Clay County Schools 2023 Benefits Guide 23-24PY

Page 38

Health Advocate Employee Assistance + Work/Life Programs Included in your Colonial Life group term life insurance

Each day comes with its own set of challenges— expected and unexpected. At Colonial Life, we’re here to help you. That’s why we’re offering Health Advocate’s Employee Assistance Program and Work/Life Balance Program (EAP + Work/Life) with our group term life insurance, at no additional cost. More assistance, more ways to find balance Health Advocate provides confidential counseling* and resources via unlimited phone support, online chat, and up to three face-to-face sessions per issue for a variety of personal and work issues:  Stress, anxiety and depression  Substance dependency/addiction  Child care, camps and after-school care  Grief and loss  Special needs services  Identity theft resources  Retirement planning  Staying healthy

Access an expert team for life’s biggest headaches One of Health Advocate’s many services can help relieve the burden of your medical and dental bills not covered by insurance. Medical Bill Saver™ can:

To access, call or go online: 1-888-645-1772 ColonialLife.com/EAP

 Negotiate to help reduce non-covered medical and dental bills over $400 on the balance due and/or payment plans on your behalf  Provide a Saving Results Statement summarizing the outcome  Explain how to maximize savings and get the most value from your benefits

Using trend information, provider specialty, procedure type and geographic region, their experienced negotiators can often obtain significant savings. 38

GROUP TERM LIFE


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CONTINUATION OF COVERAGE

1min
page 99

COBRA Continuation

12min
pages 95-98

STUDENT LOAN ASSISTANCE PROGRAM

1min
pages 93-94

Whole Life Plus Insurance

4min
pages 89-90

How much coverage do you need?

2min
page 86

Term Life Insurance

1min
page 85

Hospital Confinement Indemnity Insurance

1min
page 82

Hospital Confinement Indemnity Insurance Medical Treatment Package

1min
pages 81-82

ACCIDENT BENEFIT PREMIUMS

1min
pages 72-74

SHORT-TERM DISABILITY PREMIUMS

4min
pages 67-71

Frequently Asked Questions

2min
pages 64-65

SHORT-TERM DISABILITY BENEFITS

2min
pages 60-63

State of NC Disability Ben-

1min
page 59

Group Critical Illness Insurance

3min
page 56

Group Critical Illness Insurance Progressive Diseases Rider

1min
page 55

Group Critical Illness Insurance

1min
pages 53-55

Group Critical Illness Insurance

1min
pages 52-53

Group Critical Illness Insurance Plan

2min
pages 50-52

Group Critical Illness Insurance Plan

2min
pages 48-50

Cancer Assist Benefits Overview

2min
pages 42-43

Cancer Insurance

2min
page 41

Life Planning Services

1min
page 39

Health Advocate Employee Assistance + Work/Life Programs

1min
page 38

Summary of Basic and Supplemental Group Term Life Benefits for

1min
pages 35-37

Group Term Life Insurance Clay County Schools

2min
pages 33-34

Vision Care Plan for Clay County Schools

1min
pages 30-31

Important information

2min
pages 28-29

Frequently asked questions

2min
page 27

Dental Insurance

2min
pages 25-26

Pharmacy

1min
page 23

24/7 access to quality care... on your schedule!

1min
pages 20-22

THE FSA STORE

3min
pages 15-18

HARMONY ENROLLMENT INSTRUCTIONS

2min
pages 11-14

HARMONY ENROLLMENT INSTRUCTIONS

1min
page 10

ENROLLMENT INFORMATION

1min
page 9

QUALIFYING LIFE EVENTS

1min
page 8

QUALIFYING LIFE EVENTS

1min
page 7

IMPORTANT NOTICES

2min
page 6

ELIGIBILITY REQUIREMENTS

1min
page 4

EMPLOYEE BENEFITS GUIDE

1min
page 2
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