30-31

Important information

2min
pages 28-29

Frequently asked questions

2min
page 27

Dental Insurance

2min
pages 25-26

Pharmacy

1min
page 23

24/7 access to quality care... on your schedule!

1min
pages 20-22

THE FSA STORE

3min
pages 15-18

HARMONY ENROLLMENT INSTRUCTIONS

2min
pages 11-14

HARMONY ENROLLMENT INSTRUCTIONS

1min
page 10

ENROLLMENT INFORMATION

1min
page 9

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

2min
page 6

ELIGIBILITY REQUIREMENTS

1min
page 4

EMPLOYEE BENEFITS GUIDE

1min
page 2
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