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The National Association of Mortgage Brokers

National Association of Professional Mortgage Women

7900 Westpark Drive, Suite T-309 McLean, VA 22102 Phone: (703) 342-5900 Fax: (703) 342-5905 Web site: www.namb.org

P.O. Box 140218 Irving, TX 75014-0218 Phone: (800) 827-3034 Fax: (469) 524-5121 Web site: www.napmw.org

NAMB Board of Directors Officers President—Jim Pair, CMC Mortgage Associates Corpus Christi 6262 Weber Road, Suite 208 Corpus Christi, TX 78413 (361) 853-9987 jimpair@namb.org President-Elect—William Howe, CMC, CRMS Howe Mortgage Corporation 9414 E. San Salvador Drive, #236 Scottsdale, AZ 85258 (602) 200-8100 billhowe@namb.org Vice President—Michael D’Alonzo, CMC Creative Mortgage Group 1126 Horsham Road, Suite D Maple Glen, PA 19002 (215) 657-9600 michaeldalonzo@namb.org Secretary—Ginny Ferguson, CMC Heritage Valley Mortgage Inc. 5700 Stoneridge Mall Road, Suite 150 Pleasanton, CA 94588 (925) 469-0100 ginnyferguson@namb.org

Directors Joe Camarena The Mortgage Source 10120 Southwest Nimbus Avenue, Suite C-7 Portland, OR 97223 (503) 443-1060 joecamarena@namb.org

Olga Kucerak Crown Lending 8700 Crown Hill Boulevard, Suite 804 San Antonio, TX 78209 (210) 828-3384 olga@crownlending.com Walt Scott Excalibur Financial Inc. 175 Strafford Avenue, Suite 1 Wayne, PA 19087 (215) 669-3273 waltscott@namb.org

Senior Vice President Sharon Patrick, MML, CMI (386) 985-1620 howell@cfl.rr.com Vice President/Northwestern Region Jill M. Kinsman (206) 344-7827 jill.kinsman@usbank.com Vice President/Western Region Tim Courtney (760) 792-5620 desertranchrealty@hotmail.com

Vice President/Southeastern Region Jessica Edmonston (919) 414-3028 jedmon3601@yahoo.com Secretary Laurie Abisher, GML, CMI (661) 283-1262 lauriea@gemcorp.com Treasurer Kay Talley, MML (919) 846-4294 kay.talley@genworth.com Parliamentarian Hulene Bridgman-Works (972) 494-2788 hulene137@yahoo.com

Vice President/Central Region Candace Smith, CMI (512) 329-9040 csmith@wrstarkey.com

National Credit Reporting Association Inc. 125 East Lake Street, Suite 200 Bloomingdale, IL 60108 Phone #: (630) 539-1525 Fax #: (630) 539-1526 Web site: www.ncrainc.org

2010 Board of Directors Marty Flynn—President (925) 831-3520, ext. 224 marty@ccireports.com Tom Conwell—Vice President (248) 473-7400 tconwell@credittechnologies.com Daphne Large—Treasurer (901) 259-5105 daphnel@datafacts.com William Bower—Director (800) 288-4757 wbower@confinfo.com

Sanford (Sandy) Lubin—Director (805) 481-3155 slubin@cbslo.com Judy Ryan—Director (800) 929-3400, ext. 201 jryan@kroll.com Tom Swider—Director (856) 787-9005, ext. 1201 tswider@creditlenders.com Donald J. Unger—Director (303) 670-7993, ext. 222 don@advcredit.com

NCRA Staff Mike Brown—Director (800) 285-6691 mike.brown@ncogroup.com

Terry Clemans—Executive Director (630) 539-1525 tclemans@ncrainc.org

Susan Cataldo—Director (404) 303-8656, ext. 204 susancds@cdsusa.net

Jan Gerber—Office Manager/Membership Services (630) 539-1525 jgerber@ncrainc.org

Nancy Fedich—Director (908) 813-8555, ext. 3010 nancy@cisinfo.net

James Sutton—NCRA Legal Counsel (972) 680-2665 james.sutton@prodigy.net

FEBRUARY 2010

Don Starks D.C. Starks Mortgage Associates Inc. 141 South Main Street Bourbonnais, IL 60914 (815) 935-0710 donstarks@namb.org

President-Elect Gary Tumbiolo, CMI (919) 452-1529 garytumbiolo@aol.com

Vice President/Greater Northeast Region Colleen-Therese McKeever, CMI (646) 584-8332 colleenmckeever@aol.com

MINNESOTA MORTGAGE PROFESSIONAL MAGAZINE

John Councilman, CMC, CRMS AMC Mortgage Corporation 2613 Fallston Road Fallston, MD 21047 (410) 557-6400 jlc@amcmortgage.com

President Liz Roberts-Fajardo, GML (702) 498-8020 lvlizrf@aol.com

www.NationalMortgageProfessional.com

Treasurer—Don Frommeyer, CRMS Amtrust Mortgage Funding Inc. 200 Medical Drive, Suite D Carmel, IN 46032 (317) 575-4355 donfrommeyer@namb.org

National Board of Directors

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