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Mobile Payments is a new and alternate mode of payment using mobile phones. Instead of using traditional methods like cash, cheque, or credit cards, a customer can use a mobile phone to transfer money or to pay for goods and services. A customer can transfer money or pay for goods and services by sending an SMS, a WAP service, over IVR or other mobile communication technologies . In India, this service is Bank-led. Customers wishing to avail themselves of this service will have to register with Banks which provide this service.
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