2011q4

Page 24

Pennsylvania-Delaware Ministry Network 4651 Westport Drive Mechanicsburg, PA 17055

Dear Friends, This Christmas season may you experience the joy, peace and happiness that comes from knowing our Savior came to bring us salvation and eternal life. This is the Good News; it meets the deepest needs of the human heart. As we open our gifts this Christmas and enjoy dinner with our family and friends, let us celebrate the Good News the angels announced on that first Christmas, “Today in the town of David a Savior has been born to you, He is Christ the Lord.” The Board of Directors and staff of HIS Fund thank you for your investment of finances to advance the Church of our Lord. May you and your families have a blessed Christmas and a prosperous New Year. Philip Bongiorno Chairman and President My family and I want to thank you for the kindness you showed to us during the home-going of my wife Janet. The cards, messages and flowers were very encouraging and appreciated.

Michael T. Bongiorno Chief Executive Officer

In His love, The Philip Bongiorno Family

(As of November 1, 2011 - $500.00 Minimum Investment)

Demand Note 6 month Term Note 1 year Term Note 2½ year Term Note 4 year Term Note 5 year Term Note

2.50 % 2.75 % 3.00 % 3.25 % 3.75 % 4.75 %

www.HISFUND.com

866-219-0820 (toll free) 717-796-9784

OFFERED INTEREST RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE VISIT OUR WEBSITE OR CALL FOR CURRENT RATES. THE INITIAL INTEREST RATE ON ALL NOTES WILL DEPEND ON THE EFFECTIVE INTEREST RATES AT THE TIME OF PURCHASE. TERM NOTES PAY INTEREST AT A RATE FIXED AT THE TIME OF ISSUANCE. ONCE FIXED, THE INTEREST RATE ON A TERM NOTE WILL NOT BE CHANGED UNTIL THE NOTE MATURES. DEMAND NOTES PAY INTEREST AT A VARIABLE INTEREST RATE. AT LEAST THIRTY (30) DAYS PRIOR TO ANY DECREASE IN THE INTEREST RATE ON A DEMAND NOTE, HIS FUND WILL NOTIFY THE INVESTOR OF SUCH CHANGE. THIS INFORMATION IS NEITHER AN OFFER TO SELL NOR A SOLICITATION OF AN OFFER TO BUY THE SECURITIES ISSUED BY HIS FUND. THE OFFERING IS MADE ONLY BY THE PROSPECTUS. THE UNSECURED SECURITIES OF HIS FUND ARE NOT OFFERED OR SOLD IN ANY JURISDICTION WHERE NOT PERMITTED. THE NOTES ARE NOT SAVINGS OR DEPOSIT ACCOUNTS OR OTHER OBLIGATIONS OF A BANK AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION, ANY STATE BANK INSURANCE FUND, THE SECURITIES INVESTOR PROTECTION CORPORATION OR ANY OTHER GOVERNMENTAL AGENCY.


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