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FEBRUARY 26 - 2013
KAIPARA LIFESTYLER
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Roper & Jones
“Covering the Kaipara”
Proactive business banking limited in the value we can add. This is also the case if we do not have timely financial information (including good management accounts at a point in time). Knowledge is the enabler here. I would also add that there is value in bringing your Accountant and any other advisor or stakeholder into the relationship. In summary, the following are useful steps to help you get the most from your banking relationship: The proactive business 1. Make sure your bank banker should involve your bank staying in touch with you. Paul Visser, Business Manager and banker are encouraging for Westpac in Northland this level of relationship. Your banker should take time to They should bring the necessary skills, understand not only your business, but you as disciplines and mindset. the business owner. They should understand 2. Be sure to share and engage. Like where you and your business want to go. They should be able to understand key business most things in life, you will get out of this drivers, interpret financial information and what you are willing to put in. 3. Include other key advisors. structure solutions for your business. In order to If you do not feel that you get full value present the correct solutions, your banker must from your banking relationship, try these first fully understand you and your business. steps. You may be pleasantly surprised. A critical part of the equation is also your The information contained in this article is own willingness to share and engage. In order intended as a guide only and is not intended as for you to get the best out of your relationship, an exhaustive list of matters to be considered. you need to be willing to share key information. Persons entering into business should seek When we see only part of the picture or are their own professional legal, accounting and working with gaps in our knowledge, we are other advice.
I have been in business banking for many years and recently reflected on what made for great business banking relationships. When I think back, it is clear that we are all very different and as such the dynamics can differ greatly. However, there are some common themes that have always been there in some of my strongest customer relationships. These are a proactive Business Banker, good communication, open and honest discussions and information sharing.
roperandjones.co.nz
Hamonds gets a make over
Alistair Hammond offers timely advice for property investors and real estate buyers.
We would like to introduce you to the new look Hammonds Law. You may have noticed our new logo in our advertising. Also, our building at 11 Hokianga Road has had a new paint job. We now have a website www.hammondslaw. co.nz and a Facebook page. Be sure to
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Do you need help with your business brand? We can help you create the difference that will make your business stand out! We will create your logo, your stationery, your sales brochures, & yers as well as your advertising.
like us on Facebook to keep up to date on any significant law changes. We have been receiving a lot of positive feedback about our new branding. Besides the cosmetic changes, everything else at Hammonds Law is the same. Dave Dennis is still Principal, working with five staff solicitors and legal executives to give you the highest quality advice in all areas of law. Our team of eight support staff continue to provide efficient assistance to our lawyers to ensure you get the best possible service. If you are selling or buying a home, farm or commercial property, contact Alistair Hammond for help. You may require a will or succession planning, a formation of a trust or a subdivision. Alistair is an experienced conveyancing and estate lawyer and can help with any of these matters. The team at Hammonds Law look forward to assisting their current and new clients with all their legal needs now and in the future.
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Alistair Hammond
LLB/BSocSc
alistair@hammondslaw.co.nz
Phone 09 439 7099
Terms and conditions apply. See www.getonline.co.nz for more information. Westpac New Zealand Limited in association with MYOB NZ Limited. *Free for the first 12 months
hokianga Rd Dargaville | email info@hammondslaw.co.nz www.hammondslaw.co.nz
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Contact Alistair for all legal services relating to residential or rural property, estates, trusts, wills and asset planning.
10/10/12 3:52 PM