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world, practical solutions to regulatory process issues, with an emphasis focused on operational improvement, policies and procedures, and mortgage risk management. Where do you see your company in five years? The professionals of Brokers Compliance Group have extensive experience in mortgage risk management, licensing, mortgage quality control, and all other areas of legal and regulatory compliance that affect the residential loan originations of independent mortgage professionals. By providing ongoing, compliance support to mortgage brokers, we plan to substantially strengthen their prospects for maintaining exemplary service and responding to regulatory requirements and examinations.
What are you doing today to make a difference in the industry or in your local marketplace? Over the last 24 months, CBC National Bank has taken the original vision to a wider base of clientele with expansion in both our retail and wholesale divisions, thus making us a national lender. Where do you see your company in five years? In five years, CBC National Bank hopes to be recognized as the best mortgage lender, not the biggest, and keep with our trademark, “Big Enough to Matter … Small Enough to Care.”
Credit Plus Inc. Steve Grant, President
Calyx Software Doug Chang, President
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What was the original vision of the company? Founded in 1991, Calyx Software began its operations in San Jose, Calif., with one vision—to provide accessible, affordable and reliable software for all mortgage professionals. More than 20 years later, Calyx Software remains dedicated to helping mortgage professionals increase their profitability by providing software that streamlines and optimizes all phases of the loan process–from initial application through trailing docs– including secondary marketing. We are committed to providing our customers the highest level of service and support possible. What are you doing today to make a difference in the industry or in your local marketplace? Calyx Software continues to work to provide mortgage professionals the tools they need to use technology that allows parties to exchange data easily. We work to develop and introduce products that streamline, integrate and optimize all phases of the loan process while providing flexibility and comprehensive functionality to increase efficiency and maximize profitability. Our products are designed to simplify loan processing and enable seamless integration. Our focus remains on our clients’ success and growth in the industry. Where do you see your company in five years? Since Calyx’s founding, business has been brisk. According to a 2010 study conducted by Access Mortgage Research & Consulting, more than 72 percent of mortgage brokers reported using Calyx Software as their preferred loan origination platform. Further, Calyx supports 36 percent of community banks, credit unions and mortgage bankers. As the industry evolves, so will our products. We hope to remain the preferred choice of those individuals and organizations by listening to them, responding to their needs and by being proactive to stay ahead of regulatory changes.
What was the original vision of the company? At Credit Plus, the original vision was to supply credit information to mortgage bankers and brokers in Delaware, Maryland and Virginia, with a strong focus on customer service. Back then, there were few companies doing this and they were so inundated with requests that they would often shut off their phones so they could catch up. Clients and prospects welcomed our new presence in the marketplace as we helped them dig out from their backlogs. Our product then, consistent with today, focused on quality service and exceptional value. Because of those principles, our service and product popularity grew quickly across the country. What are you doing today to make a difference in the industry or in your local marketplace? Today, we constantly monitor the industry volumes, practices, problems and legislation searching for new needs to develop problem-solving products. Credit Plus has evolved into providing thousands of mortgage professionals with more than 160 different products. We are rolling out four new products this year that will dramatically improve total production in all our clients’ offices. We also offer free mortgage educational classes through Credit Plus University and provide first-time homebuyer seminars on a local level. Where do you see your company in five years? The past couple years have been very good for Credit Plus as the industry reestablishes its footing. We have doubled our market share for two consecutive years. We feel this will be a continuing trend as more mortgage professionals lean on our vision and foresight for developing problem-solving products. Our nimble structure offers us the luxury to react quickly to solve not only the current, but often unforeseen, mortgage lending hurdles.
DocMagic Inc. Don Ianitti, President and CEO
CBC National Bank Charles Wagner, Executive Vice President What was the original vision of the company? CBC National Bank was established in 1999 with the formation of our mortgage division in 2007. Our original vision was to be a small boutique wholesale lender in the Southeast but we quickly determined that our mortgage division would not only complement the Bank, but it would add significant value to CBC’s franchise.
What was the original vision of the company? When DocMagic was founded, 25 years ago, mortgage lenders lived in a paper-based world. They needed a highly reliable service provider to get document packages to the closing table on time. We started our company to provide that, developing same-day turnaround, remote electronic document delivery and data auditing technology as necessary along the way. Our original vision was to create a service that would allow lenders to push a single button and get a fully compliant set of documents delivered. We accomplished that. Over time, our vision expanded as the needs of our customers changed, resulting in the DocMagic of today.