Asset transfer and protection made easy

Is your financial picture really complete?

People tend to set aside money to pay for important events they expect in their life; a new house, retirement, a special vacation, college tuition for the kids, maybe even a family member’s wedding. Planning ahead makes sense because then the money is there when it’s needed and can be spent as intended. But,

what about planning your legacy?

Everyone wants to be remembered. Leaving a financial legacy is one part that you can have a little control over.

What if...

...your funds could avoid probate and be received quickly?

...your end of life expenses were taken care of before paying others? With the bonus of being income taxfree and easy to do, of course.

Did you know?

The top two reasons people buy life insurance is to leave an inheritance and cover final expenses. Combining our life insurance policy with the free NGL Estate Planning Trust allows you to do just that.

Have you thought about leaving money to your loved ones or a favorite charity, school or religious organization?

Wouldn’t it be nice to know that your money will go where you intend it to and actually be available when the time comes?

Combining a free estate planning trust with a NGL whole life insurance policy helps protect assets up to $100,000, which will then be paid out according to your wishes. You can set aside some of the trust funds to pay your end of life expenses first, followed by your beneficiaries, allowing you to take care of two things at once:

• Funding for end of life and other possible immediate expenses.

• Easily transferring assets.

Baby boomers give an annual average of $1,212 per person to charity.1

The #1 reason people buy life insurance is to cover burial and other final expenses.3

The average median inheritance left by Americans is $69,00. 2

Considering end of life expenses…

There’s a lot to consider. First, you may not have a good idea of what a typical funeral can cost today, so let’s take a look at the numbers.

$9,420 = Cost of a basic funeral today.4

$5,366 = Cost of a basic cremation today. 4

$15,805 = Cost when you add on typical fees for cemetery, monument, flowers and obituaries.5