11. Substitute car Comes with Comprehensive, Comprehensive Extras, Comprehensive Advantages, Fire, Theft & Third Party Property Damage or Third Party Property Damage cover. We cover If, during the period of insurance, you use a substitute car that is of a similar type to your car when your car cannot be driven, for example it is being repaired, serviced or has had a mechanical breakdown, we will give you Third Party Property Damage cover (see page 11) for the use of the substitute car. Limit 14 days from the day your car was not driveable, or until it is driveable, whichever is earlier.
We do not cover – use of any hire car; – any claim if you do not have legal use of the substitute car; – any claim if the substitute car belongs to you; – any claim that is covered by another insurer or insurance policy; – loss or damage to the substitute car.
12. Damage by uninsured drivers Comes with Fire, Theft & Third Party Property Damage or Third Party Property Damage cover. We cover When your car is damaged in a collision with another vehicle driven by an uninsured driver, we cover damage to your car but only if: – we agree you are not at fault; and – you give us the name and address of the uninsured driver; or – you give us the registration details of the other vehicle; and we have otherwise agreed to pay your claim. Limit Cost of repairs up to a total of $5,000 or the market value of your car, whichever is less.
Car Insurance
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