A C C E S S
B A N K
G H A N A
Access Bank head office
the 10 regions of Ghana, especially in all the commercial centres,” states Ogundimu. “But, in addition, the Bank is also investing in technology to use alternative channels such as mobile and internet banking, point of sale terminals and automated teller machines, to serve customers remotely.” The Bank offers universal banking services to Corporate, Commercial, SMEs and individual customers. This is achieved through a blend of Corporate and personal loans covering Asset Finance, Working Capital Finance and Capital Expenditure. With its expertise in trade finance, Access Bank also support its customers’ trade transactions with Letters of Credit, Bills for Collections and Remittances. Individual customers also enjoy a range of products and services including personal loans, salary advance, vehicle finance, overdrafts and a range of debit and credit cards with discount offers at selected partner retail outlets. “At Access Bank each member of staff gives their best to treat the customer as King, to give customers an experience beyond service. The culture here is second to none,” Ogundimu adds.
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We believe that our continuing investments will help to create wealth, jobs and significant returns for our shareholders and the economy at large
Spintex branch
Growth strategy
This commitment to the customer and continuous improvement inevitably comes at a price, but Access Bank’s business model ensures that capital investments are targeted to meet customer expectations for maximum returns. Thus far, the institution has invested GHs55.6 million ($15.4) into its online trade portal, online banking, mobile banking, cheque scanning, its data centre, ATMs, branch expansion, and its head office renovation; all to ensure it is keeping ahead of the industry curve. “We believe that our continuing investments will help to create wealth, jobs and significant returns for our shareholders and the economy at large”, Ogundimu explains. “Additional investments have been made to support businesses operating in selected sectors of the economy. “Last year, Access Bank secured a