PROTECTION Income Protection
Financial peace of mind during your medical career
A replacement income for doctors employed by the NHS can be provided if they are unable to work due to accidental injury or illness.
The NHS Doctors’ Sick Pay Initiative could provide you with a replacement income, starting as soon as your NHS full sick pay ends, whatever your length
of service. The plan could also cover private earnings. Premiums are guaranteed so the cost will not increase unless you choose to increase your cover. Please remember this plan has no cash-in value. For further information please contact: PAD Financial 0844 443 4470 info@padfinancial.co.uk
PAD Financial is an Appointed Representative of HomeLoan Partnership Litmited which is authorised and regulated by the Financial Services Authority.
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The NHS provides you with maximum sick pay entitlement after five years’ service but, until you reach that point, entitlement is very limited and may not cover basic living expenses.