custoM hoMes on Your lot • our PlAn or Yours
Build it the MAdiSON WAy
Invest in efficiency
No costly construction loan required.
We pay standard closing costs.
No down payment required.
Free site evaluation.
Stick-built homes starting at $66/sq ft.
The benefits of some home efficiency investments aren’t seen as quickly as others. Here’s how a few upgrades compare over time:
Madison homebuilders
Set water heater to 120° No cost; save $73/year Open window blinds in winter; close in summer No cost; save $35/year Adjust thermostat 1° down in winter, 1° up in summer No cost; save $82/year
For A Free Brochure With Floor PlAns, cAll us or Visit our WeBsite
Charlotte, NC 1-800-957-9304
Conover, NC 1-866-847-6815
Columbia, SC 1-888-745-1011
www.madisonhomebuilders.net New ‘LOWER RATES’ Now Available for South Carolina Residents!
EquiSource
Long-term investment
1–5 year payback
H O M E M O RT G A G E C O R P O R AT I O N
Real People...Real Results 1.800.372.2570
ENERGY STAR refrigerator Costs $97 extra; save $100/year ENERGY STAR clothes washer Costs $194 extra; save $140/year Wrap hot water tank Costs $85; save $23/year Upgrade to ENERGY STAR heat pump (from 10 to 15 SEER) Costs $5,700; save $408/year
www.equisourcehome.com Applications accepted 24 hours a day, 7 days a week!
No Upfront Fees • Purchase • Refinance Debt Consolidation • Home Improvement Not-So-Perfect Credit • Previous Bankruptcy OK Second Homes OK • Refi Double Wide/Lands
WOW! 2.62%
Find more ways to save at
TogetherWeSave.com. Source: U.S. Department of Energy Home Energy Saver, Touchstone Energy® Cooperatives. Based on national average savings; actual savings will vary by climate.
Lending to SC homeowners for more than 15 years!
NMLS # 64132
Sample loan
payment*
term*
rate*
apr*
$75,000.00 $125,000.00 $200,000.00
$331.57 $544.01 $870.41
30 yr. Fixed 30 yr. Fixed 30 yr. Fixed
3.37% 3.25% 3.12%
3.75% 3.49% 3.40%
$75,000.00 $125,000.00 $200,000.00
$513.44 $855.73 $1,345.48
15 yr. Fixed 15 yr. Fixed 15 yr. Fixed
2.87% 2.75% 2.62%
3.31% 3.19% 2.98%
Headquarters: 410 D Veterans Rd. Columbia, SC 29209 • GA Lender # 15080, NMLS # 64132
Instant benefit
Charlotte, Conover & Columbia
up to in Free $5,000 Free Gr options or anite counte Kitchen rtops
*Conforming, FIXED Rate, loan examples for 80% LTV, owner occupied, rate/term, refinance or purchase transactions and 740 preferred score. All products allow principle payments at any time without penalty. Other rates, terms and products available. Call about Scores down to 600, Cash Out, Debt Consolidation, Double Wides with Land, FHA to 97.5% LTV, ARM & JUMBO Loans, Interest Only, Former Bankruptcy, etc. Ask about our 10- and 20-year terms. Rates/Terms are subject to market conditions and experience movement each business day. Certain restrictions apply.
Call TODAY! Don’t miss out on a chance to get the lowest rates ‘EVER’ OffERED!
scliving.coop | February 2013 | SOUTH CAROLINA LIVING
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