affordable care act effect on insurance companies affordable care act effect on insurance companies Related
About how much will motorcycle insurance cost me? i am 18 and have been driving for around 1 and a half years (car) and would like to get a motorcycle, i've never missed a payment, have never been in an accident, and have taken the msf course my first bike will most likely be a used kawasaki vulcan 500cc or a used yamaha vstar 650cc" What is some really good but not exspensive auto insurance? my daddy is with progressive and its really high on him and he is looking for a better and less exspensive auto insurance any suggestions. When does insurance comapanies stop charging outrageous rate for male sports car drivers? I just turned 24 and am thinking about getting a sports car. I heard the insurance comapany charge outrageous rate for male drivers until certain age. I was wondering what that age is. My son hit a parked car - need auto insurance advice? My son (19) hit a parked car in our neighborhood. We are trying to decide if it is better to pay for the damages to car that he hit ($2500) without going through our insurance company or to report it to our company. The person's car that he hit is willing to let us pay out of pocket. My son had a previous at-fault accident and has 2 points now. His car is totaled. Concern is how much our insurance rates will go up and is it possible they will cancel our policy. (Money is coming out of his savings and he is bus bound). What's the best way to maximize how much an insurance company will pay for my totaled car? My well-loved 10 year old Honda Accord was hit today by another driver. Both the other driver and myself are OK but my car was totaled. The other driver's insurance company will be reimbursing me for my vehicle. But I'm afraid that what they will offer for my car will be less than its worth to me in running condition. What's the best way to maximize how much I'll be reimbursed? How much will it cost for a 17 year old girl to get auto insurance.? i dont have a car yet im getting it in August, and my mom said that she does not want me under her insurance so im stuck getting it by myself what can i do?"
Car insurance and car note? OK, I'm nineteen. I've been saving up for my first car. But the thing is, I have to pay insurance, and a car note on my own. My mother became homeless, and my father I do not know. My godparents took me in, and they can't afford to add me on their insurance. So, being that I have a part time job at McDonald's, and go to college, It seems as if I have no way of affording a car and insurance. I haven't checked the rates of insurance, but I do understand that they are high for teenage males, and always vary on the type of car you have. I don't want anything fancy, a four door car that gets me from A to B. Is there anyway I can afford this? Please and thanks!" Who Is The Best Car Insurance Company For A 17year old? Who Is The Best Car Insurance Company For A 17year old? Mobile Insurance? I have a nokia n95 on vodsphone it suddenly started playing up sending messages and makeing phone calls by its self,i have only had it a month if i took it to a vodaphone shop would they fix it??? I have no insurance" What is the average cost of car insurance? What would be the average cost of car insurance for a 17 year old female? Im trying to work out a payment plan with my dad for my truck. but i need to know the figures for insurance ...show more "Im 17 and got a DUI, will this affect my insurance when I turn 18?" I realize this was the dumbest decision me and my buddy have made in our lives. Trust me I dont want to be near a vehicle for a while. I have lost my license for only 90 days, the cops were very respectable about, and did not criminally charge me, although they were good at scaring the **** out of me. It will also cost me 500$ to get my license back after the 90 days, and my car has been impounded for 30 :(. I live in British Columbia, Canada and the car I was in is my parents and I am registered under them. Again, I feel ******* terrible about it and glad I didnt injure anyone, especially someone not in my vehicle. - The drinking age is 19, he didnt charge me for under age thankfully. - Im not considered an adult until I turn 18, you sure this will stick with me?" "How much is a no proof of insurance speeding ticket in Tylertown,MS. ?" How much is a no proof of insurance speeding ticket in Tylertown,MS. ?" Liability Insurance for Kids? What is the most important liability insurance for young people? Average Motorcycle insurance?
thinking about getting one. best route take as far as insurance, bikers course, type of bike. its my first bike." Does the title of a car have to be in the insurance owners name? I currently have insurance on mine and my ex boyfriends car. I dont just want to drop his insurance, so im giving him the opportunity to get his own insurance. He is saying that he needs the title of the car in order to get alternate insurance....is he being honest?" (uk only) who is the cheapest for car insurance? im male, nearly thirty and full no claims bonus i live in manchester" How can i find a low cost insurance for my car?what are deductable and premium? i have a insurance for my car and i want to know if i can pay less for the same coverage (basic or minimum) Is it true that ObamaCare forces people to buy health insurance? If not, risk going to jail and face a fine." Does anyone know an insurance company that offers cheap/free SR-22's for license ? need it to keep my lic. valid. ASAP... help please! "Why does my car insurance keep going up, despite having no accidents, and no tickets in my life?" I am trying to figure out why my insurance keeps going up. I never had a accident, have a spotless driving record, and pay on time every month. Every 6 months when my policy renews, ...show more" Will I be able to drive my mom's car without my name on the insurance? I live in Canada, and I am listed under my dad's insurance on his car as an occasional driver, but not my moms because it is more costly. My parents are on vacation and left me both vehicles. My dad's car won't start, so I need to drive my mom's to get to and from work. Will I be okay to drive it even if I'm not listed as an occasional driver on her car, but I am on my dads? They both have the same car insurance company" 250CC motorcycle insurance-How much should I expect to pay? I am looking to buy my first motorcycle. I am looking in the 250CC category. I have narrowed down to 1. Yamaha Virago 2. Honda Shadow I am 29 yrs old male with good driving record for car. Have good credit history. How much should I expect to pay for insurance for the motorcycle if I buy 1. NEW 2. USED (my preference). I would
probably look for a MB with 10-15K on it. Good site for buy SR22 Insurance Texas? I had my first Dwi... :( My auto insurance cancelling my auto insurance...Help? My husband caused a hit and run accident last year. After a half year later, my insurance send me a letter that they will cancel my auto insurance. I don't know what to do... Please help." Am I paying too much for car insurance? My parents make me pay 100$ a month for car insurance. I have Allstate. I drive a 93 ford escort and have never gotten a ticket or in an accident. I'm 19 years old affordable care act effect on insurance companies affordable care act effect on insurance companies How much will my insurance go up after dui in ny? OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her..." Should I purchase life insurance for my child? Should I purchase life insurance for my child? What does average insurance premium mean? What does average insurance premium mean? *****Why is its called Life Insurance?*****? If I can only get if I'm Dead? And then someone else is spending my money! Can my mom get insurance? we live in Lo s Angeles, California, and shes getting really sick possibly with cancer.i figure her medical bills will be around 98000 dollars by the end of the year without insurance. In California, can already very sick people get insurance?P.S.shes over 45" Health insurance for diabetics in Ohio?
I guess Ohio is one of 4 states which is not required for it's insurance companies to cover diabetes. I am a type 1 diabetic, and as of now I no longer have insurance. Does anyone know of any insurance companies who do cover diabetics in Ohio....I'm feeling kind of scared about not having insurance right now." Insurance on this car? Ok so I was looking on Craigs list, I'm thinking of buying my first car in a few months. I have a lot of money saved up. Theres a 1996 Taurus LX for sale for $1800. It has 119,000 miles on it, and it gets 25mpg. I'll only have this car until I go to college, because I can't take it up to Boulder with me. College is two years away. However, if I do go to Boulder, I'll only be two hours away from home, so when I come home I might want to have the car. What would you say the insurance would be on this car, so basically how much would I have to pay per year for insurance. We are not thinking about repairs or gas here, just insurance." Cheap health insurance in Pennsylvania? Which companies have good coverage in Philadelphia, and have affordable plans (~60-70 bucks). I'm looking at moderate deductible plans with copays for doctor office visits. Also, ...show more" Car insurance payments? i am 17 years old and i'm on a plan with my parents right now. i drive a 1993 cavalier, and am looking into buying a 2005 impala. how much (roughly) will my insurance payments be a year, or per month. (please no websites. i tried them and they are too long and don't give me enough info)" What if i cancel my auto insurance and get back after six months? I canceled my auto insurance before six months. now I got another car and I got accident before I purchased insurance for this car with the same company. then I purchased the auto insurance.so, my question is does my insurance company has to cover for this." Does the number of doors on a car affect an insurance rate? For example would a 2 door car be more expensive to insure than a 4 door? How much is car insurance? I'm 17 and would be going under my moms I know she has State Farm and hers is cheap like 600 a year. I'm a girl and want the Scion TC probably the 2006 or 2007 model. I also have the b student discount and I took drivers ed. So I was just wondering how much my insurance would be, thanks!" Can my insurance company sell off my total loss car without making payment to me first?
My car was involved in an accident in Dec 07 to which the insurance company said was a total loss. To date i have not accepted their offer and the matter has now been refered to FOS. I have just received a letter from DVLA advising me someone else has requested a V5C for the car and if i am still the legal owner. Can the insurance company sell the car without me agreeing? is this not theft? What can i do about it? any advice/help will be greatly appreciated... How much would insurance be on a corvette? I'm looking at corvettes in the 1998-2003 range, about 100,000 miles on it. I will be 18 when I buy it and I'm hoping I keep my perfect driving record. If it's affordable ...show more" How much is insurance for a cafe/ restaurant for a year? if i ever set up my own cafe, how much would insurance be, and costs etc. also what else is there, rates?? helllp" How much would car insurance be for a 17 year old?? please answer? im a male, 17 years old, recently got my g2 license, i bought a used 2000 toyota celica gt-s. how much approximatly would my car insurance be? thanks" Car/insurance sixteen yo? I'm sixteen and I'm thinking about this car: http://www.autotrader.com/fyc/vdp.jsp?ct=u &car;_id=296014776&dealer;_id=100012676&car;_year=2002&systime;=&doors;=&m odel;=&search;_lang=en&start;_year=1981&keywordsfyc;=&keywordsrep;=&scarid;= 296515424&highlightFirstMakeModel;=&search;_type=both&distance;=25&min;_price =&rdm;=1303705998432&drive;=&marketZipError;=false&advanced;=&fuel;=&keywor ds;_display=&lastBeginningStartYear;=1981&end;_year=2012&showZipError;=y&ma ke2;=&certified;=&engine;=&page;_location=findacar%3A%3Aispsearchform&body;_ code=0&transmission;=&default;_sort=priceDESC&max;_mileage=&color;=&address; =72076&sort;_type=priceDESC&max;_price=&awsp;=false&make;=AUDI&seller;_typ e=b#_records=25&cardist;=22&standard;=false How much do you think it would cost a month for insurance? I'll have a job and my parents have offered to pay a lil each month and help me out. Sorry, I'm completely new to all this and I just need a ballpark estimate." Anyone have experience with Western and Southern life insurance co.? I am looking to purchase term insurance How can i get heath insurance? affordable very cheap What is the best and most affordable car insurance company in New York? Particularly NYC?
Is there a way to figure out how much a cars insurance will cost? What I mean is I know that insurance charges differently on car types and age group of who is driving, how can I find out the monthly insurance payment. Example: I buy a Scion TC and I'm now 20yrs old how can I figure out my insurance payment other than calling a insurance agent?" National insurance Number? is it possible to get a job without requiring National insurance Number? Car insurance quotes? About how much would car insurance cost for 16 year old teenage driver in florida. The car would possibly be a 2005 convertible. "Online resources, I need car insurance, but have a terrible driving record right now. Any suggestions?" How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around." When buying a car how many days do they give you to get insurance on it? how does that all work? im going tueday to get financed for this car i already know i can get it i just have to sign some papers but im wondering how does the whole car insurance thing work because i know you have to have full coverage insurance. play it out for me tuesday i go to the dealership to sign some papers and then... i drive the car home?... when and how do you go about getting the title put in your name, getting insurance on the car... so on and so forth.... thanks its my first time and i dont want to be as clueless as i am right now when i go to buy it haha" affordable care act effect on insurance companies affordable care act effect on insurance companies "How can i insurance my car, for only 3 months? im finishing my college... i bought a car in us... for the year i was here... bour my car insurance expire.. like 2 months before i finish... and im not gonna buy other 6 months of insurance... cause i will be using it only 2 months more... WHAT I CAN DO!! Will my auto insurance go up? I am a California San Diego resident. Four days ago, it was raining very heavily and I was driving a carpool lane on the freeway at about 60-65mph. All of a sudden my car hydroplaned and spinned 360 degrees about 3times and then it finally stopped when
my car's rear crashed into the concrete median. FORTUNATELY, it was 4am and this accident did not involve anyone else. I had to leave the place like nothing had happened, because I was on my way to the airport. When I arrived at the airport I looked at my car's rear and the bumper and trunk was heavily damaged. Now, I am in a foreign country enjoying my vacation. My questions are following: (1) Will my insurance go up if I report this accident to my auto insurance? I have a full coverage. (2) Will I be in problem if I report this accident when it has been 4days? I really had no time until now because I had to fly and then settle a problem over here in Asia. Any thoughts/opinions are very welcome! Thank yoU!" How does the affordable care act apply to me? Right now, I live with my Mom and she earns about $120000 per year. I work and earn about $22000 per year." Teen Insurance? what is the cheapest insurance for a teenager who just got their license. i know you cant put a price on your childs life but i need something affordable. $200 a month something like that. I live in Northern California bay area Insurance for a first Motorcycle? When I turn 17, I'm thinking of buying a Kawasaki KDX125. What would the insurance costs be like for a 17 year old? (In the UK) and can you recommend a similar bike?" "After buying a used car, could I drive it right away without auto insurance?" After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you!" Does anyone know how much car insurance will be on a 2003 ford focus svt 2 door? im thinking about buying a ford focus svt i just need to no around how much car insurance might be if any one knows Car insurance for a teen? I was wondering if a minor can have their own insurance plans, like not under their parents name? And what is a good company for car insurance for teens (cheap) ? Thanks!" Car insurance keeps going up despite excellent driving record? I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my monthly amount keeps changing.It has went from around $92 then I added a my car alarm system got a discount it went to $72 for a few months.then to $82. For the past 4 months now I got a letter saying my next payment due is $107 . That $20 dollar increase.??? I'm getting very fed up with shelter I'm a new mom and it's hard enough to pay my bills as it is I recently got
married does that change ur car insurance ? He has no license because of something that happened around 10 years ago . When i report I'm married is it going to help or hurt me? I do not have any intentions of adding him to my policy but just was wondering if I will get a discount from being (married) now? I know most company's give discounts because they seem to think married ppl drive more safely. How much will car insurance cost? Hello, I am looking to buy a car in UK. There are many options for an affordable price, but what I am most concerned about is how much will insurance cost for me? I am 19 and own a license for one year. How insurance is calculated? Thank you" Car insurance for an 18 year old?!? Hi all, my cousin's 18th birthday is coming up and i've been charged with finding out what car insurance is like for 18 year olds. would it be cheaper to put her on her mother's car insurance (white BMW, automatic, about 2 and a bit years old, not sure of exact model) or to get her a second hand smaller car with a smaller engine? I have no idea! Her parents aren't willing really to pay ridiculous amounts which insurance for 18 year olds can get to! please help! thanks" "Where can I find good, inexpensive Life Insurance?" Where can I find good, inexpensive Life Insurance?" Insurance claims car was stolen but police report doesn't? my car was hit about 5 months ago and the police report was filed. i received my copy of the police report and it doesn't state the car was stolen. now my insurance company is claiming, 5 months later, that the car that hit me was stolen. can this happen? how do i know the insurance company isn't making this up so that they wont pay me back for my deductible? thanks!" "Ticket for no proof of insurance, because of no insurance card?" I got pulled over tonight, and I didn't have proof of insurance. I have insurance, but I didn't have the card on me. I have to go to court, and will I get my license taken away if I show I have proof of insurance, and will I still have to pay a heavy fee?" Insurance on ford focus? i recently came across a cheap ford focus 2000 edition, and recently passed my test and just wondering what would the insurance be like? exspensive? i really like the car but i dont want it if the insurance will be a bomb" How much would I pay for motorcycle insurance in Hawaii? How much would it cost to insure a 500cc or less motorcycle in Hawaii for a full-time female college student with a 3.0 or better GPA who is 19 years of age and single and has one speeding ticket on her record? I would just like a ballpark range to work with
so I can decide whether or not I want to buy a motorcycle for going to college and work while I'm here in Hawaii. I passed a motorcycle safety course and have my M1 license. I want to know if I could afford the insurance. Am losing health insurance...? What are some non employer options? Live in Kansas and am clueless what to do to get insurance. Have 2 kids.... Do they qualify for free insurance? Make too much money to get assistance but not enough to pay for it. Please help. Married and neither of us has affordable employer insurance! What are some cheap cars to insure for an 18 Year old? What are some cheap cars to insure for an 18 Year old? I am learning to drive at the moment but I want to know what some cheap cars are to insure? Question about unemployment Insurance In california? I have to send my form on the 12 of december. If i dont send it by that time.say about a week later will it be a problem? when is the latest i can send it through the mail? anyone know? Speeding ticket and car insurance? I was wondering if you get a speeding ticket you get points on your license which means your insurance goes up. What if you don't have insurance. For example if its under your parents name but you get the ticket would their insurance go up even if its you don't have car insurance The cheapest way to change insurance to a new car whilst keeping current car insured whilst i sell it? Hi, I am 20 years old and I have just bought a new car. I am trying to find the best and cheapest way to change my current insurance ( with one years no claims) to my new car and then i need to insure my old car whilst I sell it. My current car insurance policy on my car runs out on 15th February 2013 and I have cancelled my renewal. I have received the renewal which is proof of my no claims which will be transferred to my new car. Another question is... can I claim the one years no claims on my new car whilst it still runs out for a week on my old car? I have looked at temporary insurance for my current car but this was almost 400 for 28 days?!?!? If insurance companies want me to do it the legal way, they are not making it very easy! Any advice on the best way around this would be great. I know it's confusing! Thanks, Adam White" What does term life insurance cover? does term life insruance cover any death. Like lets say there is an earthquake and the insured dies.. would the term insurance cover it? or does the insured have to die of old age? Law/Rules of insurance?
I am a 20year old young adult who is my my fathers insurance. I'm turning 21 in two months and my father is happy about that because he says that I will be off his insurance. I'm kinda scared because I'm getting surgery after my birthday and I won't have insurance. I've been reading online that I can be on his insurance until I'm 26 if I'm married, live on my own, enrolled in school etc. I'm not enrolled in school but I will in the summer again. So what will happen?" Fake/Edited Car Insurance certificate? My insurance is fully comp on my own car. but i can ONLY drive this car, not anyone else's car. on the insurance certficate, i edited a section to make it state can drive any motor vehicle with owners permission . Would this work if i were pulled over?? in someone else's car which is also insured to the owner of it? ALSO What usually happens when you are pulled over driving someone else's car and you have insurance on your own car?" Can my friend insure my car? I bought a car and currently have a loan for it that I'm paying off. The insurance that I got for my car is $250 which is way too much. My friend pays $100 for his insurance. If I were to be put on my friends policy, it would make his insurance go up to $200, but I would pay him $120, and he would pay $80, making insurance cheaper for the both of us. Is this legal? Note that he is listed as the policy holder, but I am listed as the primary driver of the car." affordable care act effect on insurance companies affordable care act effect on insurance companies Can a 16year old drive an 18years old car if the 18year old is on the parents insurance with statefarm? The 16 year old will be on the parents insurance as well Car Insurance for a Corsa? I am 18 had a license less that a year and I'm employed what would be the cheapest insurance for for a 1.6 vauxhal corsa? Should i Pay my Car Insurance Monthly or Annually? Is it best to pay for car insurance annually or monthly? What are the advantages and disadvantages? How much adding coverage for substitute vehicle to my insurance will cost me? I live in Mass Why do people keep comparing health insurance mandates to car insurance mandates?
Car insurance mandates are done at the STATE level, in accordance with the Tenth Amendment of the U.S. constitution. Yet people (the president included) continue to claim that a FEDERAL mandate to buy insurance is no different than being required to cover your car. (Completely ignoring that you have to BUY a car before you must get insurance...the govt's basically saying they own your body...insure it or be taxed) So isn't a FEDERAL mandate unconstitutional unless you plan on writing an amendment to the Constitution so that such a mandate is in accordance with the Tenth Amendment?? http://www.politico.com/news/stories/0909/27384.html The questions from ABCs George Stephanopoulos highlighted a politically dangerous new aspect of the health reform debate for Obama as critics from Republican leaders to the U.S. Chamber of Commerce say his reform proposals amount to a middle-class tax increase. Obama promised during the campaign that Americans earning less than $250,000 a year would not see any tax increases from an Obama administration. Obama strongly denied that the mandate amounts to a tax increase saying it was no different than requiring people to have auto insurance and charging a penalty if they dont. He also said it was important for everyone to have insurance so that people who do carry insurance dont have to shoulder the load for people who dont. The excise tax is designed as an enforcement mechanism to ensure people will carry insurance." Car insurance groups? Hi, im planning on buying a car, however one of them is insurance group 4 (Peugeot 306 D Turbo 1.9) and the other 14 (Alfa 147 . 1.9JTD) both 1.9 turbo diesels. why is the alfa 10 insurance groups more? :S and how much of a difference will this make to the price? i got the Peugeot down to 1107" "People tell me i can get insurance of my own under18, is this true? i want a vehicle but my father wont let me get one because hes scared that if i wreck than it makes his rates go higher. can i get my own insurance and not be on my parents? How can I get affordable health insurance for my family while i'm off work..? I applied for medacaid but they said I make to much money. even thou i'm off from work with no insurance and very little sick leave pay. Will my insurance cover this? I recently traded my phone and i called radioshack and they said my insurance should be transferable. is this true? What are some good low cost learner legal bike with cheap insurance? i'm 17 and i'm looking to purchase my first motorbike so i was wondering if you could give me some bike for less than about 2000 with cheap insurance?, but no rubbish Chinese bike because they fall apart" California low cost health insurance?
i need an innsurance with a low cost monthly fee.. i just need it for birth control. i dont want to pay full price it gets pricy please let me know of some good ones that you have experience with DReam asks Can i buy health insurance? I am a dreamer & i see i dont qualify for obama care i got that but i want to know if i can buy health insurance from a company or something?? Im abt to work in a plant & they required health insurance... What are your opinions on insurance companies? hello there.... I need to know what do you guys think about insurance companies.... thanx in advance :) P.S:- it is a school project I don't have car insurance but i have a license? I'm confused, i dont have my own car but i drive my mothers car and THAT car has insurance. I dont get it, if i drive it do i need insurance under my name or is it good enough if the car has insurance under her name? I hope i havent been driivng illegally all along...." What company offers best auto insurance rates for not so good driving records? What company offers best auto insurance rates for not so good driving records? Is an sri astra cheaper than sxi astra on insurance? Is an sri astra cheaper than sxi astra on insurance? What are some car insurance people? I know Progressive, and Geico. Who do you use? who do you not use and why? We just got a new toyota Sienna and i want to shop around for cheap insurance." What will an insurance company offer to settle for a possible neck injury? I was rear-ended by another car. I reported to the insurance company of the person who hit me that my neck was a little sore. They offered me $700 to sign a release form without me even asking. I told the claims adjuster I needed to think about it. Short of getting a lawyer, what could I expect to be offered? I am sure insurance companys have a set amount that they will pay to get me to sign the release form. Anyone know about how much that would be?" Audi a4 2003 insurance cost? i have a 2005 honda civic lx, and im planning to buy a audi a4. currently im paying 110 for insurance, how much more expensive would my insurance be if i decide to buy an audi"
How much would insurance for three months cost? I'm in a sport, wrestling, and i need insurance for at least three months soon. If you know how much insurance like that costs for a company like choc, that would be great because that's where I got it from last time, also i prefer it to be cheap" Kit Car Insurance? How does insurance for a kit car work? I realize you have to specially register it and so forth, but are you charged for a 1986 Ferarri, 1966 Cobra, etc, or is it based on what the engine/chasis/etc came out of?" When will my car insurance go down? Had a wreck in January first one I've ever been in I'm 28 my ex was driving and hit ice totalled my car, my insurance jumped to 190 from 120 how long until it goes down?" Short term car insurance? hi there, im 19 and need to get short term car insurance for about 1 week. every insurer ive tried wont insure me until im over 21. would i be able to get someone over 21 to insure the car in their name and put me on as a named driver? thanks" Will my car insurance be cheaper if I have a motorcycle licence? I have always been put off learning to drive and buy a car due to the stupidly high insurance prices for first time drivers. The thing is, I have a full motorcycle licence. I have been riding on the road for about 4 years with no accident. Will this be taken in to account when I take out car insurance for the first time and will it make a huge difference to the amount I pay?" Does your home insurance go up when you have a boat? I want to buy a 21 foot boat and keep it in my back yard when not in use. What costs am I looking at? The boat and trailer need new registration but is that just a one time payment and I'm good to go? thanks affordable care act effect on insurance companies affordable care act effect on insurance companies