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PALM COAST OBSERVER
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PalmCoastObserver.com
THURSDAY, FEBRUARY 18, 2021
BUSINESS OBSERVER
Development, real estate + business news
Daytona State College begins $4 million Palm Coast upgrade for expanded nursing program The college will be able to accommodate 90 additional nursing students in state-of-theart facilities, according to Daytona State College. JONATHAN SIMMONS NEWS EDITOR
Daytona State College is joining other institutions of higher learning in expanding health care education offerings in Palm Coast. DSC is undertaking a $4,246,684 renovation project at the Alan Smolen Center at the Flagler County campus off Palm Coast Parkway to add new teaching facilities for its health care programs, according to Chris Thomes, the college’s director of marketing and communications. The college is increasing the number of spots in its limitedaccess nursing program by 90. Those students can then move into an online bachelor of science in nursing program that can be
completed in 14 months. Graduates will be able to help alleviate a local shortage of nurses, according to Thomes. Construction of the renovation project, by DLR Group and Charles Perry Partners Inc., is expected to end June 15, 2021, Thomes said. “Students living in Palm Coast and the surrounding areas in Flagler County will be able to receive state-of-the-art nursing education at a nursing dedicated complex,” Dr. Colin Chesley, associate vice president of DSC’s College of Health & Public Services, said in a statement. “They will be able to start and complete the entire program here and will be able to transition into local health care facilities to work.” Two other institutions — The University of North Florida and Jacksonville University — are also planning to add health care education programs in Palm Coast. The UNF and Jacksonville University programs will be centered in Palm Coast’s Town Center.
Image courtesy of Daytona State College
Above: A rendering of the renovated Alan Smolen Center exterior. Left: A rendering of a simulation lab in the renovated Alan Smolen Center in Palm Coast.
Market timing... at your own risk
If history has proven anything, it is that the amateur investor has a difficult time resisting the emotional response of trying to time the market to their benefit. Actions of this nature can be something as simple as trying to move investments to cash when there is concern over short-term market fluctuations or getting back in at the precise bottom. We field phone calls often with individuals who have concerns over economic or political outcomes that “in their opinion” would cause there to be some form of market response. This is a very difficult feeling to ignore even for seasoned professionals, but it is important to remember that even they can rarely predict or outsmart the market long term. To quote an article from Nasdaq.com: “Sophisticated investors know what matters and what does not, but the behavior of many suggests otherwise. Asset allocation matters most. It explains 100% of investment performance - yes, all of it. Accordingly, most of your time, energy and money should be spent on asset allocation.” Simply put, long term, the timing of your market investments is far less important than how you are invested and for how long. According to a recent article from Business Insider “90% of active fund managers underperform the market.” These are usually highly trained and educated financial professionals. If they cannot outsmart the market 90% of the time, why is it that the average part
time investor thinks they have the ability to do so? The answer is emotion. It is easy to let our emotions get the best of us and feel that we need to react to every headline, every stock scenario on tv or every economic report. The reality is that success with investing comes down to choosing an asset allocation appropriate for your risk tolerance, quality investments and lots of patience. Instead, most investors feel overly confident in high markets -- they tend to get more aggressive or put more money in. And they tend to be less confident in low markets -- getting more conservative or taking money out. The old saying “buy low, sell high” is a very real thing, but people tend to do the exact opposite in most situations. This is where advisors spend a lot of their time with clients, helping them avoid the “noise” and keeping their eye on the long-term goals of their overall investment plan.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations. Asset allocation does.not ensure profit or protect against loss.
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