money?

You probably already have it! Sometimes all it takes is a little rearranging to create your complete financial picture in a way that works best for you. Consider your rainy day fund, a life insurance policy you already own, a certificate of deposit, money market account or an annuity. By using money from these sources to fund an insurance policy, you’re simply using existing assets to safeguard your financial legacy and ensure your final expenses are taken care of to make life easier for those you leave behind.

How does the plan work?

It’s simple. A whole life insurance policy is purchased to set aside the funds you want to transfer to your children, grandchildren and charities plus the anticipated cost of your funeral. The policy is then irrevocably assigned to the NGL Estate Planning Trust. This trust assignment is what gives you the advantage of:

1. Making sure the funds for your final expenses are available immediately and not tied up in probate at the time of death.

2. Remaining proceeds are paid out exactly as you wish.

Is this the right product for you?

How do you know if this product might be right for you? If you answer “yes” to any of the following questions, then you know that this product may be the missing piece to your financial picture.

I want to make sure there is an inheritance set aside for my children and grandchildren.

I have a charity that I’m really passionate about and want to make sure there is money designated to it after I’m gone.

I want my assets to be protected from creditors if I should require long-term care.

I don’t want my family to have to worry about paying my funeral expenses.

Medicaid qualification is not a high priority for me right now.

Leave a financial legacy and peace of mind as your gift to loved ones. Providing money to your beneficiaries and setting aside funds for your final expenses is a wise and thoughtful choice - take the opportunity now to prepare for the future. Work with your planning professional on a simple planning solution today!