North Coast Minority Media MBE: Urban Professionals (November 2013)

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MBE North Coast Minority

Urban November 2013

MBE/Urban Professionals November 2013 Bob Lanier, Gus Hoyas, Lonnie Coleman, Radikah Reddy, Jose Feliciano Sr., Margaret Wong, Rita Singh and Alex Machaskee, not shown Jonny Wu. The honorees pose after receiving awards at the 2013 MBE Awards Luncheon a tradition that will continue by having Minority Companies nominate individuals from MBE, WBE & DBE companies. The Diversity Coalition of Urban Professionals will be hosting the nominations in various cities. Lou Acosta opened up the ceremonies by speaking on a “ Nation of Immigrants and Entrepreneurs�, then Alex Machaskee Former Pres. & CEO of the Cleveland Plain Dealer and on the board of Global Cleveland also shared a few words on each of the honorees. After the awards were given out each honoree shared a few words with the audience.

Diversity Council Multi-Cultural Awards Luncheon

Hispanic Volunteers Service Awards Dinner


Good Afternoon, My Name is Lou Acosta, President of North Coast Minority Media & The Diversity Chamber. Thank you for your support of the 1st Annual MBE/Urban Professionals Awards. This year we are starting with eight recipients from the Minority Entrepreneur Community and as we grow it will take us into the Urban Professionals Community as well. The MBE Urban Professionals Magazine that will be sponsoring the awards will be taking nominations from various diverse organizations in and around the Northeast Ohio Area. Today it’s Cleveland’s turn, November 16th we will have a similar ceremony in Lorain County, then Akron, etc…. We appreciate all of you that came out to support today’s honorees. I’ll start off with an overview of our entrepreneurs and why it is important to recognize them and what they do for our economy.

of $4.2 trillion dollars. In 2011 alone, immigrants started 28 percent of all new U.S. businesses, despite accounting for only 13 percent of the U.S. population. And between 2006 and 2012, 44 percent of new tech startups in Silicon Valley had at least one immigrant founder. To accelerate northeast Ohio’s economic momentum, we need entrepreneurs and small business owners like these, we need a system that allows us to leverage the creativity and diversity of all Minority Business & Immigrant entrepreneurs to better compete in the global economy. Today we stand here and honor a few people, some immigrant, some not, but all minorities, whom have overcome adversity and have given of their time, their talent, their funds, and their knowledge to help those in need. Today we thank those business leaders who came to our country to build a better life and encourage the type of high-growth entrepreneurship that contributes to our long-term economic strength. We thank those who grew up in the community and knew that a change must be made and a voice must be heard. We thanked those who created jobs, by helping others create businesses. We thank those who are contributing to our youth through the giving and sponsorships of scholarships, and we thank those today who are helping their communities by creating awareness, dissemination of information, and ongoing events that help businesses and organizations reach the people of their communities. They make the City of Cleveland, The County of Cuyahoga, and The State of Ohio a better place.

“A Nation of Immigrants and Entrepreneurs” By Lou Acosta America has been a nation of immigrants and entrepreneurs for hundreds of years. The immigrants of two hundred years ago are the mainstream here today. Whether they came over on the Mayflower, or after the 1980 Cuban Flotilla, they came with dreams to conquer; Freedom, Prosperity and the American Dream. For years, Immigrants and Minorities have been building successful businesses that create good jobs and promote our economic growth. These businesses form the fabric of our communities, and are part of our American heritage as a nation of innovators. Immigrant and Minority-owned businesses foster vitality, creativity and diversity in our entrepreneurial ecosystem. And, in addition to creating jobs here at home, they are helping to increase America’s global competitiveness by exporting and opening up markets around the world.

Today we thank; Lonnie Coleman, Jose Feliciano Sr., Rita Singh, Bob Lanier, Radikah Reddy, Johhny Wu, Gus Hoyas and Margaret Wong for their contributions to helping, businesses, people, and their communities.

North Coast Minority Media LLC & Diversity Chamber

Immigrants or their children have founded more than 40 percent of Fortune 500 companies, which collectively employ over 10 million people and generate annual revenue 2


Coleman Spohn CORPORATION

Specializing in: •

HVAC

Plumbing

Power and Process Piping

Repairs and Maintenance

1775 E. 45th Street Cleveland, Ohio 44103 216-431-8070 www.colemanspohn.com

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A Strong Commitment To Supplier Diversity. BUILDING RELATIONSHIPS. IDENTIFYING OPPORTUNITIES. Kent State University’s Supplier Diversity Program builds long-term relationships with women, minority and veteran business owners. We are committed to identifying opportunities that are great for your business and community. For more information on Kent State University’s Supplier Diversity Program, contact Veronica Cook-Euell, Kent State University’s Supplier Diversity Program manager, at vcook3@kent.edu or 330-672-9195.

WWW.KENT.EDU/PROCUREMENT/DIVERSITY

Excellence in Action Kent State University, Kent State and KSU are registered trademarks and may not be used without permission. Kent State University, an equal opportunity, affirmative action employer, is committed to attaining excellence through the recruitment and retention of a diverse workforce. 12-1465

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Worldwide Intercultural Network (WIN-NEO) and Global Cleveland Invite you to the 4th Annual Holiday Celebration of Cleveland’s Global Diversity Wednesday, December 4, 2013 From 6:00 p.m. to 9:00 p.m. at the Ariel International Center - Skyline Lake Room 4th Floor, 1163 East 40th Street, Cleveland 44114 (Free Parking) FREE ADMISSION

INTERNATIONAL BAZAAR, FOOD, MUSIC, DANCE AND NETWORKING Worldwide Intercultural Network - NEO (WIN-NEO) is a grassroots organization igniting the potential of the power of diversity. We believe that worldwide intercultural understanding and networking will be one of the primary drivers of economic and social transformation for our city and region. It will expand our resources and contacts around the world and mobilize the vibrant diversity to help drive the Cleveland renaissance in this global economy. Our mission: Celebrating Cleveland’s multicultural communities through collaboration and cooperation on initiatives promoting the prosperity of the region and its diverse people. COMMUNITY PARTNERS & CORPORATE SPONSORS Ariel International Center India Ohio Chamber of Commerce Asian Services In Action, Inc. International Community Council B’nai Jeshurun Congregation International Services Center C.A.M.E.O Media Design Imaging ClevelandPeople.com Nueva Luz Cleveland Asian Festival Niagara Foundation-Ohio Cleveland Leadership Center OCA Cleveland Diversity Center of NEO Society of Urban Professionals Federation of India Community Associations of NEO TiE Ohio Friendship Foundation of American Vietnamese Turkish American Society of OH Hispanic Cultural Center of Cleveland Young Latino Network

Register online: http://www.win-neo.org/winneo/homePage.html Worldwide Intercultural Network - North East Ohio (WIN-NEO) Address: Ariel International Center � 1163 East 40th Street, Suite 201 � Cleveland, OH 44114 Phone: 440.941.6088 � Email: info@win-neo.org � Website: www.win-neo.org

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Radhika Reddy / Ariel Ventures

participate in the curriculum, and graduated in June 2009.

Radhika Reddy is the founding partner of Ariel Ventures and has 30 years management experience (20 years in the US and 10 years in India) in real estate, renewable energy, economic development and international banking and business, which includes complex public-private project financing, banking, export/import trade and documentation, information systems, manufacturing, wholesale distribution and entrepreneurship.

Ms. Reddy has a Masters in Accounting / Taxation, from Cleveland State University and an MBA in Finance & MIS from Case Western Reserve University. She enjoys travel, music, philosophy, politics, sports and philanthropy. She founded a charity, Ray of Light International, Inc., in 1997, to provide food, clothing, shelter, medicine and education for destitute women, children and the aged, with a focus on third world countries.

Jonny Wu / Media Design Imaging Three years after co-founding the landmark Cleveland Asian Festival, and eight years as the Organization of Chinese Americans (OCA), Cleveland Chapter president, Jonny Wu’s achievements are to be recognized on Saturday, December 1st. The Ohio Asian Leaders & Legends Gala, is recognizing Jonny alongside dozens of other prominent members of the Asian community in Ohio.

Ms. Reddy also provides specialized economic development financial services including New Markets Tax Credits, Renewable Energy Tax Credits, Historic Tax Credits and has provided deal structuring, financial and cash flow modeling and compliance for over $1.5 billion of tax credit transactions, to structure multi-layered project financing in public-private partnerships, combining comprehensive economic development incentives to attract businesses and stimulate economic development.

Jonny Wu co-founded the Cleveland Asian Festival in 2010 to just over 10,000 attendees. In 2011, they tripled their attendance to 31,000, and in 2012, they reached a new record at 41,200 attendees. The most recent festival includes some remarkable statistics, including over one million dollars spent inside the festival. The results of Cleveland’s Asian Festival are clear. The festival has raised awareness of the AsiaTown community throughout the city of Cleveland, as well as the state of Ohio; it has strengthened the identity of AsiaTown, and Cleveland’s Asian community; it educates and promotes Asian cultures and traditions; and it celebrates Asian Pacific Heritage Month; in addition to winning a number of awards from the media and the press.

Ms. Reddy also offers international business, export/import documentation, finance, tax and IT services, to help US companies meet the challenges of operating in a global marketplace. Ms. Reddy has helped Ohio companies set up subsidiaries in India, Hong Kong, Canada, Brazil, Denmark, UK and Singapore and handled several aspects of international transactions, including letters of credit; foreign currency hedging; global purchasing, logistics and distribution; customs duties; accounting; transactions with foreign subsidiaries; and negotiations with suppliers in Asian countries. Ms. Reddy also set up a subsidiary for Ariel Ventures in India and China. Ms. Reddy is on the global markets advisory team for the State of Ohio, providing advice on strategies to help Ohio companies export and market globally, attract foreign direct investment into Ohio, and attract global companies to locate in Ohio. She is also on the international advisory committee, for the City of Cleveland, helping to develop strategies to attract international businesses to Northeast Ohio for economic development.

As president of OCA’s Cleveland Chapter, Jonny Wu has fostered an active and educational environment for Asian Americans living in the Greater Cleveland area. OCA is committed to promoting cultural heritage, active participation in civic and community affairs, securing justice, and equal treatment and equal opportunity for all Americans of Asian Pacific Islander descent.

Ms. Reddy was awarded the 2002 International Business Woman of the Year for Northeast Ohio and was also the recipient of the 2007 Commercial Real Estate Women (CREW) Cleveland Leadership award. She was also recognized by Inside Business as a 2009 and 2003 Athena Award finalist for her outstanding accomplishments as a woman business leader.

In addition to the Cleveland Asian Festival and his presidency at OCA, Jonny Wu is also an award-winning filmmaker with an MBA specializing in brand marketing. He owns Media Design Imaging, and has been a branding consultant for several businesses and nonprofit organizations. He initiated an outreach project to promote Asian culture and diversity with OCA Image TV, a monthly television show airing through Time Warner and new media outlets. It was aired daily to over 420,000 households and received numerous awards. In 2012, OCA Image TV received a $25,000 Cable Television Minority Arts and Education Fund (MAEF) grant from the Cleveland Foundation for new episodes and distribution through new media.

Ms. Reddy and her partners work closely in public-private partnerships with the Federal, State, and local government entities, Port, chambers of commerce, community development corporations, non-profits, banks, businesses and developers, to structure multilayered project financing for real estate, international business and economic development projects. Ms. Reddy and her partners collaborated with the Cleveland-Cuyahoga County Port Authority to create a Community Development Entity and was successful in securing a total of $100 million in NMTC allocations, since 2003, for making investments in the low income communities of Northeast Ohio. They also collaborated with other entities including National City Bank, University Circle Cleveland; Kentucky Inter-local School Transportation Association, St. Louis Development Corporation; Michigan Magnet Fund; Citywide Dayton and helped obtain over 600 million in NMTC allocations. Ariel Ventures manages the transaction structuring, financial modeling, compliance and reporting for several such community development entities and projects across the country.

Joznny Wu also sits on several boards, including St. Clair-Superior Development Corp., Neighborhood Connections Grant Review Committee, the WVIZ/Idea Stream Community Advisory Board, and the Cleveland Museum of Art’s Community Advisory Board, as well as an administrator for Cleveland IndieClub. He has done numerous speaking engagements at universities, conventions, and festivals on topics in Asian cultures, diversity, and filmmaking. He has made several feature-length and short films, including a few that have been distributed worldwide. Most recently, two of his films have each won Pixie awards for motion graphics and visual effects

Margaret Wong / Margaret Wong Assoc.

They co-developed a LEED certified 50,000 square foot office and research/lab facility along the Euclid Avenue corridor of Cleveland, Ohio, and are also pursuing unique real estate development opportunities in India, capitalizing on recent economic growth trends and the continued liberalization of governmental regulations related to direct foreign investment in real estate. They are also developing another historic 70,000 s.f. building, located on East 40th Street and Lakeside, into the Ariel International Center to create a one-stop international business incubator, office, and an international business and intercultural event center in Cleveland.

In more than 35 years of practice, Margaret Wong has built Margaret W. Wong & Associates Co., L.P.A. into a firm nationally and internationally renowned for its knowledge in immigration and nationality law. She is the current co-chair of the Immigration Law Committee for the National Asian Pacific American Bar Association, and chair of the Cleveland Bar Association’s Immigration Law Section.

Ms. Reddy is a published author and has presented at various national and international conferences in the areas of international business and tax, and federal tax credits. Her international tax article on “Global tax incentives for renewable energy (2001)” was not only published in national tax magazines and text books, but was also presented by her at the Asian Pacific Conference on International Accounting in Brazil, to 350 delegates from 40 countries.

Ms. Wong has received the highest rating, AV, from Martindale-Hubbell, based on both legal ability and general-ethics standards. Her peers have named her a “Leading Lawyer,” an exclusive list that has been published in Inside Business Magazine since 2001. She is listed as a 2004 “Super Lawyer” in Cincinnati Magazine, a distinction reserved for the top 5% of lawyers. She has also been listed as one of the “Best Lawyers in America” and was named the Honor Professor of People University of China which has the number 1 law school in China.

Ms. Reddy has organized a number of seminars, inbound and outbound trade missions for the Ohio international business community. In 1996 she accompanied Governor Voinovich on a trade mission to India. In 1997, she organized a forum of cooperation among 60 Ohio international business organizations to jointly promote international business and networking in the region. In 1999, Ms. Reddy was one of 100 US women business leaders selected to participate in the first-ever Canada/USA Businesswomen’s Trade Summit, co-chaired by Honorable William M. Daley, US Secretary of Commerce. In 2003, Ms. Reddy founded the India Ohio Chamber of Commerce, a non-profit organization, to promote business, educational, governmental and technological exchanges between Ohio and India.

Because of her personal experience as an immigrant, Margaret Wong combines qualities Americans admire: an immigrant’s work ethic, an entrepreneur’s drive, a keen sense of resourcefulness, and the utmost compassion for those in need. In 1950, Margaret Wong was born in the former British Colony of Hong Kong. Months earlier, her Chinese parents fled the political repression and civil war caused by the Communist takeover of China.

Ms. Reddy is a board member of the Northeast Ohio International Business Network, India Ohio Chamber of Commerce, The International Entrepreneurs (TIE Ohio), Women in International Trade – NEO, Urban Land Institute (ULI), Commercial Real Estate Women of Cleveland, and Cleveland State University business school. She is also a member in other organizations including, Cleveland Council on World Affairs, Cleveland Foreign Credit Group, Northern Ohio District Export Council, World Trade Center–Cleveland, Cleveland International Tax Forum, International Community Council, Greater Cleveland Partnership, Federation of Indian Community Associations, and National Association of Women Business Owners. Ms. Reddy was nominated to the Leadership Cleveland Class of 2009, a program that builds and strengthens regional leadership by selecting annually a small group of recognized and established leaders to

Based on her own experience of obtaining a green card and U.S. citizenship under U.S. immigration law, Margaret Wong recognized that companies and individuals need sound guidance in this highly regulated, seemingly arcane, and sometimes frustrating regulatory area. She founded Margaret W. Wong & Associates with one desk and no secretary. Her practice now includes six attorneys and 35 other staff members. Over the last two decades Margaret Wong has helped employers obtain work permits

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for their executives and has assisted thousands of people in coming to the United States to become permanent residents, advance their educations, work, and pursue opportunities. Her clients come from every country around the world, from every walk of life, and range from governmental and corporate to ordinary people. The law firm’s talented team handles every kind of immigration problem; its staff is multilingual, with proficiency in languages including Mandarin, Cantonese, Hindi, Tagalog, Russian, Spanish, French, German and Japanese. Executives and large law firms seek her help when they have tough immigration problems. She is known for speed, quality, honesty and persistence. She has won numerous awards, including two for philanthropy - the Margaret Ireland Award from the Cleveland Women’s City Club and the 1997 Creative Philanthropy Award from the Women’s Community Foundation. Crain’s Cleveland Business has named her to their “Women of Influence” list and Cleveland Magazine has included her with its “Most Interesting People.” Margaret Wong also received the highly coveted Ellis Island Medal of Honor in May 1998 for her outstanding achievements and contributions to the multicultural fabric of the United States. She was inducted into the Ohio Women’s Hall of Fame in 2000. Other honors and awards include an Outstanding Alumni Award from State University of New York at Buffalo, the Trailblazer Award from NAPABA, Kent State University’s Social Responsibility Award, and the Leadership Award from the United Black Fund. Margaret Wong is a civic leader who educates and inspires others. While she was serving as the first Asian-American president of the Cleveland Chapter of the Federal Bar Association, the Cleveland chapter won the coveted Chapter Activity Award. The Ohio Supreme Court appointed her a charter member of the Continuing Legal Education Commission for attorneys, where she is currently serving as a member of its Racial Task Force. She has presented numerous seminars on immigration and naturalization law for bar associations and the public. Committed to giving something back to the community and to mentoring young professionals, Ms. Wong has volunteered her time and expertise on boards of diverse organizations, including Notre Dame College, Cuyahoga Community College Foundation, Northeast Ohio Commission on Higher Education, Cleveland Bar Foundation, Ohio State Bar Foundation, American Immigration Lawyers Association, Asian Bar Association, Town Hall, University Hospitals Health System, St. Vincent Hospital Health Care System, United Way Services, and the Cleveland State University and Case Western Reserve University Law School Advisory Boards. Ms. Wong is also a life member of both the Eighth Judicial District Court and the Federal Sixth Circuit Court. Margaret is also an Urban League Board Member and VP. Ms. Wong has offices in Cleveland, Ohio; Columbus, Ohio; Detroit, Michigan; New York, NY; Atlanta, GA; and Nashville, TN. She is admitted for practice in Ohio, New York, Illinois, Georgia, District of Columbia and Michigan.

Lonnie Coleman Mr. Lonnie Coleman is the President and CEO of the Coleman Spohn Corporation, a mechanical contracting firm established in 1994 to install heating, ventilating and air conditioning systems for the commercial and industrial construction market. The company is headquartered in Cleveland, Ohio, and has branch offices in Toledo, Ohio, Columbus, Ohio, and St. Louis, Missouri. Lonnie has been actively involved in the changing skyline of Cleveland. He has participated in the construction of such facilities as the Rock and Roll Hall of Fame, Progressive Field, the Quicken Arena, KeyBank, Cleveland Browns Stadium, Monte Ahuja Medical Center, the Children’s Autism Facility of the Cleveland Clinic, and the Cleveland Cavaliers Practice Facility.

Transportation Services and many others, over 3,000 businesses listed. Additionally, Black Pages went online with a business search index that supported its print advertisement while providing links to strategic partners and other online services. Internet impact Black Pages Ohio The internet allowed Black Pages Ohio to reach a demographic limited only to the number of people who visit their website. Thanks to new technologies, they are able to connect with people from across the State of Ohio, reach new clients, and provide web browsers with the latest news concerning business and special events. Services offered to listed businesses? Black Pages Ohio also offers FREE LISTINGS to MBEs. In this way, those businesses that may not be able to afford traditional advertising will still have the benefits of informing the community of their services, regardless of other economic factors. Networking Black Pages Ohio is a well-known advocate of interrelation and interdependency between businesses of every level. A proven effective method for connecting Minority Owned Businesses with Corporations, Black Pages Ohio delivers many opportunities for partnerships between businesses. Through their networking events, Entrepreneurs and representatives from a variety of Corporations were able to connect with one another and offer common solutions to common challenges, while incorporating new ideas and integrating new concepts to promote their respective businesses. Major Events For the last 16 years our message has been the same: “Development and Reinvestment into Ohio Minority Communities.” With advertising publications covering Northeast, Northwest & Central Ohio regions and growing, Black Pages of Ohio has become a statewide leader in community awareness. Our projects have included the Profit Factor and Business Nite-Out, which have greatly assisted community outreach efforts and reintroduced Entrepreneurship to the Urban Community. Our Greater Summit Opportunity expo generated revenue and new business opportunities for Entrepreneurs across the State of Ohio. The 2010 Profit Factor was a FREE statewide conference and tradeshow that provided information and resources, as well as corporate outsourcing opportunities to minority businesses. Despite the economic climate, the 2009 Profit Factor delivered more than $350,000,000 in Procurement Opportunities, on behalf of Purchasing Specialists from Corporate, State, and Federal sectors. The 2010 Profit Factor also brought a number of opportunities that allowed MBEs to capitalize on such contracts while promoting supplier diversity. With support of State Agencies such as the Ohio Minority Business Enterprise Division, the Ohio Entrepreneurship and Small Business Division, as well as assistance from the Ohio Minority Contractors and Business Assistance Program, the Ohio Department of Administrative Services, and the Ohio Department of Development, Black Pages Ohio’s events have been consistently proven to be a viable source of entrepreneurial enhancement for Ohio MBEs.

Jose Feliciano Sr. / Baker & Hostetler José C. Feliciano was born in Yauco, Puerto Rico and was reared on the near west side of Cleveland. He has been a Partner in the Litigation Group in the Cleveland office of the national law firm of Baker & Hostetler LLP since 1987. Prior thereto, he made history by serving as the first Hispanic public official in the history of the City of Cleveland by serving as the city’s chief prosecuting attorney. The culmination of his public career was Mr. Feliciano’s selection as a White House Fellow by President Ronald Reagan in 1984.

Lonnie is involved in many professional and civic organizations in the greater Cleveland area. He is a member of The Presidents’ Council, and has served as its President. He is a member of ShoreBank Enterprise Group Advisory Committee, the YMCA Board of Trustees, the MetroHealth Hospital Foundation, the Team NEO Minority Advisory Board, the Kym Sellers Foundation, the Greater Cleveland Partnership, the Urban League Board of Directors, and the Mechanical Contractors Association of America Board of Directors. Lonnie’s honors and achievements include receiving the SBA’s “Minority Contractor of the Year” Award; the SBA’s “Administrators Award for Excellence;” the Governor’s “Minority Business of the Year” Award; and the EPA’s “National Minority Contractor of the Year” Award. Lonnie is also an inductee into the Ohio Business Hall of Fame. Lonnie, a Solon resident, has been married for 43 years to Frances Y. Hurd, a native of Lima, Ohio. They are the proud parents of three children: Kelli, Kiana, and Christopher.

Bob Lanier Ohio Black Pages / Summit Magazine In 1991, The Cleveland Black Pages was established to provide the African-American community and professionals with a business resource guide and directory. With mentoring assistance from its Chicago counterpart, Black Pages was the first African-American Minority Business Directory published in the northeastern region of Ohio. The publication was renamed Black Pages of Ohio to reflect its phenomenal growth. Four annual publications were printed to serve four major Ohio cities; Greater Cleveland, Greater Columbus, Greater Toledo & Akron, Canton, and Youngstown. These publications combined, circulate over 100 counties and were distributed throughout surrounding communities. Black Pages Ohio listed businesses from A to Z. Some sectors included: Construction, Advertising, Sales, Computer Repair, Web Page Design, Event Promotions, Appliances,

Earlier in his career, he was a Cuyahoga County Public Defender and was an attorney for the Legal Aid Society. He has also been an adjunct professor at John Carroll University. He holds a B.A. from John Carroll University, a J.D. from the Cleveland-Marshall College of Law, and an M.B.A. from Cleveland State University. A member of the American College of Trial Lawyers, Mr. Feliciano has more than 37 years of experience in complex commercial and employment litigation. His trial experience has included business litigation, products liability, construction, shareholders’ derivative suits, contracts, eminent domain, and commercial and personal torts. Mr. Feliciano was elected to the American College of Trial Lawyers in 1995, he has been consistently listed in the Who’s Who in American Law, and he is consistently recognized as an Ohio Super Lawyer and listed in The Super Lawyer in Business for Corporate Counsel and Fortune 1000 Decision Makers. Mr. Feliciano is deeply committed to advancing the Hispanic community in Northeast Ohio. He is the founder and Chairman of the Hispanic Roundtable. He is also the former Chairman of the Hispanic Leadership Development Program and founder of the Hispanic Community Forum, for which he also served as President. Additionally, Mr. Feliciano was a founder of the Ohio Hispanic Bar Association and served as its Vice President. He is a past general counsel for the Spanish American Committee. In his role as Chairman of the Hispanic Roundtable, Mr. Feliciano hosted a monthly talk show on El Sol Television, produced by El Sol De Cleveland Hispanic newspa per. Mr. Feliciano and his guests discussed topics relevant to the Hispanic business and professional community of Northeastern Ohio. He wrote a regular column on legal issues in El

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Sol newspaper and has written book reviews for the Cleveland Plain Dealer. Today, he is an aperiodic columnist for La Prensa newspaper.

Gus has a wife named Lilly and 3 children - Brittany, Jonathan and Allyson Education: St. Ignatuis High School / Mayfield High School

Mr. Feliciano has a long history of other community involvement, including service on the board of the following organizations: Cuyahoga County Transition Group (Executive Committee), John Carroll University (Vice Chairman), St. John Hospital, United Way Services, Greater Cleveland Roundtable, Ohio Motorist Association (AAA), Case Western Reserve University Visiting Committee (Chairman), Cleveland-Marshall Law School Visiting Committee, Cleveland Ballet, The Cleveland Children’s Museum, New Cleveland Campaign, Spanish-American Committee, National Conferences of Christians and Jews, Cleveland Council on World Affairs, and WVIZ (Public Television).

John Carroll University Bachelor of Arts (B.A.), Political Science and Government / Spanish / Biology Agent Qualifications: NASD 6,26,and 63 licenses Former Corporate Executive / Nationwide Insurance Awards: Champion Award Community activities: Actively involved with various Non-profit organizations: Hispanic Roundtable of Cleveland former President of the Hispanic Business Association – the Ohio Hispanic Chamber of Commerce and now the Hispanic Contractors Association.

Mr. Feliciano currently sits on the following boards: Hispanic Roundtable (Chairman and Founder), Greater Cleveland Partnership, Global Cleveland, Midwest Coalition on Immigration (Twelve State Initiative of the Chicago Council of Global Affairs), Commission on Economic Inclusion (Executive Committee), and MWV Pinnacle Capital Fund Advisory Board.

Rita N. Singh Rita N. Singh is the founder and Managing Partner/CPA of S&A. Consulting She brings extensive knowledge and experience in strategic planning, financial management, and marketing as well as in all facets of operations management, with strong leadership and excellent project management skills in serving diversified industries. She has diversified skills in planning analysis, budget, forecast, financial strategies and management of general accounting, as well as cost audits reviews and financial statements. Her areas of expertise also include systems implementation and integration.

Mr. Feliciano has been equally involved in the Bar. He is a past president of the Cleveland Bar Association. Mr. Feliciano served on the Board of Governors of the American Bar Association from 2001 through 2004, and since 1998 he has been elected on a nationwide level to the House of Delegates of the American Bar Association, the congress of the legal profession. In addition, he has chaired the Section of Dispute Resolution of the American Bar Association (1996-1997) and has represented the American Bar Association to the National Conference of Commission on Uniform State Laws. More recently, he has served on the A.B.A.’s Standing Committee on Federal Judiciary (2006-2010) which reviews all nominees to federal judgeship, including the United States Supreme Court, and reports to the Senate Judiciary Committee, Justice Department, and the White House. He currently sits on the A.B.A.’s Standing Committee for an Independent Judiciary. Mr. Feliciano was honored by the American Bar Association in 2005 with the “Spirit of Excellence” award, given by its Commission on Racial and Ethnic Diversity in the Profession. In 2008 he was named Chairman of the Advisory Group for the United States District Court for the Northern District of Ohio.

She has provided complete business start-up support to new and emerging businesses, and assisted many local businesses, improving their productivity and profitability. Rita has developed and implemented budget systems for various local businesses and non-profit organizations, revised and automated billing systems for medical professionals and provided consulting services to many closely held businesses, resulting in successful turnaround. She is equally skilled in generating understanding and enthusiasm in her consulting to clients.

Mr. Feliciano has received a number of awards and honors for his professional accomplishments. He was initially recognized for his public service in 1983 when, as a prosecutor for the City of Cleveland, he was awarded the Ernest J. Bohn Public Administrator’s Award, Public Administrator of the Year in Cuyahoga County. Cleveland State University granted its Distinguished Alumni Award in Law and Business to Mr. Feliciano in 1990, and the Cleveland State University Nance College of Business elected him into its Hall of Fame in 2010. He was also recognized by the Cleveland-Marshall Law Alumni Association as an Alumnus of the Year in 1998. ORT granted Mr. Feliciano its Jurisprudence Award in 2009 and Crain’s Cleveland Business listed him in its “Who’s Who in Business” in Cleveland in 2010.

Singh has financial experience in all aspects of public accounting, ranging from the simple to complex return and resolution of tax related issues for individual and entrepreneurs who own sole-proprietorship, corporations, s-corporations, consolidated corporations, partnerships, as well as those who manage non-profit organizations. The varied levels of financial responsibility and work with diversified business organizations has given her the ability to define and analyze various types of problems, draw conclusions, evaluate, implement solutions and communicate complex concepts.

In recognition of his community service, the U.S. Jaycees selected Mr. Feliciano as one of the Ten Outstanding Young Men in America in 1984, an award received by, among others, John and Robert Kennedy, Henry Kissinger, and Elvis Presley. The American Nationalities Movement granted Mr. Feliciano its civic achievement award in 1990, and the Ohio Commission on Spanish Speaking Affairs recognized Mr. Feliciano in 1996 as a Distinguished Hispanic Ohioan. Nueves Horizontes Newspaper recognized him as its Hispanic of the Year in 2000. The Federal Bar Association granted him its Boots Fisher Civic Achievement Award in the same year, when he also received the Hispanic Political Action Committee Civic Award. Most recently, he is a recipient of the John Carroll University’s Alumni Association Alumni Metal (2012).

Rita currently serves as trustee and sits on several boards and advisory committees in different capacities. She has been recognized time and again for her outstanding community relations, civic involvement and contributions to a wide variety of organizations and ethnic communities. She has been recognized many times by her peers and has also received various awards such as Athena, Top Ten Business Owners in Northeast Ohio, Accountant Advocate of the Year, Northern Ohio 500 Most Influential Women and many more for her business advocacy, leadership and professionalism.

Mr. Feliciano, who resides in Chagrin Falls, has been married for 37 years to his wife Molly, with whom he has three children: José Jr. (33), Rebecca (30), and Marisa (27). He has a grandson: Ciarán (3 months).

Besides holding her Certified Public Accountant Certification, Singh also has an Associate Degree in Accounting and Business Administration, Bachelors of Arts Degree, and has a Masters Degree in English Literature.

Gus Hoyas Prior to purchasing and Insurance Agency in the Twinsburg Community of Summit County, Mr. Hoyas was Nationwide Insurance State Sales Director for the Ohio & West Virginia Region a proprietary insurance region headquartered in Columbus, Ohio. In his capacity there, Mr. Hoyas played a critical role in developing and implementing the region’s strategic expansion plan, including the expansion and development of its agency distribution structure. In that capacity, he oversaw corporate policies and reporting procedures; directed systems administration, business development, sales management and staff; and oversaw and coordinated agency review sessions to grow sales in a region that contained over $400 million dollars in Nationwide Property and Casualty insurance business. Mr. Hoyas also improved and expanded on Diversity within the ranks of Sales Management through the installation of corporate best practices to bring change within the sales ranks and agency force. Before becoming a Director with Nationwide Insurance Company, Mr. Hoyas was a State Operations Consultant for the Ohio Regional Vice President’s Office of Nationwide Insurance. In this role, he increased sales and profitability by increasing agency initiatives by 120 percent with bringing in consistent net revenues over the years for the Ohio West Virginia Regional Operation. Previously, Mr. Hoyas held several Sales Management positions with the Allstate Insurance Company, in Northbrook, Illinois. There, he supervised external communications within the Urban Affairs Department, including the Company’s Hispanic Business Unit, which was carrying out the responsibilities around diversity advertising and marketing, media coverage, sponsorship, procurement and diversity programs, and minority recruitment

Elite Women Around The World® was founded by its CEO, Rita N. Singh Mission: To Enhance The Economic Position of Women Globally Elite Women Around The World® was founded by its CEO, Rita N. Singh, along with her two daughters Anjulika and Kavita in Cleveland, Ohio in May of 2009. The development of the project took 5 plus years in research, augmentations of vision, strategic direction, execution and implementation of the first phase of the project. The entire idea of forming this diverse global group of women came about from Rita’s involvement and participation over the past 30 years in different organizations. She felt that there was a tremendous need to have a global collaborative network initiative where individuals and companies could tap into the vast resource of women skills to build entrepreneurship worldwide and women lifting one another through a structured mentoring program with an effort to bring global closer to home, and that lead to the formation of a Worldwide Women Skills Databank; Global Mentoring Matchmaking Program; Global Speaker’s Bureau. Since its inception Elite Women Around The World® has brought together a diversity of women leaders and men who believe and champion and invest in shaping their economic future. Over the years Rita has created, organized and spearheaded many regional and global civic and economic projects. She is a person of broad and deep accomplishments, with a global mindset to create success strategies worldwide. At various times she has excelled as an expert entrepreneur, brilliant executive coach & leadership strategist, dynamic speaker, author and moderator, philanthropist and thought leader, trained consultant and CPA. Rita’s leadership is making a difference worldwide. Her vision has provided the philanthropic “fuel” to address the vital issues facing our community. She is an exceptional leader who serves as a role model to others with her unconditional service to her community and to the world.

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ONE DAY AT A TIME AND ONE WOMAN AT A TIME


Our Health Care System doesn’t have a lot to do with health Posted by Nirav R. Shah

more screenings and routine measurements of your health, such as your Body Mass Index (BMI), blood pressure and cholesterol levels.

Applicants have until Sept. 17 to answer the question: How can we harness data and information for the health of communities? The challenge invites tech-savvy thinkers to ponder how we can use all this data to keep Americans healthy. That means using this data to help consumers lose weight, lower their blood glucose and get more exercise. It means helping people avoid costly hospital admissions and readmissions, bypassing the emergency department for your local primary care doctor, and staying on top of all the preventive screenings that will enable you to stay healthy.

Now we’re seeing another shift, one that comes with the realization that true health care is about delivering health. And there’s only one way to achieve it: prevention. Prevention requires that we engage the consumer. Ultimately, it’s the consumer who must practice the preventive steps that keep him healthy. That’s where data comes in. Data provides the information we need to make those healthy choices.

Nirav R. Shah, M.D., M.P.H., is the 15th New York state commissioner of health. Below, he writes about Knight News Challenge: Health and the role data can play in preventive care. Photo credit: Flickr user Alex Gorzen. As it appeared in the Knight Foundation blog t http://www. knightfoundation.org/blogs/ knightblog/2013/9/11/data-essential-promoting-healthy-habits/ For too long, we’ve been pumping money into a health care system that really doesn’t have a lot to do with health. In fact, a study in the New England Journal of Medicine found that the health care system really doesn’t have much to do with keeping us healthy and avoiding an untimely death. Thirty percent of our health is predetermined by our genes. Another 60 percent is the result of social and behavioral factors, what we call the social determinants of health, such as where we live, whether we grow up in poverty and the choices we make based on our environments. Only a paltry 10 percent is attributable to our health care system. Yet, that’s where we spend 95 percent of our health care dollars today. What’s fast becoming apparent is that health care is no longer about what’s going on inside the four walls of your hospital. It’s not about the surgeries you get or the even the medications you take. Gradually, we’ve begun to move away from hospital-based health care to one that is centered on primary care, which involves

The ultimate goal is really the Triple Aim: better individual care, better population health and lower costs. If we can use this data to achieve these three goals, then we have met the challenge. In the process, we’ll have restored the health of our citizens.

We live in a nation awash in data, from blog posts to tweets to YouTube videos. Nowhere is the amassing of data more widespread than it is in health care, where every little measurement and activity we do gets recorded. Every time we take your blood pressure, fill a prescription or administer a procedure, we gather more data about your health.

Now that’s health care. Knight Foundation has committed $2 million to News Challenge: Health. The Robert Wood Johnson Foundation will award prizes of $50,000, $30,000 and $20,000 respectively for the top three projects that “best combine public health data and health care data.” The California HealthCare Foundation will award $100,000 to one or more ideas that enhance the use of health data in local policymaking. For more visit newschallenge.org.

The data has no value if it’s stored away somewhere. Bringing transparency is essential. That’s exactly what the New York State Department of Health did last March when we liberated the department’s health data at health.data.ny.gov. We provided inquiring minds with data on everything from restaurant inspections to hospital-acquired infections to student BMIs—and there’s more to come. Other government agencies—including the state of New York and the U.S. Department of Health and Human Services—have had similar initiatives. As wonderful as it is, transparency alone isn’t enough. We have the data. Now we need solutions. We need to put this data to work for us, to use it to improve our nation’s health. That’s where the Knight News Challenge: Health comes in. The News Challenge is a collaboration between the Knight Foundation and four health organizations: the Robert Wood Johnson Foundation, the California HealthCare Foundation, the Bill, Hillary & Chelsea Clinton Foundation and the Health Data Consortium.

Ohio Commission on Hispanic/Latino Affairs named “Champion for Coverage” by U.S. Department of Health and Human Services Columbus, Ohio - The Ohio Commission on Hispanic/ Latino Affairs is honored to be recognized as a Champion for Coverage by U.S. Department of Health and Human Services (HHS). As a Champion, we have volunteered to help uninsured Americans learn more about the Health Insurance Marketplace. During our recent statewide

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Latino Health Summit, it became evident that Hispanic Ohioans are eager to learn how to access health services and improve their quality of health. “Our commission is fully engaged with Hispanic serving organizations to ensure appropriate information, outreach and resources are made available to our communities,” stated Lilly Cavanaugh, Executive Director of the Commission. “Champion organizations, like the Ohio Latino Affairs Commission, are already serving people and are a trusted source of information in communities across the country,” said Centers for Medicare & Medicaid Services Director of Communications Julie Bataille. “These organizations are natural places for people to learn about the Marketplace, and we want to make sure that they have access to the tools and information to respond to people who want to sign up and enroll for coverage on October 1.” In less than a week, the new Health Insurance Marketplace will be open for business where millions of Americans can shop for and purchase health insurance coverage in one place. Consumers will be able to find out whether they qualify for premium assistance and compare plans side-by-side based on pricing, quality and benefits. No one can be denied coverage because of a preexisting condition. October 1 marks the beginning of a six-month long open enrollment period that runs through March 2014. Coverage begins as early as January 1, which is less than 100 days from today. Consumers can get help finding Marketplace coverage through a number of different resources. They can get more information through HealthCare.gov, or cuidadodesalud.gov. They can participate in online web chats or call 1-800-318-2596 toll free (TTY: 1-855-889-4325) to speak with trained customer service representatives, with translation services available in 150 languages. Community health centers, Navigators and other assisters are also available in local communities to provide in-person help with coverage choices.


To become a Champion for Coverage and to learn more about what being a Champion for Coverage means, visit: http:// marketplace.cms.gov/help-us/ champion-apply.html. VOTE BY MAIL OPENS FOR THE NOVEMBER 5, 2013 GENERAL ELECTION

You Can’t Be a Wimp—Make the Tough Calls An Interview with Ram Charan by Melinda Merino HBR.org November 2013

35 years on the road, watching hundreds of executives deal with their toughest challenges. He regularly shares the insights from his experiences in speeches and the classroom and is the author of several best-selling books. (His latest books are Boards That Lead, which he cowrote with Dennis Carey and Michael Useem, and Global Tilt.) He has also published many popular articles, including the HBR classic “Conquering a Culture of Indecision” (April 2001), in which he addresses the problem of organizational paralysis. In this edited interview with HBR senior editor Melinda Merino, he returns to the topic of decisions and talks about what he’s learned in three decades of helping executives make them.

factors that are moving targets. The usual competitive analysis doesn’t work well when technology keeps erasing industry boundaries and the pace of change is so fast that you can’t wait for things to stabilize. So you’re wrestling with more qualitative factors, with no conventional methodology, under the real threat that part of your business has peaked or could become irrelevant. Meanwhile, enormous opportunities that require big bets arise and vanish quickly. And any decision you make will be judged in the court of public opinion. You have to take into account potential consequences for a range of constituencies who may have no direct long-term economic interest in the business— regulators, shareholder activists, societal watchdogs, the media. These conditions were beginning to emerge 10 years ago, but now they’re dominant.

HBR: What has changed the most over the years about how executives make decisions?

Photography: Jared Leeds

As one of the world’s preeminent advisers to CEOs and boards, Ram Charan has spent the past

Charan: Getting to the right answer is tougher these days. It’s not just the greater number of variables to consider; executives also need to make subjective judgments about highly ambiguous

How are CEOs adapting? The good ones know it takes more than analytics. They take in a lot of information from many

sources and then crystallize a point of view. They sort and sift the information and select the handful of factors that matter most—usually no more than six—from the myriad possibilities. That’s what they’ll base their decision on. They cut through the complexity to get to the heart of the matter, without getting superficial. And they do it without losing sight of the customer. In the boardroom of a company whose most profitable division was directly affected by Napster, the online music service, the CEO and directors debated for roughly an hour about how to kill Napster. After all the brouhaha, one quiet director made a simple but incisive comment: “No law is going to prevent social change.” He recognized that the consumer was being liberated and the industry was about to go through a radical shift.

What to Do If You’ll Never Have All the Right Information And what happens once decision makers narrow down the critical factors?

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The most successful CEOs actually develop and shape options in their minds. They reframe the issue as part of a broader phenomenon, maybe looking at it from the outside in and with a longer time frame. Imagination and the ability to connect diverse insights come into play. They’re also very good at making sure each option is specific and concrete, taking their thinking from an altitude of 50,000 feet down to 50 feet. With each option, they ask, “If we were to go this way, what would our success depend on?” Those are the assumptions their decisions hinge on—the things that will make the decision succeed or go bust. As their thinking gels, they pose incisive questions, ask for quantitative analyses, solicit more information from inside and outside the company, and bounce ideas off a small network of trusted people for a dose of reality. From that they draw inferences and thread ideas together to reach what they consider the right solution.

How do you test a decision? By thinking through as many second- and third-order effects as you can. It’s not just a matter of knowing the expected ROI. If you decide to make a major investment in country A, of course you’ll want to calculate the return, but you also have to understand the community issues, the government issues, and the likely reaction of competitors—current competitors; potential competitors; and local competitors, who don’t play by the same rules. Many executives are learning the hard reality of investing in the oil industry in Russia. Is it still worth it? What are the second- and third-order consequences for a financial services company if it settles with regulators who want it to not just pay a fine but also admit wrongdoing? Or if a company lets an activist shareholder join the board? Today most CEOs factor how investors will react into their decisions, especially in transformative moves, like the merger of Publicis and Omnicom. They also devote a lot of energy to thinking about

how the board, and especially a few critical directors who drive consensus, will respond.

sibility of 24-hour news before anyone else did. All the ingredients were there, but no others had connected them until he created CNN. Like Turner, the best CEOs are compulsively attuned to the external environment and have a sixth sense that picks up anomalies and detects early warning signals and opportunities.

Good executives don’t let concerns about the consequences make them indecisive, however. One midwestern CEO was outperforming by a mile in the late 1990s, when the top brass at Home Depot said they wanted his company to supply theirs. Volume would obviously go up, but selling to the retail powerhouse would have several negative consequences for the brand in the long run. The CEO didn’t think it was the right thing for his company and said so. He had to wrestle with how the board and investors would see it if the story went public—which it did, with a negative spin—but that didn’t stop him from turning Home Depot down. His company did suffer for a while from lower growth and a stock price in the doldrums, but the CEO won the board’s support, and his strategy and long-term/short-term tradeoff were eventually proved right.

The Three Keys to Making Better Decisions A great example of this is Ivan Seidenberg’s investment in fiber optics as CEO of Verizon. It was a huge and unpopular move at the time, but it was informed by a deep understanding of the external landscape and technology. Seidenberg had a realistic view of where the market and competitors were going and saw that Verizon could not put video on its network and run fast enough against the competition. So he made a big bet. Perceptual acuity, by the way, is in short supply. I can think of five major companies that went under in the past five years because the CEO couldn’t see how, or how fast, the game was changing.

But regardless of how much you test decisions, uncertainty is a fact of life. So in addition to having the courage to make a big decision, you need the fortitude to deal with unpleasant surprises. In mid-2008, Dow Chemical CEO Andrew Liveris made an all-cash deal to acquire Rohm & Haas. He planned to finance it with proceeds from a joint venture with Kuwait’s state-run Petrochemical Industries Company. No one was expecting the global financial crisis, and when it hit, the Kuwaitis wavered. In late December—just two days before the deal was to go through—they backed out, leaving Dow $6 billion short of the cash it needed for the Rohm & Haas transaction. The contract was ironclad, so Dow was painted into a corner. Liveris had the experience and resilience to find other sources of funding and save the company.

How can perceptual acuity be improved? You can’t do it by sitting in your office and meditating. Many complain that the top job is a lonely one, but good CEOs are always meeting with people, searching out information. One CEO I know gets together with his critical people for half a day every eight weeks to discuss what’s new and what’s going on in the world. They don’t look only through the lens of their industry. They look through a much wider lens, because some trends that affect one industry impact others later. The setting is informal, and outsiders often attend. It gives everyone a chance to talk about signs of change and decide which ones matter. Is our strategy adequate for what’s coming? Is this going to be fantastic for us, or are we on the verge of becoming obsolete? The meeting doesn’t involve 200 PowerPoint slides or quantitative analysis. It’s about big ideas.

So you have to deal with the unexpected. But don’t you also have to anticipate the future? Yes. You need what I call perceptual acuity—the ability to sense what is coming before the fog clears. Ted Turner saw the pos-

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Another CEO meets four times a year with about four other CEOs of large but noncompeting diverse global companies. They examine the world from multiple angles, looking for unstoppable trends, and share their best thinking about how each could play out. Then this CEO goes back to his own weekly management meetings and throws out a bunch of hand grenades to shake up people’s thinking. Two companies I know of ask outsiders to critique strategy in their boards’ strategy sessions. These are spirited discussions that shed more light on the hinge assumptions and the options being considered. In one session the focus was on pinpointing the risk in a certain strategy, but it came out that the company was missing an important opportunity. CEOs can lose credibility if risks come to haunt them, but few get penalized for missing an important opportunity.

Doesn’t good judgment develop over long periods of time? Yes, that’s why you have to find people early in their careers— as young as their late twenties and early thirties—who look for contradictions, oddities, coincidences, and bends in the road. You want people who can both think qualitatively and shape ideas based on conflicting and limited information. You can help executives develop those skills by sending them to China, India, or somewhere else where they have to learn how to deal with foreign governments. Deb Henretta had spent her career at P&G’s Cincinnati headquarters when A.G. Lafley sent her to Singapore for two years, and she ended up staying for eight. Over those years she developed the mental capacity to deal with 18 countries, to make decisions based on unreliable and incomplete information, and to sift out the sources and variables that mattered. Ultimately, she was asked to sit on a committee to develop Singapore’s 10-year plan. She now reports directly to Lafley.


How do you know you’re getting the right input, especially when you’re far removed from the sources because of organizational layers or geography? You have to develop a nose for finding the right sources and detecting distortion. You might know, for example, that one of your direct reports is always pessimistic, so you adjust for that. And you cross-check information by consulting multiple sources and people who are inclined to take different viewpoints. Many CEOs do not hesitate to go directly to sources at the scene of the action or to tap informal social networks. In India the government has been loosening its hand on the economy over the past 18 years, but it’s still pretty heavy and, in some cases, very unpredictable. Decisions can be delayed for years or even reversed. Executives in India do a lot of sensing at casual weekend get-togethers. They invest a significant amount of energy in being in the bridge of information.

What about making decisions with your team? If you’re wise and not a know-itall, you have a spirited, candid dialogue with your team, and you listen. Listening isn’t just hearing; it requires the willingness to entertain other viewpoints—especially opposing ones. You extract the inner feelings of your people, get them to explore the depth and breadth of their thinking. But it’s not a democracy. I’ve seen some executives become prisoners of their direct reports. They succumb to endless debate, or they may just want to be liked. They lose time and respect. If you’re the CEO, you decide.

Why CEOs Need Courage Will people accept a decision they disagree with? Of course you need to bring people along with you to carry out the decision. You can begin by explaining your reasoning. Strong leaders ask people to get on board or depart honorably. The other side of the equation is where the CEO makes little effort to socialize the decision and loses the support of his or her direct

reports. I know three high-profile CEOs who were asked to leave after the board was approached by their subordinates.

and competitive advantage, and keeping them relevant when their shelf life can be very short. Annual strategic planning is an antiquated idea. You can’t wait for your normal planning cycle to change your strategy. Shifts in the global financial system, marketplace, and geopolitical and digital arenas don’t wait. When an early warning signal appears, get your team on it right away. And you have to seize opportunities as soon as they emerge, as Tucci did.

Many CEOs talk with people informally one-on-one to get their buy-in. With the board, they explain what they see coming down the road and what actions they might take six to 12 months ahead—for example, the areas where they might be looking at acquisitions and the potential targets they’re tracking.

What else separates brilliant decision makers from average ones?

What other decisions does the CEO need to own?

CEOs face countless decisions. The best executives understand which ones they need to focus on and which ones they can delegate. They also know when to make a decision. And they’ve debated the risk of not doing it. Any change in the landscape creates opportunities for somebody. The decision to grab a big opportunity can be destiny-changing. If you don’t do it, someone else will. Look at how Amazon, Apple, and Google move ahead of everyone else.

Decisions about the mix ofgoals, resource allocation, and people and the organization. As a rule CEOs don’t give enough

attention to setting goals. The greatest mistake they make is to look in the rearview mirror at what they did last year or at what their competition did. The brilliant decision makers look at the runway ahead.

And what about resource allocation? These decisions are big because some competitive moves need disproportionate resources. When resources are allocated from the bottom up instead of from the top down, they get out of sync with what the senior team is trying to accomplish. At many companies the total cash investment in acquisitions, R&D, and fixed assets has not earned back its cost of capital after adjusting for the time lag in realizing incremental

Apples to apples, there’s

no greater insurance

EMC’s CEO, Joe Tucci, grasped the opportunity in virtualization when he visited a global customer. The customer had asked EMC to support a new type of software it planned to use: virtualization software, which was made by a West Coast start-up named VMware. On returning from his visit, Tucci walked into EMC’s engineering labs to chat with his team, and to his surprise they too were using VMware’s virtualization software, fairly pervasively, and they loved it. Without missing a beat, he called VMware’s CEO and a couple of its board members, then quickly dispatched a team to California, saying, “Don’t come back until you seal the deal.” A few big players were already wooing this company, but EMC jumped on the deal, snatching VMware, an industry disrupter, out from under them. Surprisingly, many of the biggest technology companies had completely missed it.

value than with an independent agent. Call 224-2253 or visit www.masters-insure.com

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What are the career-making decisions that CEOs need to get right? The obvious one involves strategy

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benefits. That outcome reflects the wrong allocation and/or ineffective execution. Some activist shareholders are finding gaps in CEO performance by doing this calculation.

Why are people decisions so hard to get right? When I studied 82 CEOs who failed, I saw that the most common reason for failure was putting the wrong person in a job and then not dealing with the mismatch. I’ve seen CEOs take staff people who are in the succession pool because of their brilliance, energy, and business acumen, and give them big line jobs to test them. Then the CEOs get busy and lose sight that these inexperienced people are killing the company. In one situation the person put in charge of the largest division took the company into a negative position in less than two years. It’s usually obvious who needs to go, and most of the time CEOs know it in their gut but don’t do anything. It’s hard to admit the error, or they have a psychological bond with the person or think they can coach him or her. Sometimes it’s a matter of misjudging performance, because they don’t dig into the causes. Today most if not all industries are impacted by digitization—mobile technology, big data, and the like. It has a tremendous effect on which people are more critical than others. One CEO of a large Indian company has been bringing a lot of younger people into senior jobs because of their digital experience. It’s been hard for him to bypass some long-serving executives, but he had the spine to make those decisions.

What’s the challenge when it comes to decisions about the organization? In late 2010, GE CEO Jeff Immelt decided to give country managers P&L responsibility for all of GE in their countries and have them report to vice chairman John Rice, who would be stationed in Hong Kong. It was the first time a vice chair would be based in an emerging market. It reflected the reality that a lot of

GE’s growth will be coming from the developing world, and the leaders have to be there. As Keith Sherin, then GE’s CFO, put it, “This is where the growth is. We are shifting our center of gravity.” Such decisions might be unpopular and break a lot of traditions, yet they set the future course of the company.

was suspended and the cash reinvested in the business, but these decisions turned out to be brilliant. Verizon has been able to expand its national footprint and outperform against some very tough competitors. Seidenberg’s decisions built a strong foundation that allowed the company to achieve full ownership of the U.S. wireless venture in September, giving Verizon great strategic flexibility in the fast-moving global game.

What is the biggest misperception CEOs have about executive decision making? One is that they know it all. Thatthey can figure it out on their own.

Why did the board back those risky decisions? Seidenberg had a very good record of delivering the numbers and building the organizational muscle for the new game. He developed a broad and strong management team. But he also had demonstrated that his ego was subordinated to his ambitions for the company.

A second is that if your decision doesn’t work out, your career is done. That’s not true if you have established credibility. Credibility of the CEO is the number one thing. If you lose it—with your direct reports, the board, key investors, the rest of the company—then you are done.

The first time was when Verizon merged with Bell Atlantic, and he proposed that he take the number two position and that Bell Atlantic CEO Ray Smith be named number one. When Smith retired, Seidenberg became CEO, but he gave up control again to Chuck Lee in the subsequent merger with GTE. Neither of those mergers was likely to get consummated without such arrangements. He had integrity—and a great habit of educating the board about the external environment at every meeting. The board always knew where he was going and that he had an outstanding senior management team to deliver on the plan.

The Importance of Being Credible With Your Board and Investors

So you can’t be a great decision maker without credibility? None of your decisions will be executed. Credibility also helps you gain access to the right people, the right information, investments, and support. In some cases, it’s what allows you to make the right decision in the first place. Verizon’s directors concurred with Ivan Seidenberg’s decision to invest $23 billion over 10 years in fiber optic cable because he had built credibility with the board over many years. It was a highly controversial investment at the time, and some investors were skeptical. The media and competitors were especially harsh. But the senior team had developed a deep understanding of what was required and, led by Seidenberg, secured board support.

What can’t be taught? You need the mental capability and tenacity to knit your inferences into something meaningful, and the imagination to think of new options. And you need the courage to go on the offensive based on your subjective judgments. You can’t be a wimp— make the tough calls

Later, Seidenberg created a new entity combining Verizon with Vodafone’s U.S. wireless assets. Verizon’s 55% stake gave it managerial and financial control. Again, many people thought the joint venture wouldn’t work, especially when the dividend

For more information and thought provoking ideas go to HBR.org

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Carnegie Corporation of New York Supports School Districts in Redesigning Schools to Meet Higher Standards Carnegie Corporation of New York today announced $10 million in grants to four school districts, part of its $28 million, multi-year Opportunity by Design initiative. These grants will help school districts design and open new high schools that support all students in meeting the demands of the Common Core. “These districts have the commitment to reshape high schools so that all students can meet more rigorous standards,” said Michele Cahill, vice-president, National Program, and director of urban education at Carnegie Corporation. “By taking on the challenge to ‘do school differently’ they will provide important examples to the country.” The grantee districts are: • Cleveland Metropolitan School District, $3 million over three years to design and open two new high schools; • Denver Public Schools, $1 million over two years to design and open one new high school and create a model district ecosystem that supports school design; • New York City Department of Education, $3 million over three years to design and open two new high schools; • School District of Philadelphia, $3 million over three years to design and open two new high schools. Opportunity by Design seizes on an important national opportunity: the adoption by 45 states of standards that are closely aligned with 21st century expectations for college and career. The standards—known as the Common Core State Standards in English Language Arts and


Mathematics—have the potential to usher in a new era in American education, in which schools prepare all students for the type of postsecondary learning that will increasingly be required in the global economy. “Schools need to change to meet these higher standards, and to help students accelerate their learning,” said Leah Hamilton, program director for New Designs for K-16 Pathways program at Carnegie Corporation, and co-author of the paper Opportunity by Design: New School Models for Student Success. “Strong school designs can help more students fill in knowledge gaps—even as standards become tougher. These districts are willing to take on that challenge, and Carnegie is supporting them with resources, and equally important, with help in implementing the design principles that research supports as crucial to powerful school models.” “This effort will ensure that students are prepared to be successful in college and careers, while building capacity in the system to provide high quality schools,” said Eric Gordon, CEO of the Cleveland Metropolitan School District. Drawing from evidence of what works in youth development and school organization, and from emerging tools and structures that enable greater personalization for each student, Opportunity by Design features Carnegie’s 10 Integrated School Design Principles, which present a comprehensive approach to rethinking what a school should be able to provide for each student. The Opportunity by Design grants will help each district learn about the Design Principles, tap into expertise in their communities, and design new school models that meet the needs of students while accelerating learning towards college readiness. Each selected district will also engage in activities to support the new schools— the first of which are expected to open in September 2014–and to scale best practices across their schools. In January, the Corporation also announced a $5 million grant to

launch Springpoint, a new national school design institute that will catalyze this work and provide support to grantee districts. The Corporation board has approved another $13 million dollars towards the Opportunity by Design initiative in the upcoming fiscal year.

your ideas and to help buildincreased solidarity across the various groups who are already working very hard on these issues in their various communities.

Cleveland Clinic CEO Toby Cosgrove, M.D., Elected to National Academy of Science’s Institute of Medicine

About Carnegie Corporation of New York Carnegie Corporation of New York was established by Andrew Carnegie in 1911 to promote the advancement and diffusion of knowledge and understanding. In keeping with this mandate, the Corporation’s agenda focuses on the issues that Andrew Carnegie considered of paramount importance: international peace, the advancement of education and knowledge, and the strength of our democracy. For Further Information: Carnegie Corporation of New York Office of Public Affairs (212) 207-6273 Email: sb@carnegie.org

Cleveland Clinic president and CEO Toby Cosgrove, M.D., has been selected as one of 70 new members of the Institute of Medicine (IOM), a prestigious national health advisory board.

Our Struggles Are One

IOM members are selected for their significant advancements to the fields of health and medicine, whether through research, teaching, clinical work, or other contributions.

Saturday November 23, 11-3pm Cleveland Public Library, Martin Luther King Jr. Branch 1962 Stokes Blvd. Cleveland, Ohio 44106 (Free Parking in Rear Lot)

“Dr. Cosgrove has had an incredible impact on the world of healthcare, first as a distinguished and innovative heart surgeon, and now as the CEO of a world renowned hospital,” said Robert E. Rich Jr., Chairman of the Cleveland Clinic Board of Directors. “Under Dr. Cosgrove’s leadership, Cleveland Clinic has become a respected model of 21st Century healthcare, with an emphasis on research and innovation; wellness for patients, employees and the community; patient experience; and, of course, top-notch patient care.”

George Friday, seasoned community organizer from the Bill of Rights Defense Committee, will be in town again to help facilitate an important civil and human rights session in Cleveland on Saturday Nov. 23, 2013. The theme of the meeting is “Our Struggles Are One”. The concept is that communities of color, whether they be Latino/ Hispanic; African American; Muslim/South Asian are all experiencing social injustice and inequities.

Dr. Cosgrove joined Cleveland Clinic in 1975, performing more than 22,000 operations and earning an international reputation for expertise in all areas of cardiac surgery, especially valve repair. In 1989, he was named chairman of the Department of Thoracic and Cardiovascular

The goal is to help unite communities to work on forming a larger coalition to help build power to push for solutions to thesystemic barriers that stand in the way of progress and reform. We hope you will join us to share

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surgery. He has published nearly 450 journal articles, book chapters, one book and 17 training and continuing medical education films. As an innovator, Dr. Cosgrove has filed 30 patents for developing medical and clinical products used in surgical environments. In 2004, Dr. Cosgrove was named president and CEO. Under his leadership, Cleveland Clinic has consistently been named among America’s top four hospitals by U.S. News & World Report and is one of only two hospitals named among “America’s 99 Most Ethical Companies” by the Ethisphere Institute. “Not only is it an honor to be named to the IOM, it’s also a tremendous responsibility,” said Dr. Cosgrove. “The IOM has great influence on public policies and programs that can shape the health and lives of millions of people around the world.” As the health arm of the National Academy of Sciences, the IOM functions as an authoritative body advising Congress, federal agencies, independent organizations, and the public, with the underlying mission of improving human health. IOM members – chosen for their outstanding professional achievement and commitment to service – are selected to address the most pressing healthcare issues. Once elected, IOM members make a commitment to volunteer on IOM committees, boards, and other activities. Recent projects have included studies of environmental factors in breast cancer, health technology and patient safety, nutrition rating systems and food packaging, and treatment of post-traumatic stress disorder, among others. The 2013 class includes 70 new members and 10 foreign associates, bringing IOM’s total active membership to 1,753, with 120 foreign associates.

About Cleveland Clinic Cleveland Clinic is a nonprofit multispecialty academic medical center that integrates clinical and hospital care with research and education. Located in Cleveland,


Ohio, it was founded in 1921 by four renowned physicians with a vision of providing outstanding patient care based upon the principles of cooperation, compassion and innovation. Cleveland Clinic has pioneered many medical breakthroughs, including coronary artery bypass surgery and the first face transplant in the United States. U.S.News & World Report consistently names Cleveland Clinic as one of the nation’s best hospitals in its annual “America’s Best Hospitals” survey. More than 3,000 full-time salaried physicians and researchers and 11,000 nurses represent 120 medical specialties and subspecialties. The Cleveland Clinic health system includes a main campus near downtown Cleveland, more than 75 Northern Ohio outpatient locations, including 16 full-service Family Health Centers, Cleveland Clinic Florida, the Lou Ruvo Center for Brain Health in Las Vegas, Cleveland Clinic Canada, and, currently under construction, Cleveland Clinic Abu Dhabi. In 2012, there were 5.1 million outpatient visits throughout the Cleveland Clinic health system and 157,000 hospital admissions. Patients came for treatment from every state and from more than 130 countries. Visit us at www. clevelandclinic.org. Follow us at www.twitter.com/ClevelandClinic.

Area transportation organizations are actively seeking bids from small businesses and MBE organizations, including Akron’s Metro Regional Transit Authority, Canton’s SARTA, Portage County Regional Transportation Authority, and the

Walsh University to Host Minority Business Certification and Transportation Opportunity Workshop

Certification information will be provided in a computer lab staffed by Walsh University students, and an interactive online information area will provide participants with access to databases of current projects available for bidding

November 20, 2013 NORTH CANTON, Ohio: October 21, 2013 — Walsh University will host a 2-hour hands-on workshop for small and minority business enterprises (MBE) to provide the information needed to gain access to regional transportation authority contracts.

dent, coeducational Catholic liberal arts and sciences institution that promotes academic excellence and diversity and provides close faculty-student interaction. It is dedicated to teaching its more than 3,000 students from 15 states and 31 countries to become leaders in service to others through a values-based education with an international perspective in the Judeo-Christian tradition.

Akron-Canton Airport. These organizations are partnering to encourage MBE bids on a wide range of project contracts. “More than traditional construction projects, our organizations are actively seeking MBE participation for all kinds of purchases,” notes Jim Krum, contracts and finance manager for the Akron-Canton Airport.

Darden Restaurants Earns National Recognition for Diversity

Walsh University has developed this event to strengthen the area’s diverse entrepreneurial community and provide the catalyst for regional business growth. According to Dr. Michelle Spain of Walsh University, “Regional transportation organizations represent a great source of business and want more minority business participation. This program is designed to assist companies in becoming eligible for new and unique opportunities for business growth.”

ORLANDO, Fla., Oct. 15, 2013 /PRNewswire/ -- Darden Restaurants has been recognized by two leading Hispanic publications for its commitment to diversity in its business practices and among its family of restaurants: Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Seasons 52, The Capital Grille, Eddie V’s and Yard House. Darden has been honored with the following recognitions:

The workshop will feature information stations where companies can meet with transportation agencies to learn about opportunities and requirements. Area financial lending organizations, legal resources and Small Business Administration representatives will be on hand to discuss business support services.

HispanicBusiness Media named Darden one of its “2013 Best Companies for Diversity” for its commitment to diversity in all areas of its corporate structure. Darden ranked 23rd on the list of 50 companies and appears on the list for the eighth consecutive year. LATINA Style Magazine ranked Darden among the 50 best companies in its “2013 LATINA Style 50 Report,” which recognizes the best companies for Latinas to work for in the U.S. Darden ranked 28th on the list of 50 companies and appears on the list for the seventh consecutive year.

The workshop is free and open to the public and will be held Wednesday, November 20 from 4:00 p.m. to 6:00 p.m. in the Barrette Business and Community Center. For more information contact Michelle Spain, Walsh University, DeVille School of Business, mspain@walsh.edu, or call 330 490 7090.

“At Darden, we know that embracing a diverse and inclusive culture gives us a competitive advantage and is critical to our longterm success,” said Samir Gupte, Senior Vice President of Culture for Darden. “The importance of diversity of people, perspectives

Walsh University is an indepen-

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and ideas is fostered at every level of our organization as a core commitment engrained throughout all our business practices.” Darden’s long history of diversity and inclusion dates back to 1938, when company founder Bill Darden welcomed anyone as a guest in his first restaurant during an era of racial segregation and discrimination. Today, diversity remains at the core of Darden’s culture. The company’s diversity initiatives reflect its guiding principles to attract and retain a workforce that embodies its diverse customer base, provide opportunities for diverse suppliers, and contribute to the well-being of the communities it serves. About Darden Restaurants: Darden Restaurants, Inc., (NYSE: DRI), the world’s largest fullservice restaurant company, owns and operates more than 2,100 restaurants that generate over $8.5 billion in annual sales. Headquartered in Orlando, Fla., and employing more than 200,000 people, Darden is recognized for a culture that rewards caring for and responding to people. In 2013, Darden was named to the FORTUNE “100 Best Companies to Work For” list for the third year in a row and is the only full-service restaurant company to ever appear on the list. Our restaurant brands — Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, Seasons 52, The Capital Grille, Eddie V’s and Yard House — reflect the rich diversity of those who dine with us. Our brands are built on deep insights into what our guests want. For more information, please visit www.darden.com

Dunham’s Sports Launches ‘Pick Your Own Adventure II’ Sweepstakes!® WATERFORD, Mich., Oct. 15, 2013 /PRNewswire/ -- Dunham’s Sports, one of the nation’s largest retail sporting goods chains, is launching its second ‘Pick Your Own Adventure II’ Sweepstakes . While launching the sweepstakes, Dunham’s Sports Director of Digital Marketing, David Feld said, “We are excited to again offer this unique


sweepstakes to our loyal customers, and can’t wait to reward the winner with the prize of a lifetime. Our goal for this sweepstakes is to offer six awesome prize options, so whoever the lucky winner is, it will be a memorable adventure for them”. The ‘Pick Your Own Adventure II’ sweepstakes runs October 1, 2013 to December 31, 2013. One entrant, selected at random from all eligible participants, will win his/her choice of one of six great prize offerings listed below. Signing up for the sweepstakes is free and easy, and can be done at http://www.dunhamsadventure. com/?affiliate_id=dun_win. You can enter once a day during the sweepstakes period, and additional entrants are rewarded by sharing the sweepstakes with friends and family. a. Sharp Shooter Trip Package: Trip for two (2) to Seven Springs, PA. Trip package includes round trip, coachclass air transportation for two (2) from a major airport near winner’s home (determined by Sponsor in its sole discretion) to Pittsburgh, PA; three (3) nights’ accommodations at the Seven Springs Mountain Resort (or a comparable hotel determined by Sponsor in its sole discretion) (single room, double occupancy); daily break fast at the hotel (menu determined by Sponsor); a $400 allowance for full-size rental car and parking fees for length of stay; two (2) days of skeet shooting including equipment rental for two (2); and travel agent services. b. Links Master Trip Package: Trip for two (2) to San Diego, CA. Trip package includes round trip, coach-class air transportation for two (2) from a major airport near winner’s home (determined by Sponsor in its sole discretion) to San Diego, CA; two (2) nights’ accommodations at the Lodge at Torrey Pines (or a comparable hotel determined by Sponsor in its sole discretion) (single room, double occupancy); daily breakfast at the hotel (menu determined by Sponsor); a $150 allowance for

full-size rental car for length of stay; two (2) rounds of golf per person including golf club storage and cleaning at Torrey Pines Golf Course; green fees and golf cart rental; and travel agent services.

or full-size rental car for length of stay; a $800 allowance for diving and water sports; and travel agent services. f. Fitness Fanatic Package: A Bowflex home gym system; a Schwinn elliptical machine; a yoga mat; a dumbbell set; and a $1,500 Visa card for a one (1) year gym membership, personal trainers, and additional home gym accessories. Terms and conditions of gift card apply. Winner will select his/her one choice from the above prizes (a-f).

c. Ski Bum Trip Package: Trip for two (2) to Lake Tahoe, NV. Trip package includes round trip, coach-class air transportation for two (2) from a major airport near winner’s home (determined by Sponsor in its sole discretion) to Reno, NV; two (2) nights’ accommodations at The Inn By the Lake (or a comparable hotel determined by Sponsor in its sole discretion) (single room, double occupancy); a $150 allowance for full-size rental car for length of stay; two (2) day lift tickets and ski rentals for two (2); and travel agent services.

http://www.dunhamsadventure. com/?affiliate_id=dun_win Sweepstakes Rules: Dunham’s ‘Pick Your Own Adventure’ Sweepstakes is open to legal residents of the fifty United States and the District of Columbia who are at least eighteen years old at the time of entry. The sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited. Participation constitutes entrant’s full and unconditional agreement to the Official Rules. The sweepstakes begins on October 1, 2013 at 12:00 a.m. Eastern Standard Time (“EST”) and ends on December 31, 2013 at 11:59 p.m. EST.

d. Deep Sea Fishing Trip Package: Trip for two (2) to San Diego, CA. Trip package includes round trip, coach-class air transportation for two (2) from a major airport near winner’s home (determined by Sponsor in its sole discretion) to San Diego, CA; two (2) nights’ accommodations at the Double Tree San Diego (or a comparable hotel determined by Sponsor in its sole discretion) (single room, double occupancy); daily breakfast at the hotel; a $150 allowance for full-size rental car for length of stay; and a fully guided fishing, including fishing equipment, bait, boat, motor and gas for 9 hours ‘Fish Hunter’ charter for two (2); and travel agent services. e. Fun in the Sun Trip Package: Trip for two (2) to St. Thomas in the U.S. Virgin Islands. Trip package includes round trip, coach-class air transportation for two (2) from a major airport near winner’s home (determined by Sponsor in its sole discretion) to St. Thomas in the U.S. Virgin Islands; two (2) nights’ accommodations at The Secret Harbour (or a comparable hotel determined by Sponsor in its sole discretion) (single room, double occupancy); a $300 allowance for round trip airport transfers

Enter the sweepstakes: http:// www.dunhamsadventure. com/?affiliate_id=dun_win

The award recognizes cities and community organizations that have made major contributions toward the economic and social revitalization of communities located in Dominion’s service area in Ohio. The Dominion Foundation, recognizing the company’s environmental commitment, is offering the second annual Special Environmental Project Award. The award recognizes a unique environmental project or initiative. Application instructions are listed below. Entries will be judged by a crosssection of community leaders from Dominion’s service area. Winners will be recognized in the March 2014 issue of Inside Business Magazine. The entry deadline is Nov. 30, 2013. For more information, visit www.dom.com, keyword “Impact.” The Guidelines: • Projects must have been completed between July 2012 and November 2013. • Projects must have made a major contribution to the economic or social revitalization of communities in northeast Ohio. • Projects must be located within the Dominion service area in Ohio. Organizations must be 501c (3). • On the summary page, please include a contact name, title, phone number, e-mail address and complete mailing address. To Enter:

Dominion Offers $110,000 in Community Impact Grants Dominion East Ohio and the Dominion Foundation will award $100,000 in unrestricted grants, plus a special Environmental Award of $10,000, to area non-profits that have made a difference in the communities the company serves, through the 19th annual Community Impact Awards competition, sponsored by Dominion and Inside Business Magazine.

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Submit a brief summary -- not more than three typewritten pages – of the project. Attach a copy of the organization’s 501c (3) form with entry. Entrants may include support materials, such as photos, press clippings or literature representing the project, but no videotapes or DVDs. Submit all materials in a three-ring binder to: Community Impact Awards, Dominion, 1201 East 55th Street, Cleveland, OH 44103. Entrants must use the following judging criteria as a template for the summary: 1. Name of your organization, a


contact name, title, telephone number, e-mail address, and complete mailing address. 2. Give a brief description/history of your community or organization. 3. Describe the project your community or organization developed to promote economic and/ or social revitalization. Include objectives, benefits, impact and measurable results and community interest/involvement. Include both quantitative and qualitative results. 4. The extent to which the project generated positive change and growth within its targeted area. 5. The number of people affected/ served by this project. 6. A description of how the results of this project will encourage and promote future development and revitalization. 7. Community impact: The effect the project has on jobs, spending, taxes, etc. 8. Did you want to be considered for the Special Environmental Project Award? Yes or no? 9. Finally, have you included all the information requested in steps 1-7, and enclosed a copy of your 501c (3) with entry? If not, entry may be disqualified. For more information about Dominion’s Community Impact Awards, visit the company’s website at www. dom.com, keyword: impact. Dominion is one of the nation’s largest producers and transporters of energy, with a portfolio of approximately 23,500 megawatts of generation, 11,000 miles of natural gas transmission, gathering and storage pipeline and 6,400 miles of electric transmission lines. Dominion operates one of the nation’s largest natural gas storage system with 947 billion cubic feet of storage capacity and serves retail energy customers in 15 states. For more information about Dominion, visit the company’s website at www. dom.com.

that Help Grow Both Minority and Female Led Business

65th Infantry Regiment Borinqueneers were the largest, longeststanding, and only active-duty segregated Latino military unit in U.S. history. Like the Tuskegee Airmen, Navajo Code Talkers, Nisei Soldiers, and Montford Point Marines who’ve already been recognized with the Congressional Gold Medal, the Borinqueneers overwhelmingly distinguished themselves in battle all the while enduring the additional hardships of segregation and discrimination.

Minority Business Enterprise Program The Minority Business Enterprise Program (MBE) is the program in which the State of Ohio is committed to identifying contracting opportunities for purchasing goods and services by State agencies. Approximately 15% of agency contracting dollars will go into opportunities exclusively available to certified minorityowned business.

Hailing from Puerto Rico, the US Army unit was active from 18991956. Emblematic of all US military veterans, including the hundreds of thousands of LatinoAmerican veterans, the Borinqueneers served and sacrificed in the cause of freedom with great pride The youngest of these remaining Latino-American heroes are in their 80’s and 90’s, having served in the Korean War, 60 years ago or more.

The State of Ohio is Committed to Awarding 15 Percent (More than $200 Million) of it’s Competitively Selected Contracts for Goods and Services to Ohio Certified MBE Companies Encouraging Diversity, Growth and Equity Program The Encouraging Diversity, Growth Equity Program (EDGE) is the program designed for facilitating small businesses owned by historically disadvantaged individuals, including minorities and females, to participate in State contracts.

A nationwide, non-partisan, all-volunteer group, the Borinqueneers Congressional Gold Medal Alliance has been advocating the awarding of the Congressional Gold Medal to these elderly veterans since late last year. Made up of veterans, Latino-Americans, and like-minded patriots, the organization has worked closely with members of the U.S. Congress to facilitate the successful introduction and subsequent support of special bipartisan legislation, which requires CoSponsorship by two-thirds of each chamber for passage.

• Learn about the State of Ohio Minority Business Procurement Program • Learn how to become a Certified MBE • Learn about current State of Ohio procurement bids • Learn what resources the State provides for certified MBEs • Learn How to grow your MBE business Meet with Key State Representatives:

The Congressional Gold Medal is the nation’s highest civilian award and is equivalent to the Presidential Medal of Freedom. If approved, the President of the US will sign the legislation thus becoming a Public Law.

Bill Patmon and John E. Barnes, Jr. Sponsored By: Ohio Development Services Agency Key Bank Corporate College

Looking to Grow your Segregated Minority-Owned Latino-American Business? Military Unit seeks Join us for this FREE business Presidential building event Saturday, NovemRecognition: ber 2, 2013 -- 10 am to 1 pm, Corporate College East 4400 Richmond Road, Warrensville Heights Discussion Will Focus on the State’s Two Primary Programs

Out of 155 Congressional Gold Medal recipients since 1776, only one Congressional Gold Medal has been awarded to a LatinoAmerican. That was forty years ago to Puerto Rican baseball hall of famer and humanitarian, Roberto Clemente.

Borinqueneers Begin Fall Campaign for Co-Spon sors in U.S. Congress! Similar in nature to the famed Tuskegee Airmen and other segregated U.S. military units, the

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The U.S. House of Representatives bill, introduced this spring by Representatives Pedro Pierluisi (D-PR) and Bill Posey (R-FL),

H.R. 1726, currently has 145 (50%) of the required 290 CoSponsors. The U.S. Senate bill, S. 1174, introduced in June by Sen. Richard Blumenthal (D-CT), has 18 of the necessary 67 CoSponsors. The alliance’s national chair, Frank Medina, a 2002 West Point graduate and Iraq War combat veteran, is coordinating intense efforts this fall to encourage individuals and organizations to reach out to additional Members of Congress to secure their CoSponsorship of the bills. Here is an excerpt from the bills to award a Congressional Gold Medal to the 65th Infantry Regiment, known as the Borinqueneers (US House of Representatives H.R.1726 and US Senate S.1174): “(22) Beyond the many hardships endured by most American soldiers in Korea, the Regiment faced unique challenges due to discrimination and prejudice, including-A. the humiliation of being ordered to shave their moustaches `until such a time as they gave proof of their manhood’; B. being forced to use separate showering facilities from their non-Hispanic Continental’ officers; C. being ordered not to speak Spanish under penalty of court-martial; D. flawed personnel-rotation policies based on ethnic and organizational prejudices; and E. a catastrophic shortage of trained noncommissioned officers.” During the Korean War, 2,771 Borinqueneers earned Purple Hearts. 750 of them were killed in action, and more than 100 are still missing in action. In addition to the points cited in the bills, the Borinqueneers were forced to wear “I am a coward” signs, ordered to paint over their unit designation “Borinqueneers” on their military vehicles, and ordered to discontinue their rations of rice and beans, termed “creole rations” at the time.


Among the national organizations supporting this important initiative are League of United Latin American Citizens (LULAC), Vietnam Veterans of America (VVA), American GI Forum (AGIF), Military Order of the Purple Heart (MOPH), Association of the United States Army, National Guard Association of the United States, National Puerto Rican Coalition (NPRC), and National Puerto Rican Chamber of Commerce (NPRCC). In an August 23rd letter from LULAC to Members of Congress, LULAC national president Margaret Moran stated, “It is with great pleasure that LULAC supports the 65th Infantry Regiment in their quest to achieve the Congressional Gold Medal, the nation’s highest civilian honor. Therefore, we urge you to CoSponsor the pertinent 65th Infantry legislation requesting the auspicious CGM recognition, Congressional bills H.R. 1726 or S. 1174. The Congressional Gold Medal will be the highest award ever for the 65th Infantry Regiment and for ALL Latino Veterans. This distinction will catapult Hispanic veterans into the national spotlight and will honor all Hispanic veterans past, present and future.” Although comprised mainly of Puerto Ricans, during the Korean War, the Borinqueneers also included some Mexican-Americans, African-Americans, Filipinos, Virgin Islanders, and several other nationalities. Interestingly, our nation’s first and only Latino 4-Star Army general, Richard E. Cavazos, a Mexican-American, got his start as a young Borinqueneer officer in Korea. There he earned his first of two Distinguished Service Crosses, our nation’s second highest honor for individual heroism. The Borinqueneers are credited with the last battalion-sized bayonet assault in US Army history. In early 1951 while fighting in Korea, two battalions of the 65th fixed bayonets and charged straight up hill toward the enemy, over running them and overtaking the enemy’s strategic position. General Douglas MacArthur had high praise for the segregated

unit. Also during Korea, the Borinqueneers valiantly defended the rear-guard of the retreating 1st Marine Division in one of the epic military withdrawals of history and were the last ones to board the retreating ships at Hungnam. Even though this will be a first for many of us, the alliance is asking everyone to immediately contact your one U.S. House of Representatives member and your two U.S. Senators to request their Co-Sponsorship of the bills that would award the Congressional Gold Medal to the 65th Infantry Regiment Borinqueneers.

the event ensure programming to business owners who need guidance and technical assistance to develop and maintain a sustainable business model. Small businesses create 60 to 80 percent of new jobs and employ over half of the country’s private sector workforce. Our services are not only vital to their success but to the Northeast Ohio region as a whole.

I will be reaching out to you in the next few weeks to further discuss your participation in this important event. Should you have any questions, please do not hesitate to contact me at (216)281-4422 or via email at info@hbcenter.org. We thank you in advance for your continued support!

Enclosed is further information related to the sponsorship levels and the benefits to your company.

Jenice Contreras, MBA Executive Director

Respectfully,

2013 Sponsorship Levels YES! I would like to be a sponsor at this years event ❏ Send Invoice ❏ Credit Card_______________Exp. ______ ❏ Check

Diamante Sponsor: $10,000 • Linked logo on the Chamber’s website • Website recognition as Diamante Sponsor • 20 reservations at the Annual Awards banquet

“Entrepreneur of the Year Awards Banquet”

• Outside back cover in program book • Rotating Logo on Screen at the Awards Banquet • Speaking presence during Awards Banquet

Masquerade and Dance Event Celebrating Hispanic Business Friday, December 6th, 2013 –LACENTRE Conference & Banquet Facility

Oro Sponsor: $7,500 • Website recognition as Oro Sponsor • 16 reservations at the Annual Awards Banquet • Full Page Ad inside Front Cover in program book

Dear Valued Sponsor:

• Rotating Logo on Screen at the Awards Banquet

The Northeast Ohio Hispanic Chamber of Commerce (the “Chamber”) will be hosting our annual Entrepreneur of the Year Awards banquet on Friday, December 6, 2013 at 6:30 pm at the LACENTRE Conference & Banquet Facility located in Westlake, Ohio. This annual event is our opportunity to recognize and celebrate the success of local businesses and entrepreneurs. As you may know, the Hispanic Chamber and Business Center share the common vision of promoting and supporting the economic development, business growth and advancement of the Hispanic Community in Northeast Ohio. As a sponsor, your company will be highlighted and visible to nearly 500 attendees who represent a vast array of businesses and economic development institutions across Northeast Ohio. This event is the only of one its kind that promotes and supports the Hispanic business community. Proceeds from

• Linked logo on the Chamber’s website

Plata Sponsor: $5,000 • Website Recognition as Plata Sponsor • 10 reservations at the Annual Awards Banquet • Half page Ad in program book • Rotating Logo on Screen at the Awards Banquet

Bronze Sponsor: $2,500 • Website recognition as Bronze Sponsor • 6 reservations at the Annual Awards Banquet • Quarter page Ad in program book

Ruby Sponsor: $500 • 2 reservations at the Annual Awards Banquet • Quarter Page • Ad in program book Questions? Contact us for more information: (216)281-4422 info@hbcenter.org

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WASHINGTON, DC – Congresswoman Marcia L. Fudge (OH-11) announced today she will vote no on H.R.3102, a stand-alone nutrition bill that doubles down on steep cuts to benefits in the Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps. Congresswoman Fudge released the following statement in advance of her assignment managing floor debate on behalf of House Democrats who stand with her opposing this legislation:

Congresswoman Fudge Applauds Controlling Board Vote to Approve Expansion of Medicaid in Ohio Warrensville Heights, OH – Congresswoman Marcia L. Fudge (OH-11) today issued the following statement regarding the 5-2 vote of the State Controlling Board to authorize expansion of Medicaid in Ohio: “I applaud the vote by the Ohio Controlling Board to expand Medicaid in the Buckeye State. This expansion opens the door to affordable health coverage for more than 275,000 Ohioans and will inject an estimated $2.6 billion dollars into Ohio’s economy through June, 2015. More than half of the people who will benefit work for employers that do not offer health insurance,” said Congresswoman Fudge. “Advocates of the Affordable Care Act including me, did not envision partisan political agendas dictating if uninsured people could benefit from Medicaid based on their address. I extend my appreciation to Governor Kasich and members of the Controlling Board who voted in favor of Medicaid expansion. They recognize this is the right and humane thing to do. Moreover, all Ohioans will benefit from the jobs and economic activity generated by additional federal resources reaching our state.”

Congresswoman Fudge to Vote No on Bill to Slash SNAP by Nearly $40 Billion

Municipal School District; Michael Heise, president of The Medical Center Co.; Julius Ciaccia Jr., executive director of the Northeast Ohio Regional Sewer District; and Stephen Campbell, vice president of campus planning and facilities management at Case Western Reserve University. The CBA has been around for several years but it wasn’t until earlier this year that it was endorsed by Mayor Jackson and the city of Cleveland, the Greater Cleveland Partnership, the Construction Employers Association, the Cleveland Building and Construction Trades Council,the Hispanic Roundtable, Hard Hatted Women, the Urban League of Greater Cleveland, and Cuyahoga Community College.

“In our great nation, nearly 50 million Americans struggle to put food on the table. A staggering one in five children, more than 16 million, is food insecure and 47% of all SNAP benefits go to children under 18. Nearly 16% of SNAP households include seniors. SNAP is their lifeline, and yet, House Republicans have decided to double the cuts included from the failed farm bill from June of this year. This will not help vulnerable, hungry Americans do well in school, stay healthy, or get on their feet; it’s kicking them when they’re already down.”

Congresswoman Fudge Introduces a Resolution to Protect Federal Employee Benefits Washington, DC- Congresswoman Marcia L. Fudge (OH-11) recently introduced a resolution, H.RES.388, acknowledging the critical services federal employees perform and rejecting efforts to uniquely target their salaries and benefits to reduce the deficit. Lately, federal employees’ ability to effectively carry out their respective agency’s mission has been obstructed. The government shutdown furloughed 800,000 federal employees and cost the economy billions of dollars. The $85 billion budget reduction from the sequester caused government agencies to furlough their workers, freeze new hiring and reduce overtime.

“SNAP recipients receive $1.40 per meal. Beginning in November, however, each household’s benefits will be reduced by an average of $36 per month due to the expiration of a supplement enacted during the height of the recession. In addition, H.R. 3102 would change eligibility guidelines and deny SNAP benefits altogether to an estimated 3.5 million people in 2014. That includes about 29,000 people in Cuyahoga County and 134,000 people throughout Ohio, who are deemed able bodied adults without dependents. National unemployment remains at 7.3% and this number is considerably higher in marginalized communities. There are not enough jobs or work training programs that would enable vulnerable Americans with low skill levels to earn a living wage and they would not qualify for SNAP under stringent guidelines imposed by this legislation.” “By imposing drastic cuts to feeding programs, House Republicans are also derailing any chance at enactment of a new comprehen-

“Federal employees are the backbone that keeps our government functioning,” said Congresswoman Fudge. “They maintain and secure the food we eat, protect the places where we work, secure the safety of our Nation’s borders, deliver our mail and keep our national defense systems prepared to respond to any threat, both domestic and abroad. Federal employees deserve better treatment than they have received from Congress.”

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The federal employees’ resolution

sive farm bill. This is needed to support our nation’s farmers, ranchers, rural communities and the 16 million Americans whose jobs directly depend on the agriculture industry. The SNAP cuts are almost ten times larger than those in the Senate bill and would make any chance at bipartisan agreement on a Farm Bill nearly impossible,” said Congresswoman Fudge. “A nation cannot be truly great without a moral compass. We’ve lost our way if we turn our backs on millions of Americans in need. That’s not who we are. I look forward to working with anyone in Congress on a farm bill that recognizes feeding and farming go hand in hand.” Builders, Contractors, Community Leaders and the Unions finally agree and signed a Community Benefits agreement. The agreement signed by 10 organizations which expect to put billions of dollars into the Cleveland economy within the next few years agreed that utilizing the local labor and contractors is best for the economic growth of the area. The biggest challenged in the past has been to give minorities and women construction business and/or jobs, but according to this new agreement that will not be the case. It is also a way to expand apprenticeship and pre-apprenticeship programs as well as improving diversity and inclusion in the construction industry. Many have taken noticed that some of the strategies used it the Medical Mart project and University Hospital construction projects using a CBA approach has benefitted them with an on time project and under budget. The CBA approach as witnessed by top leaders is a way to keep most of the money spent in the local economy. Signers of the CBA Memorandum included; Steven Standley, chief administrative officer of University Hospital, William Peacock, chief of operations for The Cleveland Clinic Foundation; Scott Miller, vice president of Dominion East Ohio; Fred Geis, president of Geis Cos.; Eric Gordon, CEO of the Cleveland


seeks a sense of the Congress to: • End the current pay freeze and cuts to federal employee pensions and benefits; • Block turning the Federal Employee Health Benefits Program into a voucher program, which shifts the costs of health insurance to employees and retirees; • Prevent a decrease in the multiplier used to calculate the future value of retirement benefits; and • Protect the Federal Employees Retirement System annuity supplement from elimination, making it possible for a federal employee to plan for retirement earlier than age 62. Federal employees have contributed nearly $100 billion over ten years to help reduce the government’s deficit, which includes a three-year pay freeze. As a result, both their lifetime earnings and retirement income have been substantially lowered.

Entrepreneurial Resources Angel Capital Education Foundation - The Angel Capital Education Foundation (ACEF) is a charitable organization devoted to education and research in the field of angel investing, a growing driver of our entrepreneurial economy. Information, education, data, and research analysis is available to investors, entrepreneurs, policy makers, state and local entrepreneurial support professionals, university faculty and students, and others interested in learning more about angel investing. Baldwin-Wallace College Business Plan Clinic - The BaldwinWallace Business Clinic is a community outreach program for small business owners and new business entrepreneurs. Their goal is to coach clients through the development of their business plan, they also offer other services for clients, which include an in depth review of their existing business plan or a feasibility study for a start-up business idea. CATI - The Center for Advanced Technology and Innovation

(CATI) serves as a technology transfer intermediary. CATI helps companies find a purpose for their unused technological assets by linking them with existing and up-start companies searching for solutions to their engineering, design and manufacturing challenges. They also serve as a source of information and inspiration for young businessmen and women looking to utilize the research and development that currently exists within U.S. industry; helping them create new businesses based on that previously unused technology.

ial ventures. Their market-driven programs and services encourage growth, innovation and community engagement. EDGE also works to establish meaningful benchmarks and track results for the region in a format that can be easily replicated to establish a more thorough indication of the region’s economic health. Entrepreneurs for Sustainability - Individuals, organizations and networks working together with an entrepreneurial spirit toward bold goals or BHAG’s that reflect an emerging sustainable regional economy that creates wealth, environmental health and affirms and sustains life for all.

CentralOhioEntrepreneurs. org - The Entrepreneurial Edge - CentralOhioEntrepreneurs.org is a free portal to the information resources entrepreneurs, start ups and small businesses in every industry need to flourish. The website maintains over 400 links to resources including self-assessment tests, funding resources, marketing, bookkeeping, HR, competitive intelligence, and more.

IdeaCrossing -IdeaCrossing is a free online community portal designed to help entrepreneurs find both the intellectual assistance and funding they need to launch and grow new business ventures. IdeaCrossing also serves the Angel and Venture Capital community by identifying and screening new investment opportunities. The site also provides greater visibility to the valuable assets located throughout any region, including universities, economic development organizations, service providers,and chambers of commerce.

Diversity Chamber LLC – A For Profit membership Organization that serves as an independent voice advocating for economic development and growth opportunities for Women and Minority business. Member Chapters are starting up throughout the State of Ohio and beyond. Chapter Presidents run their own areas as a for profit business. Anyone interest in starting their own chapter can call 216-394-0772

John Carroll University Entrepreneurs Association -The Entrepreneurs Association is comprised of over 200 private companies. Its members are seeking to grow their businesses and act asa force for positive change in the Cleveland area. Several resources are available to the Entrepreneurs Association members, such as mentoring opportunities, career services, and numerous partner organizations.

Employers Resource Council ERC is Northeast Ohio’s largest organization dedicated to HR and workplace programs, practices, training and consulting. Members have access to information, expertise and cost savings that support the attraction, retention and development of great employees. Resources include compensation and benefits surveys, online HR tools, the HR resource library, and professional development and networking opportunities.

Lake Erie College Business Plan Clinic– Lake Erie College has compiled several free templates to assist entrepreneurs with creating and presenting a business plan to potential investors.

Entrepreneurs EDGE - EDGE helps existing middle market companies in Northeast Ohio grow their value by building a culture that is supportive of entrepreneur-

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Microsoft Startup Center– Helps small businesses start off right with an elaborate checklist that guides entrepreneurs through business plan creation, branding, sales, finances and more. Offers on Microsoft products also help to give users a business upper hand.

My Own Business, Inc.– My Own Business, Inc. is a nonprofit organization committed to helping people succeed in business. Their free instructional course is presented by successful business owners who point out the common, avoidable mistakes. Session topics range from how to create a business plan to how to successfully expand. National Association of Women Business Owners - NAWBO works to strengthen the wealthcreating capacity of its members and promote economic development, create innovative and effective changes in the business culture, build strategic alliances, coalition sand affiliations, and transform public policy and influence opinion makers. They offer many resources including educational activities, business referrals and leadership training. NEO411.BIZ - A source of information for entrepreneurs starting or growing their business in Northeast Ohio. NEO411.biz, a service of Council of Smaller Enterprises (COSE), assists in locating and accessing the most beneficial resources in terms of management, funding, and other specialized areas such as intellectual property and I.T. workforce information. NAWBO offers many resources for women business owners in Northeast Ohio through the Cleveland chapter as well as through then National NAWBO connection. Through the alliances with other business organizations, women’s organizations, national and local corporate partners and, most importantly, the NAWBO members throughout the country, members can take advantage of educational activities, business referrals, leadership training, and many other opportunities.

NEOinc - The Northeast Ohio Incubator Collaborative (NEOinc) provides coordinated services to entrepreneurs desiring to start or grow technology-oriented businesses in the 21 counties of Northeast Ohio. Formed by the Edison funded incubators in Northeast Ohio (Akron Global Business Accelerator, Braintree,


GLIDE, MAGNET, and the Youngstown Business Incubator), NEOinc is an entry point into the entrepreneurial support network that exists across Northeast Ohio. zNEOSA - NEOSA membershipbased organization that promotes the advancement of the Technology Community and I.T. Industry of Northeast Ohio. The organization is intended to provide a forum for sharing business and technical experience among industry professionals, promote attractiveness of the Northeast Ohio area, and support its members in marketing their products and services worldwide. Northern Ohio Minority Supplier Development Council - To intervene in the economy of Northern Ohio; to retain, grow and enhance the profitability of its ethnic minority owned businesses, primarily through working to increase the purchase of goods and services from these firms by major corporations.

Ohio Venture Association – The Ohio Venture Association is a group of Northeast Ohio business people dedicated to providing an atmosphere for the interchange of ideas on entrepreneurship, new ventures and venture capital. The Association provides a scheduled forum during which entrepreneurs and business owners are selected to participate in a Five Minute Forum, where they can seek investments, partnerships, or customers. The Association also runs a Hatch an Egg program where entrepreneurs can receive two hours of free business consulting from Association members. SCORE Counselors to America’s Small Business - With its 10,500 volunteer counselors, SCORE offers free and confidential small business advice for entrepreneurs. Together, their volunteers have more than 600 business skills and are working or retired business owners, executives, and corporate leaders who are interested in sharing their wisdom and lessons learned in the business. The Ohio Business Development Coalition – The Ohio Busi-

Great Lakes Innovation and Development Enterprise GLIDE is staffed with businessdevelopment specialists who will meet with you to discuss your idea. There is no charge for the initial consultation. We will review your situation, identify the services you need and direct you to resources that can help bring your idea to life. GLIDE also offers feebased advanced business services.

ness Development Coalition is a nonprofit organization charged with developing and executing a targeted, proactive sales and marketing strategy to position Ohio for aggressive competition for business investment and expansion opportunities. It is funded with a combination of public and private sector funds. The primary objective of the OBDC is to provide the Ohio Department of Development, the state’s regional economic development organizations and chambers both qualified leads and effective tools to retain and expand Ohio companies, and attract new companies to Ohio.

MAGNET - The Manufacturing Advocacy and Growth Network acts as the voice for and to the region’s manufacturers, as well as the “one stop shop” for public and private resources needed by those companies in order to compete around the world. MAGNET’s consulting services consist of industry experts who assist manufacturers of all sizes and segments to become more productive, profitable, and innovative every day. MAGNET is part of the Northeast Ohio Incubator Collaborative (NEOinc).

WECO Fund, Inc. - WECO is a provider of financial services and programs to low and moderate-income individuals and families and the companies, organizations, and institutions in which they are involved. Their work supports the ambitions of people who want to save money, reduce debt and build wealth. It also supports the ambitions of companies and organizations that want their employees, members, constituents, customers, clients or congregants to be financially stable.

Youngstown Business Incubator - The Youngstown Business Incubator is a non-profit corporation that accelerates the start-up and growth rates of scalable technology-based businesses in the greater Mahoning Valley. The YBI’s current focus is on developing business to business software application companies, although they will work with firms possessing a broad range of proprietary technologies. YBI is part of the Northeast Ohio Incubator Collaborative (NEOinc).

Incubators Akron Global Business Accelerator - The Akron Global Business Accelerator (AGBA) offers upscale office, lab and manufacturing space with state of the art conferencing facilities and IT services. The Accelerator offers support and counseling services including: cash flow management, financing, marketing and sales, business plan development and much more. Attention is given to assisting new companies commercializing advanced materials, electronics and instrumentation, and information technologies. BioEnterprise - BioEnterprise is a business formation, recruitment, and acceleration initiative designed to grow health care companies and commercialize bioscience technologies. They offer a full range of services to support the development and growth of healthcare businesses, such as management support, clinical collaborations, investment capital and other start-up funding, business development, and a network of regional resources.

Investment Capital ARCHAngels - The Akron Regional Change Angel Network is a regional forum that has introduced investors to market-driven, technology-based investment opportunities within Northeast Ohio. The network invests in promising technology companies that can leverage the region’s strengths in health care, information technologies, polymers and other advanced materials. BlueTree Allied Angels - Allied Angels is a regional group of accredited investors who invest in regional early-stage companies. The group offers several entrepreneur benefits, including a large capital source, a broad pool of

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knowledge and contacts, an efficient process and structure, and additional capital connections. Early Stage Partners – Early Stage Partners began as an organization that invests in early stage technology companies in Northeast Ohio with the goal of increasing economic growth and entrepreneurship in the region. They currently have portfolio companies in the Life Sciences, Technology and Materials industries. GLIDE Innovation Fund of the Lorain County Community College Foundation – The Innovation Fund is a regional fund focused on financially supporting technology-based entrepreneurial endeavors and emerging technology-based businesses in Northeast Ohio. Ohio TechAngels Fund - The Ohio TechAngels (“OTA”) provide investment capital for commercialization of innovations in information technology, advanced materials, and medical technology. The goal of all of our Funds is to support early-stage Ohio-based entities by facilitating risk sharing on opportunities with high upside potential. NCIC Capital Fund - NCIC Capital Fund is an early stage investment company. They invest in emerging, growth-oriented, technology-based companies. North Coast Angel Fund -Our mission is to accelerate technology start-up success and improve the state of early-stage funding in Ohio. By bringing increased discipline, structure and effectiveness to the region’s angel investing community, we expect to create a more accessible and flexible capital environment in which the region’s best and brightest entrepreneurs can prosper. North Coast Opportunities Technology Fund - Developed by the Cuyahoga County Department of Development in connection with the Cuyahoga Next Advisor Task Force and in collaboration with the former JumpStart TechLift Advisors program, the new NCO Tech Fund will help capitalize and support early-stage, high potential/high-


growth technology companies in Cuyahoga County.

Chambers of Commerce Ashtabula Area Chamber of Commerce Canton Regional Chamber of Commerce COSE Cuyahoga Valley Chamber of Commerce Erie County Chamber of Commerce Greater Akron Chamber Greater Cleveland Partnership Greater Medina Chamber of Commerce Hispanic Chamber of Commerce of Ohio Hudson Area Chamber of Commerce Lake County Chambers of Commerce Lorain County Chamber of Commerce Portage County Chambers of Commerce Youngstown/Warren Regional Chamber

Economic Development Organizations Akron Urban League - The Akron Urban League is a nonprofit social service agency that seeks to improve the economic, cultural, social, educational, and recreational conditions affecting all citizens of Summit County, particularly African Americans, other minorities, and those most in need. Their Business Management Program provides a series of workshops designed for minority entrepreneurs to gain knowledge about how to reduce real and perceived barriers that could possibly hinder their potential growth in today’s business environment. City of Cleveland Department of Economic Development The department offers areas of development and assistance such as the Small Business Revolving Loan Program, which provides low-cost loans for the acquisition of fixed assets, renovation of existing facilities; the Division of Workforce Development; and the

Empowerment Zone, which helps businesses expand or relocate within the zone.

expand within the county, such as local tax incentives, low interest loans and training dollars.

City of Youngstown Economic Development - The Office of Economic Development offers several resources to growing businesses, such as the Small Business Mini-Loan Fund and the Ohio Enterprise Zone Program, which permits local municipalities, townships,and/ or counties to encourage new business investment projects by providing direct tax incentives.

Huron County Development Council - The primary focus of the HCDC is the retention and expansion of existing business and industry and the attraction of new business and industry to Huron County. They offer site selection assistance and business resource connections. Lake County Economic Development Center - The Lake County Port Authority was created in February 2007 to promote projects that will provide for the creation of jobs and employment opportunities and improve the economic welfare of the people residing in Lake County. The Port Authority is also authorized by state law to enhance, foster, aid,

Cuyahoga County Department of Development - The Department of Development provides unique and award-winning programs to help local citizens and businesses. With some of the most creative programs in community development, economic development and housing the department has responded to a mandate to innovate from the Cuyahoga County Board of Commissioners. The Department of Development’s professional staff work with local elected officials, business leaders, small business owners, entrepreneurs, non-profits, arts and cultural organizations and universities to provide technical assistance and educational opportunities that will ensure a vibrant economic future for our region.

provide or promote transportation, economic development, housing, recreation, governmental operations, culture or research. In pursuit of this mission, the Lake County Port Authority is unique in the services it provides for the economic welfare of our community. Our services can assist would-be entrepreneurs to large corporations, small nonprofits to large institutions and communities. Lorain County Community Development Department The Lorain County Community Development Department is the community and economic development representative for the Lorain County Board of Commissioners, and offers several resources, including the Lorain County Revolving Loan Fund, tax

ALPHA AND OMEGA KIDS CHARACTERS PARTY 440-317-1014 Imagine Their Little Faces When Their Favorite Characters Walk Through the Door for Their Party! Give your child a birthday party that he or she will never forget! Leave all of their friends (and parents) talking about the party for years.

Geauga County Community and Economic Development - The CED develops and implements strategies and programs to retain and expand county businesses and increase jobs. This Department administers the Geauga Revolving Loan Fund and the County Local Revolving Loan Fund Program. The CED programs address homebuyer assistance, public improvements, fair housing, septic and well improvements and rehabilitation of existing housing stock. This Department is a HUD certified housing counseling agency.

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Growth Partnership of Ashtabula County - An economic development organization in Ashtabula County that focuses on assisting businesses and boosting economic The County also offers an incentive package for businesses looking to locate or

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abatement in Enterprise zones, and Industrial Development Revenue Bonds. Mahoning Valley Economic Development Corporation - The MVEDC is a non-profit program that assists local small businesses in identifying and securing federal, state and local government contacts and sub-contracting opportunities. They offer technical expertise, resources, specialized assistance, guidance, and counseling to entrepreneurs. Medina County Economic Development - The Medina County Economic Development Corporation provides professional, comprehensive assistance to a wide variety of economic development clients. MCEDC’s capabilities are focused to meet the needs of clients in a confidential and time sensitive fashion. Minority Business Assistance Regional Council – Referral, collaborative and networking organization that helps start-ups, and growth oriented Entrepreneurs. 440-670-7017 NorTech - NorTech is a technology-based organization focused on the continuous improvement of Northeast Ohio’s technology environment and economy. The organization is leading an effort to develop and communicate a comprehensive technology strategy that will drive innovation in the region. Northeast Ohio Trade and Economic Consortium - An economic development partnership including counties such as Ashtabula, Columbiana, Mahoning, Medina, Portage, Richland, Stark, Summit, Trumbull and Wayne. NEOTEC promotes trade, business growth and economic opportunities through strategies such the Foreign Trade Zone 181 and improving the logistics of Northeast Ohio. Northern Ohio Minority Supplier Development Council - The NOMSDC is a nonprofit organization working to retain, grow, and enhance the profitability of its ethnic minority-owned businesses. They promote supplier diversity, facilitates corporate and minority business enterprises relationships,

assists minority businesses in meeting challenges and seizing opportunities, and provides access to educational, managerial and technical assistance.

of life within the Summit area through tax incentives offered to businesses, which have resulted in retaining and creating thousands of jobs in Summit County.

Ohio Department of Development - The Ohio Department of Development works with businesses to promote economic opportunities. They offer business information and guidance in several areas, such as starting a business, managing a minority business, and expanding a company. The 1st Stop Business Connection provides free state-level information needed by entrepreneurs to get started and continue their entrepreneurial journey, including the business information kit.

Team NEO - Team NEO markets the Cleveland Plus region collectively to site selectors, real estate consultants and targeted companies across the globe to increase awareness of Northeast Ohio’s business assets in order to increase business opportunities for the region. As all Northeast Ohioans can serve as regional advocates and salespeople, we offer marketing materials and tools to Northeast Ohio economic development organizations, communities and businesses. Trumbull County Planning Commission Economic Development - Our aggressive and collaborative economic development program helps companies grow and expand, and works to attract new business, industry, investment and jobs. The Planning Commission coordinates local, state, regional, and federal programs for businesses and industries expanding or locating in Trumbull County.

Ohio Economic Development Association - The OEDA provides on-going professional development training and materials and provides members with resources to inform leaders about the importance of economic development to their community. The OEDA also provides on-going networking opportunities such as our Annual Economic Summit and provides significant discounts for attending our state-wide events and workshops. Membership is on an annual basis.

Honda – Supplier Diversity

Stark Development Board, Inc. - The SDB offers assistance to local companies in growth, expansion, and attraction of new business investments. Financial assistance, incentives and a business network are available. Summit Business Partnership The Summit Business Partnership is a systematic service delivery system for economic and community development molded after proven, successful private sector customer satisfaction programs. The objective is straightforward: to satisfy, retain and grow those businesses that are already located in Summit County. Summit County Department of Development - The Summit County Department of Department has developed a technologytraining grant to help companies obtain skills for their employees to better compete in today’s economy. The department also focuses on increasing the quality

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Respect: The Basis for Inclusion and Diversity Our company philosophy states: “Equality among colleagues is expressed in recognizing and respecting individual differences in each other, treating each other fairly and creating equal opportunity for everyone.” It means embracing diverse viewpoints and ideas in all that we do, from the design and marketing of our products to being a responsible corporate citizen in the diverse communities in which we live and work. Ensuring that inclusion and diversity are top of mind, Honda established a North America Diversity Committee comprised of senior executives from our North American operations. The committee regularly assesses the status of diversity efforts and targets areas of improvement. In 2007, Honda

established the Office of Inclusion and Diversity to provide ongoing guidance and support in the areas of employment, procurement, advertising and marketing, financial services, communications, dealer representation and philanthropy. - See more at: http://csr. honda.com/diversity/diversity-athonda/#sthash.3rF0IwPm.dpuf Diversity is our strength. Honda believes that our future innovations and competitive advantage will result from diverse, motivated associates with the capacity to dream. It’s essential for us to preserve an inclusive work environment in which all Associates are treated fairly and respectfully, have equal access to opportunities and resources and can contribute equally to Honda’s success. We are always seeking diverse candidates for positions at Honda. If you or someone you know is interested in a career with us, please visit our career center. - See more at: http://csr. honda.com/diversity/diversityat-honda/diversity-at-hondaassociates/#sthash.4FxK7Tnp. dpuf A diverse dealer network is vital to our success. Over the last 20 years, we have focused our efforts on growing a diverse dealer base that represents the communities where we do business. To support this, Honda established the Dealer Investment Program, which provides assistance to qualified, ethnic minority dealer candidates who wish to invest in a Honda or Acura dealership. The program lowers financial barriers and provides candidates the opportunity to own and operate a Honda or Acura dealership with an initial investment of 15 percent of the total capital required. Once a new minority-owned dealer is established, Honda supports the dealer’s growth through our Minority Business Development Department. We provide assistance to develop, increase, and retain successful ethnic minority dealers in the United States, and to support improving minority dealers’ profitability. - See more at: http://csr.honda.com/diversity/diversity-at-honda/diversityat-honda-dealer-network/#sthash. VC2pzWQg.dpuf Reaching out to diverse suppli-


ers Honda suppliers are critical to our ability to meet and exceed our customers’ expectations. Our Supplier Diversity Initiative helps us reach our goal of building a diverse supplier base. Working alongside minority supplier development councils and the Small Business Administration, Diversity Workshops educate potential ethnic minority and women suppliers on Honda business operations. The workshops facilitate strategic alliances and joint ventures and assist with loan and venture capitalization, empowerment programs and other available resources. - See more at: http:// csr.honda.com/diversity/diversityat-honda/diversity-at-hondasuppliers/#sthash.j4h566U9.dpuf

MBDA Deputy Director Receives Hispanic Business Community Award

event. Castillo received the Public Service Leadership award. “I’m very honored to receive this award,” she said. “I have a rewarding job where every day I come to work and have the unique privilege of honoring my father. He emigrated from the Dominican Republic and started his own business. That’s what inspires me to help minorityowned companies grow their own business.” U.S. Secretary of Commerce Penny Pritzker also congratulated Castillo on the recognition.

The Hispanic Heritage Foundation held their first Hispanic Business Community Awards celebration Oct. 23 at the Capital One Bank headquarters in McLean, Va. The awards recognized the impact of Latino business leaders on the Greater Washington, DC community.

“I am happy to congratulate MBDA National Deputy Director Alejandra Y. Castillo on receiving the Hispanic Business Community Award for Public Service Leadership,” said Pritzker. “The Hispanic Heritage Foundation’s recognition of Ms. Castillo’s leadership and critical work is a

Alejandra Y. Castillo, MBDA National Deputy Director, was one of five awardees honored at the

testament to the service and dedication of our Commerce Department employees.”

Jose Antonio Tijerino, President and CEO of the Hispanic Heritage Foundation, said the organization was proud to honor the entire inspiring group of leaders. “Through their work, vision and dedication they have made a significant contribution to our community,” he said. To see the other Hispanic Business Community Awards honorees and learn more about the awards and Hispanic Heritage Foundation visit: www.hispanicheritage.com.

Careers: Part-time Media Sales Persons Needed Do you need extra money and want to help customers with your sales abilities? North Coast 50Plus, Cleveland Trends, Lorain County Magazine, MBE, North Coast Latino, Women’s Business, Health & Career Directory and Hispanic Business, Health & Resource Directory are looking for part time, retired or semi-retired, self motivated, and organized sales persons to generate business with new and existing accounts in Cleveland, Akron, Lorain County, Lake County and Medina County - Sales persons to work with B2B and B2C customers on promoting our media business in print, digital, business websites, inbound/outbound marketing services, and networking events. This is an independent contractor position. Basic Sales Duties: 1. Contact new and existing customers to develop relationships as needed to promote our organization and yourself. 2. Provide ad proposals, brochures, and media kits in person, by email, or mail. 3. Provide ad orders, sales leads, ad monthly run sheet to Publisher/Sales Manager each month. 4. Provide ad content, logos, graphics, and articles to our production department to fulfill customer’s orders. 5. Promote and sell our business websites for small and medium businesses. 6. Promote and sell our marketing services including custom newspapers and magazines and networking events. 7. Conduct follow-up service calls with accounts for quality satisfaction. 8. Attend trade shows in your area as determined by Publisher/Sales Manager. 9. Attend local networking groups to promote yourself and our organization. Participate in monthly sales meetings with Publisher/Sales Manager and other sales personnel. Qualifications: Three to five years outside sales experience required; College degree in sales/marketing a plus. Good communications skills, self-motivation, personable, detail oriented, well organized, and accountable. Open minded to new ideas and willing to share at monthly sales meetings. Dress business casual or appropriately for territory (no jeans, shorts, or cut-offs). General Requirements: Must have valid Ohio driver’s license and provide own vehicle with auto insurance for travel to customer locations and trade shows. Some reimbursements are allowed for travel expenses. A computer with an Internet connection is required. Business cards will be provided. Sales personnel can work from the comfort of their home. Additional Information: Training is provided by our publisher, marketing director, and sales manager at weekly and monthly sales meetings. Hours of Work: part time position during the weekday. Success is determined by your motivation and participation. Earnings are based on 20% commission on all products against a monthly draw. Limitations apply!

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Ten Cybersecurity Tips for Small Businesses Department of Homeland Security

Broadband and information technology are powerful tools for small businesses to reach new markets and increase sales and productivity. However, cybersecurity threats are real and businesses must implement the best tools and tactics to protect themselves, their customers, and their data. Visit www.fcc.gov/cyberplanner to create a free customized Cyber Security Planning guide for your small business and visit www. dhs.gov/stopthinkconnect to download resources on cyber security awareness for your business. Here are ten key cybersecurity tips to protect your small business: 1. Train employees in security principles. Establish basic security practices and policies for employees, such as requiring strong passwords and establish appropriate Internet use guidelines, that detail penalties for violating company cybersecurity policies. Establish rules of behavior describing how to handle and protect customer information and other vital data. 2. Protect information, computers, and networks from cyber attacks. Keep clean machines: having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Set antivirus software to run a scan after each update. Install other key software updates as soon as they are available. 3. Provide firewall security for your Internet connection. A firewall is a set of related programs that prevent outsiders from accessing data on a private network. Make sure the operating system’s firewall is enabled or install free firewall software available online. If employees work from home, ensure that their home system(s) are protected by a firewall. 4. Create a mobile device action

plan. Mobile devices can create significant security and management challenges, especially if they hold confidential information or can access the corporate network. Require users to password protect their devices, encrypt their data, and install security apps to prevent criminals from stealing information while the phone is on public networks. Be sure to set reporting procedures for lost or stolen equipment.

data systems that they need for their jobs, and should not be able to install any software without permission. 10. Passwords and authentication. Require employees to use unique passwords and change passwords every three months. Consider implementing multifactor authentication that requires additional information beyond a password to gain entry. Check with your vendors that handle sensitive data, especially financial institutions, to see if they offer multifactor authentication for your account.

5. Make backup copies of important business data and information. Regularly backup the data on all computers. Critical data includes word processing documents, electronic spreadsheets, databases, financial files, human resources files, and accounts receivable/payable files. Backup data automatically if possible, or at least weekly and store the copies either offsite or in the cloud.

The FCC’s Cybersecurity Hub at http://www.fcc.gov/cyberforsmallbiz has more information, including links to free and low-cost security tools. Create your free small business cyber security planning guide at www.fcc.gov/cyberplanner. To learn more about the Stop. Think.Connect. Campaign, visit www.dhs.gov/stopthinkconnect

6. Control physical access to your computers and create user accounts for each employee. Prevent access or use of business computers by unauthorized individuals. Laptops can be particularly easy targets for theft or can be lost, so lock them up when unattended. Make sure a separate user account is created for each employee and require strong passwords. Administrative privileges should only be given to trusted IT staff and key personnel.

The National Hispanic Corporate Council (NHCC) Breaks Attendance Records at its Fall Summit The National Hispanic Corporate Council (NHCC) http://www. nhcchq.org, the premiere resource for corporate America on maximizing the Hispanic marketing opportunity, experienced record attendance at its Fall 2013 Summit, which took place October 16-18 in Orlando, Florida. The summit titled, Key Levers to Driving Latino Market Business Growth, focused on the key elements of a successful Latino segment growth strategy for Fortune 1000 companies. (Logo: http://photos.prnewswire.com/ prnh/20130912/MM79047LOGO) Responding to the great engagement from member companies and partners, new NHCC Executive Director, Octavio A. Hinojosa Mier attributed much of the summit’s success to focusing on the needs of the membership and securing

7. Secure your Wi-Fi networks. If you have a Wi-Fi network for your workplace, make sure it is secure, encrypted, and hidden. To hide your Wi-Fi network, set up your wireless access point or router so it does not broadcast the network name, known as the Service Set Identifier (SSID). Password protect access to the router. 8. Employ best practices on payment cards. Work with banks or processors to ensure the most trusted and validated tools and antifraud services are being used. You may also have additional security obligations pursuant to agreements with your bank or processor. Isolate payment systems from other, less secure programs and don’t use the same computer to process payments and surf the Internet.

subject matter experts to share their knowledge, experience, and engage the participants in dialogue. “We are thrilled for the renewed engagement by so many long time members, as well as interest by new attendees from across the country,” he said. The summit got off to a great start with an opening reception held by host sponsor Comcast NBCUniversal, where Dr. Antonia Novello, VP of Women and Children Health and Policy Affairs, Disney Children’s Hospital; and former U.S. Surgeon General provided a unique perspective on the scope and power of Latinos in the economy, the culture and the foundation of the United States. Day one provided the attendees an opportunity to participate in two tracks: The “Total Market Fueled by an Evolving Hispanic Market” session explored beyond the basic understanding of WHO are these consumers and assisted in the understanding of the needs and expectations of this ever-evolving segment. And a “Best-in-Class Executive Talent Management” session provided corporate best-practice sharing from multiple panelists regarding Talent Management, Internal Executive Search, and Developing Emerging and Senior Level Talent. Insight was shared on what actions companies should take as they attract leaders with key drivers such as Recruit, Retain, Engage, Educate, and Measure, and in turn Brand themselves as an inclusive corporate Employer of Choice. The final day brought it all together with the “Establishing Your Leadership Brand” interactive workshop presented by SMU Cox School of Business, which touched on innovative ways to develop and promote a personal brand to better communicate, engage, influence and lead organizations to new heights. Energy and excitement from NHCC’s successful fall summit will be sure to carry forward into the new year when the spring 2014 summit will take place in Washington DC. To learn more about NHCC visit us at to www.nhcchq.org

A Publication of North Coast Minority Media LLC www.NorthCoastMinority.com / northcoastmagazines@gmail.com / (216) 394-0772 Contributing Writers: Doug Bardwell, Lou Acosta, Winston Hall, Marcus Colon, Dr. Robert Reagan, Virginia Haynes Sales: Paul K. Jones, Vivian Sharp, Lou Acosta Administrative Coordinator: Teresa Alicea Graphics: Matt Mc Coy, Amanda Greeley, Bob Sablack Distribution: Icon Distribution, PMK Distribution, McNeil Distribution

9. Limit employee access to data and information, and limit authority to install software. Do not provide any one employee with access to all data systems. Employees should only be given access to the specific

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3rd Annual Chocolate Jazz Fest 3rd Annual Chocolate Jazz Fest took place at DeLucas Place in the Park on Friday October 18th 2013. Featured artist included Utah Witherspoon, Latin Jazz Players, Comedian Angel Isaac, and DJ Kenny Redd. There was chocolate wine, chocolate strawberries, chocolate Pineapples, Awards, some food, vendors and a silent auction. There were awards given to Hall of Fame inductees Jean Wrice,Ms. Rhoda Lee, Dr. Fleming Mosley, Wilbur Ray Noble, Judge John Howard, Forrest Bullocks, Phyllis Yarber Hogan, Margaret Christian and Constance Ponder. This year the newly named Vision & Views Media, host of the fest included awards for members of the Hispanic/Latino community; Tim Carrion, Diane MarreroPinto, Cel Rivera, Joel Arredondo and Victor Leandry. The following are some of the photos of the evening. 27


The Black Women’s Political Action Committee had their Annual Fundraiser on Friday October 25th at the Massimo da Milano Restaurant on west 25th street in Cleveland. The following are a photo gallery of attendees.

Congratulations!

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to Presidents’ Council Member

Lonnie Coleman

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and Emerging Entrepreneur Alumnus

Bob Lanier 2013 MBE Award Recipients The mission of The Presidents’ Council is to provide leadership, innovative ideas, and resources to advance African-American

www.imwong.com Corporate Hotline: 216-566-9908 2ILFLQDV HQ &ROXPEXV &LQFLQQDWL &KLFDJR 'HWURLW 1HZ <RUN $WODQWD 1DVKYLOOH

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owned and operated businesses thus contributing to the overall growth and economic development in Northeast Ohio.


Keys to a Successful Housing Search: A Community Housing Resource Fair

Sponsored by the Northeast Ohio Fair Housing Collaborative Presentations include: 

How to Find a Good Landlord—Angela Shuckahosee, Executive Director, Cleveland Tenants Organization

How to Recognize Housing Discrimination—Hilary King, Executive Director, Housing Research & Advocacy Center

Finding the Perfect Rental with an Imperfect Record— W. Moná Scott, Fair Housing Administrator, City of Cleveland Sharyna C. Cloud, Project Manager Operation Focus, City of Cleveland Community Relations Board

Protecting Tenants in Foreclosure—James Jones, Strategic Partnership Manager, Empowering and Strengthening Ohio’s People (ESOP)

Your Rights as a Tenant with a Disability—Laura Gold, Accessibility Advocate, Services for Independent Living

Light refreshments will be served. Many housing organizations will be available to answer your questions.

Saturday, November 9, 2013 10 a.m. to 12 noon Trinity Commons-Cathedral Hall 2230 Euclid Avenue Cleveland, OH 44115

For more information, contact Doris Honsa, Housing Research & Advocacy Center, at 216-361-9240 or dhonsa@thehousingcenter.org Registration is not required. This program is free and open to the public.

RTA Health Line Access | Parking in rear of building

Services for

North Coast Latino 29

Independent Living, Inc.


Minority Community Outreach Awards November 16th 2013 - 7pm

Men ~ Black Tie Women ~ Black or White

New Venue: De Lucas Place in the Park, 6075 Middle Ridge Rd., Lorain, OH 44053

Live Entertainment – Comedy – Latin/Jazz – Food Line Dancing Silent Auction – Red Capet Photos To Honor Organizations/Individuals that reach out to: Youth, Women, Entrepreneurs, Students & Seniors in the Minority Community

Honorees are:

“Lorain County Urban League” – “C.H.I.P.” “100 Men of Lorain County” “El Centro” “Hispanic Heritage Coalition” “Amigas Program at Mercy” “Minority Business Assistant Regional Council” “NAACP of /Lorain/ Elyria/Oberlin” Also: Dr. LaTaunya Conley Elyria–Rey Carrion Lorain–Sharon Pearson Oberlin Sponsored by Lorain National Bank & North Coast Minority Media LLC - Advance Tickets $40 online www.NorthCoastMinority.com

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grow

YOUR BUSINESS.

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We have money to lend your business Call our Commercial Banking Officer Martin R. Hale, Vice President (440) 244-8069 2 Summit Park Dr., Suite 640, Independence OH

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