HAWAII CENTRAL FEDERAL CREDIT UNION OCTOBER 7 • 2012 11
Make your dream home a reality with specialty loans W hether you’re planning to build your home from the ground up or add a second story to your current home, more and more homeowners are building their way to their dream homes. While financing a building project can be tricky, specialty loans, like constructions loans, were created specifically for these types of situations. With proper financing from the start, a specialty loan can help you evaluate your overall construction plans and help ensure your project is completed on time. Constructions loans are typically short-term loans and offer the option of interest-only payments during the construction process. Each construction loan is customized to each borrower’s situation, as differ-
ent amounts of the loan are disbursed during each phase of HAWAII CENTRAL construction.This helps to keep FEDERAL CREDIT UNION the progress of construction on address // 681 S. King St. schedule and within budget. contact // 536-3677 Since construction loans are web // www.hccu.info much more complex than a typical mortgage, it is vital to go with a lender that is experiproject, you need to ensure you have enced with construction lending. At professionals who will be there for Hawaii Central Federal Credit Union you every step of the way. With on(HCFCU), the construction loan site visits to see how each phase is program has quickly increased in going, HCFCU’s home loan officers popularity since it first began in 2010. ensure each phase is moving along as HCFCU loan officers have helped scheduled. Also, all construction loans and funded numerous construction are processed and funded locally, projects this year. They understand allowing for a quicker turnover and the process and the obstacles past access to the funds you need. borrowers have dealt with on the To see if a construction loan is the way to their new home. right fit for your building project, or When dealing with a construction
Building To Your Lifestyle!
for more information, call 529-4599 or visit one of HCFCU’s home loan officers at 681 S. King St. Home loans are processed by CU Network Services, a wholly owned subsidiary of Hawaii Central Federal Credit Union.
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681 S. King Street (808) 529-4599 www.hccu.info Federally insured by NCUA. Home Loans are provided through CU Network Services LLC, a wholly owned subsidiary of Hawaii Central Federal Credit Union (HCFCU). NMLS# 412820; NMLS# 375459
OCTOBER 7, 2012 • 11